483 episodes

Anyone who tells you women don’t need financial advice specifically for them is wrong. Women, whether they’re the caretakers, the breadwinners, or both, face a unique set of financial challenges. That’s where HerMoney comes in. In her frank, often funny, but always compassionate way, Jean Chatzky takes every audience of women through the steps they need to take today to live comfortably (and worry-free) tomorrow, offering the latest research, expert tips and personal advice. Want more money news when you need it? Get the latest and greatest updates on all things investing, budgeting, and making money. Subscribe to the HerMoney newsletter at HerMoney.com/subscribe!

HerMoney with Jean Chatzky Jean Chatzky Her Money

    • Business
    • 4.7 • 1.3K Ratings

Anyone who tells you women don’t need financial advice specifically for them is wrong. Women, whether they’re the caretakers, the breadwinners, or both, face a unique set of financial challenges. That’s where HerMoney comes in. In her frank, often funny, but always compassionate way, Jean Chatzky takes every audience of women through the steps they need to take today to live comfortably (and worry-free) tomorrow, offering the latest research, expert tips and personal advice. Want more money news when you need it? Get the latest and greatest updates on all things investing, budgeting, and making money. Subscribe to the HerMoney newsletter at HerMoney.com/subscribe!

    Get What You Want With Charles Duhigg

    Get What You Want With Charles Duhigg

    Think about the conversations you have every day. There are the ones you have with your friends over coffee to catch up on life, the ones you have with a family member while walking the dog, and countless others throughout your week. While it may not seem like it, every conversation (yes, even the mundane ones!) is a negotiation, and once we have the skills to know which type of conversation we’re in, we can use every single conversation to better connect with those around us. 
    That’s what Charles Duhigg argues in his new book “Supercommunicators: How to Unlock the Secret Language of Connection.” He shares the difference between the three different types of conversation, and why knowing which one we’re engaged in can make all the difference. 
    In Mailbag, a listener asks about the red flags to look out for when choosing a high-interest savings account, and we hear from a retiree who’s wondering if they’re paying too much for private insurance. In our news of the week, we talk about what the Federal Reserve meeting last week means for your money. Additionally, we explore Unilever's decision to sell Ben & Jerry's, and how some families are handling the rising costs of storing frozen embryos.
    Takeaways:

    Every conversation is a negotiation, and understanding the different types of conversations can help improve communication.

    Asking questions and using techniques like looping for understanding can enhance connection and understanding in conversations.

    Acknowledging and embracing differences, including gender, can lead to more effective communication.

    Investing in relationships and conversations is crucial for long-term happiness and success.


    Chapters
    00:00 News You Can Use
    05:04 Different Types of Conversations
    08:16 Neural Entrainment and Connection
    12:34 Asking Questions and Looping for Understanding
    30:02 Vulnerability and Gender in Communication
    35:58 The Importance of Relationships and Conversations
    36:48 Mailbag

    Join us! Snag all the latest episodes, savvy budgeting tips, investing advice and even giveaways via the HerMoney Newsletter at Hermoney.com/subscribe!
    The HerMoney with Jean Chatzky podcast is sponsored by Edelman Financial Engines. The podcast team and its host are neither employees nor clients of EFE, however, the show does receive fixed compensation and is a paid endorser and therefore has an incentive to endorse EFE and its planners. To learn more about the sponsorship, please visit PlanEFE.com/HerMoney.
    Please contact advertising@airwavemedia.com if you would like to advertise on our podcast, and to learn more about Airwave, head to www.airwavemedia.com.
    Learn more about your ad choices. Visit megaphone.fm/adchoices

    • 53 min
    Mailbag: I love my nonprofit job, but are they taking advantage of me?

    Mailbag: I love my nonprofit job, but are they taking advantage of me?

    In this special Mailbag edition, listener Carolyne calls in to ask whether it’s time to leave the nonprofit job she’s had for more than three years. Her organization is facing major changes and challenges, and she’s unsure whether to stay and embrace the chaos or look for something else that offers more stability and better pay.
    In our news of the week, we break down why you should be aiming to get as close to $0 back on your tax refund as possible. If you already got a big return this year, Jean dishes on how you can make it happen next year. Head to https://www.irs.gov/individuals/tax-withholding-estimator to find out what your break-even point is.
    More money advice when you need it! Get the latest and greatest updates on all things investing, budgeting, and making money. Subscribe to the HerMoney newsletter at Hermoney.com/subscribe!
    The HerMoney with Jean Chatzky podcast is sponsored by Edelman Financial Engines. The podcast team and its host are neither employees nor clients of EFE, however, the show does receive fixed compensation and is a paid endorser and therefore has an incentive to endorse EFE and its planners. To learn more about the sponsorship, please visit PlanEFE.com/HerMoney.
    Please contact advertising@airwavemedia.com if you would like to advertise on our podcast, and to learn more about Airwave, head to www.airwavemedia.com.
    Learn more about your ad choices. Visit megaphone.fm/adchoices

