489 episodes

Best friends Joel and Matt are the co-hosts of How To Money which is all about providing the knowledge & tools that normal folks need to thrive in areas like debt payoff, DIY investing, and crucial money tricks that will provide continuous help along your journey. We believe that access to unbiased and jargon-free personal finance guidance is more necessary than ever before. When you handle your money in a purposeful, thoughtful way that works for your lifestyle, you can really start living a rich life.

How to Money iHeartRadio

    • Business
    • 4.6 • 2.6K Ratings

Best friends Joel and Matt are the co-hosts of How To Money which is all about providing the knowledge & tools that normal folks need to thrive in areas like debt payoff, DIY investing, and crucial money tricks that will provide continuous help along your journey. We believe that access to unbiased and jargon-free personal finance guidance is more necessary than ever before. When you handle your money in a purposeful, thoughtful way that works for your lifestyle, you can really start living a rich life.

    Ask HTM - Buying a Home to Fight Inflation, Ethical Conundrum By Receiving Co-Pay Assistance, & Financial Priorities After Having a Baby #442

    Ask HTM - Buying a Home to Fight Inflation, Ethical Conundrum By Receiving Co-Pay Assistance, & Financial Priorities After Having a Baby #442

    We’re kicking off the week by answering listener questions! And if you have a question that you’d like for us to answer on the show, we’d love for you to submit your own via HowToMoney.com/ask/ , send us your voice memo. Regardless of how random or bizarre you might think it is, we want to hear it!

    1 - Should I invest in my new side business or use that money to max out my Roth IRA?
    2 - Is it unethical for me to accept financial assistance from a pharmaceutical company if we don’t really need the support?
    3 - In order to pay for a wedding, is it OK to take some money out of an investment account?
    4 - We’d like to buy a house in order to fight inflation- is this a good idea?
    5 - What financial priorities should we focus on now that we’ve had a baby?

    During this episode we enjoyed a 5th Anniversary Hill by Southern Grist! And please help us to spread the word by letting friends and family know about How to Money! Hit the share button, subscribe if you’re not already a regular listener, and give us a quick review in Apple Podcasts or wherever you get your podcasts. Help us to change the conversation around personal finance and get more people doing smart things with their money!

    Best friends out!
    Learn more about your ad-choices at https://www.iheartpodcastnetwork.com

    • 55 min
    Friday Flight - Christmas Tree Inflation, Headphone Trends, & Asinine Hospital Bills #441

    Friday Flight - Christmas Tree Inflation, Headphone Trends, & Asinine Hospital Bills #441

    It's time for a Friday Flight! These episodes are all about the week’s financial news and the impact on your personal finances. There are a lot of headlines out there, but we distill it down to specific takeaways that will allow you to kick off the weekend informed and help you to continue to make smart money moves. In this episode we cover some relevant and helpful stories like: raising deductibles to save on premiums, raid our bookshelf, crypto in the vernacular, Christmas tree inflation, keeping your head on Black Friday, bucking consumption trends, a massive right to repair win, a tanking market in 2022, going with an EV to save money, & how to avoid arbitrary asinine hospital bills.

    And please help us to spread the word by letting friends and family know about How to Money! Hit the share button, subscribe if you’re not already a regular listener, and give us a quick review in Apple Podcasts or wherever you get your podcasts. Help us to change the conversation around personal finance and get more people doing smart things with their money. Have an awesome weekend!

    Best friends out!
    Learn more about your ad-choices at https://www.iheartpodcastnetwork.com

    • 32 min
    Stop Money Arguments In Their Tracks #440

    Stop Money Arguments In Their Tracks #440

    Wouldn’t it be nice if you never had a disagreement about money with your partner ever again? Oh the bliss! Even just imagining this conflict-free future might be causing the tension in your shoulders to relax or that headache to fade. Unfortunately, that’s a paradise that’s lost and not something we can promise! Since most Americans report having major conflicts concerning money, it’s important to engage in healthy ways so that we avoid destructive patterns in our relationship as well as with our money. We want to work towards not only growing our wealth but growing and strengthening our relationships as well. During this episode we cover some of the common patterns of arguments we often hear about and what to do about those arguments. We also offer some tips that we believe will allow you to keep simple disagreements from escalating into knock-down-drag-out money fights.

    During this episode we enjoyed an HDHC CananDANKua by Other Half Brewing- a big thanks to Jason for sending this one our way to enjoy! And please help us to spread the word by letting friends and family know about How to Money! Hit the share button, subscribe if you’re not already a regular listener, and give us a quick review in Apple Podcasts or wherever you get your podcasts. Help us to change the conversation around personal finance and get more people doing smart things with their money!

