New Money New Problems Podcast

NewMoneyNewProblems.com | New Money Solutions for New Money Problems
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Negotiating compensation. Purchasing your first investment property. Helping your family with money. The highs and lows of entrepreneurship. New money leads to new problems that require new solutions. The NEW MONEY NEW PROBLEMS PODCAST tackles the financial topics our listeners are navigating for the first time, providing the expertise, interviews and resources for them to do so successfully.

  1. Financial Literacy Horror Stories

    3D AGO

    Financial Literacy Horror Stories

    EPISODE RESOURCES Register for the Financial Symposium! Check out the Change of Plans Checklist Financial Literacy Month Horror Stories: Credit, Taxes, Insurance, Investing, and Estate Planning Mistakes In honor of April being Financial Literacy Month, we share de-identified “horror stories” from real client experiences to show how small financial mistakes can create major consequences. You'll hear the dangers of co-signing loans, highlighting a divorce scenario where an overlooked private student loan left a co-signer responsible after the ex-spouse defaulted. We also tell a frightening tale of a homeowner whose seemingly small decision to close a card cost them over $150,000! On taxes, we recount a sale where an incorrect report of an investment sale doubled a client's tax bill and took over 6 months to correct. Taxes, Estate planning, investments: plenty of spooky stories for all. TUNE IN! 00:00 Financial Literacy Horror Stories 00:56 Why April Matters 02:18 Cosigning Gone Wrong 05:12 Credit Mistakes Before Closing 08:20 Tax Return Cost Basis Error 10:32 Gap Finder Break 11:41 Insurance Policy Surprise 13:54 REIT Taxes Explained 16:10 Net Unrealized Appreciation 18:29 Estate Planning Pitfalls 21:31 Final Takeaways and Event Support the show

    23 min
  2. EMERGENCY STUDENT LOAN EPISODE!

    APR 1

    EMERGENCY STUDENT LOAN EPISODE!

    EPISODE RESOURCES SAVE Plan Cancellation Press Release SAVE Plan Timeline Press Release Parent Plus Loan D-Day, Disallowed Student Loan Guidelines and Details on the Immediate Future of the SAVE Plan In this episode, we go through EXTREMELY important details on the future of Parent Plus Loans, and why many borrowers need to take action by April 1st in order to preserve eligibility for student loan forgiveness. These borrowers must have a newly consolidated loan disbursed by July 1st to maintain eligibility, and all parents should be wary of borrowing any new Parent Plus Loans after that time. We also cover certain student loan guidelines from the Biden era that have been disallowed, including, crucially, the ability to consolidate federal loans without resetting your credit towards forgiveness. Lastly, for borrowers on the SAVE plan, we have details on the 90 day timeline borrowers will have to move to a new Income Driven Repayment plan or risk being placed on a (likely significantly higher) Standard Plan. Tune in for details! 00:00 Emergency Student Loan Alert 00:49 Why A Midweek Episode 02:17 Parent Plus Deadline Explained 02:42 How To Consolidate Correctly 05:27 July 1 Rule Changes Warning 07:44 SAVE Plan Closure Update 09:12 Consolidation Credits Reset 12:08 Defaulted Borrowers Options 13:45 What Good News Remains 15:45 PSLF Buyback Clarified 18:20 SAVE Exit Timeline July 1 20:51 Wrap Up And Next Steps Support the show

    22 min
  3. The Types of Insurance Every Person Needs

    MAR 27

    The Types of Insurance Every Person Needs

    EPISODE RESOURCES Register for the Riverside Financial Literacy Symposium! Try the Change of Plans Checklist! How Much Life Insurance Do I Need Episode Life Insurance Needs Calculator Insurance Essentials for Families: Home, Auto, Umbrella, Health, Disability, Life & Long-Term Care In this episode we discuss the key insurance types every person should consider. We review property-related protections—auto, renters insurance, and the various elements of homeowners insurance. Brenton explains umbrella policies as inexpensive additional liability protection, and then cover personal insurances: the necessity of health insurance despite high marketplace costs, long-term disability as paycheck protection (including group-policy tax and income-definition gaps), life insurance needs often being underestimated and requiring calculators and appropriate term length, and long-term care insurance to protect assets and avoid Medicaid impoverishment. Tune in! 00:00 Why Insurance Matters 00:40 Podcast Intro and Updates 01:04 Symposium Invitation 01:59 Episode Roadmap 03:04 Auto Coverage Basics 04:09 Renters Insurance Essentials 05:17 Homeowners Policy Breakdown 11:51 Umbrella Liability Protection 14:37 Break and Gap Finder 15:43 Health Insurance Reality Check 18:05 Disability Paycheck Protection 22:15 Life Insurance Sizing 24:04 Long Term Care Planning 28:52 Wrap Up and Next Steps Support the show

