5 episodes

The coronavirus and COVID-19 diagnoses in the United States have quickly changed our lives in many ways. While health and public safety are top priority, many of us are concerned about our personal finances, and how we will take care of ourselves and our families. Some of us have lost jobs. Some of us have had our hours drastically reduced. Some of us do not have child care so we cannot go to work. Some of us are ill or caring for someone who is ill. Some of us have seen the value of our investments fall sharply. Some of us own small businesses and whether they close or not, we worry about meeting payroll and other operating expenses and whether we will be able to pay ourselves. And some of us are dealing with a combination of these changes.

If you are dealing with any of these scenarios or just want to learn more then consider listening to this podcast. Heather Culp and her guest, Karen Boothe, cover legal insight and fundamental money management strategies to help you survive when facing challenging financial decisions.

Heather Culp is a bankruptcy attorney at Essex Richards in Charlotte, North Carolina. She and her colleagues have significant experience helping North Carolinians and their families of all walks of life through their financial challenges. Heather has over 20 years of experience and has helped clients navigate the 2008 recession and rebuild.

Karen Boothe is the founder and owner of Engage Forward LLC. Karen provides educational guidance and is passionate about what she does. Engage Forward LLC develops and delivers impartial, independent educational resources and is 100% independent which means no conflict of interest. The company’s core values center around (1) People, (2) Integrity, (3) Impact and (4) Well-Being. Karen has extensive experience in the financial services industry including managing large corporate retirement plans through the 2000 tech crisis and the 2008 recession.

For More Information about:

Essex Richards
Heather Culp
Phone: (704) 377-4300 (if you live in North Carolina)
Website: www.essexrichards.com

Engage Forward LLC
Karen Boothe
Phone: (888) 472-6795
Website: www.engageforward365.com

This podcast was recorded and is being made available by Essex Richards and Engage Forward for informational purposes only. By accessing this podcast, you acknowledge that Essex Richards and Engage Forward make no warranty, guarantee or representation as to the accuracy or sufficiency of the information featured in the podcast because laws, regulations and policies are changing every day. The views, information or opinions expressed during this podcast series are solely those of the individuals involved and do not necessarily reflect those of Essex Richards or Engage Forward. This podcast should not be used as a substitute for competent legal or financial advice from a licensed professional in your state and should not be construed as an offer to make or consider any investment or course of action. You should direct any specific legal or financial questions to a legal or financial professional licensed in your state. You should direct any specific legal or financial questions to a legal or financial professional in your state.

Protecting Your Finances During COVID-19 Essex Richards & Engage Forward

    • Business

The coronavirus and COVID-19 diagnoses in the United States have quickly changed our lives in many ways. While health and public safety are top priority, many of us are concerned about our personal finances, and how we will take care of ourselves and our families. Some of us have lost jobs. Some of us have had our hours drastically reduced. Some of us do not have child care so we cannot go to work. Some of us are ill or caring for someone who is ill. Some of us have seen the value of our investments fall sharply. Some of us own small businesses and whether they close or not, we worry about meeting payroll and other operating expenses and whether we will be able to pay ourselves. And some of us are dealing with a combination of these changes.

If you are dealing with any of these scenarios or just want to learn more then consider listening to this podcast. Heather Culp and her guest, Karen Boothe, cover legal insight and fundamental money management strategies to help you survive when facing challenging financial decisions.

Heather Culp is a bankruptcy attorney at Essex Richards in Charlotte, North Carolina. She and her colleagues have significant experience helping North Carolinians and their families of all walks of life through their financial challenges. Heather has over 20 years of experience and has helped clients navigate the 2008 recession and rebuild.

Karen Boothe is the founder and owner of Engage Forward LLC. Karen provides educational guidance and is passionate about what she does. Engage Forward LLC develops and delivers impartial, independent educational resources and is 100% independent which means no conflict of interest. The company’s core values center around (1) People, (2) Integrity, (3) Impact and (4) Well-Being. Karen has extensive experience in the financial services industry including managing large corporate retirement plans through the 2000 tech crisis and the 2008 recession.

