Inspire Wealth through Real Estate Investing w/Prof M (Mallory Meehan)

Mallory Meehan
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Are you looking to build and grow long-term wealth? Prof M (Mallory Meehan), a real estate professor, attorney, appraiser, investor, and business owner, takes you through several different options available to invest in real estate assets and how to get started with your first investment. Special appearances will include guests who specialize in different aspects of investing.

  1. Inspire Wealth with Prof M: Cracking the Code of Note Investing with Scott Carson

    08/04/2025

    Inspire Wealth with Prof M: Cracking the Code of Note Investing with Scott Carson

    In this episode of Inspire Wealth, Prof M interviews Scott Carson, a leading expert in note investing. Scott shares his journey into the real estate space, focusing on buying distressed mortgage notes from banks and hedge funds. He discusses how to find note opportunities, evaluate them, and the key considerations for new investors. The conversation also covers the time commitment required for note investing and the potential for passive income. Scott emphasizes the importance of cash flow and provides insights into the best states for note investing, as well as the educational resources available for those looking to enter this niche market. EPISODE HIGHLIGHTS: Introduction to Note Investing: Scott Carson, the "note guy," specializes in buying discounted distressed mortgage notes from banks and hedge funds, aiming to work with homeowners. Finding Note Opportunities: Investors can find notes through foreclosure lists and by contacting banks directly. But targeting the right departments, such as special assets managers, secondary marketing managers, and whole loan traders, is the key. Evaluating Notes for Investment: Key factors to consider when evaluating notes include payment history and property value. Key Considerations in Note Buying: Investors should avoid properties in non-lender-friendly states and focus more on occupied properties within areas with a population of over 50,000. Getting Started in Note Investing: A good starting point for new investors is to use self-directed IRA funds. Learning how to raise capital is also a great way to start when an investor has little to no personal cash. Closing on Notes and Due Diligence: Closing on notes can take 7-30 days, depending on the deal. Top States for Note Investing: Ohio, Michigan, and Indiana are Scott's top three states for note investing. He also considers North and South Carolina as good states to invest in. Teaching Note Investing Strategies: With his data-driven and practical approach, Scott focuses on helping investors start their note-buying business without having to spend years of training and owning a property. The Appeal of Note Investing: Note investing is strategic, scalable, and landlord-free, providing consistent, passive income with less hassle. #realestate #investing #noteinvesting #passiveincome #wealthbuilding #financialfreedom #investmentstrategies #realestateinvesting #passiveinvesting #financialeducation #RealEstatePodcast #InspireWealth #distressedmortgagenotes #cashflow #ScottCarson #foreclosure Scott Carson Website: https://noteweekend.com/ Book a call with Scott: talkwithscottcarson.com Mallory Meehan Website: https://www.inspirewealthmgt.com/ Spotify: https://podcasters.spotify.com/pod/show/prof-mallory YouTube: https://www.youtube.com/@MalloryInspiresWealth For collaborations: ruby@inspirewealthmgt.com

