Jeff Kidwell a friend of mine and a former coworker at Canon Fitzgerald he is a leader in the repo and leading industry and has been since 1982. He has worked for several large companies including Morgan Stanley and Canon Fitzgerald. He has created his own peer-to-peer financing product, is the author of two books, and is a frequent public voice in the industry. He has continued to share his knowledge through his consulting business. Where he has created an 11-week course on repo fundamentals. In this interview, he shares with me some bricks that he has faced in his personal and professional life, how 9-11 affected him, how he learned to listen to the whispers and emphasize the positive things in life.