Get in the Cashflow Game with K&K | A Podcast for Real Estate Investors, Lenders & Entrepreneurs

Krystle Simpson and Kenny Simpson
  • 5.0 (54)
  • Investing
  • Updated Weekly

From Property Management, Commercial Lending, Residential Lending, we have a lot of insights on life, and have met a lot of incredible people along the way. This Podcasts features Krystle Simpson, a commercial lender, along with Kenny Simpson, a residential lender. This Podcasts will feature a series of guests who have been influential along our way to success, currently and future wise on topics such as: Real Estate, Business, Personal, Lifestyle, including Fitness and Health. Our Podcast series, “Get in the Cashflow Game with K&K” can be found on iTunes and Spotify.

  1. 2d ago

    The Government Got Inflation Wrong

    What if inflation has been running lower than the number the Federal Reserve has been watching? Recent research and upcoming methodology changes suggest that certain categories within the PCE inflation measure may have been overstating inflation. And that matters because PCE is one of the key inflation measures the Federal Reserve watches when making decisions about interest rates. In this week’s The Brief, Kenny Simpson breaks down: • Why the inflation number may be overstated• The difference between PCE and CPI• What categories are creating the discrepancy• How portfolio management fees are being measured• How software and other services can affect the inflation calculation• What changes are being made to the methodology• How much core PCE could potentially change• Why this matters to the Federal Reserve• What it could mean for mortgage rates and interest rates Kenny discusses research from the Cleveland Fed, San Francisco Fed, Federal Reserve Board staff and others that has examined these measurement issues. But does this mean the Fed is suddenly going to start cutting rates? Not necessarily. There are still major factors affecting the rate outlook, including geopolitical uncertainty, the labor market, consumer spending, inflation and broader economic conditions. The bigger question is this: If inflation has been overstated, have interest rates been higher than they needed to be? Watch the full episode for Kenny’s breakdown.

  2. Aug 26

    Trump Wants Lower Rates. So Why Aren’t They Falling?

    Why are mortgage rates still so high in 2026, even as President Trump pushes for lower interest rates? That’s the question a lot of buyers, homeowners, investors, and real estate professionals are asking right now. In this week’s The Brief, Kenny Simpson breaks down what’s actually keeping mortgage rates elevated and why the answer goes far beyond who is sitting in the White House. We cover: • Why Trump wants interest rates lower• Why presidents don't directly control mortgage rates• How the Iran conflict is affecting markets and inflation expectations• The impact of tariffs on rates• What the latest jobs and consumer numbers are telling us• Why slowing wage growth matters for inflation• What Kevin Warsh and Scott Bessent can actually do• Why mortgage rates could have room to fall• What needs to happen before we see meaningful rate relief Kenny’s view is that the underlying economic picture isn't particularly strong: the jobs market is struggling, the consumer is slowing, GDP is lukewarm, and inflation has not risen as much as feared. But continued uncertainty surrounding Iran is making it harder for markets and policymakers to move toward lower rates. There is some good news. Kenny explains that the spread between the 10-year Treasury and 30-year fixed mortgage rate has narrowed significantly. In his view, without that improvement, mortgage rates could currently be substantially higher. So when will mortgage rates finally come down? Watch the full episode for Kenny’s take on what needs to happen next.

  3. Aug 19

    7 ADU Mistakes That Could Cost You Thousands

    Thinking about building an ADU? There are some expensive mistakes you need to understand before you start construction. After funding more than 100 deals involving ADUs, Kenny Simpson has seen what can go wrong, from appraisals and construction costs to refinancing problems and properties that don't produce the value owners expected. In this week's The Brief, Kenny breaks down 7 ADU landmines every homeowner and real estate investor should understand: 1. What are you actually building?Do the comps and rents support your plan? 2. What will it really cost?Spending $350,000 doesn't automatically add $350,000 in property value. 3. The appraisalADUs can be difficult to value, and the wrong appraisal can create major problems. 4. Your takeout loanDon't assume you'll automatically be able to refinance and pull your construction money back out. 5. Selling the propertyThe market may not value your finished project the way you expected. 6. Qualifying for financingDSCR, residential and commercial lenders can treat these properties very differently. 7. Your teamThe lender, loan officer, appraiser, agent, and other professionals you work with can make or break a complex ADU project. The biggest takeaway: do the research before you build. Understand the potential value, rents, appraisal, financing, refinance strategy, and exit plan before committing hundreds of thousands of dollars to an ADU project.

