Market MakeHer Podcast Jessica Inskip and Jessie DeNuit

🐰 Curious about how to invest in AI? Let's fall into the Artificial Intelligence rabbit hole, shall we? And, yes we talk about actual AI stocks as well. Beware the Jabberwocky (aka AI Tools that claim to "beat the stock market" or predict the best stocks to buy).

🤖 AI stocks are beating earnings upwards of 40% (and much much higher). Are analysts not valuating these stocks properly? Perhaps we all need a little lesson on how AI works and the earnings potential across all sectors in terms of these companies that are part of the AI frenzy.

Wondering Which AI Companies To Invest In?

Let's first understand how AI works (follow @the.rachel.woods on TikTok to learn a ton about AI), what's needed to create a large language model, GPUs/TPUs, and who already has alllll the data.

You should also checkout her website for AMAZING AI resources: https://theaiexchange.com/

We already know the big players involved:

NVDA, GOOG, MSFT, META, AMZN, ADBE

What about the other companies and industries getting a piece of the AI pie? Break it down into B2B and B2C. And make sure you do your research and your homework - cuz you know we ALWAYS do. 😌

Have More Questions or a Comment About This Episode?

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About Us

Market MakeHer is an investing education podcast and LLC with a mission to demystify the stock market and make financial literacy accessible to all self-directed investors! We believe that investing is for everyone and that's why we break down complex investing topics (from "Her" perspective), show you free tools/resources on our podcast, and offer a ton of free educational content on our ⁠website⁠!

Disclosure Disclosure Disclosures:

Market MakeHer podcast is unsponsored at the time of recording.

Tools and resources mentioned are for informational and educational purposes only. Remember, investing involves risk, and there's always a potential for losses when investing in securities.

Market MakeHer LLC provides educational content and resources, but we are not registered financial advisors and do not provide personalized investment advice. Consult with a licensed financial advisor before making any investment decisions.

What's happening in the stock market today? We tell you all about it in Episode 20. Learn a bunch of new jargon that Jessie makes Jess define for us all as we discuss everything from what the Fed has done and earnings to whatever a "Santa Claus Rally" is... 🎅🏻🎅🏽🎅🏿🎅



Stock Market Update November 2023:

Deflationary Environment

Dovish Fed

Seasonality

Fall Harvesting (taxes)

Resilient Consumer

No Recession Called

Bullish Santa Claus Rally

AI Narrative (and a little drama)



Q3 Earnings Delivered Another Strong Quarter Marked By:


Y/Y earnings growth of +6.3% (highest since 2022 Q2)


Y/Y earnings ex-energy growth of +11.6% (highest since 2021 Q4)


Q/Q earnings growth of +7.8% (highest since 2021 Q1)


Earnings beat rate of 81.3% (highest since 2021 Q2)


Earnings surprise rate of +7.1% (2nd highest since 2021 Q3)





Check Your Portfolio (Twice)

Re-balance, re-adjust, re-assess and see if there's some opportunity for your portfolio this holiday season. Don't forget to validate with data. 🤓



Have More Questions or a Comment?

Holla @ us on:

Market MakeHer ⁠⁠website⁠⁠

Instagram ⁠⁠@marketmakeherpodcast⁠⁠

TikTok ⁠⁠@marketmakeher⁠⁠

X/Twitter ⁠⁠@MarketMakeHer⁠⁠

Join the Money Coven ⁠⁠FB Community⁠⁠

👀 Watch us in action on our ⁠⁠YouTube Channel⁠⁠ 👀



About Us

Market MakeHer is an investing education podcast and LLC with a mission to demystify the stock market and make financial literacy accessible to all self-directed investors! We believe that investing is for everyone and that's why we break down complex investing topics (from "Her" perspective), show you free tools/resources on our podcast, and offer a ton of free educational content on our ⁠website⁠!

Important Disclosures:

Market MakeHer podcast is unsponsored at the time of recording.

Tools and resources mentioned are for informational and educational purposes only. Remember, investing involves risk, and there's always a potential for losses when investing in securities.

Market MakeHer LLC provides educational content and resources, but we are not registered financial advisors and do not provide personalized investment advice. Consult with a licensed financial advisor before making any investment decisions.

Introducing our newest segment where Jess answers your questions and Jessie asks even more questions. Questions on questions.

🙋🏻‍♀️🙋🏾🙋🏼‍♀️🙋🙋🏾‍♀️🙋🏻

Today’s question comes from @kristinabrown86

“Do I need an investment advisor? I know they take a percentage of earnings so I have been hesitant and am trying to learn on my own. Am I the only mid-30s single woman without one?”