For More Information about:

Essex Richards
Heather Culp
Phone: (704) 377-4300 (if you live in North Carolina)
Website: www.essexrichards.com

Engage Forward LLC
Karen Boothe
Phone: (888) 472-6795
Website: www.engageforward365.com

This podcast was recorded and is being made available by Essex Richards and Engage Forward for informational purposes only. By accessing this podcast, you acknowledge that Essex Richards and Engage Forward make no warranty, guarantee or representation as to the accuracy or sufficiency of the information featured in the podcast because laws, regulations and policies are changing every day. The views, information or opinions expressed during this podcast series are solely those of the individuals involved and do not necessarily reflect those of Essex Richards or Engage Forward. This podcast should not be used as a substitute for competent legal or financial advice from a licensed professional in your state and should not be construed as an offer to make or consider any investment or course of action. You should direct any specific legal or financial questions to a legal or financial professional licensed in your state. You should direct any specific legal or financial questions to a legal or financial professional in your state.

    Redefining Early Retirement

    Redefining Early Retirement

    Have you ever dreamed of retiring early? Or wondered what your life would be like if you didn’t have to work a 9 to 5? An increasing number of people are redefining what retirement means for them.

    In this episode of Protecting Your Finances, Karen Boothe from Engage Forward is chatting with Heather Culp and Kim Edwards about the FIRE (Financial Independence Retire Early) movement.

    • 18 min
    Using Math to Meet Your Financial Goals

    Using Math to Meet Your Financial Goals

    It’s time to go back to the classroom, and for the first time in a long time, we’re not talking about the generation of school kids today who are sick of virtual learning. These are lessons for those of us who thought we’d escaped math homework forever.

    In this episode of Protecting Your Finances During COVID-19, host Karen Boothe from Engage Forward talks with Heather Culp, a commercial litigation and bankruptcy attorney with Essex Richards, and Kim Edwards, a retired e-commerce executive, about why it’s so important to focus on math in your financial planning.

    • 16 min
    Budget Fundamentals That Will Help Set You Up For Success

    Budget Fundamentals That Will Help Set You Up For Success

    Learn core budgeting principles and beyond in this third episode of the Protecting Your Finances During COVID-19 podcast.

    Hosts Karen Boothe, bankruptcy attorney Heather Culp, and retired e-commerce executive Kim Edwards share advice for creating a successful budget: know your income, know your expenses, and figure out what’s a need versus a want. They suggest you take an in depth look at your paycheck, understand your expenses on a micro and macro level, and weigh the importance of what’s in your budget.

    • 12 min
    Pandemic Economics: How To Manage Your Debt and Spending

    Pandemic Economics: How To Manage Your Debt and Spending

    In the second episode of Protecting Your Finances During COVID-19, host Karen Boothe along with bankruptcy attorney Heather Culp and retired e-commerce executive Kim Edwards discuss how the pandemic has influenced the current economic climate and how the finances of the average American has been impacted.

    COVID-19 relief support from the federal government has helped many pay down some existing debt. Credit card balances have taken a dip for the second year in a row. Many still find themselves pushing most of their loan repayment responsibilities down the line. All the while, many industries are experiencing price hikes and limited supply.

    • 16 min
    Protecting Your Finances During COVID-19

    Protecting Your Finances During COVID-19

    The COVID-19 pandemic has been a rollercoaster ride for many of us. While the public health issue is significant, COVID-19 has undoubtedly affected the world’s economic situation as well. We’re in a state of fragility, with people losing jobs or working reduced hours, and businesses closing due to the crisis. On an individual level, this crisis has led to increased anxiety and panic, particularly when it comes to finances.

    In this inaugural episode, Attorney Heather Culp of Essex Richards and Engage Forward’s Karen Boothe discuss how you can manage financial anxiety while making sound decisions during the COVID-19 crisis. They provide advice both from a financial and a legal standpoint, particularly for those who don’t know where to start and are feeling overwhelmed.

    • 58 min

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