31 episodes

Mortgages Behind the curtain breaks down the intricacies of the mortgage process. There is no logic in the mortgage world and it’s proven every day in the past 30 years I’ve been in the business. Whether you are buying a home or refinancing, mortgage broker Stan Hook talks in plain English how the mortgage and refinancing process works. After listening to Mortgages Behind The Curtain, you’ll come away with a better understanding of how you can buy or refinance a home.

Mortgages Behind The Curtain Stan Hook

    • Business
    • 5.0 • 2 Ratings

Mortgages Behind the curtain breaks down the intricacies of the mortgage process. There is no logic in the mortgage world and it’s proven every day in the past 30 years I’ve been in the business. Whether you are buying a home or refinancing, mortgage broker Stan Hook talks in plain English how the mortgage and refinancing process works. After listening to Mortgages Behind The Curtain, you’ll come away with a better understanding of how you can buy or refinance a home.

    Be a Warrior!

    Be a Warrior!

    In this market, it does take courage. In this episode, mortgage broker Stan Hook challenges you to be a warrior. To not back down and instead, face the headwinds to find the home of your dream.

    He reminds you that you marry the house, but you date the mortgage. A lower mortgage will be around the corner. But the house should stay with you for years to come.

    ----

    I'd also love to hear your questions on buying in this market. If you would like, feel free to email me at SHook@allcalifornia.com.

    Contact Stan Hook at stanhook.com

    DRE License #01150424    NMLS #287118
    “Licensed by the Department of Corporations under the California Residential Mortgage Lending Act.”

    • 15 min
    BONUS Episode: Stan is looking for your mortgage questions!

    BONUS Episode: Stan is looking for your mortgage questions!

    Mortgage Broker Stan hook is looking to answer your mortgage questions in future episodes of the podcast. Are you confused by specific wording in the mortgage world? Not sure of even where to start? After 30+ years in the mortgage-based industry, Stan is here to help you make sense of the mortgage world.

    Email Stan at SHook@allcalifornia.com your question and he will do his best to answer it on a future episode. Thank you!

    DRE License #01150424    NMLS #287118
    “Licensed by the Department of Corporations under the California Residential Mortgage Lending Act.”

    • 1 min
    10% down: Here's 3 loan options

    10% down: Here's 3 loan options

    Considering at putting 10% down on a house? Here are three loan options that you can choose from. Mortgage Broker Stan Hook breaks down the 3 options and looks at the pros and cons of each one of them.

    ----

    I'd also love to hear your questions on buying in this market. If you would like, feel free to email me at SHook@allcalifornia.com.

    Contact Stan Hook at stanhook.com

    DRE License #01150424    NMLS #287118
    “Licensed by the Department of Corporations under the California Residential Mortgage Lending Act.”

    • 12 min
    Where Will Mortgage Rates be in 2023?

    Where Will Mortgage Rates be in 2023?

    In this episode, Stan looks to 2023 (recorded in mid-December) and speculates what the market will look like. He reviews others who have predicted whether the housing market will be a boom or a bust and so much more.

    I'd also love to hear your questions on buying in this market. If you would like, feel free to email me at SHook@allcalifornia.com.

    Contact Stan Hook at stanhook.com

    DRE License #01150424    NMLS #287118
    “Licensed by the Department of Corporations under the California Residential Mortgage Lending Act.”

    • 12 min
    The benefits of buying a home in a High Interest Rate Market

    The benefits of buying a home in a High Interest Rate Market

    I know it all sounds like doom and gloom out there in the real estate world. But I wanted to shed some light and bring you some positive aspects to buying a home in a high interest rate market.

    I'd also love to hear your questions on buying in this market. If you would like, feel free to email me at SHook@allcalifornia.com.

    Contact Stan Hook at stanhook.com

    DRE License #01150424    NMLS #287118
    “Licensed by the Department of Corporations under the California Residential Mortgage Lending Act.”

    • 8 min
    Are you crazy? What are you thinking?

    Are you crazy? What are you thinking?

    Are you crazy for thinking you can buy a house in today's market? The answer is yes. The good part about buying today is that there is a lot less competition. True, the interest rates are higher. Yet try to focus on 5-10 years down the road.

    I wanted to give you a helpful chart of the probability of a recession, from New York Fed: https://stan-hook.ck.page/576308d741

    It's my hope that this will help you feel more comfortable buying a house in today's market.

    Contact Stan Hook at:
    SHook@allcalifornia.com
    and at stanhook.com

    DRE License #01150424    NMLS #287118
    “Licensed by the Department of Corporations under the California Residential Mortgage Lending Act.”

    • 13 min

Customer Reviews

5.0 out of 5
2 Ratings

2 Ratings

Meg Acio ,

Motivated to buy!

I’ve been thinking about buying for years, but have felt intimidated by the process. Stan’s explanations and delivery of information in this podcast has really got me motivated to explore my options! Thanks Stan!

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