Let's Talk Real Estate Anna Olcese

Mortgage Loan Officer, Dan Coffey is back on the podcast to provide in depth knowledge about the dynamic and ever-evolving world of mortgage lending. In this episode, we explore valuable insights and opportunities for prospective homebuyers. Dan discusses predictions for interest rates and highlights the resurgence of FHA loans - covering qualification criteria, credit scores, and the flexibility of FHA loans. We also delve into seller concessions, mortgage points, and the benefits of locking in rates early. Additionally, Dan sheds light on the advantages of VA loans. Despite market shifts, Dan emphasizes the enduring value of homeownership as a core element of long-term financial well-being. Whether you're a first-time buyer or seasoned homeowner, this episode will equip you with valuable insights to navigate the mortgage market with confidence.





Episode Resources:


Dan Coffey: https://bankers.amerisbank.com/fl/gainesville/dan-coffey-208400

John Darr, CEO and owner of Darr Schackow Insurance joins us again on the podcast to discuss the ever-changing insurance industry in Florida. Since our last episode with John, the insurance industry in Florida has undergone significant changes, including stricter underwriting rules and requirements for roofs, water heaters, and claims history. Today, we delve into some of these changes, such as the requirement for wind mitigation and four-point inspections, and explore how insurance premiums are affected by various factors. Join us to learn more about how these changes can impact your insurance premiums and your ability to obtain insurance coverage on your home.



John Darr is the CEO and owner of Darr Schackow Insurance, a Florida-based full-service insurance agency with over 30 years of experience. He is dedicated to providing personalized insurance solutions to meet the unique needs of his clients and has grown the agency into one of the largest independent insurance agencies in Florida. In addition to his work, Darr is involved in the community and serves on several local organization boards.



CONNECT with our guest:


https://darrschackowinsurance.com
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https://www.facebook.com/dsi5200



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Interest is the only thing that seems to interest buyers and sellers these days. Will the interest rates affect sales? How about my purchasing power? How high will interest rates climb? Will this cause a housing bust? Regular and super knowledgeable guest Dan Coffey joins us again today to share his insights and provide info about today’s rates, where he sees them going tomorrow, and why they’re not - and won’t be - where they were yesterday. Whether you’re a buyer wondering if you should “wait it out” until the next housing bust or a seller wondering if now is a good time to list, this episode is definitely one to listen to.

Property management: not the sexiest topic in real estate, but definitely a big component of it. Today, Susan McQuillan, V.P./North Central Region at Watson Realty Corp’s Property Management Division, joins us to discuss property management and what it involves. From securing tenants to managing leases to calling a plumber when there’s a toilet issue, property managers do it all. With a shortage of inventory, rising rental prices, tenant and landlord laws changing, and with large apartment complexes absorbing so much of the rental market, she also addresses the impact that those factors have had on investors and also how they’re affecting sales of investment properties.

Homeowners insurance can affect homeownership in ways well beyond what we may think. Today, John Darr joins us again…you may remember him from season two. He owns Darr Schackow insurance in Gainesville, and he gives us the scoop today about where we are in terms of homeowners insurance, what we can expect for the upcoming year, and what that means for current and future homeowners. You’ll definitely want to listen to this episode because it’s much more important than you might think! Plus, John makes it interesting so it’s also less boring than you might think.

This week we have part 2 of our conversation with Dan Coffey with Ameris Bank. On this episode, Dan walks us through everything related to renovation loans, and with the current housing market this may be the best way to go if you’re wanting to make some renovations. Dan will also be talking to us about loans for Medical Professionals, which aren’t just for doctors but for medical professionals of almost any type.

If you missed part 1 of our conversation about mortgage lending with Dan, take a listen to S3 EP9: Let’s Talk Mortgage Lending with Dan Coffey!