The Retirement Power Hour Joe Allaria

The 2024 presidential election has caused many investors to wonder if they should be doing anything differently. Is it safe to stay invested in stocks and bonds during this time, or should investors move their money to the sidelines until later this year? In Episode #28 of the Retirement Power Hour, Joe Allaria, CFP®, talks with Jake DeKinder, Head of Client Communications and Vice President at Dimensional Fund Advisors, about what the stock market has done in the past during election years and if the 2024 election year is different.

About Our Guest
As Head of Client Communications, Jake helps develop the messaging and communication strategy for Dimensional’s Global Client Group. In this role, he interacts closely with clients to understand their needs and challenges and best align the resources of Dimensional to produce content and materials that will support clients in their business. Prior to joining Dimensional, Jake owned and operated a restaurant franchise in the Atlanta, Georgia, area.

A CFA® charterholder, Jake earned his MBA and MPA from the McCombs School of Business at the University of Texas at Austin and his BBA from the Goizueta Business School at Emory University.
 
Resources Mentioned on the Show
How Much Impact Does the President Have on Stocks?

If you enjoyed this episode of the Retirment Power Hour, check out our Podcast on Cybersecurity: How to Stay Secure Online

Listener Question
I am trying to get information on spousal benefits and just watched your episode 12, excellent presentation. My husband is 73 and began taking SS benefits at full retirement age. I am now 66 and eligible for my own full retirement benefit, but a financial advisor recommended filing for the spousal benefit until switching to my own (higher) benefit at age 70. Do we both need to be born before 1953 for me to have this option? If you can answer, that would be so helpful since it is very difficult to get an appointment with SSA


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Disclaimer:
All material discussed on this podcast is for educational purposes only and should not be construed as individual tax, legal, or investment advice. Investing involves risk of loss and investors should be prepared to bear potential losses. Past performance may not be indicative of future results. Joe Allaria is an Investment Adviser Representative of , a Registered Investment Advisory firm. Information discussed on this podcast may be derived from third parties that are believed to be reliable, but CarsonAllaria Wealth Management does not control or guarantee the accuracy or timeliness of such information and disclaims all liability for damages resulting from such sources. Any references to third parties are provided as a convenience and do not constitute an endorsement.


Learn more about CarsonAllaria Wealth Management at https://carsonallaria.com/

In Episode #27 of the Retirement Power Hour, Joe Allaria, CFP®, talks about various ways you can protect yourself online from cybersecurity attacks, phishing attempts, and other forms of attempted fraud. 
Resources Mentioned on the Show:
As Nationwide Fraud Looses Top $10 Billion in 2023 Identity Theft: 15 Ways to Protect Against Cyber Attacks If you enjoyed this episode, make sure to check out our latest podcast on Social Security: Will I Get It? 
Submit Your Questions
To submit a listener question, visit our website, https://www.retirementpowerhourpodcast.com, and enter the details of your question.

Leave a Review
Visit The Retirement Power Hour to leave a review on Apple Podcasts or Spotify.

Disclaimer: 
All material discussed on this podcast is for educational purposes only and should not be construed as individual tax, legal, or investment advice. Investing involves risk of loss and investors should be prepared to bear potential losses. Past performance may not be indicative of future results. Joe Allaria is an Investment Adviser Representative of a Registered Investment Advisory firm. The information discussed on this podcast may be derived from third parties that are believed to be reliable, but CarsonAllaria Wealth Management does not control or guarantee the accuracy or timeliness of such information and disclaims all liability for damages resulting from such sources. Any references to third parties are provided as a convenience and do not constitute an endorsement.
Learn more about CarsonAllaria Wealth Management at https://carsonallaria.com/

Invest Wiser & Retire Better!

In 10 years will you be able to rely on Social Security to be there for you? In episode 26 of the Retirement Power Hour, Joe Allaria, CFP ®, talks about if Social Security is going to pay out benefits in the future and a six-part plan on how to fix Social Security.

To learn more on this topic, take a look at our article on Social Security: Will I Get It?
If you enjoyed this episode, make sure to check out our latest podcast on 2024 Stock Market Predictions 


Resources Mentioned on the Show:
The Reformer: An Interactive Tool to Fix Social Security


Submit Your Questions
To submit a listener question, visit our website, https://www.retirementpowerhourpodcast.com, and enter the details of your question.


Leave a Review
Visit https://www.retirementpowerhourpodcas... to leave a review on Apple Podcasts or Spotify.


Disclaimer: 
All material discussed on this podcast is for educational purposes only and should not be construed as individual tax, legal, or investment advice. Investing involves risk of loss and investors should be prepared to bear potential losses. Past performance may not be indicative of future results. Joe Allaria is an Investment Adviser Representative of a Registered Investment Advisory firm. The information discussed on this podcast may be derived from third parties that are believed to be reliable, but CarsonAllaria Wealth Management does not control or guarantee the accuracy or timeliness of such information and disclaims all liability for damages resulting from such sources. Any references to third parties are provided as a convenience and do not constitute an endorsement.
  
Learn more about CarsonAllaria Wealth Management at https://carsonallaria.com/

Can we trust these large financial institutions that claim to know what the market is going to do? In this episode of the Retirement Power Hour, Joe Allaria, CFP ®, sits down with fellow financial advisor, Jay Waters, to talk about what happened in 2023, what the “experts” say is going to happen in 2024, and why to think twice before listening to what these large financial institutions predict. 
If you enjoyed this episode, make sure to check out our latest podcast on How to Pay 0% in Capital Gains Tax. 
 