    43 min
  2. Inspire Wealth with Prof M: Understanding the New Tax Code Bill

    07/28/2025

    Inspire Wealth with Prof M: Understanding the New Tax Code Bill

    We are back! With this new episode, Prof. M. discusses the latest U.S. tax code bill passed on July 4th, focusing on its implications for investors, families, and workers. She breaks down topics such as the return of bonus depreciation, changes in tax deductions for families, and new benefits for children. Also covered in this solo cast is the impact on clean energy tax credits and estate planning for high-net-worth individuals, emphasizing the importance of strategic tax planning throughout the year. EPISODE HIGHLIGHTS: Bonus Depreciation is Back!: Bonus depreciation is restored at 100% under the new bill. This is a significant cash flow benefit since it allows business owners and real estate investors to once again deduct all eligible expenses up front in the year of improvement or purchase. QBI Deduction Permanently Extended: Certain investors and business owners are able to deduct 20% of their qualified income before taxes under the Qualified Business Income (QBI) deduction. This pertains to revenue obtained by rental properties, flipping houses, and property management businesses. SALT Deduction Cap Increase: The $10,000 cap on the deduction of State and Local Taxes (SALT) has been raised to $40,000. Benefits for Workers, Families, and Education: 1. $25,000 in tip income is now tax-free. 2. $12,500 in overtime income (or $25,000 for joint filers) is also tax-free. 3. The child tax credit increased from $2,000 to $2,200 per child. 4. $1,000 newborn bonus for babies born in 2025 5. Up to $10,000 in interest is deductible on cars bought in 2025. 6. New above-the-line charitable deductions. ($1,000 for single filers and $2,000 for joint filers) 7. Expanded use for 529 education savings plans. Key Trade-Offs in the New Tax Code 1. Clean energy tax credit reductions. 2. Tighter Medicaid/SNAP eligibility. 3. The tax code overhaul is expected to increase the federal budget deficit by $2.8T over the next 10 years. 4. The estate/gift exemption jumps to $15M (2026). Tax Prep Game Plan 1. Schedule a tax strategy review with a CPA. 2. Track tips and overtime earnings separately. 3. Time major purchases. 4. Plan charitable gifts and 529 contributions. 5. Update wills and trusts in light of estate law changes. Download the 2025 Tax Strategy Checklist here: https://www.inspirewealthmgt.com/for-sellers Mallory Meehan Website: https://www.inspirewealthmgt.com/ YouTube: https://www.youtube.com/@MalloryInspiresWealth Spotify: https://podcasters.spotify.com/pod/show/prof-mallory For collaborations: ruby@inspirewealthmgt.com

    24 min
  3. Inspire Wealth with Prof M: Navigating the World of Real Estate Syndications with Jeremy Dyer

    06/09/2025

    Inspire Wealth with Prof M: Navigating the World of Real Estate Syndications with Jeremy Dyer

    Tune in and expand your real estate investing knowledge as we talk about syndications and passive investing with Jeremy Dyer, the VP of Capital Formation at Rise48 Equity and the founder and managing partner of Starting Point Capital. Jeremy shares his journey from a successful sales career to becoming a prominent figure in real estate investing. He generously shares his expert insights on syndications, market cycles, investment opportunity evaluation, maximizing returns, and more! EPISODE HIGHLIGHTS: From Tech Sales to Real Estate: From a successful tech sales career, Jeremy began his journey in real estate investing and started with fix-and-flips. Transitioning to Passive Investing: Realizing the challenge in juggling between his demanding career, active investing, and growing a family, Jeremy decided to focus on passive investing. Starting as a Limited Partner: Without much knowledge about syndications, Jeremy used his shotgun approach when he started as a limited partner - "I held my breath, I plugged my nose, and I hoped for the best." Understanding Syndications and Operator Importance: Jeremy emphasized that in syndications, you're not investing in the pitch deck; you're investing in the operator and their ability to execute the business plan. From Passive Investor to Syndication Leader: By growing his network and building trust with sponsors, Jeremy raised millions per deal, allowing him to lead his capital-raising funds. Understanding Accredited Investors: An accredited investor earns $200K ($300K jointly) or has $1M net worth, but Jeremy's 506(b) deals allow non-accredited investors via self-certification. Investing in real estate can be initiated with a minimum investment, allowing for learning and experience. Investment Strategies and Fund Sourcing: Jeremy’s syndication strategy focuses on value-add B/B+ class multifamily properties with in-house operations and strict deal criteria, raising capital through investor partnerships, while personally diversifying into higher-risk assets. Navigating Market Cycles and Investment Risks: Real estate returns vary with market cycles. Both Mallory and Jeremy advised to only invest money you can afford to lose, since risks and market shifts are unavoidable. Jeremy Dyer Email: jeremy@rise48equity.com The Fundamental Investor: https://www.amazon.com/Fundamental-Investor-Jeremy-Dyer/dp/B0DN3T832T Mallory Meehan Website: https://www.inspirewealthmgt.com/ Spotify: https://podcasters.spotify.com/pod/show/prof-mallory Apple Podcasts: https://podcasts.apple.com/us/podcast/inspire-wealth-through-real-estate-investing-w-prof/id1760185297 YouTube: https://www.youtube.com/@MalloryInspiresWealth For collaborations: ruby@inspirewealthmgt.com

