21 episodes
My Mortgage Guy Nick Caccia and Jesse Earl
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- Education
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5.0 • 6 Ratings
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A conversation between two friends about buying and financing your first, second, third, or twentieth home. This podcast led by your hosts Nick Caccia and Jesse Earl will take you on a journey from the beginning of the home purchase process through everything you will experience along the way. Most people don't know where to begin when starting their home ownership journey, but now you have a reference point.
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S3 E06: Rates Rates Rates
We briefly touch on rates. Should you pay close attention to them? How do they get decided? Does it matter if this is your first home? If you have further questions, please reach out to Nick at nicholas.caccia@ccm.com, Instagram at cacciamortgages401, YouTube @cacciamortgages, or at TeamCaccia.com. Nick is licensed in CT, MA, ME, NH, NJ, RI and now in Florida!
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S3 E05: Walk Through of your Pre-Approval
Nick walks through what the conversation is like during the pre-approval process. Basic info for a pre-approval letter include:
Proof of residency (2 years)Proof of income (2 years)Last 2 paystubsCredit score will be pulled to see FICO and debtIf you have further questions, please reach out to Nick at nicholas.caccia@ccm.com, Instagram at cacciamortgages401, YouTube @cacciamortgages, or at TeamCaccia.com. Nick is licensed in CT, MA, ME, NH, NJ, RI and now in Florida! -
S3 E04: Renovation Loans
Looking to buy or refinance a home to renovate? Take a listen here on how it works and what you will need! If you have further questions, please reach out to Nick at nicholas.caccia@ccm.com, Instagram at cacciamortgages401, YouTube @cacciamortgages, or at TeamCaccia.com. Nick is licensed in CT, MA, ME, NH, NJ, NY, and RI.
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S3 E03: Investment Properties
Touched on last season, we take a closer look at investment properties and how they work. If you have further questions, you can reach out to Nick at nicholas.caccia@ccm.com, Instagram at cacciamortgages401, YouTube @cacciamortgages, or at TeamCaccia.com. Nick is licensed in CT, MA, ME, NH, NJ, NY, and RI.
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S3 E02: First Time Home Buyers
We dive deeper into what it means to buy your first home. New laws are in place in 2023 to help you out. What are they and what do they mean? Tune in to find out! You can reach out to Nick at nicholas.caccia@ccm.com, Instagram at cacciamortgages401, YouTube @cacciamortgages, or at TeamCaccia.com. Nick is licensed in CT, MA, ME, NH, NJ, NY, and RI.
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S3 E01: Market Updates
We're back with another season of My Mortgage Guy. Today we discuss the current market as of February 2023. What has changed? How are rates? New laws in place?
You can reach out to Nick at nicholas.caccia@ccm.com, Instagram at cacciamortgages401, YouTube @cacciamortgages, or at TeamCaccia.com. Nick is licensed in CT, MA, ME, NH, NJ, NY, and RI.
Customer Reviews
Untangling the web
I have no idea where to start when it comes to purchasing a house. Nick and Jesse do a great job with covering all the questions I’m not thinking of. They make the process less intimidating and digestible ~15m at a time.
Phenomenal
Purchasing a home is the biggest investment we will make in our lives and it’s about time that someone cut through the complex language that big banks use to confuse us.
The episodes that I’ve listened to so far have been incredibly eye-opening and de-mystify an extremely intimidating process so an average person like myself can make informed decisions with my family.