100 episodes

The Real Estate Money School Podcast helps up-and-coming investors tackle your biggest challenge - where to find the money for your deals.

Through the podcast, you'll become a Rebel Banker - mastering how money really works - so you can use it to gain the upper hand and take command of your finances. Remember, investing isn't about resources, it's about being resourceful. So listen today and join the rebellion!

Real Estate Money Schoo‪l‬ Chris Naugle

    • Investing
    • 4.8 • 35 Ratings

The Real Estate Money School Podcast helps up-and-coming investors tackle your biggest challenge - where to find the money for your deals.

Through the podcast, you'll become a Rebel Banker - mastering how money really works - so you can use it to gain the upper hand and take command of your finances. Remember, investing isn't about resources, it's about being resourceful. So listen today and join the rebellion!

    Choosing a Bulletproof Financial Investing Model w/Bob Fraser

    Choosing a Bulletproof Financial Investing Model w/Bob Fraser

    One of the fundamental truths about investing is that the stock market is incredibly volatile and fickle, and that the people who do well over time opt for a more stable wealth building vehicle.
    Many investors who were burned in the last recession have worked on building something that is more stable - and very often that’s investing in loans. The people who invest in loans often do better than the people who focus on equity investment.
    In this episode, I talk to an investor whose fund is primarily focused on residential mortgage notes - a vastly untapped and overlooked investing model.
    How does this model work, and why is it so different to everything else out there? Why are stocks so risky in the market we’re in? In this episode, I’m joined by CFO and founder of Aspen Funds, Bob Fraser. He talks about his investing model, and why it’s critical to choose a stable investment.
    Three Things You’ll Learn In This Episode
    The best way to engage with the stock market
    When the market drops, there is a great opportunity to take advantage of the drop in stock prices. But when we buy stocks, we have to know when to get out. We need to pick our exit point, and be happy with the gains we get, instead of waiting for the highest point of the market.
    How this market drives the worst kind of inflation
    Easy money produces asset price inflation which we all consider positive, but it’s actually a bad thing. This is what will ultimately drive the drop in the market and the volatility that makes the stock market so risky.
    Why residential mortgage notes are different
    Residential mortgage notes are different from investor notes because of how the debt is handled. If an investment property has negative equity on it, the investor is going to give the home back to the lenders. With a residential property, the owner is more likely to stay in the home.
    Guest Bio- 
    Bob Fraser is the CFO and founder of Aspen Funds. He is on a mission to help investors take advantage of one of the most effective and overlooked avenues of real estate investing: residential mortgage notes. As principal of Aspen Funds, Bob has purchased more than 1,000 mortgage notes earning double-digit annual returns without the risk and volatility of traditional investing options. 
    Bob has 20+ years’ experience as a finance and technology executive and is a Magna Cum Laude U.C. Berkeley computer scientist and a former Entrepreneur of the Year Award winner. Bob is responsible for financial management, portfolio modeling, as well as systems and processes, designing and deploying Aspen’s scalable state-of-the-art back-end platform.

    For more information, visit https://aspenfunds.us.

    • 29 min
    Blake Stargel on What It Takes to Win in a Competitive Luxury Market

    Blake Stargel on What It Takes to Win in a Competitive Luxury Market

    When the market is good, people flood into real estate on the promise of earning tons of money. The problem is, a market this good can only be followed by a huge correction, and newly minted agents who wanted instant gratification will be in for a rude awakening.
    Real estate is a long-term play, not a path to short term gain. It takes time and hard work to really get traction.
    My guest today is a young agent who has put in the time and work to succeed in real estate, carving out a niche in one of the most competitive real estate markets - Los Angeles.
    How did he manage to gain traction in one of the toughest luxury markets? What is he doing to set himself up for success on social media? In this episode, LA Realtor, Blake Stargel shares his story of dedication and hard work, how he’s leveraging social media to generate 40% of his deals, and how to prepare for the coming market correction.

