Real Estate Investing for Latinas | Real Estate Chisme

Violeta Sandoval
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Are you an ambitious Latina ready to build wealth through real estate? Then look no further!Learn the in's and outs of real estate investing from two Latina investors. We break down rental property investing in a way that’s culturally relevant, easy to understand, and strategically smart. Whether you're house-hacking, buying your first duplex, or just starting to dream, you're in the right place.You won't find hype, hustle, or shame here — just straight-up chisme, cafecito energy, and real strategies for mujeres rewriting their family’s money story.🎙️ New episodes weekly — with solo rants, expert guests, and community Q&As.Subscribe and join la comunidad of cycle-breakers, jefas, and future landlords.Because real estate is for us.

Episodes

  1. 4D AGO

    30. How Much Our Rental Properties Actually Made: Q1 Portfolio Recap

    Send us Fan Mail What happens when rental income looks great on paper—but repairs, vacancies, and property management mistakes drain your cash flow?  In this honest Q1 recap episode of Real Estate Chisme, Violeta and Lindsay break down the real numbers behind their rental portfolios and the unexpected challenges that came with them. From costly repairs and vacant units to frustrating property management issues, they share the lessons they’re learning while navigating the realities of real estate investing. Lindsay reveals how over $41,000 in rental revenue was quickly reduced by rehabs, utilities, management fees, and debt service across her 12-property portfolio. Violeta opens up about a “problem” property that led to surprise bills, city complaints, and growing frustration with her property management company. They also discuss:  • The true cost of vacancies and turnovers  • Managing older properties and unexpected repairs  • Rising property taxes and affordable housing challenges  • Lessons learned from tenant communication and self-management  • How they’re adjusting their strategies moving into Q2 This episode is a transparent look at the ups and downs of building wealth through real estate—and why staying adaptable is key when things don’t go according to plan. Tune in for an honest behind-the-scenes look at what real estate investing really looks like when the spreadsheets, stress, and surprises all collide. Get my FREE Real Estate Investing Starter Kit https://moneychisme.kit.com/c8eb949716 Join my Latina Real Estate Investors Community (FREE) https://www.skool.com/real-estate-jefas-9075/about Property Management made easy with RentRedi https://app.rentredi.com/signUp/AOK400?utm_medium=copylink&utm_campaign=referralShare Manage Your Funds with BASELANE Banking https://invite.baselane.com/Violeta84614 Follow us on Social Media https://www.instagram.com/money_chisme/ https://www.instagram.com/lindoesinvesting/ Disclaimer: We are not financial advisors. The information contained in this video is for entertainment purposes only. Please consult a licensed professional before making any financial decisions. Affiliate links: I may earn a small commission when you click on the links at no additional cost to you. This helps me provide you with free content, like this podcast! You can read my full disclaimer here: ...

    32 min
  2. 29. 2008 Housing Crash: Mistakes That Nearly Cost Her Everything with Michelle Meyer

    MAY 6

    29. 2008 Housing Crash: Mistakes That Nearly Cost Her Everything with Michelle Meyer

    Send us Fan Mail What if the biggest financial mistake of your life could become the foundation for your freedom? In this episode, Michelle shares her raw and unfiltered journey through the highs and devastating lows of real estate investing—from buying her first home with just 3% down to nearly losing everything during the 2008 Financial Crisis. What started as a dream fueled by refinancing and easy access to equity quickly spiraled into overwhelming debt, risky loans, and hard lessons about trusting the wrong advice. She opens up about using her home like a “checkbook,” navigating an interest-only loan, and the moment she realized she was $100,000+ underwater with no clear way out. But instead of giving up, Michelle fought to rebuild—renting rooms, negotiating with banks, repairing her credit, and slowly regaining control of her finances. You’ll hear how she turned survival into strategy—leveraging tools like the 1031 Exchange, embracing house hacking, and building a portfolio of duplexes that now generate consistent income. Today, she’s on the verge of early retirement, proving that even the toughest setbacks can lead to long-term success. Michelle gets real about what she wishes she knew back then, the importance of financial education, and why discipline and sacrifice are non-negotiable if you want to build wealth. This episode is a must-listen for anyone who’s made financial mistakes, feels behind, or is afraid to start—because Michelle’s story proves it’s never too late to turn things around. Ready to rebuild smarter and create real financial freedom? This is the perspective shift you didn’t know you needed. Connect with Michelle: Facebook: cachetona13@hotmail.com Get my FREE Real Estate Investing Starter Kit https://moneychisme.kit.com/c8eb949716 Join my Latina Real Estate Investors Community (FREE) https://www.skool.com/real-estate-jefas-9075/about Property Management made easy with RentRedi https://app.rentredi.com/signUp/AOK400?utm_medium=copylink&utm_campaign=referralShare Manage Your Funds with BASELANE Banking https://invite.baselane.com/Violeta84614 Follow us on Social Media https://www.instagram.com/money_chisme/ https://www.instagram.com/lindoesinvesting/ Disclaimer: We are not financial advisors. The information contained in this video is for entertainment purposes only. Please consult a licensed professional before making any financial decisions. Affiliate links: I may earn a small commission when you click on the links at no additional cost to you. This helps me provide you with free content, like this podcast! You can read my full disclaimer here: ...

