Financially Empowered Women

Dionne Payn

The Financially Empowered Women podcast, hosted by Dionne Payn, tackles the shocking reality that 400,000 women in Australia are at risk of homelessness. The podcast dives into the barriers that lead to financial insecurity, aiming to give women the knowledge and tools they need to build a strong financial foundation. Featuring world-class experts, each episode provides practical, women-specific tips on topics such as negotiating a better salary, demystifying superannuation, and navigating divorce and separation while ensuring assets are distributed fairly. This podcast is designed to help women build a strong financial foundation, take control of their financial future and create lasting social change.

  1. S2: Ep 15 Why More Money Won't Solve Your Financial Patterns

    Jun 5

    S2: Ep 15 Why More Money Won't Solve Your Financial Patterns

    Have you ever thought that winning the lottery or landing a massive windfall would finally end your financial stress?. What if you discovered that your bank balance is actually just a reflection of unconscious stories you started telling yourself in early childhood?. Many women believe that their financial struggles are due to a lack of income, but the truth is often found in our deep-seated money patterns. These unconscious habits are like background music in a shopping centre; we tune them out until they lead us back to the same result over and over. Whether it is the inability to hold onto a windfall or a constant feeling of "just enough," these behaviours are driven by a nervous system trying to keep us safe in familiar territory. Real change begins by marrying the practical with the magical. It is not just about having a solid strategy or working harder; it is about aligning your business vehicle with your core values and elevating your energetic vibration. When you stop pushing for results and start allowing flow, you shift from being an "unconscious worker bee" to a magnetic leader who attracts abundance with ease. 🎧 Press play now to learn how to break free from unhelpful cycles and transform your money mindset for women for lasting stability. In this episode, you will: ✅ Understand why more money rarely fixes deep-seated financial habits without addressing the unconscious mind. ✅ Learn how to identify the "music in the background" of your life to interrupt sabotaging patterns. ✅ Discover the power of energetic alignment and how to stop "efforting" your way to success. About Miriam Castilla Miriam Castilla is an ex-engineer and finance professional turned Hypnotherapist, business mentor, and course creator. She is committed to helping online coaches and service providers uplevel their businesses by elevating their mindset, energetic alignment, and strategy. Her unique approach helps women marry the practical with the spiritual to create momentum and financial freedom. Resources & Links 🌐 Website: www.miriamcastilla.com 📱 Instagram: @miriam_castilla 📘 Facebook: https://www.facebook.com/miriamcastilla 📊 Quiz: Money Habit Archetype Quiz - https://www.miriamcastilla.com/quiz Financially Empowered Women Podcast The Financially Empowered Women Podcast is for women who want to take control of their financial future and make a lasting impact. Each week, we bring on expert guests to answer real listener questions, helping them break financial barriers, build wealth, and invest in social change. Whether you’re looking to master your money, grow your income, or use your wealth as a force for good, this podcast gives you the tools to make it happen. Next Steps Join the community for free resources to help you take control of your financial future at www.women4homes.com

    37 min
  2. S2: Ep 14 Women and Investing: Why True Success Requires Mastering Your Financial Psychology

    May 29

    S2: Ep 14 Women and Investing: Why True Success Requires Mastering Your Financial Psychology

    Have you ever wondered why some people seem to make rational investment choices effortlessly while others panic at the first sign of a market dip? What if the secret to building long-term wealth isn't just about picking the right stocks, but about training your brain to stay the course when the noise gets loud? For many women, the world of investing can feel like a mystical black box filled with intimidating jargon and unpredictable numbers. This often leads to a confidence gap, where we either shy away from the market or let short-term emotions dictate our long-term outcomes. True financial power comes from moving beyond the share price roller coaster and focusing on a more stable, predictable feedback loop. In this episode, Jen Nurick from DivGro explains why successful women and investing must focus on the "two-part equation" of what to hold and how to hold. We discuss why dividend growth acts as a secret language that reveals the true health of a company, the importance of "fixating effectively" to drown out market noise, and how to relate to businesses we already understand, such as Bunnings or luxury fashion houses. By mastering your financial psychology, you can move from feeling overwhelmed to feeling anchored and moored to your financial future. 🎧 Press play now to discover how to simplify women and investing and build the emotional resilience needed to achieve lasting wealth. In this episode, you will: ✅ Learn the two-part equation for successful investing: what to hold and how to hold. ✅ Understand why dividend growth is a powerful "secret language" for demystifying a company’s fundamental health. ✅ Discover how to curate your financial feedback to build emotional resilience and avoid the "roller coaster" of market sentiment. About Jen Nurick Jen Nurick is the Head of Communications at DivGro, a unique growth fund powered by dividend increases and a psychological edge. A graduate of the University of Cambridge with a Master’s in Multidisciplinary Gender Studies, she brings a sophisticated lens to how gender and psychology influence financial behaviour. Her writing has appeared in global publications including Vogue Australia and the New York Times Style Magazine. Resources & Links 🌐 Website: divgro.com.au 🔗 LinkedIn: https://www.linkedin.com/company/divgro Financially Empowered Women Podcast The Financially Empowered Women Podcast is for women who want to take control of their financial future and make a lasting impact. Each week, we bring on expert guests to answer real listener questions, helping them break financial barriers, build wealth, and invest in social change. Whether you’re looking to master your money, grow your income, or use your wealth as a force for good, this podcast gives you the tools to make it happen. Next Steps Join the community for free resources to help you take control of your financial future at www.women4homes.com

