In the new social media-driven world we youngsters want everything in the moment. Sadly if you need stuff instantly and spend everything along the way, this is guaranteed to empty your wallet and save nothing for the future. Before that, you need to study, build skills and work to earn the cash in order to buy the things you need or want. What if you could make your money work for you? What if you can use it to build enough wealth to one day let the wealth support your lifestyle and allow you to step off the treadmill? The hosts, a father and his son, explore various ways to achieve financial independence (FI) and mistakes to avoid along the way. Financial father has reached FI and wants to share the journey and his tips and tricks to the audience. This podcast is aimed at people who would like to achieve financial independence by getting rich slowly, being patient and enjoying the journey. If the topics discussed in this podcast were taught in schools we’d have a lot more people out there with financial literacy, financial fitness and financial resilience and probably a lot more happiness.
E23 - Making 1600% return, investing in Chinese companies & why to not chase sexy trends, with David Stevenson
In this episode, I am joined by David Stevenson, an experienced investment commentator and writer, with a passion for media and technology. David writes for a number of leading publications including The Financial Times, where he is a columnist, the Investors Chronicle, Money Management and trade newspaper Investment Week, where he’s the contrarian columnist.
David's Twitter: @advinvestor
David's website: http://www.adventurousinvestor.com/
Episode summary: Intro (01:28), How did you get into investing? (04:17), How the youth of today can be real investors? (08:18), Riding your winners, cutting your losses and the importance of rebalancing (14:32), Thoughts on how we should invest in Chinese companies? (17:31), Your 1600% return investment (22:29), Are ESG investments here for the long term? (28:48), What career advice for a recent graduate in the current climate (33:14).
E22 - Managing a fund, leading a team & being a university student, with Matei Vlad
In this episode, I am joined by Matei Vlad, the president of the UCL Investment Society. Some of the topics discussed include:
Transitioning to a post-covid university experience
Job searching in 2021
The UCLIS fund thesis
Matei's take on the current market
Advice to your first-year self
Episode summary: Who is Matei? (00:30), The transition as a university student during the C-19 pandemic (01:41), How has your job search changed during the C-19 pandemic? (06:33), UCL Investment Society (10:34), Leadership skills learnt being the president of the UCLIS (12:08), The investment thesis for the UCLIS fund (15:20), Best moments for the UCLIS fund in 2020-21 (19:04), Key pieces of advice a first-year student should take onboard (24:56), Outro (32:50).
Matei's Linkedin: https://www.linkedin.com/in/matei-vlad/?originalSubdomain=uk
UCL Investment Society: https://www.linkedin.com/company/uclu-investment-society/
E21 - Be ESG Compliant or Get Cancelled
In this episode, I discuss what ESG (Environmental, Social and Governance) Investing is and why it is important but can be used for marketing purposes by fund managers.
CNBC ESG Report: https://www.youtube.com/watch?v=OQ1cliM0b0Q
Morningstar article: https://www.morningstar.co.uk/IntroPage.aspx?site=uk&backurl=https%3A%2F%2Fwww.morningstar.co.uk%2Fuk%2Fnews%2F204080%2Fbest-and-worst-esg-funds-of-2020-so-far.aspx
All-In Podcast: https://www.youtube.com/channel/UCESLZhusAkFfsNsApnjF_Cg
Episode Summary: Market update and the reason for the recent sell-off (00:41), The history of ESG Investing (05:33), The 3 group of people who drive ESG Investing (12:44), Top-performing ESG funds (17:35).
E20 - Why Tesla Will Keep Going Up?
In this episode, I discuss why the Tesla stock price will likely keep increasing and a general update on what I have been up to with final-year University and my other projects.
Vaccine shipments begin: https://apnews.com/article/coronavirus-pandemic-united-states-d4525c56fd2606f1c0dae46ac3c96405
Fund manager makes a bad call to short Tesla: https://masterinvestor.co.uk/funds-and-investment-trusts/without-a-clunie-the-fund-manager-who-shorted-tesla-is-shown-the-door/
Episode Summary: Intro (00:12), Jay's update since the last upload (00:40), Thoughts on the vaccine (10:52), Tesla talk (13:32).
E19 - The £9,250 Debate
In this episode, I discuss the argument of whether UK university students should be given a discount on their tuition fees for the 20/21 academic year due to it being delivered mostly online.
University of Manchester 2018/19 Financial Statement (Page 16): https://www.shorturl.at/anv13
Student Living Costs in the UK 2020: https://www.savethestudent.org/money/student-budgeting/what-do-students-spend-their-money-on.html
Open University: http://www.open.ac.uk/
Episode Summary: Intro (00:11), Are students being educated any less being fully online? (01:15), Is the in-person university experience still available? (06:23), Are universities making any savings with classes being online? (07:26), Are students making a saving with classes being online? (13:57), My experience with my university education being fully online (18:50), The people that benefit from online university (20:56), Outro (23:03).
E18 - Autonomous Cars Cannot Exist
In this episode, I discuss car manufacturer reliability, a fully autonomous car road network and why ridesharing is the long term solution for major cities.
WhatCar.com Survey: https://www.whatcar.com/news/2020-what-car-reliability-survey-brands/n20069
Average Running Cost of Car: https://www.nimblefins.co.uk/average-cost-run-car-uk
Lyft Founder Interview: https://podcasts.google.com/?feed=aHR0cHM6Ly9mZWVkcy5ucHIub3JnLzUxMDMxMy9wb2RjYXN0LnhtbA&ep=14&episode=MTRhY2VhYTQtNDQ3YS00OWRjLTk5NGYtYTI2YTVjNTU2YzQy
Telsa Fully Autonomous Driving (Similar video to what I mentioned): https://www.youtube.com/watch?v=tlThdr3O5Qo
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Episode Summary: Update on FinCEN files leak information (00:50), Most unreliable car manufacturer 2020 (04:57), My families experience with Jaguars (08:04), Car finance/stock market arbitrage (10:00), My experience with London public transport (11:56), Ridesharing services are efficient modes of transport (16:05), Ridesharing services adapting to a fully autonomous driving road network (20:37), Outro (25:41).