Resources Mentioned on the Show:
Europe Stocks End 2023 Up 12.64%, cnbc.com 
Current US Inflation Rates, usinflationcalculator.com 
 Up and down days in the US market, insight.factset.com
Unloved Healthcare Stocks, reuters.com 
Apple Inc. (AAPL) performance review, finance.yahoo.com 
3 Market Predictions for 2024, blackrock.com
2024 U.S. Stock Market Outlook, morganstanley.com 
2024 Stock Market Forecast, forbes.com 
10 Stock Market Predictions for 2024, fool.com
Harry Dent: Biggest Crash of our Lifetime, foxbusiness.com 


 Listener Question
What do you think the market will do in 2024? 
 
Submit Your Questions
To submit a listener question, visit our website, https://www.retirementpowerhourpodcast.com/, and enter the details of your question.
 
Leave a Review
Visit https://www.retirementpowerhourpodcast.com/ to leave a review on Apple Podcasts or Spotify.
 
Disclaimer: 
All material discussed on this podcast is for educational purposes only and should not be construed as individual tax, legal, or investment advice. Investing involves risk of loss and investors should be prepared to bear potential losses. Past performance may not be indicative of future results. Joe Allaria is an Investment Adviser Representative of a Registered Investment Advisory firm. The information discussed on this podcast may be derived from third parties that are believed to be reliable, but CarsonAllaria Wealth Management does not control or guarantee the accuracy or timeliness of such information and disclaims all liability for damages resulting from such sources. Any references to third parties are provided as a convenience and do not constitute an endorsement.

Learn more about CarsonAllaria Wealth Management at https://carsonallaria.com/

Is it even possible to pay 0% in Capital Gains Tax? In this episode of the Retirement Power Hour, Joe Allaria, CFP®, explains 4 strategies to NOT pay any capital gains tax, including gain harvesting, donating appreciated shares of securities, tax-loss harvesting, and not selling at all (but instead leaving your shares to your heirs).

If you enjoyed this episode, make sure to check out our last podcast on How to Not Fail at Retirement with Author Mike Drak.

Resources Mentioned on the Show:
Smart Charitable Giving: How to Receive the Full Tax Benefits of Your Giving [VIDEO]
Charitable Donations Using Stock, Not Cash [BLOG]
Listener Question
I am 65 years old. I am a self-employed contractor and am earning (as an employee) 36K per year.  I do not want to retire, but I want to collect social security benefits and keep working.  My estimated yearly SS benefit is 26K.  I can earn 21K as an employee.  I plan to keep working, then at full retirement age collect 36K in wages from the business. Does this plan make any sense?

Submit Your Questions
To submit a listener question, visit our website, https://www.retirementpowerhourpodcast.com and enter the details of your question.

Leave a Review
Visit https://www.retirementpowerhourpodcast.com to leave a review on Apple Podcasts or Spotify.

Disclaimer:
All material discussed on this podcast is for educational purposes only and should not be construed as individual tax, legal, or investment advice. Investing involves risk of loss and investors should be prepared to bear potential losses. Past performance may not be indicative of future results. Joe Allaria is an Investment Adviser Representative of , a Registered Investment Advisory firm. Information discussed on this podcast may be derived from third parties that are believed to be reliable, but CarsonAllaria Wealth Management does not control or guarantee the accuracy or timeliness of such information and disclaims all liability for damages resulting from such sources. Any references to third parties are provided as a convenience and do not constitute an endorsement.

Learn more about CarsonAllaria Wealth Management at https://carsonallaria.com/.

Most people are worried about having enough money saved for retirement; but financial planning alone, without lifestyle planning, is a ticket to Retirement Hell. In this episode of The Retirement Power Hour, Joe Allaria, CFP®, sits down with Author Mike Drak to discuss his book “Longevity Lifestyle by Design” and how to avoid failing at retirement. 
 
About Our Guest
After a thirty-eight-year career within the financial services industry, Mike Drak experienced what he has now termed “retirement shock”. As a result, Mike spent the next 6 years doing research about retirement which resulted in his best-selling books “Longevity Lifestyle by Design” and “Victory Lap Retirement” based on his realization that full-stop retirement doesn’t work for most people." Mike works with his wife, an investment advisor, to help clients design a fulfilling retirement.
Along with being a best-selling author, Mike is also a public speaker and retirement lifestyle designer. He has received awards for his writing, and you can find his articles at Booming Encore. 
 
Resources Mentioned on the Show
Download the Book and Worksheet here for free
Longevity Lifestyle by Design on Amazon 

Listener Question
I am trying to get information on spousal benefits and just watched your episode 12, excellent presentation. My husband is 73 and began taking SS benefits at full retirement age. I am now 66 and eligible for my own full retirement benefit, but a financial advisor recommended filing for the spousal benefit until switching to my own (higher) benefit at age 70. Do we both need to be born before 1953 for me to have this option? If you can answer, that would be so helpful since it is very difficult to get an appointment with SSA


Submit Your Questions
To submit a listener question, visit our website, https://www.retirementpowerhourpodcas... , and enter the details of your question.
 
Leave a Review
Visit https://www.retirementpowerhourpodcas... to leave a review on Apple Podcasts or Spotify.
 
Disclaimer:
All material discussed on this podcast is for educational purposes only and should not be construed as individual tax, legal, or investment advice. Investing involves risk of loss and investors should be prepared to bear potential losses. Past performance may not be indicative of future results. Joe Allaria is an Investment Adviser Representative of , a Registered Investment Advisory firm. Information discussed on this podcast may be derived from third parties that are believed to be reliable, but CarsonAllaria Wealth Management does not control or guarantee the accuracy or timeliness of such information and disclaims all liability for damages resulting from such sources. Any references to third parties are provided as a convenience and do not constitute an endorsement.
 
Learn more about CarsonAllaria Wealth Management at https://carsonallaria.com/