Not Another Mortgage Podcast The Mortgage Nerd

With talk of recession and house prices falling, is it a good idea to buy a home? Well, if you want to know the answer to that, have a listen. 

In this episode, we discuss common mistakes people can make when deciding which mortgage advisor to use. We also cover why you don't get a mortgage quote and why, as advisors, we can't just send out mortgage illustrations willy-nilly without having the right information to hand.

This episode discusses how you can use a mortgage to raise funds and make your home more energy efficient.

With mortgage lenders beginning to offer incentives with either lower rates or cashback for homes with a higher EPC rating and rising concerns about our energy security and bills, now might be the right time to consider making your home a power generation machine.

In this episode we explain exactly what happens when your mortgage application has been submitted and how every facet of your application is assessed.

In this episode, we tackle the cost of living crisis and consider some options that may build some financial resilience into household budgets.

We are about to go through a sustained period of high inflation and stagnant wages, and many of us don't have a financial shock absorber, which can leave us at the mercy of others.

This is probably the most important episode I've ever done, and I hope it helps anyone worried about the cost of living crisis that is about to bite.

None of what is contained within the podcast constitutes financial advice and should not be relied upon, nor should you act on it.

You should speak with a mortgage professional before taking any action concerning your mortgage.
 
Think carefully about securing other debts against your home
YOUR HOME (OR PROPERTY) MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE 

In this episode, we talk about all things life insurance. 

In all honesty, it's a bit of a morbid subject; however, it's so important and, if not carefully considered, can have devastating effects for you and your family if you have one.

It's not the easiest of listens however, it might be the most valuable