    • 19 min
    How A Personal Finance Expert Fell For A Financial Scam With Charlotte Cowles

    How A Personal Finance Expert Fell For A Financial Scam With Charlotte Cowles

    When we envision the type of person who falls for a financial scam, there are usually a few key characteristics that come to mind:They may be elderly, using a landline phone, or in a state of panic as the person on the other end of the line informs them that if they don’t hand over $10,000 immediately, they’ll be arrested. But those stereotypes are just plain wrong. 
    Charlotte Cowles, the Cut’s financial advice columnist and a longtime freelance business columnist for The New York Times, fell for an elaborate new scam that involved Amazon, the FTC, threatening her child, and handing a box with $50,000 in cash through the window of the backseat of a car.
    In Mailbag, we hear from a listener who’s wondering what the difference is between an hourly financial advisor and one that charges a flat fee. We also address how to shop around for title insurance when you're buying a home. In our news of the week, we talk about the big changes coming to the commissions we pay when we buy and sell homes, what the producer price index (or PPI) coming in hotter than expected means, and a new study about how Americans are feeling about their finances.
    Takeaways:

    Younger adults are more likely to fall for online scams.

    Scammers use psychological tactics such as authority and isolation to manipulate their victims.

    Talking about scams and sharing experiences can help prevent others from falling victim.

    If something seems too good to be true, trust your gut and question it.

    Be cautious of phone calls or messages from unknown sources and verify information independently.

    Report scams to the appropriate authorities and seek support from trusted friends or family members.



    Chapters:
    00:00 News You Can Use
    6:43 Charlotte's experience
    12:15 Psychological tactics used by scammers
    28:32 Red flags to look out for if you think you’re being scammed
    32:43 Mailbag with Julia Chatzky

    Join us! Snag all the latest episodes, savvy budgeting tips, investing advice and even giveaways via the HerMoney Newsletter at Hermoney.com/subscribe!

    The HerMoney with Jean Chatzky podcast is sponsored by Edelman Financial Engines. The podcast team and its host are neither employees nor clients of EFE, however, the show does receive fixed compensation and is a paid endorser and therefore has an incentive to endorse EFE and its planners. To learn more about the sponsorship, please visit PlanEFE.com/HerMoney.
    Please contact advertising@airwavemedia.com if you would like to advertise on our podcast, and to learn more about Airwave, head to www.airwavemedia.com.
    Learn more about your ad choices. Visit megaphone.fm/adchoices

    • 47 min
    Retire On Your Own Terms With Anne Lester

    Retire On Your Own Terms With Anne Lester

    We’ve been thinking a lot about “Peak 65” over here at HerMoney HQ. If you haven’t heard about it, it’s the fact that more people are turning 65 starting this year than at any other point in history. That’s important because this age shift is going to have a huge impact on everything, including our economy, Social Security, the upcoming election, and especially on retirement. 
    Anne Lester, former head of retirement solutions for J.P. Morgan Asset Management Solution Group wants everyone to know that planning for retirement doesn’t have to be so scary — it can be empowering and, yes, even fun. In her new book: “Your Best Financial Life: Save Smart Now for the Future You Want” she talks about how she finally broke free from living paycheck-to-paycheck, and was able to retire early on her terms.
    In Mailbag, we hear from a listener who is wondering if they should stay at a job they don’t love for the excellent retirement benefits. In our money tip of the week, with Mint shutting down in less than two weeks, here are the other budgeting apps we recommend.
    Join us! Snag all the latest episodes, savvy budgeting tips, investing advice and even giveaways via the HerMoney Newsletter at Hermoney.com/subscribe!
    The HerMoney with Jean Chatzky podcast is sponsored by Edelman Financial Engines. The podcast team and its host are neither employees nor clients of EFE, however, the show does receive fixed compensation and is a paid endorser and therefore has an incentive to endorse EFE and its planners. To learn more about the sponsorship, please visit PlanEFE.com/HerMoney.
    Please contact advertising@airwavemedia.com if you would like to advertise on our podcast, and to learn more about Airwave, head to www.airwavemedia.com.
    Learn more about your ad choices. Visit megaphone.fm/adchoices

    • 49 min
    Quitting Your Job Isn’t Cool Anymore With Grace Puma & Christiana Smith Shi

