47 episodes

Azaria Bell talks with you about your money.

We acknowledge the darkinjung people, Traditional Custodians of the land on which our studio sits, and pay respects to their Elders past and present. We extend that respect to Aboriginal and Torres Strait Islander peoples who may listen to our podcast.

gen z money SYMO interactive

    • Business

Azaria Bell talks with you about your money.

We acknowledge the darkinjung people, Traditional Custodians of the land on which our studio sits, and pay respects to their Elders past and present. We extend that respect to Aboriginal and Torres Strait Islander peoples who may listen to our podcast.

    investing series: the basics of investing (with guest Nick McGuire)

    investing series: the basics of investing (with guest Nick McGuire)

    Associate advisor from Melbourne, Nick McGuire, joins Azaria to host a new series on investing for beginners! In this first episode, they touch on:
    👉 what inflation means and why it's important in relation to savings and investments
    👉🏿 how compound interest grows your money over time
    👉🏻 investing vs gambling... what's the difference?
    👉🏽 passive and active investing strategies
    👉🏿 different types of investments
    👉 where to learn more about investing

    The Australian Govt's Moneysmart website has a finance glossary where you can look up money jargon: https://moneysmart.gov.au/glossary plus find heaps of helpful investing resources.

    Find the Moneysmart compound interest calculator here: https://moneysmart.gov.au/budgeting/compound-interest-calculator

    Thanks to Up Bank for supporting gen z money! Sign up with them and get $5 in your new account: https://link.up.com.au/GENZMONEY. Product & offer T&Cs @ up.com.au/terms. Up accounts issuer Bendigo & Adelaide Bank.

    Need a way to manage your cash? Check out Glen's online course using the link below - get $20 off when you use the code "genz":

    For podcast resources, links to our stuff, disclaimers & warnings about this episode + more... check out: https://www.sortyourmoneyout.com/genz-shownotes

    🛑 This podcast is for education and entertainment purposes. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. We may discuss products, services and answer listener questions on this video for entertainment & illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment podcast as we do not know the details of your personal financial situation. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. SYMO interactive Pty Ltd, the publisher of the podcast, is an authorised representative of MoneySherpa Pty Ltd which holds financial services licence 451289. Please read our Financial Services Guide located at sortyourmoneyout.com. This podcast is intended for residents of Australia.

    We acknowledge the darkinjung people, Traditional Custodians of the land on which our studio sits, and pay respects to their Elders past and present. We extend that respect to Aboriginal and Torres Strait Islander peoples who may listen to our podcast.

    what does a financial adviser do?

    what does a financial adviser do?

    Not entirely sure what a financial adviser actually does or how they can help you? This one's for you! In this episode, James Millard, director and head financial adviser at Sufficient Funds, joins Azaria on the podcast to touch on:
    👉🏻 how a financial adviser can provide value in ways that books and podcasts can't
    👉 seeing an adviser vs seeing an accountant, what's the difference?
    👉🏽 how advisers charge
    👉🏿 how to reach out to an adviser
    👉🏻 the process of working with an adviser
    👉 how to vet an adviser and find the right fit for you and your situation

    Wondering what a first meeting would go down like? Check out the my millennial money episode where James meets with new clients, Blake and Jas, here: https://player.whooshkaa.com/episode?id=745782

    If you'd like to get in touch with James to chat about your situation, head to https://www.sortyourmoneyout.com/reach-out

    Thanks to Up Bank for supporting gen z money! Sign up with them and get $5 in your new account: https://link.up.com.au/GENZMONEY. Product & offer T&Cs @ up.com.au/terms. Up accounts issuer Bendigo & Adelaide Bank.

    Need a way to manage your cash? Check out Glen's online course using the link below - get $20 off when you use the code "genz":

    For podcast resources, links to our stuff, disclaimers & warnings about this episode + more... check out: https://www.sortyourmoneyout.com/genz-shownotes

    🛑 This podcast is for education and entertainment purposes. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. We may discuss products, services and answer listener questions on this video for entertainment & illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment podcast as we do not know the details of your personal financial situation. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. SYMO interactive Pty Ltd, the publisher of the podcast, is an authorised representative of MoneySherpa Pty Ltd which holds financial services licence 451289. Please read our Financial Services Guide located at sortyourmoneyout.com. This podcast is intended for residents of Australia.

