Neil Himmelstein Presents: The Main Street Code for Financial Success

Neil Himmelstein
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Tune in every Friday at 3PM EST to 103.9 L.I. News Radio to hear Neil's new radio show "The Main Street Code for Financial Success" www.themainstreetcode.com Main Street Planning Group is a full service insurance brokerage firm. The firm is designed to accommodate the needs of agencies, agents, and clients with comprehensive products and services to help save and protect client's assets.

  1. 5D AGO

    The Main Street Code – Navigating Secure Act 2.0: RMDs, Roth IRAs & Retirement Income Strategies – S6E35

    Welcome to The Main Street Code for Financial Success! This week, Neil breaks down key updates from the Secure Act 2.0 and what they mean for your retirement. From new required minimum distribution (RMD) ages to the benefits of Roth IRAs and qualified longevity annuity contracts (QLACs), Neil explains how these changes can impact your taxes, Social Security, and long-term financial plan. He also discusses converting unused 529 plans to Roth IRAs, avoiding tax pitfalls for beneficiaries, and why diversifying your tax classes is just as important as diversifying investments. Don’t try to navigate these changes alone—Neil shares how the right guidance can make all the difference. Join us every Friday at 3 PM EST on 103.9 L.I. News Radio to catch "The Main Street Code for Financial Success," hosted by Neil Himmelstein of Main Street Planning Group. Catch episodes on YouTube, Spotify & Apple Podcasts. Visit ⁠www.themainstreetcode.com⁠ for more information.

    21 min

  2. OCT 20

    The Main Street Code – Protecting Your Gains Annuities, Roths & New Retirement Mandates – S6E34

    Welcome to The Main Street Code for Financial Success! In this episode of The Main Street Code for Financial Success, Neil Himmelstein discusses why now is the time to protect your gains in a volatile market. He explains how fixed and indexed annuities, life insurance, and Roth accounts can provide growth with reduced risk and tax advantages. Neil also highlights important changes in retirement plan mandates coming to New York in 2026, including requirements for part-time employees. Whether you're a business owner, advisor, or federal employee, this episode offers strategies to stay ahead of regulation and economic uncertainty. Join us every Friday at 3 PM EST on 103.9 L.I. News Radio to catch "The Main Street Code for Financial Success," hosted by Neil Himmelstein of Main Street Planning Group. Catch episodes on YouTube, Spotify & Apple Podcasts. Visit ⁠www.themainstreetcode.com⁠ for more information.

    21 min

  3. OCT 14

    The Main Street Code – Protecting Long Island Farms: A Conversation with Farm Bureau Director Bill Zalakar – S6E33

    Welcome to The Main Street Code for Financial Success! Neil is joined by Bill Zalakar, Executive Director of the Long Island Farm Bureau, for an eye-opening look at the challenges facing local agriculture. They discuss land preservation, climate impacts, rising insurance costs, and the importance of buying local. Bill explains how legislation like the Farmland Preservation Act helps protect open space and support generational farming. Neil also shares how financial planning tools like life insurance can play a vital role in preserving agricultural legacies. It’s an important conversation about protecting our food supply—and the people who make it possible. Join us every Friday at 3 PM EST on 103.9 L.I. News Radio to catch "The Main Street Code for Financial Success," hosted by Neil Himmelstein of Main Street Planning Group. Catch episodes on YouTube, Spotify & Apple Podcasts. Visit ⁠www.themainstreetcode.com⁠ for more information.

    21 min

  4. OCT 8

    The Main Street Code – Why Every Federal Employee Needs a Plan B Right Now – S6E32

    Welcome to The Main Street Code for Financial Success! In this episode, Neil Himmelstein explores the urgent financial concerns facing federal employees amid job uncertainty and economic shifts. He explains the risks of relying solely on government benefits like FEGLI, the Thrift Savings Plan, and federal health coverage. Neil also dives into how to create guaranteed lifetime income, the tax advantages of life insurance, and why everyone needs a solid Plan B—before a crisis hits. Whether you're a federal worker or just want to secure your financial future, this episode offers actionable advice to help you prepare for life’s unexpected turns. Join us every Friday at 3 PM EST on 103.9 L.I. News Radio to catch "The Main Street Code for Financial Success," hosted by Neil Himmelstein of Main Street Planning Group. Catch episodes on YouTube, Spotify & Apple Podcasts. Visit ⁠www.themainstreetcode.com⁠ for more information.

