BIGcast Best Innovation Group's John Best & 154 Advisors' Glen Sarvady

John and Glen discuss the proposed National Association of Realtors settlement that many believe will dramatically alter the process of buying/selling US homes. The mortgage process could be disrupted too… for better or worse? 
 
Links related to this episode:
 
The New York Times’ Daily podcast on the realtor fee lawsuit: https://www.nytimes.com/2024/03/20/podcasts/the-daily/housing-market.html 
NPR’s article on the proposed settlement: https://www.npr.org/2024/03/22/1239486107/realtor-fee-commission-homes-for-sale 
CNN’s subsequent article on the settlement’s ramifications: https://www.cnn.com/2024/03/30/economy/nar-settlement-home-buyers-and-sellers/index.html 
Glen’s blog on the Capital One/Discover merger: https://www.big-fintech.com/Media?p=the-capital-onediscover-deal-a-test-of-typical-battle-lines-and-a-credit-union-angle 
 
Find us on X and BlueSky at @bigfintech, @jbfintech and @154Advisors (same handles for both)
You can also follow us on LinkedIn: 
https://www.linkedin.com/company/best-innovation-group/  
https://www.linkedin.com/in/jbfintech/ 
https://www.linkedin.com/in/glensarvady/

Glen speaks with Competiscan Founder/CEO Richard Goldman about the insights promotional mail can generate about events like the proposed Capital One/Discover merger. Also- more headaches at Discover, and looking into the less reported corners of the Visa/ Mastercard settlement.  
 
Links related to this episode:
 
Competiscan: https://www.competiscan.com/ 
Glen’s blog dissecting the Visa/Mastercard settlement: https://www.big-fintech.com/Media?p=exploring-the-issuer-aspect-of-the-visamastercard-settlement
Glen’s blog on the Capital One/Discover merger: https://www.big-fintech.com/Media?p=the-capital-onediscover-deal-a-test-of-typical-battle-lines-and-a-credit-union-angle 
Story about squatters grabbing Capital One/Discover domains: https://domainnamewire.com/2024/03/29/capital-one-sues-to-get-discover-merger-domain-names/ 
Submission form to join Competiscan’s Consumer/Small Business Panels: https://www.sbkcenter.com/consumer.html  
 
Join us for our next CU Town Hall on Wednesday April 3 at 3pm ET/Noon PT for a live and lively interactive discussion of the key issues facing credit unions. (Did we mention there’ll be a cool tech giveaway to one FI attendee?) It’s free to attend, but advance registration is required:  https://www.cutownhall.com/  
 
Find us on X and BlueSky at @bigfintech, @jbfintech and @154Advisors (same handles for both)

You can also follow us on LinkedIn: 
https://www.linkedin.com/company/best-innovation-group/
https://www.linkedin.com/in/jbfintech/ 
https://www.linkedin.com/in/glensarvady/

John and Glen meet with Shastic Founder/CEO Joseariel Gomez Ortigoza about his firm’s mission to make AI less intimidating for credit unions. Also- sausage making and the Credit Card Competition Act. 
 
Links related to this episode:
 
Shastic: https://shastic.com/ 
BIG’s Innovation Club: https://www.big-fintech.com/Innovation-Club/Technology
Glen’s blog previewing the EU’s AI Act: https://www.big-fintech.com/Media?p=first-mover-advantage-the-eus-ai-act-sets-the-legislative-tone
CU Today’s CCCA coverage the morning of the government shutdown deadline: https://www.cutoday.info/Fresh-Today/CU-Opposed-Credit-Card-Competition-Act-Added-as-Amendment-to-Must-Pass-Bill 
...and its brief follow-up afterward: https://www.cutoday.info/Fresh-Today/Two-Measures-Championed-by-CUs-Included-in-Spending-Package-Passed-by-Senate-Credit-Card-Competition-Act-Doesn-t-Make-Cut 
 
Join us for our next CU Town Hall on Wednesday April 3 at 3pm ET/Noon PT for a live and lively interactive discussion of the key issues facing credit unions. (Did we mention there’ll be a cool tech giveaway to one FI attendee?) It’s free to attend, but advance registration is required:  https://www.cutownhall.com/  
 
We’ve joined BlueSky social! Find us at @bigfintech, @jbfintech and @154Advisors 
You can also follow us on LinkedIn: 
https://www.linkedin.com/company/best-innovation-group/  
https://www.linkedin.com/in/jbfintech/ 
https://www.linkedin.com/in/glensarvady/

More highlights from the Government Affairs Conference: Filene Research Institute’s Taylor Nelms shares new research revealing credit union members’ segmented needs and desires, and Glia’s Paul Sheets on his firm’s fresh take on “Contact Center as a Service.” Also, first impressions of the EU’s new AI Act.
 
