The Level Up Podcast with GNO Realty GNO Realty

In this episode of The Level Up Podcast with GNO Realty, your hosts Braden L Smith and Ryan Curtis Rogers review the current market stats as usual then speak with a special guest, EJ Giusti from Goosehead Insurance.



Braden, Ryan, and EJ discuss the following in this episode:


What in the world is going on with insurance in Louisiana?
What is causing the increases we are seeing?
What is reinsurance?
Replacement costs
What are you seeing as ways to lower your premium while still having good coverage?
What are the red flags?
Are insurance carriers sending someone out to inspect homes?
What about roofs? From what I know, no carriers in Louisiana will issue a policy on a property with a roof 15 years old or older. Is that still true?
I’ve heard the carriers inspect roofs just 5 years old. Is that true?
What are fortified roofs doing to premiums? How much discount are people getting after putting a fortified roof on their home?
What about a wind mitigation survey?
What kind of discounts can they provide?
Does the new governor and insurance commissioner have any plans in place to help with this situation?
Do you see any relief on the horizon?



Contact info for hosts and guest:



Braden L Smith

Co-Owner | Associate Broker | REALTOR®

GNO Realty

504-621-1729

Braden@GNOrealty.com

https://gnorealty.com/gno-realty-agents/braden-l-smith/

Facebook: https://www.facebook.com/BradenSmith.Realtor/

Instagram: https://www.instagram.com/bradensmith.gnorealtor/

Twitter: https://x.com/BradenLSmith77

LinkedIn: https://www.linkedin.com/in/bradenlsmith/

Owner | Licensed Broker

REvitalize Property Solutions LLC

Facebook: https://www.facebook.com/REvitalizePropertySolutions/

Instagram: https://www.instagram.com/revitalizepropertysolutions/

Twitter: https://x.com/WeBuyNOLAHouses



Ryan Curtis Rogers

Licensed REALTOR®

GNO Realty

504-430-0324

ryancurtisrogers@gmail.com

https://gnorealty.com/gno-realty-agents/ryan-curtis-rogers/

Facebook: https://www.facebook.com/RyanSellsNola/

LinkedIn: https://www.linkedin.com/in/ryan-curtis-rogers-75554013/



E.J. Giusti III

License #: 326043

504-232-3420

ej.giusti@goosehead.com

https://www.goosehead.com/agents/la/metairie/ej-giusti-iii/



Links from the show:

Louisiana Fortify Homes (Fortified Roof Grant)

Storm Mitigation Incentives

Homeowners in Louisiana may be eligible for a state tax deduction or insurance premium discount for voluntarily strengthening their homes against storms and hurricanes in compliance with the Louisiana State Uniform Construction Code.

For more information, please see the following:


Residential Property Storm Mitigation Incentives brochure
Storm Mitigation FAQs
Louisiana Hurricane Loss Mitigation Survey Form.  This form was created by the Louisiana Department of Insurance for submission to insurance companies as verification of completed storm mitigation measures.  This form has been promulgated in Regulation 94, Appendix A.  Section I must be completed by the homeowner and the following sections must be completed and endorsed by a qualified wind mitigation surveyor. To find a wind mitigation surveyor, visit the Louisiana State Fire Marshal Code Enforcement webpage. The information surveyed is used to calculate what storm mitigation has been completed and if the homeowner is eligible for premium discounts or incentives.
Shop Your Rates Homeowners Guide. Homes with completed storm mitigation are eligible for discounted homeowners rates. To compare how a fully mitigated home can reduce your insurance rates, visit our online homeowners rate guide and look up Example 8 --Wind Mitigated.



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The Level Up Podcast with GNO Realty



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Tune in to The Level Up Podcast with GNO Realty, your trusted source for expert insights into the Greater New Orleans real estate market. Join Braden L Smith, co-owner of GNO Realty and owner of REvitalize Property Solutions, a local investment and development firm, and Ryan Curtis Rogers, a licensed REALTOR® with extensive knowledge of the New Orleans area.