    Three Things You’ll Learn In This Episode
    How to break into a competitive market
    The key to success in a competitive market like Los Angeles is joining someone who is already established, and working with someone who already knows everything about the properties. Partnerships, networking and relationship-building is key.
    What we can expect from the real estate market in 2021
    Since covid, the world has been flipped upside down. Even though the market is hot right now, a market correction is certainly on its way. The combination of pent up consumer demand, low interest rates and extra cash is causing the bubble we’re in right now, but it won’t last forever. What we need to be doing right now is preparing for the inevitable shift.
    The strategy Blake’s using to generate deals on Instagram
    Blake is using his Instagram to not only post content, but to actually connect with potential clients. By sending messages to people who post using hashtags that are relevant to his local area, he’s engaging with people organically.
    Guest Bio- 
    Blake Stargel is a Realtor in Los Angeles. He originally started his career with Berkshire Hathaway in Omaha Nebraska, and he is now with Compass in West Hollywood. As a specialist in the Los Angeles residential market with a focus on the distinctive communities of West Hollywood, Hollywood, Hollywood Hills, Silver Lake, Echo Park and beyond, Blake creates a truly impressive real estate experience.
    In serving his clients seeking to find their dream home, sell their special residence, secure a lease or capture a strategic investment, Blake specializes in Residential, Luxury and Investment Properties.
    For more information and to connect follow @blakestargel on Instagram, and visit https://www.facebook.com/BlakeStargelRealEstate. 

    • 27 min
    Harry Dent On Why We’re Headed for the Biggest Deflation Crisis in Our Lifetimes

    Harry Dent On Why We’re Headed for the Biggest Deflation Crisis in Our Lifetimes

    When a 90-year cycle meets a 40-year downturn, what we can expect is the greatest bubble in history, followed by an adjustment that’s literally decades in the making.
    Bubbles will always burst, and they will always end badly for anyone caught in the financial aftermath.
    We’re about to see a big adjustment in our economy unfold right in front of our eyes, but most people are not only blind to it - but also aren’t preparing for it at all.
    If you study history, you’ll always understand what’s about to happen next, and if you look at the wealthy, you’ll know what you need to be doing right now.
    What are bright red signs that we’re headed for a huge downturn? How can we prepare for what’s coming? Why should we stop expecting a soft landing?
    In this episode, I’m joined by world-renowned financial author and editor, Harry Dent. We talk about why the bubble we’re in right now is a cause for concern, and how to gear up for the huge deflationary period that’s coming.
    Three Things You’ll Learn In This Episode
    The root of the crisis we’re headed for
    Instead of lowering interest rates and using stimulus to get the economy going, the US is printing money to offset the downturn. We’re printing as much money in 8 months as we usually print in 6 years, and that won’t come without some steep and painful consequences, culminating in a deflation crisis.
    Why certain institutions survive huge market downturns
    The big mutually owned insurance companies are the tried and true tested institutions that make it through downturns and come out stronger on the other side. They have the money, liquidity, and ability to buy the highest value assets, which positions them for the future.
    What the Gamestop situation tells us about the economy
    The Gamestop short sell situation we saw in January is another sign that we’re headed for a correction. When you’ve got too much liquidity in the stock market, and a war between retail investors and hedge funds, that’s a sure sign that we’re in a bubble, and bubbles always burst.
    Guest Bio-
    Harry S. Dent, Jr. is a best-selling author, one of the most outspoken financial editors in America, and Founder of HS Dent Publishing. Using proprietary research, Harry developed a unique method for studying economies around the world, and uses his analysis to provide insights on what to expect in the future.
    Harry has appeared on “Good Morning America,” PBS, CNBC and CNN, Fox News and is a regular guest on Fox Business. He has also been featured in Barron’s, Investor’s Business Daily, Fortune, U.S. News and World Report, Business Week, The Wall Street Journal, and many other publications.
    For more information and to sign up for Harry’s free newsletter, visit https://harrydent.com.

    • 27 min
    IBC Isn’t Just a Financial Process, It’s a State of Mind w/Russ Morgan and Joey Mure

    IBC Isn’t Just a Financial Process, It’s a State of Mind w/Russ Morgan and Joey Mure

    Human beings have to choose between two paths - conformity or creating an amazing life for ourselves.
    If we want to build wealth and gain personal freedom, we have to take a journey of clarity and create a life outside of the financial lessons forced upon us.
    This is where the Infinite Banking Concept comes in. It is a process of creativity and unlimited opportunity that requires changing one thing - where our money goes first.