    30 min
  4. The Change of Plans Checklist

    MAR 20

    The Change of Plans Checklist

    EPISODE RESOURCES The Change of Plans Checklist The Holmes-Rahe Life Stress Inventory Toni Collier's Money Story Change of Plans Checklist PLUS Navigating the Financial Fallout of Divorce Join us as we introduce the New Money New Problems Change of Plans Checklist, inspired by recent life upheavals and the Holmes–Rahe stress scale.in this episode, we discuss how both positive and negative life events can drive significant stress and financial consequences.  We walk through the interactive checklist at newmoneynewproblems.com/changeofplans, which maps 52 life events across eight sections to impacted financial areas—taxes, investments, insurance, employee benefits, estate planning, and student loans—and assigns urgency levels (yellow, orange, red). We then demo the checklist while illustrating the changes from a pending divorce and outlines key actions. Whether life changes big or small, positive or negative, try out the checklist and share it with those you love! 00:00 Life Events Money Impact 01:16 Why This Checklist Exists 02:17 Stress Scale Wake Up Call 05:17 Checklist Demo Overview 06:13 All Life Event Categories 08:56 Break And Gap Finder 09:45 Divorce Case Study Setup 10:12 Divorce Taxes And Filing 12:10 Insurance And Benefits Changes 14:30 Investments And QDROs 16:30 Estate Plan After Divorce 18:18 Student Loans Divorce Fallout 22:01 Summary PDF And Resources 23:29 How To Use And Share Support the show

    24 min
  5. My Wife's Money Story [REPLAY]

    MAR 13

    My Wife's Money Story [REPLAY]

    An oldie but a goodie! Check out my wife's money story, heavily influenced by her now 99 and 98 year old grandparents, Albert and Kathryne Groves! One the granddaughter of a slave, the other orphaned in his early teens and left to fend for himself, they built a financial future for their children and children's children through communication, hard work, and knowledge of how to deal with each other financially (even if it's a bit unconventional!). We at New Money New Problems think it's impossible to know how you or your spouse can manage money best when you don't understand how your early experiences have impacted you.  I hope you enjoy this brief look into what makes my wife tick, and why! Support the show

    37 min
  6. Equity Compensation 101 | BLACK WITH EQUITY WEBINAR SNIPPET

    MAR 6

    Equity Compensation 101 | BLACK WITH EQUITY WEBINAR SNIPPET

    Black with Equity Webinar Snippet: Equity Compensation Basics, Taxes, and Diversification In this episode we recap a jam-packed week ending with a snippet from our Black with Equity webinar for Black History Month. We explain the basic forms of equity compensation, like restricted stock - a “will be yours” benefit, emphasizing grant date vs vest date, W-2 reporting, vesting schedules, and taxation as ordinary income upon vesting, including the common underwithholding issue from 22% supplemental withholding and solutions like increasing withholding or paying quarterly estimates.  We also cover non-qualified stock options as a “could be yours” benefit, defining strike price, discount element taxed on exercise, exercise windows, and double-trigger acceleration, plus negotiation tactics at hiring, reviews, and severance.  Lastly we touch on ESPPs, offering periods, lookback provisions, and taxable discounts, and warn against overconcentration in company stock and the benefits of portfolio diversification. Sign up for the full unedited release at newmoneynewproblems.com/subscribe! 00:00 Webinar Recap and Access 01:04 Ad Rejection Rant 02:39 Restricted Stock Basics 05:40 Vesting and Tax Impact 07:37 Withholding Pitfalls and Fixes 10:37 Negotiating Restricted Stock 12:24 Stock Options Overview 14:11 Option Terms and Taxation 18:42 Option Negotiation Strategies 20:17 Employee Stock Purchase Plans 23:12 Avoiding Stock Overconcentration 27:14 Leveraging Diversified Portfolios 29:51 Wrap Up and Next Steps Support the show

