Mobile Money by moomoo Mobile Money by moomoo

In this week's episode of Mobile Money by moomoo, we dive into a candid conversation with Seth Godwin (@sethgodwin), who shares his personal financial journey from maxed-out credit cards to becoming a personal finance influencer. Seth opens up about the shame that often surrounds money, highlighting the importance of breaking the stigma and having honest conversations about personal finance. Throughout the episode, Seth takes us through his experience with different budgeting methods, including the zero-based budget and the 50/30/20 rule, which helped him regain control of his finances. He emphasizes the importance of giving every dollar a job and ensuring every expense is accounted for each month. Seth also shares his perspectives on investments and offers sound advice on avoiding get-rich-quick schemes. Instead, he advocates for a slow and steady approach to investing and shares his automated investment strategy that has proven successful for him. The episode also touches on the topic of auto loans and the financial pitfalls that often come with purchasing a car. Seth discusses the rapid depreciation of cars and the challenges of negative equity, providing listeners with insights on how to navigate the financing process and make informed decisions when purchasing a vehicle. Join us for an engaging and informative conversation that will help you take control of your financial future and approach money with greater confidence. 
 Disclaimer: The opinions expressed are those of the host and any guest speaker or social media personality, and not necessarily those of Moomoo Technologies Inc. or its affiliates. The podcast is provided for informational and educational purposes and is not a recommendation or endorsement of any particular investment or investment strategy that may be mentioned or covered in the pod. All investments involve risk and the loss of principal is possible. Moomoo is not affiliated with any outside guests or their companies. Information provided in this podcast is general in nature and may not be appropriate for all investors. The moomoo app is an online trading platform offered by Moomoo Technologies Inc. Securities, brokerage products and related services available through the moomoo app are offered by Moomoo Financial Inc., a member FINRA/SIPC.   The Information contained on this podcast Is general In nature and has been prepared without any consideration to the listener’s investment objectives, financial situations or needs. Listeners should consider the appropriateness of the information having regard to their personal circumstances before making any investment decisions. Furthermore, there is no guarantee that any statements, estimates, price targets, opinions or forecasts provided herein will prove to be correct. Past performance is no guarantee of future results. 
 

Host Justin Zacks is joined by millennial personal finance influencer @ericnomics to discuss recent trends and issues in the tech industry, particularly focusing on job cuts and their impact on stock prices and company efficiency.Justin and Eric chat about company valuations including the importance of categorizing companies correctly and how this impacts the use of various metrics for analysis.The episode touches on important financial concepts such as the distinction between saving and investing, the power of compounding interest, and the importance of making money work for you.Eric shares his approach to investing and emphasizes the significance of starting to invest early and consistently staying the course, even during market downturns.Disclaimer: The opinions expressed are those of the host and any guest speaker, and not necessarily those of Moomoo Technologies Inc. or its affiliates. The podcast is provided for informational and educational purposes and is not a recommendation or endorsement of any particular investment or investment strategy that may be mentioned or covered in the pod. All investments involve risk and the loss of principal is possible. Moomoo is not affiliated with any outside guests or their companies. Information provided in this podcast is general in nature and may not be appropriate for all investors. The moomoo app is an online trading platform offered by MoomooTechnologies Inc. Securities, brokerage products and related services available through the moomoo app are offered by Moomoo Financial Inc., a member FINRA/SIPC. The Information contained on this podcast Is general in nature and has been prepared without any consideration to the listener’s investment objectives, financial situations or needs. Listeners should consider the appropriateness of the information having regard to their personal circumstances before making any investment decisions. Furthermore, there is no guarantee that any statements, estimates, price targets, opinions or forecasts provided herein will prove to be correct. Past performance is no guarantee of future results.

“Poor planning leads to poor results." 
 
On this week’s episode, host Justin Zacks is joined by financial influencer Taylor Price of @pricelesstay to chat about the importance of long-term financial planning and the role investing plays in her overall financial plan. 
 
Taylor shares her personal approach to accumulating wealth over time, including her “money tree” analogy which she credits with keeping her financially fit. 
 
Hear how Taylor sets her financial goals through smart planning, including her approach to managing her student loans, setting home-ownership goals, and eliminating debt. 
 
Press play to discover Taylor’s actionable tips for helping create financial success.
 
 
Disclaimer: The opinions expressed are those of the host and any guest speaker, and not necessarily those of Moomoo Technologies Inc. or its affiliates. The podcast is provided for informational and educational purposes and is not a recommendation or endorsement of any particular investment or investment strategy that may be mentioned or covered in the pod. All investments involve risk and the loss of principal is possible. Moomoo is not affiliated with any outside guests or their companies. Information provided in this podcast is general in nature and may not be appropriate for all investors. The moomoo app is an online trading platform offered by Moomoo Technologies Inc. Securities, brokerage products and related services available through the moomoo app are offered by Moomoo Financial Inc., a member FINRA/SIPC.   The Information contained on this podcast Is general In nature and has been prepared without any consideration to the listener’s investment objectives, financial situations or needs. Listeners should consider the appropriateness of the information having regard to their personal circumstances before making any investment decisions. Furthermore, there is no guarantee that any statements, estimates, price targets, opinions or forecasts provided herein will prove to be correct. Past performance is no guarantee of future results.  We do not provide tax advice and any tax-related information provided is general in nature and should not be considered tax advice. Consult a tax professional regarding your specific tax situation.

