Welcome to the Personal Pension Radio Podcast, where it is all about planning correctly today so that you can sit back and reap the retirement lifestyle benefits later!
Discover time tested strategies to help you lower your taxes, cut your expenses, and maximize your lifestyle today without sacrificing your retirement lifestyle or legacy tomorrow. Join us as we help you avoid the junk advice offered by unlicensed financial entertainers and the Wall Street marketing machine. We uncover financial strategies that empower you to break away from the herd. Success does not come from a product or a singular strategy. Savings, investing, tax planning, estate planning, insurance, goal setting, income engineering, and lifestyle design must all be considered from a macro perspective.
Wealth accumulation is an important component of a financial plan; however, the size of your 401k account, stock portfolio or defined benefit plan, the balance of your accounts can overshadow the most important - the income they can provide. As you plan for the sale of your business or retirement, the question you should ask is, "What will my income be and will I be able to preserve my lifestyle?"
You can retire or sell your business with your lifestyle intact. Don't settle for the inaccurate and incomplete advice of Financial Entertainers like Dave Ramsey, Suze Orman, or Jim Cramer. There is a better way!
WYS -The Relative Risk of Risk
Risk and a person's tolerance of risk is not something that can be distilled into a simple five minute online quiz. I've met skydivers who think the stock market is risky and business owners who completely miss the tremendous risk they face in their business. Managing risk is more nuanced and personal than a computer survey.
WPTV Asset Protection Top Five
Thanks to the death of private pensions, the devaluation of Social Security benefits and other undeniable retirement factors such as inflation and increased taxes, America is now in a retirement income crisis. Kraig Strom, the host of Personal Pension Radio, is focused on helping you pack your bags for both halves of the retirement journey.
WYS - The Economics of Retirement Income
Maximum Retirement income does not happen with a product. Investments, annuities, real estate, life insurance, or crypto by themselves will not get you to your maximum retirement income number. It requires a thorough understanding of the economics related to retirement income vs accumulation.
WYS - Do You Care Enough
Your doctor will never be able to care more about the well being of your family than they do for their own. Your CPA cannot care more about your tax situation than you. The police will not care as much as you do about the safety of your family. The same goes for your financial planner or attorney. I'm not saying that this is a license for your advisors to be lazy. You need to take an active role in the process in order to keep your priorities top of mind for your team.
WPTV - Protecting Home Equity
We have all heard the saying "home is where the heart is" but that's not really true. Home is where the equity is. All of your hard earned equity is essentially cash inside the walls of your house and , depending on the state you live in, that cash equity may be vulnerable to creditor attack.
PPR 223_Tax Scheme Nightmare & Buying a Tesla
As a Paralegal and a Certified Financial Planner®, Kraig is uniquely able to assist clients with the careful preparation of asset protection and estate plans. Kraig's team uses a financial-planning approach to ensure that each client obtains the best possible outcomes. With 120 years of combined legal and financial services experience between our team members, we can help you think defensively about protecting your wealth, investments, business intellectual property,
Interesting and thoughtful!
A deep understanding of the many facets that constructs retirement planning and human nature makes for a great podcast! Definitely add this to your listening schedule.
Regardless of different stances and opinions, he gives awesome advice that everyone can learn from!
I feel he is really passionate about helping people make more money while protecting their nest egg. Great interviews. This is needed information at the most important time in history.