    49 min
  4. Inspire Wealth with Prof M: Mastering Real Estate Tax Strategies with Amanda Han and Matt MacFarland

    05/26/2025

    Inspire Wealth with Prof M: Mastering Real Estate Tax Strategies with Amanda Han and Matt MacFarland

    Explore the relationship between tax planning and real estate with CPAs and tax strategists Amanda Han and Matt MacFarland, who specialize in assisting clients in using real estate to save significant tax savings and preserve their hard-earned money. They talk about the current market dynamics, proactive real estate strategies for W-2 earners, and using retirement savings for real estate investments. We also delve into the concept of opportunity zones and the effects of political shifts on tax laws. EPISODE HIGHLIGHTS: Introduction and Background: Amanda and Matt are married CPAs and real estate investors who founded Keystone CPA, specializing in proactive tax planning for real estate investors. Proactive Tax Strategies for W-2 Earners: In the eyes of the IRS, a real estate investor is a business owner, opening doors to tax benefits that W-2 earners typically can't enjoy. By taking advantage of depreciation and the deductions on regular expenses, investors can drastically lower taxable income. Navigating the Current Real Estate Market: Investors need to be more strategic in today's high-interest-rate market by looking into alternatives like short-term or midterm rents, negotiating purchase prices, and using creative financing methods like seller financing or private lending from retirement funds to make deals cash flow. Utilizing Retirement Accounts for Real Estate Investment: Rolling over old 401(k) or IRA assets into self-directed retirement accounts allows people to invest in real estate while avoiding penalties and taxes, and gaining more control at the same time. Tax Strategies for Children and Education: For flexible, tax-advantaged alternatives to typical savings plans, parents can shift income to children, who can subsequently fund Roth IRAs to invest in real estate or directly purchase properties to finance future educational expenses. Impact of Political Changes on Tax Legislation: The new administration might raise the QBI deduction from 20% to 23% and reinstate 100% bonus depreciation. Since the new tax bill is still being developed and is anticipated to contain both new and reinstated provisions, it is critical for real estate investors to stay updated and modify strategies as necessary. Understanding Opportunity Zones: Opportunity Zones allow investors to postpone paying capital gains taxes, by reinvesting in specific areas. Gains on the new investment may be tax-free if held for ten or more years. Exploring 1031 Exchanges: Investors utilize 1031s assets and reinvest in better-performing real estate without having to pay taxes immediately. Investment Strategies in Real Estate: Due to housing constraints and changing tenant needs, ADUs, variable rental types, and multifamily syndications are Matt and Amanda's top strategies, highlighting the importance of flexibility and adaptability to markets. Market Trends and Asset Classes: Matt, Amanda, and Prof M discussed how multifamily investing is rising again, the vacancies office spaces face, self-storage grows with demand, and the potential of senior care real estate as a market where investors leasing to operators. Addressing Affordable Housing Challenges: Affordable housing struggles due to expensive and complicated permits, leading developers to focus on luxury projects. They suggest simplification of the approval processes to encourage construction of affordable housing. Book Recommendations: 1. The 4-Hour Workweek by Tim Ferriss 2. Rich Dad Poor Dad by Robert Kiyosaki Amanda and Matt's Tax-Focused Books for Investors: Available at BiggerPockets, Amazon, and Barnes & Noble. 1. The Book on Tax Strategies for the Savvy Real Estate Investor 2. Cracking the Code for the Savvy Real Estate Investor Amanda Han & Matt MacFarland Website: https://www.keystonecpa.com/ Mallory Meehan YouTube: https://www.youtube.com/@MalloryInspiresWealth For collaborations: ruby@inspirewealthmgt.com