    Quitting Your Job Isn’t Cool Anymore With Grace Puma & Christiana Smith Shi

    Navigating your career has always been difficult, but that’s especially true in today’s landscape where the state of the job market seems to be constantly in flux. 
    While you may be looking to quit your job in search of better wages or improved work-life balance, you may also want to stay put this year. If you are sticking to the job you’ve got,  you’re probably thinking about a way to move up the ladder. 
    According to a recent CNBC poll, nearly half of women polled describe themselves as “very ambitious” when it comes to their careers, and ambition among women of color is even higher. Grace Puma and Christiana Smith Shi, authors of the new book “Career Forward: Strategies By Women Who’ve Made It,” want more women to be proud of acknowledging their ambition — privately and publicly. Listen in as they share their learnings on decades of experience reaching the top of Fortune 500 companies and why we should always be thinking one step ahead in our careers.
    In Mailbag, we hear from a mom who’s preparing to reenter the workforce and is looking for the best tips to use AI to spruce up her resume. We also check in with a listener who is getting their taxes done and wondering if they should be increasing their retirement savings to avoid a higher tax bill. In our money tip of the week, it’s that time of the year again…tax time! So, what is the new DirectFile program from the IRS, and who is eligible to use it? We break it down. 
    Join us! Snag all the latest episodes, savvy budgeting tips, investing advice and even giveaways via the HerMoney Newsletter at Hermoney.com/subscribe!
    The HerMoney with Jean Chatzky podcast is sponsored by Edelman Financial Engines. The podcast team and its host are neither employees nor clients of EFE, however, the show does receive fixed compensation and is a paid endorser and therefore has an incentive to endorse EFE and its planners. To learn more about the sponsorship, please visit PlanEFE.com/HerMoney.
    Learn more about your ad choices. Visit megaphone.fm/adchoices

    • 43 min
    How Does Karen Finerman Do It?

    How Does Karen Finerman Do It?

    How does she do it? This week, we decided to ask Karen Finerman, the indomitable host of the How She Does It Podcast and co-host of InvestingFixx, HerMoney’s investing club for women, how she makes it all happen. Between her role as CEO of Metropolitan Capital Advisors, being a panelist on CNBC’s Fast Money, serving as a Wharton board member, and being a mom to two sets of twins, she does it ALL. We knew it was time to share her incredible story. 
    Listen in to learn why Karen decided she wanted to become a risk arbitrageur at age 15, how she worked full time while raising her kids, and her best advice for getting invested — and staying invested — as a woman. 
    Join the HerMoney community! For the latest episode drops and financial news-you-can-use, subscribe to our newsletter at Hermoney.com/subscribe!
    The HerMoney with Jean Chatzky podcast is sponsored by Edelman Financial Engines. The podcast team and its host are neither employees nor clients of EFE, however, the show does receive fixed compensation and is a paid endorser and therefore has an incentive to endorse EFE and its planners. To learn more about the sponsorship, please visit PlanEFE.com/HerMoney.
    Please contact advertising@airwavemedia.com if you would like to advertise on our podcast, and to learn more about Airwave, head to www.airwavemedia.com.
    Learn more about your ad choices. Visit megaphone.fm/adchoices

    • 39 min

Customer Reviews

4.7 out of 5
1.3K Ratings

1.3K Ratings

michellemybelle214 ,

Great information wide range of topics

I find it interesting that people are saying they're unfollowing the podcast because it's gotten "political." To me that speaks more to the trend of politicizing many things that don't need to be. There are issues that absolutely do uniquely impact women financially and we need spaces to talk about it. Our society is so sensitive and polarized these days that we would rather not hear overall valuable information on the slight chance we might hear something that isn't perfectly aligned with our belief system? It's mind boggling.

I do agree with others I'm not enjoying mail bag as much anymore. I also wish there was more content for the single ladies, single parents, those using the gig economy to offset costs etc. Just more that isn't focused on middle class (and up) business women working in corporate America. But all in all this is a very valuable resource and is in my must listen weekly rotation.

JJForgey ,

If podcasts could be on speed dial, Her Money would be Number 1!

What can I say other than you are missing out if you are not tuning in weekly to Jean and her team tackling personal finance and all that influences it. Jean is an effective communicator who makes personal finance accessible to every listener. She also does a great job connecting how each facet of our lives impacts how we manage our money. Whether you are new to personal finance or an expert, Jean breaks down topics so they are easy to understand and provides exceptional guidance on how you can take action in positively managing your money no matter what stage of life you are in. Thank you to the Her Money team for giving tangible resources to take control of our finances and building financial security for the future.

SRRpod ,

Incredibly informative

Informative and entertaining - an enjoyable way to learn about an important topic.

Top Podcasts In Business

REAL AF with Andy Frisella
Andy Frisella #100to0
The Dough
Lemonada Media
The Ramsey Show
Ramsey Network
The Marketing Architects
Marketing Architects
Money Rehab with Nicole Lapin
Money News Network
The Money Mondays
Dan Fleyshman

You Might Also Like

Everyday Wealth
Jean Chatzky
Jill on Money with Jill Schlesinger
Audacy
Suze Orman's Women & Money (And Everyone Smart Enough To Listen)
Suze Orman Media
MoneyWatch with Jill Schlesinger
CBS News
So Money with Farnoosh Torabi
Farnoosh Torabi
Afford Anything
Paula Pant | Cumulus Podcast Network