  4. Aug 12

    Fed Rate Hikes May Be Over: Here’s Why

    The Federal Reserve may be running out of reasons to raise interest rates in 2026. The latest jobs report came in far weaker than expected, previous months were revised lower, and wage growth has slowed. At the same time, inflation isn't showing the kind of spike that would make another Fed rate hike easy to justify. In this week's The Brief, Kenny Simpson breaks down: • Why the latest jobs report matters• Why wage growth may be the number everyone is overlooking• What slowing wages mean for inflation• Rising auto, credit card, and student loan debt• Why consumer stress matters to the Fed• Why Fed rate hikes could be off the table• What would need to happen for rate cuts• What this could mean for mortgage rates and real estate Kenny's key point: if wage growth continues falling, the job market stays weak, consumers slow down, and inflation doesn't spike, it becomes increasingly difficult for the Fed to justify raising rates.

  5. Jul 29

    Big News: We're Now Licensed in More States

    Big news! We've officially expanded into more states, allowing us to help even more buyers, homeowners, investors, and self-employed borrowers with their mortgage financing. In this week's Brief, Kenny Simpson shares: The new states we're licensed in Why being a mortgage broker gives clients more options How access to over 100 lenders helps find better loan solutions Why experience matters in today's market How we've invested in technology, AI, and client communication to deliver a better mortgage experience Why referrals continue to be the biggest part of our business Whether you're buying your first home, refinancing, investing, or you're self-employed, we're here to help.

  6. Jul 22

    Inflation Has Finally Peaked. What Does This Mean For Rates?

    Has inflation finally peaked? The latest inflation report suggests prices are no longer rising at the pace we've seen over the last few years, and that's changing the conversation around interest rates. In this week's Brief, Kenny Simpson breaks down: The latest CPI and PPI reportsWhy economists believe inflation is coolingWhat this means for mortgage ratesWhy the Fed may shift away from rate hikesThe biggest risks that could push inflation higher againWhat buyers, homeowners, and investors should watch nextIf you're waiting for lower mortgage rates, understanding inflation is one of the most important pieces of the puzzle.

  7. Jul 15

    Self-Employed? Don't Let the Bank Tell You No

    Being self-employed shouldn't stop you from buying a home. In this week's Brief, Kenny Simpson explains why so many business owners are denied by traditional banks, and the mortgage options that could help them qualify. In this episode, we discuss: Why self-employed borrowers are denied more oftenBank statement loans1099 loansProfit & Loss (P&L) loansAsset-based lendingDSCR loans for investorsHow mortgage brokers access more lending options than most banksWhat you need before applyingIf you're an entrepreneur, freelancer, contractor, or business owner, this video will help you understand the options available today.

  8. Jul 8

    720,000 Americans Stopped Looking for Work

    The latest jobs report may be one of the most important of the year. While unemployment appeared to improve, the underlying numbers tell a very different story. In this week's Brief, Kenny Simpson explains why this report could change the conversation around interest rates and the economy. In this episode, we cover: • Why only 57,000 jobs were added• Why 720,000 Americans stopped looking for work• Downward revisions to April and May employment data• Hospitality job losses• Labor force participation trends• Why the Federal Reserve may shift toward rate cuts• What this means for mortgage rates and the housing market If you're watching mortgage rates, the economy, or the housing market, this is one jobs report you shouldn't ignore.

See All (249)

5
out of 5
54 Ratings

About

From Property Management, Commercial Lending, Residential Lending, we have a lot of insights on life, and have met a lot of incredible people along the way. This Podcasts features Krystle Simpson, a commercial lender, along with Kenny Simpson, a residential lender. This Podcasts will feature a series of guests who have been influential along our way to success, currently and future wise on topics such as: Real Estate, Business, Personal, Lifestyle, including Fitness and Health. Our Podcast series, “Get in the Cashflow Game with K&K” can be found on iTunes and Spotify.

Information

You Might Also Like