One thing I love about this podcast and about Tom (our awesome host) is that he is real, wise and does his homework before just spitting words in to a microphone, I can tell he has a plan for what he is going to say and the point he wants to make on each topic, which can lead to a great lesson in finance and life.
I found myself making bad choices in my early twenties and in denial of any consequences. My life was about fun, partying and vacating from the real world. Credit card debt, rent debt and eventually medical debt got overwhelming... I found myself in a darker place with no seeming way to get out.
I decided the summer of 2018 I was done and ready to grow up. I quit my retail job, broke off a toxic relationship, moved out of my (too expensive) apartment, started working out and eating healthy, started going to church and finally started getting the papers together for a debt pay off program with a non-profit. That took two months just to get the papers.
To shorten up the story- I am finally seeing the end after getting a nice pay raise, faith has played a key role in this, along with budgeting and discipline. Tom’s podcast has helped me guide through some of the tougher stuff (have gone back and listened to older podcasts) and he’s helped me answer questions I may have.
Thank you Tom!
-Brandon