My Credit Status Laura Palmieri

Have you ever been in a situation where you wished you had a lawyer on call?

In this episode, we interviewed Nazeer Hoosen, who is the Managing Director of Clientele General. We discuss Legal Cover insurance and how it can benefit South African's.

This product covers the following areas of the law:
civil, criminal and labour related mattersIncludes a Retrenchment benefitBail money

Credit life insurance is there to ensure that should something happen that leaves you unable to earn an income (such as retrenchment, unemployment, illness, disability or death), your family won’t be burdened with paying your debt.

We interviewed Tlalane Ntuli, who is the Co-Founder and COO of a digital Credit Life Insurance company.  

Most South Africans are not even aware that they are already paying for this insurance when they apply for credit or finance.

Listen to this podcast, as it could end up helping you if you are currently unemployed!

In our latest podcast, we discuss how your credit score can impact your rental application, how the eviction process works - your rental rights under lockdown. Plus some fantastic insider tips on how to negotiate with your landlord.

We were fortunate to interview Michelle Dickens. Michelle is the managing director and co-founder of Tenant Profile Network (TPN Credit Bureau). TPN is the largest credit bureau that tracks tenant payment behaviour in SA.
Eviction and eviction orders, under the new lockdown level 1Various options available if you have a poor credit scoreHow to negotiate with your landlord if you struggling to pay your rent

Our guest on our show is Jimmy Golele; Jimmy is the Senior Education and Communication Officer at the National Credit Regulator (NCR).
The National Credit Regulator is responsible for the regulation of the South African credit industry. 

In this podcast, we discuss the functions of the NCR and how it assists consumers.
If you are having issues with a credit provider, PDA or Debt Counsellor, then you probably have thought about complaining but not sure who to address your complaint. The NCR can assist you with all these issues.

We were very fortunate to have the opportunity to interview Lee Soobrathi, who is the Head Of Department, Case Management at the office of the Credit Ombud.
The Office of the Credit Ombudsman resolves complaints from consumers that are negatively impacted by credit bureau information or when a consumer has a dispute with a credit provider.
The most common cases that are handled by the Credit Ombudsman include incorrect statements of account, emolument attachment orders, fraud cases and alleged reckless lending cases.
In This Episode:
    The different types of complaints the Credit Ombud deals with    Procedure for closing one’s account and making sure it is closed    How to dispute incorrect information on your credit report    How to lodge a complaint with the Credit Ombud

If you are looking for car finance, struggling with your repayments, then you cannot afford NOT to listen to this podcast!
On our show today we interviewed George Simitopoulos the MD of CarFin. 
(CarFin - South Africa’s #1 independent vehicle finance provider. Offering car financing and vehicle solutions along with vehicle refinancing)
These are some of the topics that were discussed:
To apply for vehicle finance, what are the essential criteria’s you look for before approving an application?What if a consumer’s credit history is poor, what advice would you give them?Can a consumer who has come out of debt review apply for vehicle finance?What if a consumer is struggling to pay their car payments on time, especially with what’s happening at the moment with COVID19 what can they do?Can a vehicle be repossessed during level 3 lockdown?If a consumer does get declined, what options do they then have?