Let's Talk Real Estate Anna Olcese

Interest is the only thing that seems to interest buyers and sellers these days. Will the interest rates affect sales? How about my purchasing power? How high will interest rates climb? Will this cause a housing bust? Regular and super knowledgeable guest Dan Coffey joins us again today to share his insights and provide info about today’s rates, where he sees them going tomorrow, and why they’re not - and won’t be - where they were yesterday. Whether you’re a buyer wondering if you should “wait it out” until the next housing bust or a seller wondering if now is a good time to list, this episode is definitely one to listen to.

Property management: not the sexiest topic in real estate, but definitely a big component of it. Today, Susan McQuillan, V.P./North Central Region at Watson Realty Corp’s Property Management Division, joins us to discuss property management and what it involves. From securing tenants to managing leases to calling a plumber when there’s a toilet issue, property managers do it all. With a shortage of inventory, rising rental prices, tenant and landlord laws changing, and with large apartment complexes absorbing so much of the rental market, she also addresses the impact that those factors have had on investors and also how they’re affecting sales of investment properties.

Homeowners insurance can affect homeownership in ways well beyond what we may think. Today, John Darr joins us again…you may remember him from season two. He owns Darr Schackow insurance in Gainesville, and he gives us the scoop today about where we are in terms of homeowners insurance, what we can expect for the upcoming year, and what that means for current and future homeowners. You’ll definitely want to listen to this episode because it’s much more important than you might think! Plus, John makes it interesting so it’s also less boring than you might think.

This week we have part 2 of our conversation with Dan Coffey with Ameris Bank. On this episode, Dan walks us through everything related to renovation loans, and with the current housing market this may be the best way to go if you’re wanting to make some renovations. Dan will also be talking to us about loans for Medical Professionals, which aren’t just for doctors but for medical professionals of almost any type.

If you missed part 1 of our conversation about mortgage lending with Dan, take a listen to S3 EP9: Let’s Talk Mortgage Lending with Dan Coffey!

Over a 44-year career in this industry, Dan Coffey has maintained a single focus - to use his knowledge and expertise to assist people navigate the complexities of the mortgage process. He is proud to be part of such an important milestone in a client's life, and he strives to make the homebuying process a joyful experience because it should be. On this episode of Let’s Talk Real Estate, Dan walks us through the history and all the caveats of mortgage lending.

Did you miss when we had Dan on Season 1 of Let’s Talk Real Estate? On episode 16 of Season 1, Dan gives us a rundown on gift funds to be used as a downpayment on your home purchase: https://podcasts.apple.com/us/podcast/s1-ep16-lets-talk-down-payment-gift-money/id1497225744?i=1000474694704

Jovi Richards is a Richmond, VA native and knows that market inside and out. After graduating from UVA, she spent several years working with children with autism. However, after having her first daughter she realized that she needed more flexibility and the opportunity to earn more for her family so she decided to become a real estate agent. Working part-time for a couple of years beforehand, Jovi jumped in with both feet in March 2020...what a decision that turned out to be! With resilience and grit, and the goal of working smarter and not necessarily harder, Jovi leveraged strong relationships she had forged throughout the years with industry professionals and she was able to start procuring off market opportunities for her buyers at a time when listings were nearly impossible to find. In an era when multiple offers were the norm, Jovi helped her clients buy homes without engaging in bidding wars and allowed sellers to sell their properties without the fear of having droves of people walk through their homes in the midst of a pandemic. Jovi has extensive knowledge of the real estate market all throughout the central Virginia region, and she specializes in The Fan, Byrd Park, North Side, Tuckahoe/West Henrico, and Chesterfield.

Connect with Jovi on instagram at https://www.instagram.com/jovisoldit and tiktok: https://www.tiktok.com/@jovisoldit_