    50 min
  3. 28. How to Use Hard Money for Real Estate Flips with Martin Castro Silva

    APR 28

    28. How to Use Hard Money for Real Estate Flips with Martin Castro Silva

    Send us Fan Mail Most aspiring real estate investors shy away from debt, thinking it's risky or even cheating. But what if leveraging other people's money could fast-track your success—without the fear holding you back? Martin Castro Silva dives deep into the truth about using private and hard money to turn dreams into reality, revealing how he quit a high-salary job and built a thriving flipping empire in Florida. He'll share the raw lessons learned—like how to find private lenders when everyone seems broke, why having a solid business plan is non-negotiable, and how to navigate the stormy waters of contractor nightmares. Discover the secret to acquiring deals with up to 90% financing, how velocity of money can explode your profits, and why execution trumps everything in this game. This episode is a must-listen for anyone feeling stuck, afraid of failure, or unsure how to even start—because Martin’s story proves that action, confidence, and a little bit of boldness can change your life. Whether you're just getting started or needs that final push, you'll leave inspired, empowered, and ready to take your shot. Ready to see how leveraging others' money can unlock your freedom? This is the blueprint you didn’t know you needed. Don’t wait—your real estate breakthrough starts now! Connect with Martin:  @Martinmelmac   https://martinmelmac.com/ Get my FREE Real Estate Investing Starter Kit https://moneychisme.kit.com/c8eb949716 Join my Latina Real Estate Investors Community (FREE) https://www.skool.com/real-estate-jefas-9075/about Property Management made easy with RentRedi https://app.rentredi.com/signUp/AOK400?utm_medium=copylink&utm_campaign=referralShare Manage Your Funds with BASELANE Banking https://invite.baselane.com/Violeta84614 Follow us on Social Media https://www.instagram.com/money_chisme/ https://www.instagram.com/lindoesinvesting/ Disclaimer: We are not financial advisors. The information contained in this video is for entertainment purposes only. Please consult a licensed professional before making any financial decisions. Affiliate links: I may earn a small commission when you click on the links at no additional cost to you. This helps me provide you with free content, like this podcast! You can read my full disclaimer here: ...

    30 min

  4. MAR 25

    24. Avoid These Mistakes: How to Calculate Cash Flow the Right Way

    Send us Fan Mail Download the free calculator and master the true art of cash flow analysis today! https://moneychisme.kit.com/cashflow_calculator Ready to stop guessing your rental income and start understanding the real numbers? Violeta spills the truth about why most investors get their cash flow wrong — and how you can fix it with just a few simple steps. Whether you're a beginner or seasoned pro, this episode will transform your approach to real estate investing. In this video: - Critical mistake investors make  - How to accurately account for expenses like taxes, vacancies, maintenance, and CapEx - A step-by-step example of calculating cash flow  -The free tool that simplifies complex calculations for up to six properties -Why overestimating cash flow can lead to financial disaster - Common pitfalls: ignoring vacancy, miscalculating taxes, skipping property management costs - How to build a resilient emergency fund for unexpected repairs Chapters 00:00 Understanding Cash Flow in Real Estate 06:45 Common Mistakes in Cash Flow Calculation 10:38 Calculating Cash Flow Accurately 16:36 Utilizing Tools for Cash Flow Analysis Get my FREE Real Estate Investing Starter Kit https://moneychisme.kit.com/c8eb949716 Join my Latina Real Estate Investors Community (FREE) https://www.skool.com/real-estate-jefas-9075/about Property Management made easy with RentRedi https://app.rentredi.com/signUp/AOK400?utm_medium=copylink&utm_campaign=referralShare Manage Your Funds with BASELANE Banking https://invite.baselane.com/Violeta84614 Follow us on Social Media https://www.instagram.com/money_chisme/ https://www.instagram.com/lindoesinvesting/ Disclaimer: We are not financial advisors. The information contained in this video is for entertainment purposes only. Please consult a licensed professional before making any financial decisions. Affiliate links: I may earn a small commission when you click on the links at no additional cost to you. This helps me provide you with free content, like this podcast! You can read my full disclaimer here: ...