Links related to this episode:
 
Registration for Filene’s Thursday April 4 webinar: https://www.filene.org/events/member-voice-unleashed-national-insights-dashboard-demo-preview 
Filene’s Member Voice initiative: https://www.filene.org/programs-services/advisory-services/member-voice 
Glia’s Unified Interaction Management model: https://www.glia.com/ 
The MIT Technology Review’s take on the EU’s new AI Act: https://www.technologyreview.com/2024/03/19/1089919/the-ai-act-is-done-heres-what-will-and-wont-change/ 
Our January episode where John Best suggests blockchain as an AI “watermarking” solution: https://www.big-fintech.com/Media?p=has-blockchain-found-a-problem-for-its-solution 
 
Join us for our next CU Town Hall on Wednesday March 20 at 3pm ET/Noon PT for a live and lively interactive discussion of the key issues facing credit unions. (Did we mention there’ll be a cool tech giveaway to one FI attendee?) It’s free to attend, but advance registration is required:  https://www.cutownhall.com/  
 
We’ve joined BlueSky social! Find us at @bigfintech, @jbfintech and @154Advisors 

You can also follow us on LinkedIn: 
https://www.linkedin.com/company/best-innovation-group/  
https://www.linkedin.com/in/jbfintech/ 
https://www.linkedin.com/in/glensarvady/

Glen reports from America’s Credit Unions’ Government Affairs Conference- including our annual roundtable with ACU’s Economics team about an oddly disjointed consumer picture, and a conversation with CEOs Deborah Fears and James Higgins about the still-essential role played by small credit unions.   
 
Links related to this episode:
 
The 170-page Small Credit Union Blueprint for Success: www.cuna.org/smallcu  
Americas Credit Unions monthly Economic Updates: https://www.cuna.org/advocacy/credit-union---economic-data/economic-data---bank-comparisons/cuna-economic-update.html 
Our interview with board member Caroline Willard on the CUNA/NAFCU merger: https://www.big-fintech.com/Media?p=the-cunanafcu-merger-an-inside-view 
Skyline Financial Federal CU: https://www.skylinefinancialfcu.com/ 
Chicago Post Office Employees Credit Union: https://www.cpoecu.com/ 
Americas Credit Unions’ in-progress combined site: https://www.americascreditunions.org/ 
 
Join us for our next CU Town Hall on Wednesday March 20 at 3pm ET/Noon PT for a live and lively interactive discussion of the key issues facing credit unions. (Did we mention there’ll be a cool tech giveaway to one FI attendee?) It’s free to attend, but advance registration is required:  https://www.cutownhall.com/  
 
We’ve joined BlueSky social! Find us at @bigfintech, @jbfintech and @154Advisors 
You can also follow us on LinkedIn: 
https://www.linkedin.com/company/best-innovation-group/  
https://www.linkedin.com/in/jbfintech/ 
 https://www.linkedin.com/in/glensarvady/

Glen chats with Generative AI’s self- described Chief Optimist (and OpenAI’s onetime Head of Go to Market) Zack Kass about how we’ve arrived at the brink of AGI, potential regulatory avenues to safeguard the technology, and why he sees more likely good than harm. Also- Elon’s latest gambit and another Easter egg in the Capital One/Discover deal.
 
Links related to this episode:
 
Zack Kass’s website: https://zackkass.com/ 
Zack’s Newsweek article on the risks of anthropomorphizing AI: https://www.newsweek.com/perils-anthropomorphizing-machine-intelligence-opinion-1836493 
Wired’s bizarre take on Elon Musk’s bizarre lawsuit against OpenAI: https://www.wired.com/story/wild-claim-at-the-heart-of-elon-musks-openai-lawsuit/ 
Our recent CU Town Hall dissecting Capital One/Discover’s impact on credit unions: https://www.youtube.com/watch?v=rZIDagUCgb4
Glen’s blog on the Capital One/Discover deal: https://www.big-fintech.com/Media?p=the-capital-onediscover-deal-a-test-of-typical-battle-lines-and-a-credit-union-angle 
SRM’s report on Capital One/Discover: https://info.srmcorp.com/assessing-the-shockwaves-from-capital-ones-plan-to-purchase-discover 
Deluxe Corporation: https://www.deluxe.com/ 
 
Join us for our next CU Town Hall on Wednesday March 20 at 3pm ET/Noon PT for a live and lively interactive discussion of the key issues facing credit unions. (Did we mention there’ll be a cool tech giveaway to one FI attendee?) It’s free to attend, but advance registration is required:  https://www.cutownhall.com/  
 
We’ve joined BlueSky social! Find us at @bigfintech, @jbfintech and @154Advisors 

You can also follow us on LinkedIn: 
https://www.linkedin.com/company/best-innovation-group/
https://www.linkedin.com/in/jbfintech/ 
https://www.linkedin.com/in/glensarvady/