61 episodes

A podcast about lending in all its forms and in all the markets in which it takes place, however diverse those markets may be. In fact, it’s a case of ‘the more diverse the better’ with guests from Manila to Moscow, from Mumbai to Madrid, and from Shenzen to Chicago.I am the host, Brendan le Grange, and I have spent the last twenty years working in - or alongside - lenders across Africa, Asia, and Europe and I’ll be using that experience to find and learn from industry insiders in a series of weekly interviews.Sometimes, those interviews discuss the inspiration behind a new start-up, sometimes they look back at a career spent at the lending coal face, and sometimes they explore where the latest technologies might take us. In the end, if it shapes a lending decision, we’ll talk about how.You can join us every Thursday here, or wherever you prefer to find your podcasts. And you can find written transcripts and more content can be found at www.HowToLendMoneytoStrangers.show
Our GDPR privacy policy was updated on August 8, 2022. Visit acast.com/privacy for more information.

How to Lend Money to Strangers Brendan le Grange

    • Business
    • 5.0 • 1.3K Ratings

A podcast about lending in all its forms and in all the markets in which it takes place, however diverse those markets may be. In fact, it’s a case of ‘the more diverse the better’ with guests from Manila to Moscow, from Mumbai to Madrid, and from Shenzen to Chicago.I am the host, Brendan le Grange, and I have spent the last twenty years working in - or alongside - lenders across Africa, Asia, and Europe and I’ll be using that experience to find and learn from industry insiders in a series of weekly interviews.Sometimes, those interviews discuss the inspiration behind a new start-up, sometimes they look back at a career spent at the lending coal face, and sometimes they explore where the latest technologies might take us. In the end, if it shapes a lending decision, we’ll talk about how.You can join us every Thursday here, or wherever you prefer to find your podcasts. And you can find written transcripts and more content can be found at www.HowToLendMoneytoStrangers.show
Our GDPR privacy policy was updated on August 8, 2022. Visit acast.com/privacy for more information.

    BNPL in the Middle East, with Ziyaad Ahmed (Spotii)

    BNPL in the Middle East, with Ziyaad Ahmed (Spotii)

    BNPL is usually spoken about in terms of it being a more convenient payment tool for people in option-rich credit markets, but a revenue model that doesn’t require interest resonates with Middle Eastern customers for even more reasons.
    So in this episode I speak to Ziyaad Ahmed, co-founder and COO at Spotii, a Dubai-based BNPL now in the ZipPay stable.
    You can learn more about Spotii at https://www.spotii.com/
    Their social tag is @spotiime ala https://instagram.com/spotiime?igshid=YmMyMTA2M2Y=
    You can learn more about myself, Brendan le Grange, on my LinkedIn page (feel free to connect), my action-adventure novels are on Amazon, some versions even for free, and my work with ConfirmU and our gamified psychometric scores is at https://confirmu.com/ and on episode 24 of this very show https://www.howtolendmoneytostrangers.show/episodes/episode-24
    If you have any feedback, questions, or if you would like to participate in the show, please feel free to reach out to me via the HTLMTS.show page
    Regards,
    Brendan



    Our GDPR privacy policy was updated on August 8, 2022. Visit acast.com/privacy for more information.

    • 19 min
    AI driven credit scores, with Sabelo Sibanda (CreditAIs)

    AI driven credit scores, with Sabelo Sibanda (CreditAIs)

    a banking podcast
    Our GDPR privacy policy was updated on August 8, 2022. Visit acast.com/privacy for more information.

    • 17 min
    What lenders can learn from borrowers, with Nicole Lapin (Money Rehab with Nicole Lapin)

    What lenders can learn from borrowers, with Nicole Lapin (Money Rehab with Nicole Lapin)

    Nicole Lapin, Host of Money Rehab with Nicole Lapin, is “the only financial expert you don't need a dictionary to understand”.
    And sure, you may not need a dictionary to understand lending anymore, but that’s because you work in the industry. I’m going to guess that most of your borrowers don’t. And I’m also going to guess that most of your borrowers don’t want to spend their days reading dictionaries, which is why Nicole is where they are going to learn and to vent about their credit troubles.
    As lenders, even with our best intentions we sometimes talk past our borrowers, we describe products in confusing terms or build them in ways that may allow customers to work against their own best interests.
    That is why I think it is so important to have a channel to those grassroots experiences. With a new episode out every weekday, a handful of New York Times best-selling books, and her own experience of being in debt and out of control, there is no better channel today than Nicole Lapin - so I was absolutely delighted to have her on my show, talking about how and where consumers are feeling the pinch, and how and where consumers are going astray with their credit products.
    You can, and really should, find Nicole’s books, courses, and other insights on https://nicolelapin.com/. You can even follow Nicole on LinkedIn
    While Money Rehab with Nicole Lapin can be found wherever fine podcasts are followed, or via its home on iHeart
    You can learn more about myself, Brendan le Grange, on my LinkedIn page (feel free to connect), my action-adventure novels are on Amazon, some versions even for free, and my work with ConfirmU and our gamified psychometric scores is at https://confirmu.com/ and on episode 24 of this very show https://www.howtolendmoneytostrangers.show/episodes/episode-24
    If you have any feedback or questions, if you would like to participate in the show, or if you'd like to find full written transcripts with timestamps head on over to HowtoLendMoneytoStrangers.Show
    Regards,
    Brendan

    Our GDPR privacy policy was updated on August 8, 2022. Visit acast.com/privacy for more information.

