Follow Me out of Debt | Get out of debt and get into prosperity‪!‬ Tom Merlino | Tom is inviting you to follow him on his journey to get out of debt and get into prosperity.

How can we use the power of our similarities to work together to get out of debt faster than we could if we were just going at it alone?

A new group on Facebook has been created for our community of like-minded folks to ask questions, get into conversations, celebrate victories, and much more. Find out how you can join this free group today!

Doing a minimalist budget isn’t the same as frugality. Being frugal is always helpful when it comes to saving money, but a minimalist budget is less about frugality and more about reducing the number of things that we’re spending money on. It's more of an exercise in finding out what we truly value and discarding the rest.

Last week, I headed over to the credit union and wrote the check to officially pay off our second vehicle. Aside from the taste of freedom, there are also some great tips on what to do with the additional money that isn't going to a car payment every month.

Here are my top 5 tips on cheap living, and when you implement these tips, you will save money. I want you to feel comfortable about being cheap, because it's not really a bad thing, especially when it comes to personal finance.

The money that you are bringing in, either on your own or between you and your spouse, is meant to pay for certain expenses. When those expenses start to equal more than your available means, you have officially started to live above your means - the antithesis of where you want to be.