    39 min
  3. S2: Ep. 13 How to Release Financial Shame and Generational Baggage

    May 22

    S2: Ep. 13 How to Release Financial Shame and Generational Baggage

    Have you ever felt a heavy sense of guilt or shame when it comes to your finances, even if you are professionally successful? What if that feeling isn't actually yours, but is a piece of emotional "baggage" passed down through generations of women who weren't allowed to own property or even hold their own bank accounts? For many women, the struggle with money is rarely about the numbers on a spreadsheet. Instead, it is rooted in a biological and systemic history that has linked financial independence with a lack of safety. We often carry unconscious stories about what we are "allowed" to have or who we are "supposed" to be, leading to a relentless pressure to always be "on" and caring for others at the expense of our own security. Breaking free from this cycle requires more than just a new budget; it requires a transformation of your money mindset for women by learning how to release the stored energy of past traumas and societal expectations. In this episode, executive coach and consultant Holly Smith joins us to discuss the invisible links between our physical energy, our emotions, and our financial agency. Holly shares her powerful perspective on how the body reveals what the mind tries to manage, and why so many women feel like they are "faking it" despite their achievements. We explore the "survival strategies" we develop in childhood, the impact of living in a system not built for us, and practical ways to drop the emotional baggage that drains our life force and limits our financial freedom. 🎧 Press play now to learn how to shed the weight of financial shame and step into a new money mindset for women rooted in self-efficacy and truth. In this episode, you will: ✅ Discover how generational patterns and historical systemic exclusions continue to shape women’s financial confidence today. ✅ Understand the connection between your physical body and your financial decisions, and why your "flaws" might actually be your greatest teachers. ✅ Learn practical strategies to identify and release the emotional baggage that keeps you stuck in a cycle of over-working and under-earning. About Holly Smith Holly Smith is an executive coach and consultant who specialises in helping clients understand the links between physical energy, mental acuity, and emotions. Drawing on her own experiences of overcoming lifelong trauma and chronic illness, she helps high-achieving individuals develop practical strategies to drop emotional baggage and access a better life on all levels. Her work focuses on accessing the body's natural mechanisms for releasing stored energy to reclaim life force and personal power. Resources & Links 🌐 Website: www.theboundlessedge.com 🔗 LinkedIn: https://www.linkedin.com/in/holly-smith-nlp/ 📘 Case Studies: Inspiring Client Stories - https://www.theboundlessedge.com/case-studies Financially Empowered Women Podcast The Financially Empowered Women Podcast is for women who want to take control of their financial future and make a lasting impact. Each week, we bring on expert guests to answer real listener questions, helping them break financial barriers, build wealth, and invest in social change. Whether you’re mastering your money, growing your income, or using your wealth as a force for good, this podcast gives you the tools to make it happen. Next Steps Join the community for free resources to help you take control of your financial future at www.women4homes.com

    37 min
  4. S2: Ep. 12 Healing Your Money Mindset: Why Financial Wellbeing is More Than Just Numbers

    May 15

    S2: Ep. 12 Healing Your Money Mindset: Why Financial Wellbeing is More Than Just Numbers