    12 min

  5. MAR 10

    22. Buying Rental Property with little money with Seller Financing

    Send us Fan Mail Start Investing in rental properties with my Free 5 Day Crash Course: https://moneychisme.kit.com/c8eb949716 If you have been wanting to start investing in real estate but you don't have much money, a good credit score or maybe your debt to income ratio is too high, seller finance is a great option. In this episode we explore the concept of seller financing, its benefits for both buyers and sellers, negotiation flexibility, tax advantages, and the types of seller financing available. It also delves into expert-level strategies, risks, and precautions associated with seller financing, providing a comprehensive overview of this powerful real estate tool. Takeaways - What is seller financing and how it works - Benefits for buyers and sellers in seller financing - Negotiating terms and understanding balloon payments - Tax advantages and passive income opportunities - Steps to safely execute a seller financing deal Get my FREE Real Estate Investing Starter Kit https://moneychisme.kit.com/c8eb949716 Join my Latina Real Estate Investors Community (FREE) https://www.skool.com/real-estate-jefas-9075/about Property Management made easy with RentRedi https://app.rentredi.com/signUp/AOK400?utm_medium=copylink&utm_campaign=referralShare Manage Your Funds with BASELANE Banking https://invite.baselane.com/Violeta84614 Follow us on Social Media https://www.instagram.com/money_chisme/ https://www.instagram.com/lindoesinvesting/ Disclaimer: We are not financial advisors. The information contained in this video is for entertainment purposes only. Please consult a licensed professional before making any financial decisions. Affiliate links: I may earn a small commission when you click on the links at no additional cost to you. This helps me provide you with free content, like this podcast! You can read my full disclaimer here: ...

    21 min
  6. 8. Build A Winning Real Estate Team with Sammie Perez

    11/20/2025

    8. Build A Winning Real Estate Team with Sammie Perez

    Send us Fan Mail Building a solid real estate team, as a real estate investor is key to your success. Sammie, a Latina investor shares her experiences with building a real estate team, learning from mistakes, and strategies for out-of-state investments. She highlights the significance of having an investor-friendly real estate agent, a reliable lender, and a good property management team. Key Takeaways: Teamwork is essential in real estate investing. Finding an investor-friendly real estate agent is crucial. Building relationships with lenders can streamline the investment process. Community support is vital for success in real estate. More Chisme on the blog: https://moneychisme.com/dont-do-it-solo-how-to-build-a-real-estate-team/ Connect with Sammie: https://www.instagram.com/invest_with_sammie/ More on the blog: https://moneychisme.com/going-solo-is-bad-you-need-a-real-estate-investor-dream-team/ Get my FREE Real Estate Investing Starter Kit https://moneychisme.kit.com/c8eb949716 Join my Latina Real Estate Investors Community (FREE) https://www.skool.com/real-estate-jefas-9075/about Property Management made easy with RentRedi https://app.rentredi.com/signUp/AOK400?utm_medium=copylink&utm_campaign=referralShare Manage Your Funds with BASELANE Banking https://invite.baselane.com/Violeta84614 Follow us on Social Media https://www.instagram.com/money_chisme/ https://www.instagram.com/lindoesinvesting/ Disclaimer: We are not financial advisors. The information contained in this video is for entertainment purposes only. Please consult a licensed professional before making any financial decisions. Affiliate links: I may earn a small commission when you click on the links at no additional cost to you. This helps me provide you with free content, like this podcast! You can read my full disclaimer here: ...

    42 min

  7. 11/13/2025

    7. No More Minimum Credit Score? 50 Year Mortgage?

    Send us Fan Mail Fannie Mae removed the minimum credit score of 620, required to qualify for a loan. Trump wants to give a 50 year mortgage option. We talk about if it is a good idea, and the impact it may have.  Takeaways Most people may not prefer a 50-year mortgage.Longer mortgage terms could impact financial planning for homeowners.Potential risks of long-term mortgages need to be considered.Consumer education on mortgage options is essential.The future of home financing may include more flexible terms. Get my FREE Real Estate Investing Starter Kit https://moneychisme.kit.com/c8eb949716 Join my Latina Real Estate Investors Community (FREE) https://www.skool.com/real-estate-jefas-9075/about Property Management made easy with RentRedi https://app.rentredi.com/signUp/AOK400?utm_medium=copylink&utm_campaign=referralShare Manage Your Funds with BASELANE Banking https://invite.baselane.com/Violeta84614 Follow us on Social Media https://www.instagram.com/money_chisme/ https://www.instagram.com/lindoesinvesting/ Disclaimer: We are not financial advisors. The information contained in this video is for entertainment purposes only. Please consult a licensed professional before making any financial decisions. Affiliate links: I may earn a small commission when you click on the links at no additional cost to you. This helps me provide you with free content, like this podcast! You can read my full disclaimer here: ...