    We acknowledge the darkinjung people, Traditional Custodians of the land on which our studio sits, and pay respects to their Elders past and present. We extend that respect to Aboriginal and Torres Strait Islander peoples who may listen to our podcast.

    property series: buying a house with others (with guest John Pidgeon)

    property series: buying a house with others (with guest John Pidgeon)

    You don't have to go into the property game alone, bring a friend or family member! In this episode John Pidgeon, co-host of my millennial money and my millennial property, joins Azaria for the final chapter of the property series, talking about:
    👉🏽the difference between buying as a married couple vs de facto couple
    👉🏻splitting mortgage repayments between those who buy together
    👉whether you can access first home buyer concessions if the other party has already accessed those
    👉🏿whose name goes on the title and how you can protect your ownership of the property
    👉🏽the importance of getting legal advice around buying a property with someone else
    👉🏻how to wrap up the arrangement if it ever comes time to end the agreement and move on
    👉🏾things to consider before pressing go - is buying together going to be the best thing for your relationship with this person?

    Subscribe to my millennial property for more eps about property fun: https://player.whooshkaa.com/shows/my-millennial-property

    Thanks to Up Bank for supporting gen z money! Sign up with them and get $5 in your new account: https://link.up.com.au/GENZMONEY. Product & offer T&Cs @ up.com.au/terms. Up accounts issuer Bendigo & Adelaide Bank.

    Need a way to manage your cash? Check out Glen's online course using the link below - get $20 off when you use the code "genz":

    For podcast resources, links to our stuff, disclaimers & warnings about this episode + more... check out: https://www.sortyourmoneyout.com/genz-shownotes

    🛑 This podcast is for education and entertainment purposes. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. We may discuss products, services and answer listener questions on this video for entertainment & illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment podcast as we do not know the details of your personal financial situation. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. SYMO interactive Pty Ltd, the publisher of the podcast, is an authorised representative of MoneySherpa Pty Ltd which holds financial services licence 451289. Please read our Financial Services Guide located at sortyourmoneyout.com. This podcast is intended for residents of Australia.

    We acknowledge the darkinjung people, Traditional Custodians of the land on which our studio sits, and pay respects to their Elders past and present. We extend that respect to Aboriginal and Torres Strait Islander peoples who may listen to our podcast.

    property series: what to look for in a mortgage (with guest John Pidgeon)

    property series: what to look for in a mortgage (with guest John Pidgeon)

    A mortgage is a big thing to sign up for, so it's important to know how it works and how you can have it set up to suit your situation. Co-host of my millennial money and my millennial property, John Pidgeon, joins Azaria to help talk through:
    👉🏼who sets up your mortgage and some options for how you can set up repayments (get the help of an awesome mortgage broker)
    👉🏾how to choose the right mortgage product for you
    👉a few tricks to pay off your mortgage sooner
    👉🏻some terminology you'll need to understand before you sign on the dotted line (fixed rate, variable rate, principle, interest, offset account, lenders mortgage insurance (LMI))
    👉🏼the way interest works and what a principle + interest (P+I) vs interest only loan looks like

    If you'd like to chat with someone about your situation, get in touch: https://www.sortyourmoneyout.com/reach-out

    Subscribe to my millennial property: https://player.whooshkaa.com/shows/my-millennial-property

    Thanks to Up Bank for supporting gen z money! Sign up with them and get $5 in your new account: https://link.up.com.au/GENZMONEY. Product & offer T&Cs @ up.com.au/terms. Up accounts issuer Bendigo & Adelaide Bank.

    Need a way to manage your cash? Check out Glen's online course using the link below - get $20 off when you use the code "genz":

    For podcast resources, links to our stuff, disclaimers & warnings about this episode + more... check out: https://www.sortyourmoneyout.com/genz-shownotes

    🛑 This podcast is for education and entertainment purposes. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. We may discuss products, services and answer listener questions on this video for entertainment & illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment podcast as we do not know the details of your personal financial situation. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. SYMO interactive Pty Ltd, the publisher of the podcast, is an authorised representative of MoneySherpa Pty Ltd which holds financial services licence 451289. Please read our Financial Services Guide located at sortyourmoneyout.com. This podcast is intended for residents of Australia.