    Have you ever felt a sense of panic when opening a bank statement, or found yourself "people-pleasing" with your finances even when you know you can't afford it? What if these reactions aren't a sign of financial incompetence, but are actually your nervous system trying to keep you safe based on past experiences and early conditioning? For many women, the struggle with money has very little to do with a lack of knowledge or willpower. We are often taught to blame ourselves for our financial habits, yet we rarely look at the "financial psychology" behind our choices. Whether it is a "freeze" response when it comes to investing or an "over-responsibility" that leads to financial burnout, our relationship with money is deeply intertwined with our sense of safety and self-worth. Achieving a healthy money mindset for women means stopping the cycle of self-blame and understanding that your financial behaviours make perfect sense given the world you’ve lived through. In this episode, financial therapy pioneer Jane Monica-Jones explores the intersection of psychology, trauma, and finance. Jane explains why traditional financial advice often fails women because it ignores the nervous system's role in decision-making. We discuss the impact of "gendered trauma" on wealth building, how to identify your own survival responses to money, and why true empowerment is about agency and self-trust rather than just a healthy balance sheet. 🎧 Press play now to begin the journey of healing your money mindset for women and reclaiming your financial agency. In this episode, you will: ✅ Understand the difference between financial literacy and financial therapy, and why you need both for true wellbeing. ✅ Discover how your nervous system’s "threat response" influences your spending, saving, and risk-taking. ✅ Learn how to stop fixing your money by "fixing yourself" and start working with your conditioning instead of against it. About Jane Monica-Jones Jane Monica-Jones is a financial wellbeing expert, author, teacher, and speaker who has been at the forefront of the financial therapy movement. With extensive experience in both psychology and finance, Jane helps individuals and organisations understand the emotional and psychological aspects of money. Her work combines evidence-based therapeutic techniques with practical financial strategies to build sustainable financial health and self-trust.   Resources & Links 🌐 Website: www.janemonicajones.com 💡 Financial Wellbeing Platform: Capabilite - https://www.janemonicajones.com/courses 🎓 Professional Training: Procovo - https://learn.procovo.com/ 🏢 For Organisations: The Financial Wellbeing Company - https://www.financialwellbeingco.com/ 📱 Instagram: @janemonicajones 🔗 LinkedIn: Jane Monica-Jones Financially Empowered Women Podcast The Financially Empowered Women Podcast is for women who want to take control of their financial future and make a lasting impact. Each week, we bring on expert guests to answer real listener questions, helping them break financial barriers, build wealth, and invest in social change. Whether you’re looking to master your money, grow your income, or use your wealth as a force for good, this podcast gives you the tools to make it happen. Next Steps Join the community for free resources to help you take control of your financial future at www.women4homes.com

    41 min
  5. S2: Ep. 11 Healing Body Burnout: How Your Nervous System Impacts Your Money Mindset

    May 11

    S2: Ep. 11 Healing Body Burnout: How Your Nervous System Impacts Your Money Mindset

    Have you ever felt like you are constantly running on empty, pushing through exhaustion only to find that your bank account feels just as drained as your energy? What if your physical burnout and your financial stress aren't two separate problems, but are actually springing from the exact same root cause in your subconscious mind? For many high-achieving women, "the hustle" is worn as a badge of honour, but it often masks a deeper state of physiological and financial survival. When your body is stuck in a chronic stress response, it is impossible to make expansive, confident financial decisions. This internal sense of "not enoughness" creates a cycle where you overwork to feel secure, yet that security remains elusive because your nervous system doesn't know how to feel safe with abundance. Transforming your money mindset for women requires more than just a new budget; it requires healing the "ROOT-root-cause" of why your body feels it must stay in survival mode to survive. In this episode, Filipa Bellette, co-founder of Chris & Filly Functional Medicine, joins us to reveal the profound link between body burnout and financial scarcity. Filipa shares her personal journey of how healing her own physical collapse led to a radical shift in her business and income. We dive into the "Big Three" body systems that fail during burnout, why traditional mindset work often fails if the body doesn't feel safe, and how to rewire your unconscious mind to support both your physical health and your financial empowerment. 🎧 Press play now to understand how ending body burnout is the first step toward a thriving money mindset for women. In this episode, you will: ✅ Discover the "ROOT-root-cause" connection between your physical health, your nervous system, and your financial frequency. ✅ Understand why "busy-ness" is often a trauma response that keeps you trapped in a cycle of overworking and under-earning. ✅ Learn practical ways to regulate your body so you can move out of survival mode and into a state of financial abundance. About Filipa Bellette Filipa Bellette is the Co-Founder of the multi-award-winning health practice Chris & Filly Functional Medicine and the author of Ending Body Burnout. As an accredited Clinical Nutritionist, Functional Medicine Practitioner, and Trauma Therapist, she specializes in helping "busy" women move from exhaustion to high-performance energy. Filipa is also a PhD Scholar and is regularly featured in major media outlets including the Today Show, Forbes, and Body+Soul. Resources and Links 🌐 Website: www.chrisandfilly.fm 📘 Free Book: Ending Body Burnout 📋 Assessment: Take the Body Burnout Assessment 🚀 Program: Ending Body Burnout Method 📱 Instagram: @chrisandfilly_fm 🔗 LinkedIn: Filipa Bellette 📘 Facebook: Chris & Filly Financially Empowered Women Podcast The Financially Empowered Women Podcast is for women who want to take control of their financial future and make a lasting impact. Each week, we bring on expert guests to answer real listener questions, helping them break financial barriers, build wealth, and invest in social change. Whether you’re looking to master your money, grow your income, or use your wealth as a force for good, this podcast gives you the tools to make it happen. Next Steps Join the community for free resources to help you take control of your financial future at www.women4homes.com

