Rants & Gems Real Estate Podcast EYL Network

How to scale your business with @EarnYourLeisure co founder @michaeljmacdonald


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he Federal Housing Administration (FHA) is announcing new loan limits for calendar year 2024 for its Single Family Title II forward and Home Equity Conversion Mortgage (HECM) insurance programs. Loan limits for most of the country will increase in the coming year due to continued strong home price appreciation over the past year.

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The Federal Housing Finance Agency (FHFA) has issued the
conforming loan limit values that will apply to conventional loans to be acquired by us in 2024.


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White House Announces New Actions on Homeownership.

President Biden proposed $16 billion for the Neighborhood Homes Tax Credit, which would result in more than 400,000 homes built or rehabilitated, creating a pathway for more families to buy a home and start building wealth. The President has also proposed a $10 billion down payment assistance program that would ensure first-time homebuyers whose parents do not own a home can access homeownership alongside a $100 million down payment assistance pilot to expand homeownership opportunities for first-generation and/or low wealth first-time homebuyers.

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In this live episode MG breaks down the recent changes with FHA using ADU rental income to help you qualify for a mortgage.


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o ensure these Veterans can stay in their homes, VA is taking two steps:

We are calling on mortgage servicers to pause foreclosures of VA-guaranteed loans through May 31, 2024. During this pause we will work with servicers on workable home retention solutions for Veterans; and
We are extending the COVID-19 Refund Modification program through May 31, 2024. This extension will allow Veterans to obtain a zero-interest, deferred-payment loan from VA to cover missed payments and modify their existing VA-guaranteed loan to achieve affordable monthly payments for the duration of this extension.


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