Tom is one of the industry‘s leading experts on pensions and retirement for over 20 years and former Head of Policy for the FTSE100 firm Hargreaves Lansdown. You can also find him on Twitter as @pensionsmonkey.
How to survive Consumer Duty
This is the big one, clear the diary, wrap a wet towel round your head and get to grips with the Consumer Duty. In this episode, Mike Barrett and I discuss the key challenges and how firms can survive and thrive in this new world order.
PS22/9: A new Consumer Duty (fca.org.uk)
FG22/5: Final non-Handbook Guidance for firms on the Consumer Duty (fca.org.uk)
An international perspective on UK pensions
If you want a perspective on UK pension provision and policy from someone who has spent time working on other pension systems around the world, Jamie Jenkins from Royal London is your man. We talk here mostly about UK pensions but with some interesting insights from others' experieneces.
Many in the industry, myself included, have worried the advice/guidance boundary prevents businesses from helping their customers. With the help of Ian Beestin of Money Alive and Philip Hodges of Guiide, this episode explores how Guidance can in fact work within the current framework.
Guiide the Happy Retirement Designer
Risk Management Via Video Engagement - Money Alive
The annuities episode with Mark Ormston
Annuities have fallen out of fashion in recent years; given their obvious efficiency and utility, this begs the question, how and when will they be rehabilitated. Mark Ormston of Retirement Line gives us his perspective.
Retirement income market data 2020/21 | FCA
Retirement income market study | FCA
Retirement Outcomes Review | FCA
The Equity Release episode
In this episode, Tom talks about the equity release market and how it fits with later life financial planning. He also dissects recent publications, from the FCA/TPR on the pensions consumer journey and from the DWP on helping savers understand their pension choices
HOUSE RULES - the lang cat (langcatfinancial.co.uk)
FS22/3: Pensions consumer journey | FCA
Helping savers understand their pension choices - GOV.UK (www.gov.uk)
Pension engagement – the Robert Cochran episode
From pension freedoms, through workplace pensions to the new engagement season advocated by the Pensions Minister, better consumer engagement on pensions is a vital element of delivering better retirement outcomes.