    49 min
  5. Inspire Wealth with Prof M: Unlocking the Secrets of Note Buying with Eddie Speed

    05/19/2025

    Inspire Wealth with Prof M: Unlocking the Secrets of Note Buying with Eddie Speed

    Prof M interviews Eddie Speed, a veteran in the note-buying business. Eddie shares his journey into real estate investing, explaining the concept of notes and how they can be a lucrative investment strategy, especially during market downturns. He discusses the advantages of seller financing over traditional rental properties, the role of loan servicers, and various leveraging techniques that can enhance returns. Eddie also emphasizes the importance of education in this field and recommends resources for those interested in learning more about note buying. EPISODE HIGHLIGHTS: Introduction to Note Buying and Eddie's Journey: Eddie talks about his personal journey in real estate investing, focusing on the note-buying business, which he learned through an apprenticeship. Real Estate Note: The holder of a note is entitled to interest-bearing future payments. These notes can be purchased at a discount, allowing investors to benefit from the difference while still receiving the entire amount. Market Timing and Note Investing: In times of economic recession or high interest rates, such as the early 1980s, the years following 9/11, the 2008 financial crisis, and the present, note investment does well. NoteSchool: Eddie created NoteSchool to teach investors how to evaluate and organize note offers using tried-and-true financial models and strategies, emphasizing the value of education in getting started in note investment. Transitioning from Rentals to Seller Financing: Landlords can switch to seller financing, taking on the role of lender and collecting monthly payments without having to deal with the hassles of tenants. This provides a lucrative, low-maintenance income option in a slower market. The Role of Loan Servicers in Note Management: In contrast to rental properties, seller financing is more passive and less involved because loan servicers manage payments, taxes, insurance, and delinquencies, lowering risks for note holders. Creative Financing in Note Investing: In order to lower risk and boost possible returns, creative finance entails structuring transactions in novel ways. These approaches are essential to long-term note investing success, as they enable investors to make more than they would with conventional techniques. Book Recommendation 1. Ask Eddie by Eddie Speed 2. Never Split the Difference by Chris Voss Eddie Speed NoteSchool Masterclass: NoteSchool.com/inspirewealth Mallory Meehan Website: https://www.inspirewealthmgt.com/ Spotify: https://podcasters.spotify.com/pod/show/prof-mallory YouTube: https://www.youtube.com/@MalloryInspiresWealth For collaborations: ruby@inspirewealthmgt.com

    33 min
  6. Inspire Wealth with Prof M: Navigating Real Estate Investments with Jeffrey Holst

    05/12/2025

    Inspire Wealth with Prof M: Navigating Real Estate Investments with Jeffrey Holst

