Purpose Property Podcast with Luke Wiles

Luke Wiles
  • 0.0 (0)
  • INVESTING
  • UPDATED WEEKLY

Talking about real estate, renovating and financial freedom.

  1. 1D AGO

    Growth vs Cashflow: What Actually Builds Wealth Faster?

    Should you buy for growth or cashflow in 2026? It’s one of the biggest questions property investors face — and getting it wrong can seriously slow down your portfolio. In this episode, Luke breaks down the real difference between growth properties and cashflow properties, including: Which strategy builds wealth fasterWhy most investors get stuck after 1 or 2 purchasesHow borrowing capacity changes your strategyWhen cashflow matters more than capital growthAnd how experienced investors balance both over timeUsing real examples and practical investing principles, this episode cuts through the noise and explains how smart investors actually scale portfolios long term. Whether you’re buying your first investment or trying to grow beyond a couple of properties, this episode will help you understand which strategy makes sense for your goals, income, and stage of life.

    10 min

  2. 5D AGO

    How to Tell If a Property Is Overpriced in 5 Minutes

    In this episode, Luke breaks down how to figure out what a property is actually worth in today’s market — without expensive tools, subscriptions, or guesswork. Using a real deal in Brisbane, he walks through: How to uncover hidden price guidesHow to use comparable sales properlyWhy two “similar” homes can be $300K apartAnd the red flags that can quietly kill your growthThis isn’t theory — it’s the exact process a buyer’s agent uses every day to avoid bad deals. If you’re buying your first home or investing, this episode will help you make smarter decisions… and avoid paying way more than you should.

    13 min

  3. MAY 9

    Will the May Budget Destroy Property Investing?

    I’m joined by mortgage broker Nevada Matthews to unpack what the Federal Budget could mean for property investors in 2026. There’s been a lot of noise around potential changes to negative gearing, capital gains tax, borrowing capacity, and investment structures — so in this episode, we break down what’s speculation, what could realistically happen, and how investors should be thinking moving forward. We cover: The possible budget changes investors are worried aboutHow banks assess servicing and negative gearingWhy cash buffers and portfolio reviews matter more than everStrategies around refinancing, structures, and risk managementAnd how smart investors adapt when the environment changesThis isn’t fear-mongering or hype. It’s a practical conversation about navigating uncertainty while still focusing on the long-term game.

    14 min

  4. MAY 6

    Who Should You REALLY Listen To in Property?

    We’re absolutely drowning in property advice. Every second person online has a “secret strategy”, hot take, or investment hack… but the real question is: Who should you actually be listening to? In this episode, Luke shares a more personal reflection on property, business, money, and what financial freedom really looks like after walking through success, loss, and major life change. He unpacks: Why you should only take advice from people you’d actually trade places withThe difference between chasing wealth vs chasing freedomWhat losing Emily changed about his view on money and timeWhy your property strategy should support your life — not consume itAnd how his own investing approach is evolving moving into the next stage of life and business

    12 min

  5. MAY 5

    Where to Buy in Geelong

    Thinking about buying in Geelong but not sure where to start? In this episode, Luke breaks down Geelong suburb-by-suburb — what’s worth your attention, what to avoid, and where the real opportunity sits right now. We’re not just naming suburbs… we’re unpacking: Which areas are actually growing (and why)Where demand is coming fromThe difference between “looks good” vs “performs well”And how to match a suburb to your strategy — growth, cashflow, or value-addFrom entry-level pockets to higher-demand lifestyle areas, this is a practical, no-fluff guide to help you make a smarter decision in one of Victoria’s most talked-about markets.

    22 min

  6. APR 23

    Everything You've Been Told About Debt is Wrong

    Most people are taught to fear debt… avoid it… pay it off as fast as possible. But what if that mindset is actually keeping you stuck? In this episode, we break down the difference between good debt and bad debt, why the banks actually want you thinking small, and how strategic debt is what builds real wealth over time. If you want to understand how investors use debt to get ahead — not fall behind — this one will change the way you think.

    10 min

  7. APR 20

    I Bought the WORST House in Geelong

    I bought the worst house in Geelong… and yeah — most people thought it was a terrible idea. It was ugly, outdated, and honestly… easy to walk past. But that’s exactly why we looked twice. In this episode, we break down what made this property look like a disaster on the surface — and what we saw underneath that others missed. From renovation potential to value-add plays, this is a real example of how buying “ugly” can actually fast-track your portfolio. We also unpack the risks, the numbers, and what you need to look for if you’re thinking about doing the same.

    17 min

  8. APR 17

    What Happens If They Kill Negative Gearing?

    In this episode, we break down the potential changes to capital gains tax and negative gearing — what the government is trying to do, and why it could actually make things worse for everyday Australians. We unpack the real impact on investors, renters, and where the market could head next.

    12 min
See All (131)

About

Talking about real estate, renovating and financial freedom.

Information

You Might Also Like