How Life Insurers Can Provide Differentiated Retirement Benefits Retirement Talk Podcast with Laura Stover

Many times we find that retirees only look at that investment pillar with the traditional assets in mind. They focus only on investments and ignore critical areas that also need attention.
 
In this episode, Laura Stover, RFC® and Michael Wallin, CFP® will break down an article on an area of diversification that could qualify for income planning, along with tax planning and estate planning. People can be closed minded to new ideas or non-traditional investments but we want to make sure that no option is left behind.
 
Today’s discussion on life insurance and annuities could benefit you as a volatility buffer or with tax planning, so it’s worth learning more about. The goal is to utilize a fully diversified portfolio and these tools might be part of constructing that during the Redefining Wealth® process.
 
Redefining Wealth® Custom Blueprint Income Plan: https://redefiningwealth.info/schedule/
 
Rate, Review and Subscribe to the Podcast:
https://podcasts.apple.com/us/podcast/retirement-talk-podcast-with-laura-stover/id571347188
 
How to Connect:
redefiningwealth.info
lswealthmanagement.com
Schedule a Review: https://redefiningwealth.info/schedule/
 
Timestamps (show notes):
4:13 – A little history on how retirement income has changed
7:54 – The tax component of this discussion
10:27 – How life insurance fits into a portfolio
14:25 – The modified endowment contract
17:36 – Why a fiduciary is so valuable in this process
23:32 – How the deferred income annuity could benefit you
26:24 – Utilizing a fully diversified portfolio.