    In this episode, Prof M interviews Jeffrey Holst, a recovering attorney, bestselling author, and real estate investor who hasn’t had a bad day in more than 25 years. Jeff splits his time between Chattanooga, Tennessee, and San Juan, Puerto Rico, and is often referred to as the most interesting man in the world. Sharing his expertise on diverse real estate investments, Jeffrey gives us insights into the importance of market knowledge, managing different property types, and understanding the differences between apartments and commercial properties. Gain life-changing lessons from Jeff's personal philosophy and be inspired to seize every opportunity in real estate investment! EPISODE HIGHLIGHTS: Introduction and Background: Jeffrey Holst was first exposed to real estate through his parents' rental properties; even with a degree in law and an MBA, real estate remained his interest. Real Estate Journey and Early Investments: While in law school, Jeffrey began flipping properties. Later, during the recession, he purchased, remodeled, and rented Detroit homes, then sold them to investors to grow his portfolio. Market Knowledge and Investment Philosophy: Jeffrey stressed that it is crucial to understand the market when investing. Familiarity in an area allows quick assessment of deals and reduces personal risks. Managing Risks Through Diversification: To reduce risks, he uses a combination of tenants and asset classes, with some properties purchased speculatively with an eye on future growth rather than immediate cash flow. Section 8 Housing: Pros and Cons Pros: Section 8 can help stabilize a portfolio in lower-income locations and provide steady rent payments backed by the government. Cons: Rent limitations, policy changes, and bureaucratic inefficiencies may restrict its flexibility and profitability. Apartments vs Commercial/Industrial: Apartments provide stable cash flow and pricing flexibility but need more management; commercial buildings have riskier vacancies but are more passive and hands-off once leased. Strip Mall Investment: Jeffrey invested in a strip mall for $1M, negotiating a 60-year extension on the property lease, and later used a 1031 exchange to buy out his partners. Despite some weak tenants, Family Dollar and a church provide stability. Understanding Puerto Rico's Unique Tax Landscape: Puerto Rico provides residents with tax exemptions along with unique incentives, such as a 4% rate for specific businesses. Entrepreneurial Ventures in Puerto Rico: He ventures into a cigar company and a shipyard in Puerto Rico, leveraging the tax benefits for manufacturing. Book Recommendations: 1. Rich Dad, Poor Dad by Robert Kiyosaki 2. Crushing It in Apartments and Commercial Real Estate by Brian Murray 3. Investing in Duplexes, Triplexes, and Quads by Larry Loftis 4. No Bad Days by Jeffrey Holst Jeffrey Holst Website: https://www.jeffreyholst.com/ Facebook: https://www.facebook.com/holstjd @jeffreyholst Mallory Meehan Website: https://www.inspirewealthmgt.com/ Spotify: https://podcasters.spotify.com/pod/show/prof-mallory YouTube: https://www.youtube.com/@MalloryInspiresWealth For collaborations: ruby@inspirewealthmgt.com

    1h 16m
  7. Inspire Wealth with Prof M: Out-of-State Investing and Property Management with Dana Dunford

    05/05/2025

    Inspire Wealth with Prof M: Out-of-State Investing and Property Management with Dana Dunford

    Dana Dunford, CEO of Hemlane, offers professional advice on managing properties and investing in out-of-state real estate. Dana talks on how to approach new markets, steer clear of typical traps, and make use of Hemlane's platform for smooth property management, covering everything from market evaluation to remote rental property management. This episode provides helpful guidance to help you confidently establish and manage your real estate portfolio, regardless of your level of experience. EPISODE HIGHLIGHTS: Introduction to Real Estate Investing: Losing $30K in the stock market led Dana to real estate, introduced by her sister and brother-in-law, who were investing out of state. First Investment: Dana invested in a duplex in Ocala, Florida, for cash flow and market stability, and self-managed the property to give her more control over costs and repairs. Remote Property Management: Technology made it easier for Dana to manage the property from California. Repair processes were properly coordinated between the tenants, the vendors, and Dana. Building a Team: Dana built her team through referrals, careful vetting, and experience, always prioritizing consistent quality over size. About Hemlane: Hemlane is a platform that allows rental owners to self-manage and have more transparency and control over their properties. It features round-the-clock repair coordination and access to local service providers. Advice When Picking Markets: 1. Start macro by looking at the housing supply, days on market, average income, renter-to-owner ratio, industry variety, and population growth. 2. Go micro: Zoning can change significantly within a few blocks. Look for early indicators of gentrification, such as pet shops, yoga studios, and places serving healthy food. 3. Do the math: Use platforms like Zillow for daily searches and track the properties in a Google Sheet with cash flow, cap rate, and side-by-side comparisons, keeping appreciation potential separate for conservatism. Insights on the California market: 1. California’s affordability crisis worsens due to complex landlord-tenant laws. 2. Many policies stem from rare events, creating unfair rules for landlords and tenants. 3. Regulations need to be simpler and clearer for everyone. 4. Excessive restrictions reduce rental investments, causing affordable housing shortages. Book Recommendations 1. One Rental at a Time by Michael Zuber 2. Unicorn Team by Jen Kem 3. Billion Dollar Whale Dana Dunford Website: https://www.hemlane.com/ Instagram: https://www.instagram.com/danahdunford/ Mallory Meehan Website: https://www.inspirewealthmgt.com/ Spotify: https://podcasters.spotify.com/pod/show/prof-mallory YouTube: https://www.youtube.com/@MalloryInspiresWealth For collaborations: ruby@inspirewealthmgt.com