    We acknowledge the darkinjung people, Traditional Custodians of the land on which our studio sits, and pay respects to their Elders past and present. We extend that respect to Aboriginal and Torres Strait Islander peoples who may listen to our podcast.

    property series: what to expect in the house buying process (with guest John Pidgeon)

    property series: what to expect in the house buying process (with guest John Pidgeon)

    In this episode John Pidgeon explains step-by-step what to expect from the house buying process, touching on:
    👉getting finance - how useful mortgage brokers are
    👉🏿what pre-approval means and the documents they'll need from you in order to get it
    👉🏽how you start making offers on properties once you get pre-approval
    👉🏻the checks you'll want to do before locking in a house
    👉🏼what a cooling off period is and what you can do during that time
    👉🏾what settlement is - how many days it is, some of the things you'll do, and some of the things your conveyancer and finance team will sort
    👉🏻how important it is to have a solid team supporting you - a mortgage broker and conveyancer (and the areas they'll look after)

    Subscribe to my millennial property: https://player.whooshkaa.com/shows/my-millennial-property

    Thanks to Up Bank for supporting gen z money! Sign up with them and get $5 in your new account: https://link.up.com.au/GENZMONEY. Product & offer T&Cs @ up.com.au/terms. Up accounts issuer Bendigo & Adelaide Bank.

    Need a way to manage your cash? Check out Glen's online course using the link below - get $20 off when you use the code "genz":

    For podcast resources, links to our stuff, disclaimers & warnings about this episode + more... check out: https://www.sortyourmoneyout.com/genz-shownotes

    🛑 This podcast is for education and entertainment purposes. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. We may discuss products, services and answer listener questions on this video for entertainment & illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment podcast as we do not know the details of your personal financial situation. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. SYMO interactive Pty Ltd, the publisher of the podcast, is an authorised representative of MoneySherpa Pty Ltd which holds financial services licence 451289. Please read our Financial Services Guide located at sortyourmoneyout.com. This podcast is intended for residents of Australia.

    We acknowledge the darkinjung people, Traditional Custodians of the land on which our studio sits, and pay respects to their Elders past and present. We extend that respect to Aboriginal and Torres Strait Islander peoples who may listen to our podcast.

    property series: why you might NOT choose to buy a property

    property series: why you might NOT choose to buy a property

    Just because property CAN be a good investment, it doesn't mean everyone SHOULD buy property right this very second. Sometimes it's not the right time or choice for your situation. In this episode Azaria shares her thoughts on this idea, touching on:
    👉🏾not all property goes up in value
    👉sometimes it's ok to focus on gaining experiences out in the world rather than settling into a property - go live!
    👉🏻going crazy hard to save for property might not suit your circumstances - especially if you're studying or working casually/part-time
    👉🏽there are many options for investing - and some may suit your goals or needs better than property
    👉🏾property has a lack of liquidity - you can't slice a room off your house and sell it if you need to access cash
    👉🏽property and its risks might not suit the level of risk you're prepared the handle, or your "risk profile"

    Thanks to Up Bank for supporting gen z money! Sign up with them and get $5 in your new account: https://link.up.com.au/GENZMONEY. Product & offer T&Cs @ up.com.au/terms. Up accounts issuer Bendigo & Adelaide Bank.

    Need a way to manage your cash? Check out Glen's online course using the link below - get $20 off when you use the code "genz":

    For podcast resources, links to our stuff, disclaimers & warnings about this episode + more... check out: https://www.sortyourmoneyout.com/genz-shownotes

    🛑 This podcast is for education and entertainment purposes. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. We may discuss products, services and answer listener questions on this video for entertainment & illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment podcast as we do not know the details of your personal financial situation. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. SYMO interactive Pty Ltd, the publisher of the podcast, is an authorised representative of MoneySherpa Pty Ltd which holds financial services licence 451289. Please read our Financial Services Guide located at sortyourmoneyout.com. This podcast is intended for residents of Australia.

    We acknowledge the darkinjung people, Traditional Custodians of the land on which our studio sits, and pay respects to their Elders past and present. We extend that respect to Aboriginal and Torres Strait Islander peoples who may listen to our podcast.

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