49 episodes

The In For A Penny podcast is produced and presented by freelance personal finance journalist Marc Shoffman and The Orchard Practice financial planner Joshua Gerstler.
Each episode aims to address the confusing concepts and challenges from the world of business, finance and wider society.

See acast.com/privacy for privacy and opt-out information.

In For A Penny In For A Penny: Personal finance simplified

    • Investing

The In For A Penny podcast is produced and presented by freelance personal finance journalist Marc Shoffman and The Orchard Practice financial planner Joshua Gerstler.
Each episode aims to address the confusing concepts and challenges from the world of business, finance and wider society.

See acast.com/privacy for privacy and opt-out information.

    Furlough facts: The rights and responsibilities of employers and employees

    Furlough facts: The rights and responsibilities of employers and employees

    Marc and Josh spoke with Rebecca Fox, an employment lawyer at VWV in Watford about how to furlough fairly.
    The word furlough is also becoming more common after the government set up a coronavirus job retention scheme to help businesses retain staff during the uncertainty of the pandemic even if they have to temporarily close.
    Under the scheme, the government will pay a firm’s employees 80% of their current salary for hours not worked up to a maximum of £2,500.
    It will run up to the end of March 2021.
    Of course there are lots of questions, what can and can’t you do on furlough and what are your employment rights during the pandemic and beyond.

    Can you still earn annual leave?Are you allowed to apply for a new job?What happens if you feel you have been dismissed unfairly?
    There have been lots of changes to government support and this interview was conducted in late October so things could be different by the time you listen but it should give you a general idea of what it supposed to happen on furlough and if you ever feel you have been unfairly dismissed.
    About us
    The In For A Penny podcast is produced and presented by freelance personal finance journalist Marc Shoffman and The Orchard Practice financial planner Joshua Gerstler.
    Each episode aims to address the confusing concepts and challenges from the world of business, finance and wider society.

    See acast.com/privacy for privacy and opt-out information.

    • 34 min
    What negative interest rates could mean for your money

    What negative interest rates could mean for your money

    The Bank of England has suggested negative interest rates are in its toolbox to stimulate the economy.
    Marc and Josh discuss what this could mean for your savings and mortgages.
    Plus, hear Marc's novel idea to use pension funds to boost lending.
    About us
    The In For A Penny podcast is produced and presented by freelance personal finance journalist Marc Shoffman and The Orchard Practice financial planner Joshua Gerstler.
    Each episode aims to address the confusing concepts and challenges from the world of business, finance and wider society.

    See acast.com/privacy for privacy and opt-out information.

    • 17 min
    The loyalty penalty! Why it doesn't always pay to stay with your financial provider

    The loyalty penalty! Why it doesn't always pay to stay with your financial provider

    Marc and Josh discuss the cost of inertia when it comes to financial services.

    How much could you be wasting by not switching your mortgageWhy you shouldn't accept your first insurance renewal quoteHow to negotiate a cheaper broadband and TV package
    About us
    The In For A Penny podcast is produced and presented by freelance personal finance journalist Marc Shoffman and The Orchard Practice financial planner Joshua Gerstler.
    Each episode aims to address the confusing concepts and challenges from the world of business, finance and wider society.

    See acast.com/privacy for privacy and opt-out information.

    • 30 min
    Student finance special: How to fund your degree

    Student finance special: How to fund your degree

    Schools are back and universities are (sort of) open.
    Marc and Josh discuss how to setup and manage your university finances.
    Plus, do you need a degree and will student debt harm your chances of getting a mortgage?
    About us
    The In For A Penny podcast is produced and presented by freelance personal finance journalist Marc Shoffman and The Orchard Practice financial planner Joshua Gerstler.
    Each episode aims to address the confusing concepts and challenges from the world of business, finance and wider society.

    See acast.com/privacy for privacy and opt-out information.

    • 35 min
    Making the right move when you are on the market: How to sell your home

    Making the right move when you are on the market: How to sell your home

    Marc and Josh discuss the pros and cons of estate agents and the best way to value your property.

    Is there too much property data?Is it better to pay upfront, a flat fee or commission?Does a house price crash matter?
    About us
    The In For A Penny podcast is produced and presented by freelance personal finance journalist Marc Shoffman and The Orchard Practice financial planner Joshua Gerstler.
    Each episode aims to address the confusing concepts and challenges from the world of business, finance and wider society.

    See acast.com/privacy for privacy and opt-out information.

    • 37 min
    We're not going on a summer holiday! The financial lessons we learned from cancelled trips

    We're not going on a summer holiday! The financial lessons we learned from cancelled trips

    The pandemic and government regulations have grounded many summer holidays, which has caused a scramble for refunds from airlines and tour operators.
    Marc and Josh discuss their experience of claiming back for cancelled trips during the coronavirus outbreak and reveal the lessons they have learned when it comes to booking holidays.
    Plus! Are staycations the future?

    See acast.com/privacy for privacy and opt-out information.

    • 31 min

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