🤔🧠⚡️

We talk about financial advisors, robo-advisors, wealth management and if any of these make sense for the self-directed investor (think: skill, will, time).

🎧💰✨

Tune in to this short and informative bonus content and feel free to submit your investing questions!



Holla @ us on:

Market MakeHer ⁠⁠website⁠⁠

Instagram ⁠⁠@marketmakeherpodcast⁠⁠

TikTok ⁠⁠@marketmakeher⁠⁠

X/Twitter ⁠⁠@MarketMakeHer⁠⁠

Join the Money Coven ⁠⁠FB Community⁠⁠

👀 Watch us in action on our ⁠⁠YouTube Channel⁠⁠ 👀

🌚🌞🔮

About Us

Market MakeHer is an investing education podcast and LLC with a mission to demystify the stock market and make financial literacy accessible to all self-directed investors! We believe that investing is for everyone and that's why we break down complex investing topics (from "Her" perspective), show you free tools/resources on our podcast, and offer a ton of free educational content on our ⁠website⁠!



*Important Disclosures*

Investing involves risk. There is always potential to lose money when investing in securities.Market MakeHer LLC provides educational content and resources for informational purposes only. We are not registered financial advisors and do not provide personalized investment advice. Any information provided on this website or in our podcast is not intended to be a substitute for professional financial advice. Market MakeHer is not liable for any investment decisions made based on our content. It is important to do your own research and consult with a licensed financial advisor before making any investment decisions.

Today we're talking bonds, Treasury Bonds, that is. 🍸 Along with yields, impacts on the market, and how the US always pays its debts 🦁😏



🤨 What exactly is the yield curve and what does an inverted yield curve mean?

We're going to learn how to use this as a scrying tool to predict the future in terms of interest rate changes and economic activity. Let's demystify the fixed-income security market (did you know there is not just a stock market, but also a bond market?) and learn about the US department of the treasury and how they issue debt.



🔮Yield Curve Crystal Ball 🔮

Normal Yield Curve = great, economy expected to grow over time

Steepening Yield Curve = might mean inflation is high, short-run good for stocks, but see what the Fed does

Inverted Yield Curve = Not always, but can indicate a recession

*See GDP and Economic Data for the scrying results*



💰 Should We Buy US Treasury Bonds, Notes or Bills Now?

FYI: Bonds = Long-term; Notes = Medium amount of time; Bills = Short-term

Having a portion of your portfolio that is risk-free (i.e. bonds) helps to have you a more diversified portfolio.

As of Nov. 9, 2023:


2-Yr T-Note Yield: 5.037% (this is prettttty good for a short-term if you wanted to look into these - not advice, we are not financial advisors as a disclaimer)
5-Yr T-Note Yield: 4.654%
10-Yr T-Note Yield: 4.640%
30-Yr T-Bond Yield: 4.782%



💸 How do you buy US Treasurys?

Go to your screener tool (we taught you about screeners in Ep. 08) and select "category: fixed income or treasurys" and you buy them in an ETF.

🧠 FYI, treasurys is the plural when we're talking about US treasury securities to differentiate from "treasuries" as in an institution like the Treasury Department 🧠



🧐 Who is "The Treasury" and What Do They Do?

They are the finance department of the US government. They issue the debt.  



⚡️ What does this have to do with the stock market rally? 

The treasury announced the issuance of debt funding, and it was a slower pace of supply than the last quarter. And in the last quarter it was a ridiculous amount. This gave clarity to the bond market. Listen to the full episode to learn allll about it!



🙋🏽‍♀️🙋🏻‍♀️🙋Still Confused? Have More Questions or a Comment?🙋🏾‍♀️🙋🏼‍♀️🙋🏾

Holla @ us on:

Market MakeHer website

Instagram @marketmakeherpodcast

TikTok @marketmakeher

X/Twitter @MarketMakeHer

Join the Money Coven FB Community

👀Watch us in action on our YouTube Channel 👀


✨About Us 🌞🌚

Market MakeHer is an investing education podcast and LLC with a mission to demystify the stock market and make financial literacy accessible to all self-directed investors! We believe that investing is for everyone and that's why we break down complex investing topics (from "Her" perspective), show you free tools/resources on our podcast, and offer a ton of free educational content on
our ⁠website⁠!



Important Disclosures:

Market MakeHer podcast is unsponsored at the time of
recording.

Tools and resources mentioned are for informational
and educational purposes only. Remember, investing involves risk, and there's
always a potential for losses when investing in securities.