    Best friends out!
    Learn more about your ad-choices at https://www.iheartpodcastnetwork.com

    • 54 min
    A Very Merry Minimalist Christmas with Meg Nordmann #439

    A Very Merry Minimalist Christmas with Meg Nordmann #439

    Today we have the pleasure of speaking with Meg Nordmann who is the author of “Have Yourself a Minimalist Christmas: Slow Down, Save Money, & Enjoy a More Intentional Holiday”. With the holidays quickly approaching, we can often find ourselves wondering where all of our time, and money is running off to- but Meg wants to change that with her approach to minimalism. Her book presents strategies to help us to resist the clever marketing and cultural expectations that this season often brings. We talk about Meg’s own history with consumption, the relatively new history of Santa, how she approaches gift giving with her children, convincing extended family to give fewer gifts, and how she creates a minimalist calendar around the holidays.

    During this episode we enjoyed an Empire of Eternal Nothingness by Burial! And please help us to spread the word by letting friends and family know about How to Money! Hit the share button, subscribe if you’re not already a regular listener, and give us a quick review in Apple Podcasts or wherever you get your podcasts. Help us to change the conversation around personal finance and get more people doing smart things with their money!

    Best friends out!
    Learn more about your ad-choices at https://www.iheartpodcastnetwork.com

    • 57 min
    Friday Flight - Robots, Rent Control, & Taylor Swift #438

    Friday Flight - Robots, Rent Control, & Taylor Swift #438

    It's time for a Friday Flight! These episodes are all about the week’s financial news and the impact on your personal finances. There are a lot of headlines out there, but we distill it down to specific takeaways that will allow you to kick off the weekend informed and help you to continue to make smart money moves. In this episode we cover some relevant and helpful stories like: Joel’s first homeowners insurance claim, budgeting for Christmas, what we can learn from Taylor Swift, combating rising prices, most NFTs are worthless, old cell phones are getting bricked in 2022, the impact of robots on the labor market, & the unintended consequences of rent control.

    And please help us to spread the word by letting friends and family know about How to Money! Hit the share button, subscribe if you’re not already a regular listener, and give us a quick review in Apple Podcasts or wherever you get your podcasts. Help us to change the conversation around personal finance and get more people doing smart things with their money. Have an awesome weekend!

    Best friends out!
    Learn more about your ad-choices at https://www.iheartpodcastnetwork.com

    • 37 min
    When to DIY or Hire a Pro #437

    When to DIY or Hire a Pro #437

    To DIY or not to DIY… you can almost hear that being said in the voice of Hamlet (the Kenneth Branagh Hamlet not the Mel Gibson one, of course.) But while this question is not nearly as existential as the one Hamlet poses, it’s one that we all increasingly find ourselves asking. On one hand you DIY everything in order to save as much money as possible and in the process you also gain a tremendous amount of knowledge- but do you have enough time to live your life? And on the other hand you outsource and hire a pro as often as you can and for the most part you know that the job is being expertly performed by a professional- but do you have enough money to live your life? So we’re establishing a helpful framework for you to make better decisions in today’s episode. We’re focusing on better decisions because there isn’t going to be a right or wrong answer. That’s up to us as individuals and our own specific situations, but we can all go about asking ourselves the right questions when it comes to whether we should DIY or hire a pro.

    During this episode we enjoyed a Bell’s Two Hearted Ale- a big thanks to Chris and all of our friends at the brewery for donating this one to the show! And please help us to spread the word by letting friends and family know about How to Money! Hit the share button, subscribe if you’re not already a regular listener, and give us a quick review in Apple Podcasts or wherever you get your podcasts. Help us to change the conversation around personal finance and get more people doing smart things with their money!

    Best friends out!
    Learn more about your ad-choices at https://www.iheartpodcastnetwork.com

    • 51 min

Customer Reviews

4.6 out of 5
2.6K Ratings

2.6K Ratings

MelS92 ,

Favorite personal finance podcast

I love listening to Joel and Matt because of how down to earth they are. Their lives are very normal and relatable which is a breath of fresh air in the personal finance realm. They aren’t two DINKS making 500k a year retiring at 31 in San Fran.

wittyusernameistaken ,

Informative and entertaining

Matt and Joel deliver solid financial advice and a few chuckles along the way. The show styles rotate between listener questions, interviews, Friday Flights (weekly review of impactful news stories), and Matt & Joel’s takes on various relevant topics. Recommend to everyone from personal finance enthusiasts to people just trying to figure stuff out. Ty guys! Mary

thetraveldoc ,

Love it!

I found this podcast while looking for resources to share with clients. I liked it so much I ended up listening to about 100 episodes while painting and doing other DIY house renovations this year. Joel and Matt have a fun, conversational style and the content is useful and easy to understand. Thanks so much for all your hard work.

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