    31 min

  7. FEB 27

    rich & REGULAR's Money Story

    EPISODE RESOURCES Check out the rich & REGULAR website and blog YouTube and Julien's Eat Better Series Cashing Out: Win the Wealth Game by Walking Away Rich & Regular’s Money Story: Paying Down Debt, Building a 15-Year Exit Ramp, and Redefining “Rich” In this episode, we interview Kiersten and Julien Saunders of rich & REGULAR about how their different upbringings shaped their money mindsets and how an early conflict over Kiersten’s credit card debt and spending habits led to a breakup, reconciliation, and deeper conversations about wealth-building plans.  They discuss early money memories, the role of career volatility and multiple financial crises in rejecting “boomer logic,” and their framework for a 15-year career. They share practical ways to create cash flow by reducing convenience spending and shopping differently, reflect on managing conflict as their identities evolve, and name personal financial pitfalls and strengths. 00:00 Walking Away From Rat Race 00:46 Meet Rich and Regular 03:21 FinCon Connection 05:09 Kirsten Money Roots 07:04 Julian Money Roots 10:14 First Money Memories 13:18 Round One Breakup 17:04 Rebuilding With Money Talks 21:27 Sticky Note Reunion 27:31 Giveaway Break 28:25 15 Year Career Blueprint 29:57 Monetize Your Superpower 31:11 Build Your Exit Ramp 33:57 Convenience Tax Savings 35:19 Aldi Costco Reality Check 39:03 Status Spending Mindset 41:10 Money Conflict Dance 46:45 Quick Fire Surprises 49:40 Money Weaknesses Strengths 52:16 Eat Better Series 54:09 Closing Thanks Support the show

    55 min
  8. Third Thursdays | Is the S&P 500 Right For Everyone?

    FEB 20

    Third Thursdays | Is the S&P 500 Right For Everyone?

    JOIN US FOR OUR BLACK WITH EQUITY WEBINAR FEB. 27th! Register HERE Subscribe to our YouTube channel! We're back after the first Friday off in over three years! Join us as we preview the first YouTube “Third Thursdays”, a monthly Q&A format to respond to audience-submitted financial literacy videos, discuss what is real vs. fake, and address what may or may not be relevant to different financial situations  In this first session, Brenton reacts to a video about investing a first $1,000, using it to explain ETFs vs. mutual funds (fees/expense ratios, intraday trading, and tax/turnover differences), what the S&P 500 is, and how it is market-cap weighted—meaning a small set of the largest companies can drive most performance.  We also discuss the broader issue of online financial advice, emphasizing a shared responsibility between creators and viewers, encouraging education over prescriptive “buy this” guidance, and urging listeners to consider emergency reserves, overall financial foundation, personal goals, taxes, and risk tolerance (including using risk tolerance questionnaires) before implementing investing or tax strategies. 00:00 Behind the Scenes: Kicking Off Third Thursdays on YouTube 00:46 Welcome Back: Missed Episode, Life Updates, and Resetting 01:35 Upcoming Webinar: ‘Black with Equity’ (RSUs, Options, ESPP) 02:55 What Is Third Thursdays? Live Q&A + Reacting to Financial Videos 04:50 Preview Topic: Where Should You Start Investing? 07:41 Reacting to ‘Invest My First $1,000’: ETFs, Mutual Funds, and Fees 11:23 S&P 500 Reality Check: Concentration Risk + Fit for New Investors 16:56 Dividends & Taxes: When High-Dividend ETFs Can Backfire 19:59 How to Consume Online Money Advice: Education vs. ‘Just Buy This’ 23:56 Wrap-Up: Ask Better Questions + Next Live and Webinar Reminder Support the show

    26 min
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About

Negotiating compensation. Purchasing your first investment property. Helping your family with money. The highs and lows of entrepreneurship. New money leads to new problems that require new solutions. The NEW MONEY NEW PROBLEMS PODCAST tackles the financial topics our listeners are navigating for the first time, providing the expertise, interviews and resources for them to do so successfully.

Information

  • Creator
    NewMoneyNewProblems.com | New Money Solutions for New Money Problems
  • Years Active
    2022 - 2026
  • Episodes
    181
  • Rating
    Clean
  • Copyright
    © 2026 New Money New Problems Podcast
  • Show Website
    New Money New Problems Podcast

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