    Everytime we spend money outside of IBC, we’re losing the interest we could have gained or worse still, we’re paying someone else the interest. IBC is a powerful tool that we have never fully realized because we’ve always been on the borrower side of the equation. We can change that by taking control over our money, and becoming our own bank.
    How did the IBC come into existence, and how have people used it to invest in themselves and create wealth? What’s the one thing people get wrong about IBC?
    In this episode, I’m joined by financial coaches and Wealth Without Wall Street partners, Russ Morgan and Joey Mure. We talk about the IBC, and why it’s a critical piece to creating the life we want.
    Three Things You’ll Learn In This Episode
    How we can become the bank
    IBC allows us to participate in a system where we deposit money into an account that we control and own. We could borrow money against that and take over debts and use it to finance our assets. Most people are used to putting money away and not having access to it which shuts their mind off to the opportunities they could have if they controlled their own money.
    The truth about banks and IBC
    Banks have billions of dollars in the cash value of life insurance policies. Their vast real estate holdings are actually worth less than the cash value of their insurance policies. They are using financial tools and asset classes differently to what we’ve been taught. We can take over the function that someone else is benefitting from, so that it serves us and our goals.
    Why IBC is the first step in building wealth
    The concept and process of Infinite Banking dies if we think the policy will make us wealthy. What makes the difference is how we make use of that policy to fund our ventures and build our wealth. Don’t get lost in the policy, allow the policy to be the first step to unlocking your thinking and start seeing how you can find opportunities
    Guest Bio-
    Joey Mure and Russ Morgan are Financial Coaches and Partners at Wealth Without Wall Street. Wealth Without Wall Street provides financial insight and tools to break free of the mindset and bondage of Wall Street. They seek to serve as the standard in financial coaching for real estate professionals all over the nation.
    Traditional financial planning models limit the contributions, access, and efficiency. The Wealth Without Wall Street team understands fluctuating incomes and uncertain annual (or quarterly) tax bills.
    For more information on the Wealth Without Wall Street app and inner circle, visit wealthwithoutwallstreet.com/moneyschool.

    • 47 min
    25 Creative Ways to Raise Capital w/Daniel Wood

    25 Creative Ways to Raise Capital w/Daniel Wood

    Finding suitable funding for deals is the biggest hurdle investors face. It’s the one thing that holds people back from pursuing real estate as a path to financial freedom.
    But money doesn’t have to be a hurdle if we know where to find it.
    There are so many creative avenues for financing deals, even if we’re just starting out.
    If we want to move our investing along faster, work smarter and more efficiently, we have to look beyond conventional funding sources. Instead of thinking that one strategy fits every single property, we can tailor unique strategies to each deal.
    From lease options to joint venture deals, the money we need to invest in properties is easier to access than we think. It all comes down to understanding how money actually works.
    My guest, Daniel Wood, has identified 25 sources of capital that investors can tap into.
    What are some of the unique ways we can get the money we need, and how do we structure deals that protect our profitability? What is the “Holy Grail of investing” and how can we implement it?
    In this episode, entrepreneur, investor, and co-founder of Momentum Property Education, Daniel Wood talks about his international investing operation and shares how new investors are raising money for deals.
    Three Things You’ll Learn In This Episode
    Why we should always consider the buy-and-hold option
    On average, properties double in value over 7-10 years if we’re buying in good areas.
    If we sell a property that’s good enough to keep, we give up equity and the cash flow we could have been making, as well as the chance to refinance and buy more property.
    The one funding source that gets new investors into financial trouble
    When we borrow money from friends and family, we have to be careful not to bring them in at a fixed interest rate. The compound effect is a powerful force, but when the interest rate we’re paying is higher than the income we’re making, the compound effect works against us.
    How to get funding through friends and family without compromising our profit
    There isn’t just one way to finance deals through our friends and family. Instead of borrowing money from them, we can set up a joint venture with an option for us to buy them out. This way we aren’t exposed to the high-interest rates that cause many new investors to lose money and struggle.
    Guest Bio- 
    Daniel Wood is an entrepreneur, property investor, coach and podcast host and co-founder of Momentum Property Education. He has over 10 years experience in business and he specializes in raising finance. He has co-founded 6 companies together with his wife Gisela.