In this episode of Mobile Money by moomoo, host Justin Zacks takes listeners on a comprehensive journey through the labyrinth of financial jargon and acronyms. With a career deeply entrenched in financial markets, Zacks aims to demystify the complex terminology that can often leaves investors overwhelmed and confused.Starting with the basics, Zacks breaks down fundamental market terms such as balance sheets and income statements, providing listeners with a clear understanding of the financial health of companies. He elaborates on key concepts like assets, liabilities, equity, COGS (Cost of Goods Sold), and EBITDA (Earnings Before Interest, Taxes, Depreciation, and Amortization), shedding light on their significance in evaluating company performance.Zacks delves into the world of traders' lingo, distinguishing between day traders and swing traders while unraveling the intricacies of common and preferred stocks. He explains how different trading strategies, such as long-only, long-short, and arbitrage funds, operate within the market ecosystem.As the discussion evolves, Zacks explores the colorful language of market animals, from bulls and bears to whales and fish, offering insights into the psychology behind market sentiments. He also ventures into the realm of online trading communities and social media-driven investment strategies, discussing phenomena like FOMO (Fear of Missing Out), YOLO (You Only Live Once), and diamond hands.The episode provides a comprehensive guide to help novice and seasoned investors navigate the intricate landscape of financial markets with confidence.
Disclaimer: The opinions expressed are those of the host and any guest speaker, and not necessarily those of Moomoo Technologies Inc. or its affiliates. The podcast is provided for informational and educational purposes and is not a recommendation or endorsement of any particular investment or investment strategy that may be mentioned or covered in the pod. All investments involve risk and the loss of principal is possible. Moomoo is not affiliated with any outside guests or their companies. Information provided in this podcast is general in nature and may not be appropriate for all investors. The moomoo app is an online trading platform offered by Moomoo Technologies Inc. Securities, brokerage products and related services available through the moomoo app are offered by Moomoo Financial Inc., a member FINRA/SIPC. The Information contained on this podcast Is general In nature and has been prepared without any consideration to the listener’s investment objectives, financial situations or needs. Listeners should consider the appropriateness of the information having regard to their personal circumstances before making any investment decisions. Furthermore, there is no guarantee that any statements, estimates, price targets, opinions or forecasts provided herein will prove to be correct. Past performance is no guarantee of future results.
 

Episode summary:Do you know which factors impact your credit score the most? Or how long it takes to up your credit score?Host Justin Zacks speaks with one half of The Credit Brothers, Joshua Steil, to find out what credit is and why understanding credit can help you to build a stronger financial future.The pair dive into:
Credit’s impact on purchasing a home
How you can repair damaged credit
How credit impacts investing
How listeners can take proactive steps to build and manage their credit wisely
Joshua shares his personal journey with money and how his upbringing in a financially literate family inspired his interest in the subject.He explains how he and his brother, Chris, became the Credit Brothers through their shared passion for understanding traditional and unconventional credit usage.Listen and subscribe to Mobile Money by moomoo now on Apple Podcasts, Spotify, or wherever you get your podcasts.Disclaimer: The opinions expressed are those of the host and any guest speaker, and not necessarily those of Moomoo Technologies Inc. or its affiliates. The podcast is provided for informational and educational purposes and is not a recommendation or endorsement of any particular investment or investment strategy that may be mentioned or covered in the pod. All investments involve risk and the loss of principal is possible. Moomoo is not affiliated with any outside guests or their companies. Information provided in this podcast is general in nature and may not be appropriate for all investors. The moomoo app is an online trading platform offered by Moomoo Technologies Inc. Securities, brokerage products and related services available through the moomoo app are offered by Moomoo Financial Inc., a member FINRA/SIPC. The Information contained on this podcast Is general In nature and has been prepared without any consideration to the listener’s investment objectives, financial situations or needs. Listeners should consider the appropriateness of the information having regard to their personal circumstances before making any investment decisions. Furthermore, there is no guarantee that any statements, estimates, price targets, opinions or forecasts provided herein will prove to be correct. Past performance is no guarantee of future results.
Dollar-cost averaging does not ensure a profit and does not protect against loss in declining markets. It involves continuous investing regardless of fluctuating price levels. Investors should consider their ability to continue investing through periods of fluctuating market conditions.
All investing involves risk, including the potential loss of principal, and there can be no guarantee that any investing strategy will be successful.

Episode summary:Join host Justin Zacks as he examines investor psychology and its impact on trading decisions.From exploring common behavioral patterns like cognitive dissonance and confirmation bias to dissecting the phenomenon of "girl math," Justin offers insights and strategies to help investors navigate the emotional landscape of the market.Discover how understanding these psychological factors can enhance your trading approach and gain valuable tips for maintaining a rational mindset in the face of market fluctuations.Don't miss out on this enlightening discussion that could transform the way you perceive and engage with your investments.Disclaimer: The opinions expressed are those of the host and any guest speaker, and not necessarily those of Moomoo Technologies Inc. or its affiliates. The podcast is provided for informational and educational purposes and is not a recommendation or endorsement of any particular investment or investment strategy that may be mentioned or covered in the pod. All investments involve risk and the loss of principal is possible.Moomoo is not affiliated with any outside guests or their companies. Information provided in this podcast is general in nature and may not be appropriate for all investors. The moomoo app is an online trading platform offered by Moomoo Technologies Inc. Securities, brokerage products and related services available through the moomoo app are offered by Moomoo Financial Inc., a member FINRA/SIPC. The Information contained on this podcast Is general In nature and has been prepared without any consideration to the listener’s investment objectives, financial situations or needs. Listeners should consider the appropriateness of the information having regard to their personal circumstances before making any investment decisions. Furthermore, there is no guarantee that any statements, estimates, price targets, opinions or forecasts provided herein will prove to be correct. Past performance is no guarantee of future results.