    29 min
  8. Inspire Wealth with Prof M: Engineering Real Estate Success with Michael Albaum

    04/28/2025

    Inspire Wealth with Prof M: Engineering Real Estate Success with Michael Albaum

    Michael Albaum talks about his experience investing in real estate, from buying his first home to growing his portfolio. He highlighted the value of long-term thinking, one of the lessons he learned from early mistakes. and methods for switching from single-family to multifamily properties. Insights on cap rates, equity, market focus, and real estate strategies were emphasized in the discussion. Michal also talks about Bold Street AI, an advanced technological tool that supports investors. EPISODE HIGHLIGHTS: From Engineering to Investing: Michael used the math of real estate to find financial independence outside of his paycheck: acquire, collect rent, and create cash flow. First Property Experience: His first property was a foreclosure for $295,000 and accepted a monthly rent of $1,810. This ended up being his worst investing decision. Massive Win in Appreciation: Michael held the property for 7-8 years despite the rocky start and sold it for $615,000. Funding Strategies: Michael stacked strategies to access capital, such as a personal loan, inheritance, and 401k loan. The Power of 401k Loan ✅ Borrowed up to 50% of his 401(k) portfolio ✅ No tax penalties as long as the loan is repaid on schedule ✅ Payments were automatically deducted from his paycheck ✅ The interest went back into his own retirement account Out-of-State Investing: Michael invested in properties across several states with several property managers while on the road for work, but he found the process to be burdensome and far from passive. Following expert advice, he focused on a single market, streamlined operations, and achieved success. Benefits of Market Focus: 1. Single phone call for all listings. 2. All updates are handled by one property manager. 3. Didn’t have to relearn each market's rules and regulations. 4. Strengthened local relationships and systems. 5. Scale faster and clearer with less stress. Transitioning to Multifamily Investments: He invested in an eight-unit property with rents between $500 and $600. Even though rentals were below market at the time, he eventually saw that as an opportunity when it hit the 1% threshold. Engineering Properties: Michael focused on boosting NOI in multifamily properties by adding amenities, renovations, and improving operations, even when rent comps limited potential increases. Creative Use of HELOCs for Investment: Michael secured an 8% interest-only HELOC to buy properties with cash, then refinance to extract funds, allowing him to secure higher purchase prices. MyFi Academy: A real estate education platform created by Michael. Bold Street AI: A proptech company focused on simplifying property investing. This allows investors to identify cash-flowing properties using smarter filters. Book Recommendation: Long-Distance Real Estate Investing: How to Buy, Rehab, and Manage Out-of-State Rental Properties by David Greene #realestateinvesting #realestatepodcast #propertymanagement #investmentlessons #financialfreedom #caprates #multifamilyinvestments #shorttermrentals #investmentstrategies #inspirewealth #michaelalbaum #mallorymeehan #inspirewealthpodcast Michael Albaum https://www.boldstreet.ai/ Mallory Meehan Website: https://www.inspirewealthmgt.com/ YouTube: https://www.youtube.com/@MalloryInspiresWealth Spotify: https://podcasters.spotify.com/pod/show/prof-mallory For collaborations: ruby@inspirewealthmgt.com

    53 min
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About

Are you looking to build and grow long-term wealth? Prof M (Mallory Meehan), a real estate professor, attorney, appraiser, investor, and business owner, takes you through several different options available to invest in real estate assets and how to get started with your first investment. Special appearances will include guests who specialize in different aspects of investing.

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