    Daniel is also the CEO and chairman of the board of the Swedish Wealth Institute AB that supports entrepreneurs and investors by bringing the teaching of experts from all over the world to the Nordics, among the partners they work with are Rich Dad Organisation, Kim Kiyosaki, Randy Zuckerberg, Success Resources, and through them Tony Robbins.
    For more information, visit https://momentumpropertyeducation.com, like Momentum Property Education on Facebook, and listen to the Momentum Investing podcast on your preferred platform.

    • 45 min
    How to Build Wealth, Legacy & Gain Territory in Real Estate w/Joe Bell

    How to Build Wealth, Legacy & Gain Territory in Real Estate w/Joe Bell

    The most lucrative and profitable part of real estate takes place right in front of agents, but the opportunities often pass them by. While they are exposed to wealth distribution, a very small number of agents are able to experience true wealth and retire comfortably.
    To change this in a meaningful way, real estate agents need to start participating in the conversation around asset building and focus on building a legacy.
    Agents already bring so much value to the table. They can use their talents and strengths to acquire assets and create abundance.
    How can we become part of the wealth conversation in real estate? What is this current market telling us about what’s on the horizon?
    In this episode, I’m joined by entrepreneur, founder of Legacy Beyond Listings, and author of the book “Assets, Acquisitions, & Abundance”, Joe Bell. He talks about a key component real estate professionals are missing out on, and why this is the perfect time to prepare to take new territory.

    Three Things You’ll Learn In This Episode
    The truth about this so-called great market
    On the surface, it looks like this great market is going to last. We need to remember that there are a lot of dynamics underneath the bubble that we’re in right now that many people can’t see. Instead of paying attention to the low-interest rates, we need to be paying attention to the job and income uncertainty and the fact that the pandemic economy is nowhere near over.
    How to be a part of the wealth distribution of real estate
    Real estate agents are perfectly positioned to take a slice of the wealth distribution of real estate. The most powerful thing we can do right now is to invest in an asset. Even if there’s a pullback in that asset in the immediate future, we’ll still have a foundation that can help us create wealth. If you maintain the asset, you will win out in the end.
    What we need to be doing in today’s market
    The economy and environment we’re in are painting the picture that making money in real estate will always be easy. The success that’s coming from the low-interest rates and busy market won’t last. What we need to do right now is prepare for the inevitable downturn, instead of spending what we’ve made.
    Guest Bio- 
    Joe Bell is an expert at helping Real Estate Professionals build legacy, retirement, and wealth. He’s the founder of Legacy Beyond Listings, and author of the book “Assets, Acquisitions, & Abundance: A Guide To Building True Wealth & Legacy Through Real Estate”. Joe is passionate about serving real estate professionals, helping them achieve market domination and build true wealth in their lives through smart real estate investments.
    In addition, Joe also has his own real estate firm, is an experienced Broker and Investor himself, as well as owning other companies. He’s been named in the “Top 40 Under 40” in Alaska and has been featured in places such as ABC, NBC, Digital Journal, Investor Place, and more.

    For more information, visit http://www.legacybeyondlistings.com.

    • 33 min

Customer Reviews

4.8 out of 5
35 Ratings

35 Ratings

Clarisse Gomez ,

Awesome Podcast!!!

Chris, host of the Real Estate Money School podcast, highlights all aspects of real estate investing and more in this can’t miss podcast! The host and expert guests offer insightful advice and information that is helpful to anyone that listens!

barrow138 ,

It’s a commercial.

Never ending infomercial. It’s a commercial in podcast form.

JoshCrist ,

Entertaining, insightful and actionable! 👏👏👏

Whether you’re well established as a real estate investor, or just getting started carving out a profitable niche that’s ready to grow - this is a must-listen podcast for you! Chris does an incredible job leading conversations that cover a huge breadth of topics related to the ins and outs of building a thriving real estate portfolio, and life you can be proud of - from leaders who’ve actually experienced success themselves. Highly recommend listening and subscribing!

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