    • 22 min
    Making payday lending redundant, with Caroline van der Merwe and Simon Ellis (SmartWage)

    Making payday lending redundant, with Caroline van der Merwe and Simon Ellis (SmartWage)

    South Africa has an awkward history with payday lending and payday adjacent lending, so I was a touch concerned when I first heard that a fresh pair of South African entrepreneurs were looking to shake up the industry. Luckily, all my concerns were misplaced, because SmartWage is not looking to rethink payday lending, they're looking to make it redundant.
    You can read more about SmartWage at https://www.smartwage.co.za/
    In today’s episode, we talk about digitising communication between employers and employees, removing trucks' worth of paperwork, and proving earned wage access.
    Follow Carolyn van der Merwe on LinkedIn for news on SmartWage but also updates from the Yale Africa Startup Review (or just head there directly at https://www.yasr.org/)
    Follow Simon Ellis on LinkedIn for news on SmartWage but also his thoughts on leadership and his podcast hot tips - including The Knowledge Project and The Tim Ferris Show which were mentioned.
    You can learn more about myself, Brendan le Grange, on my LinkedIn page (feel free to connect), my action-adventure novels are on Amazon, some versions even for free, and my work with ConfirmU and our gamified psychometric scores is at https://confirmu.com/ and on episode 24 of this very show https://www.howtolendmoneytostrangers.show/episodes/episode-24
    If you have any feedback or questions, if you would like to participate in the show, or if you'd like to find full written transcripts with timestamps head on over to HowtoLendMoneytoStrangers.Show
    Regards,
    Brendan

    Our GDPR privacy policy was updated on August 8, 2022. Visit acast.com/privacy for more information.

    • 21 min
    Empowering entrepreneurial women, with Debbie Watkins (Lucy)

    Empowering entrepreneurial women, with Debbie Watkins (Lucy)

    Singapore might not feel like a natural home for a mobile banking app built on a vision to increase access to credit, but the city is not all glass skyscrapers and besuited bankers; and women are the ones most likely to fall through the cracks. That’s why Lucy is here. If you’re an entrepreneur, or a momtrepreneur, or a micropreneur, then it’s like your bank, but better.
    In today’s episode, I speak to Lucy’s impressive co-founder, Debbie Watkins, about her globe-spanning career and how a better banking app can empower entrepreneurial women in ways that traditional banks simply can’t.
    You can find Lucy at https://welucy.com/ (and while you’re there, check out the Team page with its awesome art, and equally awesome talent https://welucy.com/team-lucy/)
    You can learn more about myself, Brendan le Grange, on my LinkedIn page (feel free to connect), my action-adventure novels are on Amazon, some versions even for free, and my work with ConfirmU and our gamified psychometric scores is at https://confirmu.com/ and on episode 24 of this very show https://www.howtolendmoneytostrangers.show/episodes/episode-24
    If you have any feedback or questions, if you would like to participate in the show, or if you'd like to find full written transcripts with timestamps head on over to HowtoLendMoneytoStrangers.Show
    Regards,
    Brendan

    Our GDPR privacy policy was updated on August 8, 2022. Visit acast.com/privacy for more information.

    • 29 min
    How to stop lending money to strangers and follow your dreams, with Gideon Griebenow (World Turtles)

    How to stop lending money to strangers and follow your dreams, with Gideon Griebenow (World Turtles)

    Stephen Hawking starts A Brief History of Time with an anecdote he attributes to Bertrand Russel who, having just finished a lecture on the heliocentric nature of the planets’ orbits, was challenged by a lady in the audience. “What you have told us is rubbish.” She said, “The world is really a flat plate supported on the back of a giant turtle.""If your theory is correct, madam," Russell replied, "then what does this turtle stand on?""You're a very clever man, and that's a very good question," she replied, "but the first turtle stands on the back of a second, far larger, turtle, who stands directly under him.""But what does this second turtle stand on?" persisted Russell patiently.And I think we all know her answer to this, which was of course that “it's turtles all the way down."
    The World Turtle is a mytheme of a giant turtle supporting the world. It occurs in Hindu mythology, Chinese mythology, the mythologies of the indigenous peoples of the Americas, and, of course, has nothing to do with lending. So why am I dedicating so much real estate to the idea?
    Well, because the idea was reflected in Terry Pratchet’s incredibly popular Disc World Series of books, and those inspired today’s guest, Gideon Griebenow, to give up his credit risk career to become a game developer. World Turtles is a wholesome colony builder where you guide a tribe of creatures called Meeps on their mission to save themselves and the world they live on, and it’s gaining interest from players and publishers around the world - wishlist it now on Steam.
    But you can also get involved in these final stages via many other routes - the Discord Server is here (https://discord.com/invite/2NEb4HxwhF), Youtube channel is here (https://www.youtube.com/c/RecOgMission) and there is a subreddit, Twitter, Facebook and Instagram account, too.
    You can learn more about myself, Brendan le Grange, on my LinkedIn page (feel free to connect), my action-adventure novels are on Amazon, some versions even for free, and my work with ConfirmU and our gamified psychometric scores is at https://confirmu.com/ and on episode 24 of this very show https://www.howtolendmoneytostrangers.show/episodes/episode-24
    If you have any feedback or questions, if you would like to participate in the show, or if you'd like to find full written transcripts with timestamps head on over to HowtoLendMoneytoStrangers.Show
    Regards,
    Brendan

    Our GDPR privacy policy was updated on August 8, 2022. Visit acast.com/privacy for more information.

    • 26 min

Customer Reviews

5.0 out of 5
1.3K Ratings

1.3K Ratings

Representative Neil Abercrombi ,

Actual banking content

One of the only shows I know of, that looks beyond the headlines at how the work is actually donw

katrinapope 45 ,

Top quality content

Informative, insightful and full of life; the which money podcast gives a great look into avoiding the pitfalls many take in managing their finances, would recommend to anyone.

candacesims32 ,

Very useful!!!

I've always trusted Which and enjoy the information they provide on how to be more sustainable.

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