How to Lend Money to Strangers Brendan le Grange

I've got a drawer in my bedside table that is filled with an assortment of foreign notes and coins: euros and dollars and Rands that I need relatively often but that I'll nevertheless forget to take when I travel next; some Indian rupees that have long since been decommissioned; some Hong Kong dollars because how can it have taken me four years to find an excuse to get back; some, what I think are Cambodian riel; and an unseemly number of hotel room keys. It's chaotic, but even more organised people than me have to work extremely hard to keep international trade relatively efficient, with multiple accounts at different banking institutes to Rands into American dollars so those can be turned into Hong Kong dollars.

Or at least they did, Currencycloud makes this easy to do, enabling efficient cross-border lending at cross-border lending operations at scale. One example doing it really well, is the Spanish startup Ritmo.

Ritmo is at home online at https://www.getritmo.com/ and on LinkedIn at https://www.linkedin.com/company/ritmo-capital/

And as he mentions on the show, you can either email Jorge directly, or find him at https://www.linkedin.com/in/jorge-juttner-cfa-55a3a068/

Currencycloud can be found at https://www.currencycloud.com/ and on LinkedIn at https://www.linkedin.com/company/the-currency-cloud/

And if you'd like to learn more about what Currencycloud can do for your international business, Maggie can be found at https://www.linkedin.com/in/maggie-gemmill-779697119/

LinkedIn is also where you'll find me, and when you do, send me a connection request: https://www.linkedin.com/in/brendanlegrange

As mentioned more than once in this episode, my action-adventure novels are on Amazon, some versions even for free, and my work with ConfirmU and our gamified psychometric scores is at https://confirmu.com/ and on episode 24 of this very show https://www.howtolendmoneytostrangers.show/episodes/episode-24

If you have any feedback or questions, or if you would like to participate in the show, please feel free to reach out to me via the contact page on this site.

Keep well, Brendan

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No good deed goes unpunished and no well-intentioned government loan program goes undefaulted upon, even more so when that government program was designed and implemented in the chaotic early days of the COVID lockdowns.

We've all seen the headlines, but what do the numbers say, what sort of businesses have been defaulting on COVID loans in the UK? Well, Dr Maurizio Fiaschetti is writing the paper on it - along with Drs Ahmed Barakat, Meryem Duygun, Eddie Gerba (PhD), Tian Han, Enrico Onali, Afshin Sabri, Mike Tsionas and Huamao Wang - so I sat down with him to learn more.

You can reach out to Maurizio at https://www.linkedin.com/in/maurizio-fiaschetti-6979073/ to learn more about the research and the publication schedule

If you're interested in studying further at UCL, or indeed in reading their research, you can find the Institute of Finance & Technology at https://www.ucl.ac.uk/institute-finance-technology/ucl-institute-finance-technology

And they're also on LinkedIn (https://www.linkedin.com/company/ucl-institute-of-finance-and-technology/)

Surprise, surprise, LinkedIn is also where you'll find me, and when you do, send me a connection request: https://www.linkedin.com/in/brendanlegrange

My action-adventure novels are on Amazon, some versions even for free, and my work with ConfirmU and our gamified psychometric scores is at https://confirmu.com/ and on episode 24 of this very show https://www.howtolendmoneytostrangers.show/episodes/episode-24

I met Maurizio while in Edinburgh at the 18th meeting of the Credit Scoring and Credit Control Conference - the next one is in two years' time and it’s well-worth planning for. In the meantime, follow the CRC’s work at https://www.crc.business-school.ed.ac.uk/home

If you have any feedback or questions, or if you would like to participate in the show, please feel free to reach out to me via the contact page on this site.

Keep well, Brendan

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Nearly two out of every three Colombian jobs are in the informal economy! That's a huge number that needs to come down, and no doubt it will, but until then, someone really needs to bring the benefits of formal financing to the small business owners in the informal sector. Enter Quipu with whose AI-powered loan decisions "growing is easier, fairer and more alternative".

You can find Viviana on LinkedIn at https://www.linkedin.com/in/viviana-siless/

There's a Quipu page there, too, https://www.linkedin.com/company/quipulatam/ but there's even more information on their homepage over at https://quipu.com.co/

I am on LinkedIn, too, so feel free to find me and send me a connection request there: https://www.linkedin.com/in/brendanlegrange

My action-adventure novels are on Amazon, some versions even for free, and my work with ConfirmU and our gamified psychometric scores is at https://confirmu.com/ and on episode 24 of this very show https://www.howtolendmoneytostrangers.show/episodes/episode-24

I met Viviana while in Edinburgh at the 18th meeting of the Credit Scoring and Credit Control Conference - the next one is in two years time and it’s well-wroth planning for. In the meantime, follow the CRC’s work at https://www.crc.business-school.ed.ac.uk/home

If you have any feedback or questions, or if you would like to participate in the show, please feel free to reach out to me via the contact page on this site.