    21 min

  5. SEP 29

    The Main Street Code – Planning, Passion & Protection with Samantha Clark of CWP – S6E31

    Welcome to The Main Street Code for Financial Success! This week, Neil Himmelstein is joined by Samantha Clark, CEO of Centers for Wealth Preservation. Samantha shares her unexpected path into the financial services industry and how a personal tragedy deepened her commitment to helping families protect their futures. Together, Neil and Samantha discuss the long-term value of whole life insurance, the importance of disability waivers, and how MassMutual policies continue to deliver stability and flexibility. They also highlight the upcoming Long Island Heart Walk—an event close to Samantha’s heart. Tune in for powerful stories, practical advice, and true financial insight. Join us every Friday at 3 PM EST on 103.9 L.I. News Radio to catch "The Main Street Code for Financial Success," hosted by Neil Himmelstein of Main Street Planning Group. Catch episodes on YouTube, Spotify & Apple Podcasts. Visit ⁠www.themainstreetcode.com⁠ for more information.

    21 min

  6. SEP 22

    The Main Street Code – How the SECURE Act Could Derail Your Legacy Plan – S6E30

    Welcome to The Main Street Code for Financial Success! This week, Neil Himmelstein breaks down the real-life implications of the SECURE Act and SECURE Act 2.0—laws that have drastically changed how inherited IRAs and 401(k)s are taxed. Through detailed examples, Neil explains why poor planning can lead to massive tax burdens for your beneficiaries and how smart strategies—like 10-year annuities and hybrid long-term care policies—can protect your retirement assets and your legacy. Whether you're passing on wealth or protecting it for your own future, these updates are too important to ignore. Tune in to hear how to avoid common pitfalls and make tax-efficient choices for you and your loved ones. Join us every Friday at 3 PM EST on 103.9 L.I. News Radio to catch "The Main Street Code for Financial Success," hosted by Neil Himmelstein of Main Street Planning Group. Catch episodes on YouTube, Spotify & Apple Podcasts.  Visit ⁠www.themainstreetcode.com⁠ for more information.

    20 min

  7. SEP 15

    The Main Street Code – The Business of Art: Legacy, Value & Estate Planning with Jamie Forbes – S6E29

    Welcome to The Main Street Code for Financial Success! This week, Neil Himmelstein is joined by Jamie Forbes, co-founder of Sunstorm Fine Arts and publisher of Fine Art Magazine, to explore the intersection of fine art and financial planning. They discuss how art fits into estate planning, why it's critical to appraise and insure valuable pieces, and how collectors—intentional or not—may be sitting on overlooked assets. Jamie also shares insights from her decades in the art world, including upcoming exhibitions, the evolving publishing landscape, and the importance of expert guidance in both art and finance. Join us every Friday at 3 PM EST on 103.9 L.I. News Radio to catch "The Main Street Code for Financial Success," hosted by Neil Himmelstein of Main Street Planning Group. Catch episodes on YouTube, Spotify & Apple Podcasts.  Visit ⁠www.themainstreetcode.com⁠ for more information.

    21 min

  8. SEP 8

    The Main Street Code – Why Beneficiary Designations Matter More Than Your Will – S6E28

    Welcome to The Main Street Code for Financial Success! In this episode, Neil Himmelstein explains why your beneficiary designations can override your will—and how getting them wrong can lead to unnecessary court battles, tax issues, and financial loss for your loved ones. He dives into real-life examples of common planning mistakes, the value of having a will, and the role of permanent life insurance in building tax-free wealth and long-term financial security. Neil also covers how life insurance can function as a private bank, the importance of reviewing policies regularly, and what celebrities can teach us about estate planning gone wrong. Join us every Friday at 3 PM EST on 103.9 L.I. News Radio to catch "The Main Street Code for Financial Success," hosted by Neil Himmelstein of Main Street Planning Group. Catch episodes on YouTube, Spotify & Apple Podcasts. Visit ⁠⁠www.themainstreetcode.com⁠⁠ for more information.

    21 min
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About

Tune in every Friday at 3PM EST to 103.9 L.I. News Radio to hear Neil's new radio show "The Main Street Code for Financial Success" www.themainstreetcode.com Main Street Planning Group is a full service insurance brokerage firm. The firm is designed to accommodate the needs of agencies, agents, and clients with comprehensive products and services to help save and protect client's assets.

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