    17 min

  8. 11/06/2025

    6. Using a Home Equity Loan or HELOC to Invest in Real Estate

    Send us Fan Mail How homeowners can leverage their home equity to start investing in real estate. We explore two primary methods: home equity loans and home equity lines of credit (HELOCs), detailing the pros and cons of each. The conversation emphasizes the importance of understanding one's financial situation and having a clear investment strategy. We also address common fears associated with using home equity for investments and provide insights on how to navigate these financial tools effectively. Key Takeaways You might be sitting on cash and not even know it.Home equity can be turned into cash for investments.A home equity loan is like a second mortgage.A HELOC works like a credit card backed by home equity.You incur interest only on the amount you use from a HELOC.Understanding your debt-to-income ratio is crucial.There are limits to how much interest can increase on loans.Having a clear exit strategy is important when using equity.Investing in real estate is a wealth-building strategy.It's essential to research and understand your options before leveraging equity. More on the Blog https://moneychisme.com/how-to-use-your-home-equity-wisely-to-buy-a-rental-property/ Get my FREE Real Estate Investing Starter Kit https://moneychisme.kit.com/c8eb949716 Join my Latina Real Estate Investors Community (FREE) https://www.skool.com/real-estate-jefas-9075/about Property Management made easy with RentRedi https://app.rentredi.com/signUp/AOK400?utm_medium=copylink&utm_campaign=referralShare Manage Your Funds with BASELANE Banking https://invite.baselane.com/Violeta84614 Follow us on Social Media https://www.instagram.com/money_chisme/ https://www.instagram.com/lindoesinvesting/ Disclaimer: We are not financial advisors. The information contained in this video is for entertainment purposes only. Please consult a licensed professional before making any financial decisions. Affiliate links: I may earn a small commission when you click on the links at no additional cost to you. This helps me provide you with free content, like this podcast! You can read my full disclaimer here: ...

    19 min

  9. 10/30/2025

    5. Haunted Houses: A Spooky Investment Opportunity? | Spooktober

    Send us Fan Mail Exploring the intriguing world of spooky and potentially haunted houses as potential investment properties. We share our personal beliefs about hauntings, legal requirements for disclosing deaths in homes, and the cultural significance of energy in real estate. Plus we look at some spooky and "haunted" house listings, considering their investment potential, and sharing renovation ideas. From witchy houses to the famous haunted house from 'The Conjuring,' we get into the chisme on the potential for renovation, investment opportunities, and the unique charm of these properties, while also considering the risks associated with purchasing haunted real estate. All this with some laid back humor and insights into the real estate market, particularly in relation to spooky houses and their appeal. Full show notes and chisme here: https://moneychisme.com/would-you-buy-a-haunted-house-spooky-deals-as-investment-properties/ https://youtu.be/RNTvauDrB-g Mentioned in this episode: https://spookyhousesforsale.com/ https://www.zillow.com/homedetails/118-E-Pine-St-Independence-KS-67301/77252906_zpid/? https://www.zillow.com/homedetails/207-S-Ellsworth-Ave-Salem-OH-44460/448917391_zpid/ https://www.realtor.com/realestateandhomes-detail/1677-Round-Top-Rd_Burrillville_RI_02830_M30405-99705 Get my FREE Real Estate Investing Starter Kit https://moneychisme.kit.com/c8eb949716 Join my Latina Real Estate Investors Community (FREE) https://www.skool.com/real-estate-jefas-9075/about Property Management made easy with RentRedi https://app.rentredi.com/signUp/AOK400?utm_medium=copylink&utm_campaign=referralShare Manage Your Funds with BASELANE Banking https://invite.baselane.com/Violeta84614 Follow us on Social Media https://www.instagram.com/money_chisme/ https://www.instagram.com/lindoesinvesting/ Disclaimer: We are not financial advisors. The information contained in this video is for entertainment purposes only. Please consult a licensed professional before making any financial decisions. Affiliate links: I may earn a small commission when you click on the links at no additional cost to you. This helps me provide you with free content, like this podcast! You can read my full disclaimer here: ...

    28 min
  • 9 Episodes

About

Are you an ambitious Latina ready to build wealth through real estate? Then look no further!Learn the in's and outs of real estate investing from two Latina investors. We break down rental property investing in a way that’s culturally relevant, easy to understand, and strategically smart. Whether you're house-hacking, buying your first duplex, or just starting to dream, you're in the right place.You won't find hype, hustle, or shame here — just straight-up chisme, cafecito energy, and real strategies for mujeres rewriting their family’s money story.🎙️ New episodes weekly — with solo rants, expert guests, and community Q&As.Subscribe and join la comunidad of cycle-breakers, jefas, and future landlords.Because real estate is for us.

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