Keep well, Brendan

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We all love how easy it is to change bank accounts these days... until it is our customers (and their planned-on deposits) who are moving. After all, we just sent them a pamphlet that very clearly invited them to apply for a loan at an APR of between 5% and 25% variable on term and risk and changes in the base rate, and subject to final credit checks, and late fees and penalties could apply in certain circumstances - that's a good deal, what was there to not understand?

Our lending business have changed dramatically, the way in which we communicate with our customers needs to change, too. In this episode, we chat about deposits and, in particular, about how influencer marketing and affiliate marketing is moving attention and balances to the organisations who know how best to speak to their customer base

In this episode, I'm speaking to Nicky Senyard from Fintel Connect: the leading partner marketing solution for financial services.

Fintel Connect is at https://www.fintelconnect.com/ but of course, being in the influencer game, they're all over social media, too. Find them at LinkedIn (https://www.linkedin.com/company/fintelconnect/) and Instagram (https://www.instagram.com/fintelconnect/) for a start.

Nicky is on LinkedIn, too https://www.linkedin.com/in/nickysenyard/ And that's where you'll find me https://www.linkedin.com/in/brendanlegrange (send me a connection request there)

My action-adventure novels are on Amazon, some versions even for free, and my work with ConfirmU and our gamified psychometric scores is at https://confirmu.com/ and on episode 24 of this very show https://www.howtolendmoneytostrangers.show/episodes/episode-24

If you have any feedback or questions, or if you would like to participate in the show, please feel free to reach out to me via the contact page on this site.

Oh, and as mentioned, you should be following Marcel van Oost if you are not already https://www.linkedin.com/in/marcelvanoost/

Keep well, Brendan

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It's only thirty years since Lithuania's broke free from the Soviet Union, but already it's home a buzzing fintech scene: "Leapfrogging was probably the largest idea behind the Lithuanian success". Join me and Jekaterina Rojaka, Chief Commercial Officer (CCO) at Creditinfo Lietuva, as we explore the roots of that success.

Creditinfo Lithuania can be found at https://lt.creditinfo.com/en/ or jump straight to https://lt.creditinfo.com/en/strongest-in-lithuania/ for award-winning Lithuanian businesses

But, as we've covered on this show before, they've got operations all over the world, so you can also head to https://creditinfo.com/ to find your closest office

On LinkedIn, you can follow them at https://www.linkedin.com/company/creditinfo-lietuva/ but they're also on Facebook and Youtube

And that's where you'll find Jekatarina, too: https://www.linkedin.com/in/jekaterina-rojaka-49909910/

I am on LinkedIn, too, so feel free to find me and send me a connection request there: https://www.linkedin.com/in/brendanlegrange

My action-adventure novels are on Amazon, some versions even for free, and my work with ConfirmU and our gamified psychometric scores is at https://confirmu.com/ and on episode 24 of this very show https://www.howtolendmoneytostrangers.show/episodes/episode-24

If you have any feedback or questions, or if you would like to participate in the show, please feel free to reach out to me via the contact page on this site.

Keep well, Brendan

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"Trust matters more than ever, but in today's anonymous landscape, it is becoming rarer by the day. (At Bondafidee) we want to change that."

I recently sat down with Sasha Marley for one of the most personal interviews I've done here, because fraud isn't just a numbers thing, it has very real human impacts.

Bonafidee is at home online home at https://bonafidee.com/ (or jump straight to YourQNA at https://bonafidee.com/features/your-qna-kba/)

As she mentioned in our chat, Sahsa is very active on LinkedIn (https://www.linkedin.com/in/sasha-marley-19156a2/), where you can also find Bonafidee (https://www.linkedin.com/company/bonafidee-com/) But as I went to get the right links, I saw they have just been awarded the Digital Innovation of the Year - Cyber Security/ID Verification Award at the Motor Finance Europe Awards for the Consumer Duty Package we discussed, so you might also want to read more about that (https://www.linkedin.com/feed/update/urn:li:activity:7122962260506882048/)

Find the police's tips at https://www.actionfraud.police.uk/

Or walk a very different path by going on your own reiki retreat https://fayjohnstone.com/

I am on LinkedIn, too, so feel free to find me and send me a connection request there: https://www.linkedin.com/in/brendanlegrange

My action-adventure novels are on Amazon, some versions even for free, and my work with ConfirmU and our gamified psychometric scores is at https://confirmu.com/ and on episode 24 of this very show https://www.howtolendmoneytostrangers.show/episodes/episode-24

If you have any feedback or questions, or if you would like to participate in the show, please feel free to reach out to me via the contact page on this site.

Keep well, Brendan

Hosted on Acast. See acast.com/privacy for more information.