Make Retirement Work Marc Werkmeister

We’ve received some great questions from clients recently. For instance, if you got a raise at work, but your household now makes too much money to contribute to a Roth IRA, what do you do? Where should your investments go if you like tax-free growth?
 
Tune in to this episode as Marc answers this question and others, like how to use a health savings account, how to save for your kids’ college, and more. As always, we’re here to answer any financial questions you have. Stay tuned to see what you can learn from these listener questions!
 
In this episode, we’ll share: 
 
What to do if you make too much money for a Roth? (0:32) How to use a health savings account? (5:16) Should I stop contributing to my 401(k)? (7:22) How to save for kids’ college? (12:30)  
Get in touch with Marc and PFA: 
Web: https://www.pfaretire.com/about-us/our-team.html
Phone :308-534-8210
 

Today we’re tackling two meaty topics – the debt ceiling and playing the long game in investing. Last show, we talked a lot about the debt ceiling, so we wanted to give you an update. The Federal Reserve met recently and decided to pause rates, which was to be expected. In the media, it was doom and gloom last month, and now they’re not talking about it as much. Some people thought the Fed might cut rates, but that hasn’t happened. They’ll probably increase them again this year.
 
In this episode, we’ll share: 
 
What happened with the debt ceiling? (0:41) Why you need to play the long game. (3:50) How can business owners help employees plan for retirement? (7:11)  
Get in touch with Marc and PFA: 
Web: https://www.pfaretire.com/about-us/our-team.html
Phone :308-534-8210
 

Today we're talking about the U.S. debt ceiling. You might be wondering, what is that? It’s basically a limit on the total amount of money our government is authorized to borrow. U.S. Treasury Secretary, Janet Yellen, says our country has enough money to pay our bills until June 1, so we’re coming up against that deadline. 
 
The president and House and Senate leaders are currently negotiating about how to handle this. In this episode, we'll take a look at how the debt ceiling has been handled in the past and discuss what might happen moving forward. Join us as we dive deeper into the U.S. debt problem in today's episode and talk about how it could impact you. 
 
In this episode, we’ll share:
 
What is the debt ceiling? (0:39) How could a possible government shutdown affect us? (4:36) How politicians are handling the debt ceiling. (10:27)  
Get in touch with Marc and PFA: 
Web: https://www.pfaretire.com/about-us/our-team.html
Phone :308-534-8210
 

We have a lot to talk about on today’s show because it’s an exciting time of year! Tax season is behind us and we’re looking ahead. In honor of Financial Literacy Month, we’re sharing facts you need to know when it comes to your money.
We’ll explain how financial literacy can impact you and how your money challenges and successes can impact your children down the road. If you’re listening to this podcast, odds are that you are already interested in this topic, but let’s take it to the next level.
 
 In this episode, we’ll share:
Experiencing a drop in your 401k balance when you're young may not necessarily be bad news. (5:29) What does financial literacy mean to you? (7:56) How your finances can impact your kids. (11:20)  
https://www.pfaretire.com/about-us/our-team.html
308-534-8210

The collapse of Silicon Valley Bank and Signature Bank has been huge news in the financial sector and an event that many people worry could trigger even more fallout across the country. With 2008 still fresh in our mind, it’s justified to be concerned about what this might mean for your money. 
 
In this episode, Marc will break down the events leading up to these bank failures and explain what actually happened to cause this collapse. Knowing what went wrong will help you better understand how it’s different from the failures 15 years ago.  
 
But there’s still plenty of concern about what this means for you and your money. Marc will talk about local banks and how they’re structured to give you a better idea of where your money is stored. Plus, there might actually be some silver lining to all of this news related to the stock market moving forward, which we’ll explain as well.
 
Here's some of what you’ll learn in this episode: 
Who was Silicon Valley Bank?  (4:30) Should you have any concerns over your local bank? (7:04) What led to this breakdown of SVB  (9:39) The silver lining for the stock market. (16:52)  
Get in touch with Marc and PFA: 
Web: https://www.pfaretire.com/about-us/our-team.html
Phone :308-534-8210
 
 

Today we’re sharing a great checklist you should follow to begin 2023. This will help you through the year if you’re interested in being better prepared for financial planning and for retirement. 
If you’re retiring this year, it’s essential to have some concrete answers to these questions we’re talking about on today’s show. If you’re still a few years from the milestone, tune in so you can start thinking about these critical conversations.
On this episode, we’ll share:
• How to prepare for economic change and inflation. (2:00)
• When should you access Social Security? (4:38)
• How to prepare for future tax increases. (6:41)
You can learn more at the link below:
https://www.pfaretire.com/make-retirement-work/podcast.html
Let's chat about your retirement plan:
308-534-8210