    31 min
  6. S2: Ep. 10 The Financial Reality of Divorce No One Prepares You For

    May 5

    S2: Ep. 10 The Financial Reality of Divorce No One Prepares You For

    No one prepares you for what happens after you decide to leave. You might think the hardest part is ending the relationship. Often, it isn’t. The real shock can come later, when assets are frozen, legal bills escalate, and decisions made in court leave both parties worse off financially. In this deeply personal episode, Louise Agnew shares the financial reality of divorce that no one talks about. After separating amicably and attempting a child-centred co-living arrangement, everything shifted once court proceedings began. What could have been structured thoughtfully through financial planning became a costly, emotionally draining process that impacted long-term wealth, mental health, and stability. Louise explains why selling everything is not always the smartest solution, how poor structuring can destroy generational wealth, and why financial advice should come before legal escalation wherever possible. Most importantly, she highlights how keeping children at the centre of every financial decision changes the outcome. If you are considering separation, currently navigating divorce, or rebuilding after one, this episode offers both caution and hope. 🎧 Press play now to understand the financial blind spots of divorce and how to protect yourself before, during, and after separation. In this episode, you will: ✅ Learn why court-led asset division can leave both parties financially worse off ✅ Understand the importance of financial structuring before engaging lawyers ✅ Discover practical steps women can take to protect cash flow, super, and long-term stability About Louise Agnew Louise Agnew is a financial planner with over 18 years’ experience in wealth creation, SMSF strategies, and property investing. After navigating her own complex divorce and court battle, Louise now focuses on helping women understand their financial position before and after separation. She is the author of Worthy Women, a practical guide to building confidence with money before seeing a financial adviser. Resources & Links: 🌐 Website: www.lyfegroup.com.au 📘 Book: Worthy Women – available via her website 📩 Email: louise@lyfeplanning.com.au 💼 Special Offer: Louise is offering upfront financial advice for $250 for women navigating divorce or unsure what to do next. 📱 Instagram: @lyfegroup_bizz Financially Empowered Women Podcast The Financially Empowered Women Podcast is for women who want to take control of their financial future and make a lasting impact. Each week, we bring expert guests to answer real listener questions, helping women break financial barriers, build wealth, and create long-term security. Whether you are rebuilding, protecting your children’s future, or planning your next chapter, this podcast gives you the tools to move forward with clarity and confidence. Next Steps Join the community for free resources to help you take control of your financial future at www.women4homes.com