Market MakeHer LLC provides educational content and
resources, but we are not registered financial advisors and do not provide
personalized investment advice. Consult with a licensed financial advisor
before making any investment decisions.

In 2022, a whopping 43% of retail accounts were opened by investors aged 18-35, reshaping the financial landscape. This surge in interest led to a rise in High-Yield Savings Accounts (HYSA) and Money Markets, which thrive in high-interest environments.

The growing trend of financial literacy among Gen Z, has paved the way for better expense management and savings practices. The outcome? A resilient consumer base and a new market dynamic that's puzzling Wall Street.

Our special guest for this episode is Gen Z investor Mary Esposito, also known as @moneywithmary on TikTok and @moneywithmary1 on Instagram. She's not only a financial literacy whiz but also an artisanal creator of adorable knitted plushies available at shoppurplepear.com 💜.

In this episode, we explore how Gen Z approaches investing, discussing their tools, resources, and even a quick stock market update discussing inflationary concerns. Mary shares remarkable insights into Gen Z's investment strategies, the influence of social media in financial education, and how this generation's financial approach is reshaping the world of finance and investing. Remember GME and the meme stock fiasco?

Here's what you can expect:

How Does Gen Z Invest? 📈

Dive into the world of Gen Z investing with insights from Mary. Discover her research methods and investment strategies.

Tools and Resources for any Generation 📊

Explore where Gen Z conducts their research and what they're investing in. Discover access to tools and resources that can enhance your investment process, regardless of your generation.

Retirement Planning is Free Through Your Brokerage! 💰

Learn how brokerage firms can assist with retirement planning at no cost. Understand the free tools and resources that are at your brokerage firm!

Has Social Media Democratized Financial Literacy? 📱💡

Explore the impact of social media on financial education and market mechanics. Mary's advice on diversification and the wisdom of Gen Z investors.

Join us in this insightful conversation about Gen Z investing and its implications for both young and seasoned investors. Keep the conversation going on our social media channels. 🌞🌚

If you've found this episode helpful, share it with your friends, family, squad, or coven. Let's make our mark in the stock market, together! 💚



Still Confused? Have More Questions or a Comment?

Holla @ us on:

Market MakeHer ⁠website⁠

Instagram ⁠@marketmakeherpodcast⁠

TikTok ⁠@marketmakeher⁠

X/Twitter ⁠@MarketMakeHer⁠

Join the Money Coven ⁠FB Community⁠

👀 Watch us in action on our ⁠YouTube Channel⁠ 👀



About Us

Market MakeHer is an investing education podcast and LLC with a mission to demystify the stock market and make financial literacy accessible to all self-directed investors! We believe that investing is for everyone and that's why we break down complex investing topics (from "Her" perspective), show you free tools/resources on our podcast, and offer a ton of free educational content on our website!


Important Disclosures:

Market MakeHer podcast is unsponsored at the time of recording.

Tools and resources mentioned are for informational and educational purposes only. Remember, investing involves risk, and there's always a potential for losses when investing in securities.

Market MakeHer LLC provides educational content and resources, but we are not registered financial advisors and do not provide personalized investment advice. Consult with a licensed financial advisor before making any investment decisions.

You've heard of Market MakeHER, but did you know there is an actual market maker job - the people who make the market? Have you heard about dark pools and do you know how payment for order flow works? We're going to learn about all of that, NBBO, the bid and ask, and more, in this episode.



🙋🏻‍♀️🙋🏾🙋🏼‍♀️🙋🏽‍♀️ Feel free to ask us any questions you still have about what we covered today, and don't forget to check out the episode equity on the most recent episode page of www.marketmakeherpodcast.com



✨Signal Award 2023 Gold Winner ✨

Thank you to everyone who voted for us - we won a Gold award for Best Emerging Podcast and we are ecstatic about it! 😊😊

WE ARE AN AWARD WINNING PODCAST! You can check out the award here!



🔮 Follow Us & Join the Money Coven:TikTok @MarketMakeHerInstagram @MarketMakeHerPodcastWatch us on YouTube to see our weekly theme or screen in action. 🌚🌞Join our Market MakeHer Community of Fin-Fatales on FaceBook 😎💚

**Market MakeHer LLC provides inclusive and accessible self-directed investing education for anyone who has ever felt kept in the dark from learning how to invest in the stock market by breaking down complex topics in an easy-to-understand, relatable manner - from Her perspective! We provide educational investing content, not advice. Investing involves risk - we are here to teach you how to navigate and demystify the stock market.**