This month's episode dives into the rental market in New Orleans and the surrounding areas. It seems like there may be a surplus of available rentals in the area so Braden and Ryan dig into the data to see if this is true or not, and discuss what they are seeing out there in the real world each and every day. They discuss rental availability, rental pricing, some potential factors affecting the rental market, and more. Tune in to get all the details on the local rental market!



Check us out on the web:

GNO Realty

REvitalize Property Solutions


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Tune in to The Level Up Podcast with GNO Realty, your trusted source for expert insights into the Greater New Orleans real estate market. Join Braden L Smith, co-owner of GNO Realty and owner of REvitalize Property Solutions, a local investment and development firm, and Ryan Curtis Rogers, a licensed REALTOR® with extensive knowledge of the New Orleans area.



This month's episode tackles a hot-button topic: the National Association of REALTORS® proposed settlement and its potential impact on the future of real estate. Braden and Ryan offer a nuanced analysis, exploring the implications for agents, buyers, sellers, and the industry at large. Whether you're contemplating a future real estate transaction or simply curious about market trends, this episode provides valuable information to help you navigate the ever-evolving landscape. Level Up your understanding of the New Orleans real estate market with The Level Up Podcast!


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In this episode of The Level Up Podcast with GNO Realty, your hosts Braden Smith and Ryan Curtis Rogers dig into the current market stats in a new way that is more accurate, and provides better insight into what is actually going on in the Greater New Orleans Real Estate Market.



This episode also features a special guest, Courtney Fricke, who is a local real estate investor that specializes in solutions-based real estate investing and creative deals. Braden and Ryan discuss what Courtney is seeing in the local market from her unique viewpoint and we go over some proactive ways that homeowners and investors can combat some of the challenges in the local market.



🧐 Topics discussed with Courtney:



👉 Insurance is our area's biggest issue.

- Call your insurance agent and ask what adjustments can be made to get the premium down

- Shop around for a cheaper policy

- Raise deductible

- Reduce coverage(s)

- Wind mitigation survey

- Let them know of any improvements such as a new roof, new windows, etc



👉 Seeing more people in pre-foreclosure

- Be proactive and reach out for help



👉 Rental property owners seeing cash flow decimated

- Raise rents

- Shop insurance for cheaper options

- Adjust insurance coverage(s) and/or increase deductible

- Reach out for help



👉 2024 reassessment for property taxes

- You can contest it

- Each parish has a different process



📇 Contact information for Courtney Fricke:

🛜 Website - www.CourtneyFricke.com

📧 Email - yourlocalrealestatesolution@gmail.com



📇 Contact information for Braden Smith:

📲 Mobile: 504-621-1729

📧 Email: Braden@GNOrealty.com

🛜 Website: https://gnorealty.com/gno-realty-agents/braden-l-smith/



📇 Contact information for Ryan Curtis Rogers:

📲 Mobile: 504-430-0324

📧 Email: ryancurtisrogers@gmail.com

🛜 Website: https://gnorealty.com/gno-realty-agents/ryan-curtis-rogers/


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Get the inside scoop on New Orleans real estate with hosts Braden and Ryan. In this 2023 recap, we break down key market stats like price drops, inventory changes, and analysis for buyers and sellers. Also revealed - New Orleans home value predictions for 2024 and expert tips to navigate the current landscape of high mortgage rates and slowing sales. Whether you're looking to buy, sell or invest in the Big Easy, tune in to decode stats like months of supply, list to sale price ratios, median days on market, and more. Walk away with an information edge to make smart moves in NOLA's housing market this year.

Articles mentioned in the show:

Home prices are up year-over-year in 38 of the nation's 50 largest housing markets

https://www.resiclubanalytics.com/p/home-prices-yearoveryear-38-nations-50-largest-housing-markets

Home prices are forecast to fall in these 34 cities

https://www.businessinsider.com/real-estate-housing-market-predictions-2024-cities-home-prices-falling-2024-1


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Braden Smith and Chuck Stall are back with Machi Medrzycki to talk about investment properties, specifically flips.



Machi Medrzycki MLM ConstructionPhone: 985-788-1541Email: Machi@mlm-inc.comWebsite: https://mlm-inc.com/


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