    40 min
  7. S2: Ep. 9 Why Women Struggle With Money Even When They’re Successful

    Apr 30

    S2: Ep. 9 Why Women Struggle With Money Even When They’re Successful

    Why Women Struggle With Money Even When They’re Successful Have you ever met a woman who looks successful on the outside, yet quietly feels anxious, uncertain, or disconnected when it comes to money? What if professional success and financial confidence are not the same thing? Many women build impressive careers, lead teams, earn well, and appear financially secure. Yet beneath that surface, there can still be self doubt, scarcity thinking, or a lingering sense of “not enough.” The struggle is rarely about intelligence or capability. It is about conditioning, identity, and the systems we have learned to operate within without questioning. In this episode, Cathy Dimarchos explores why women struggle with money even when they are successful. Drawing on decades of experience across finance, human behaviour, and conscious leadership, Cathy explains how societal narratives shape women’s beliefs about money, power, and visibility. Together, we unpack the façade of success, the hidden pressure to perform, and the importance of developing true self reliance rather than external validation. If you have ever felt financially capable yet internally unsettled, or professionally accomplished yet still limited in some way, this conversation will challenge and expand your thinking. 🎧 Press play now to discover how shifting your relationship with money can unlock clarity, agency, and genuine abundance. In this episode, you will: ✅ Understand how societal systems shape women’s beliefs about money and success ✅ Learn what true self reliance means and why financial awareness is central to personal power ✅ Discover how visibility, vulnerability, and choice create long term financial confidence About Cathy Dimarchos Cathy Dimarchos is an award winning strategic advisor, international speaker, and philanthropist dedicated to elevating the baseline of where women begin their financial lives. With decades of experience across banking, securitisation, human behaviour, and conscious leadership, Cathy empowers women to redesign their choices from a place of integrity and self worth. Her work focuses on personal sovereignty, genuine abundance, and building self reliance from within. Resources & Links 🌐 Website: https://www.solutions2you.com.au/ 🌿 Transformational Retreats: https://www.solutions2you.com.au/transformational-retreats 💫 Feminine Minds Program: https://www.solutions2you.com.au/feminine-minds 📱 Instagram: https://www.instagram.com/cathydimarchos/ 🎥 YouTube: https://www.youtube.com/@CathyDimarchos 🔗 LinkedIn: https://www.linkedin.com/in/cathy-dimarchos-0218a090/ Financially Empowered Women Podcast The Financially Empowered Women Podcast is for women who want to take control of their financial future and make a lasting impact. Each week, we bring on expert guests to answer real listener questions, helping them break financial barriers, build wealth, and invest in social change. Whether you are rebuilding, leading, or redefining success on your own terms, this podcast gives you the tools to move forward with clarity and confidence. Next Steps Join the community for free resources to help you take control of your financial future at www.women4homes.com

    39 min
  8. S2: Ep. 8 A Smarter Way to Buy Property When You Can’t Afford It Alone

    Apr 17

    S2: Ep. 8 A Smarter Way to Buy Property When You Can’t Afford It Alone

    Have you ever looked at property prices and thought, there is no way I can do this on my own? What if the issue isn’t your income or effort, but the assumption that you have to buy alone? Housing affordability is one of the biggest financial barriers facing women today. Rising property prices, high rents, tighter lending conditions, and lower average super balances have made home ownership feel increasingly unattainable. But there is another way forward. In this episode, Lynda Coker shares a smarter way to buy property when you can’t afford it alone. As CEO and Co-Founder of Co-operty, Lynda explains how co-owning property through tenants in common arrangements allows women to pool deposits, share mortgage repayments, and structure ownership clearly and legally from the outset. We explore how co-buying can work for first home buyers, mothers helping daughters, divorced women rebuilding, and older women seeking security and companionship. If you’ve ever felt stuck renting, overwhelmed by deposit requirements, or worried you’ve missed your window to buy, this conversation will expand what you believe is possible. 🎧 Press play now to discover how co-ownership could be your pathway onto the property ladder. In this episode, you will: ✅ Learn how co-owning property can reduce deposit pressure and mortgage stress ✅ Understand the difference between joint tenants and tenants in common ✅ Discover how co-buying can support first home buyers, older women, and intergenerational wealth planning About Lynda Coker Lynda Coker is an angel investor, mentor, and female founder advocate. She is the CEO and Co-Founder of Co-operty, a platform helping people co-own residential property in a simpler and faster way. A recipient of the 2021 Edna Ryan Award and recognised in the global Women in FinTech Powerlist, Lynda brings a unique mix of corporate, startup, and government experience to her mission of improving access to property ownership. Resources & Links: 🌐 Website: https://co-operty.com 📧 Email: lynda@co-operty.com 🔗 LinkedIn: https://www.linkedin.com/in/lynda-coker/ 🏢 Company LinkedIn: https://www.linkedin.com/company/co-operty 📱 Instagram: https://www.instagram.com/co_operty Financially Empowered Women Podcast The Financially Empowered Women Podcast is for women who want to take control of their financial future and make a lasting impact. Each week, we bring expert guests to answer real listener questions, helping women break financial barriers, build wealth, and create long-term housing security. Whether you are buying your first home, rebuilding after divorce, or exploring co-living solutions later in life, this podcast gives you practical pathways forward. Next Steps Join the community for free resources to help you take control of your financial future at www.women4homes.com

    32 min

About

The Financially Empowered Women podcast, hosted by Dionne Payn, tackles the shocking reality that 400,000 women in Australia are at risk of homelessness. The podcast dives into the barriers that lead to financial insecurity, aiming to give women the knowledge and tools they need to build a strong financial foundation. Featuring world-class experts, each episode provides practical, women-specific tips on topics such as negotiating a better salary, demystifying superannuation, and navigating divorce and separation while ensuring assets are distributed fairly. This podcast is designed to help women build a strong financial foundation, take control of their financial future and create lasting social change.

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