15 episodes

If you're a young professional looking to build long-term wealth through simple investing strategies, or simply improve your money management skills, the Really Simple Investing podcast is for you. This podcast is for listeners seeking long-term financial well-being. If you are looking for uncomplicated strategies for investing, listening will provide you with insights and advice from experts in investing, financial literacy and personal money management. 
 
The Really Simple Investing Podcast is dedicated to interviewing investors, authors, and leading financial authorities to provide listeners with straightforward and accessible ways to invest in stocks, bonds, mutual funds and exchanged traded funds. Plus, the podcast brings you insights from experienced traders in commodities, futures, options and even cryptocurrency.
 
You will be learning from successful investors' experiences, gaining insights into income-focused investing, and understanding low-risk quality investment opportunities like buying quality dividend paying stocks, holding index funds and income producing real estate.
 
The focus is on providing accessible investment strategies that build lifelong portfolios, achieve financial security and independence.  If you are new to investing or simply want to learn more, listening to the podcast each week will bring you access to experienced investors, traders and educators who break down investing principles in ways that make it easy to start building wealth, even if you are starting at zero. 

Really Simple Investing Podcast Floyd

    • Business
    • 5.0 • 2 Ratings

If you're a young professional looking to build long-term wealth through simple investing strategies, or simply improve your money management skills, the Really Simple Investing podcast is for you. This podcast is for listeners seeking long-term financial well-being. If you are looking for uncomplicated strategies for investing, listening will provide you with insights and advice from experts in investing, financial literacy and personal money management. 
 
The Really Simple Investing Podcast is dedicated to interviewing investors, authors, and leading financial authorities to provide listeners with straightforward and accessible ways to invest in stocks, bonds, mutual funds and exchanged traded funds. Plus, the podcast brings you insights from experienced traders in commodities, futures, options and even cryptocurrency.
 
You will be learning from successful investors' experiences, gaining insights into income-focused investing, and understanding low-risk quality investment opportunities like buying quality dividend paying stocks, holding index funds and income producing real estate.
 
The focus is on providing accessible investment strategies that build lifelong portfolios, achieve financial security and independence.  If you are new to investing or simply want to learn more, listening to the podcast each week will bring you access to experienced investors, traders and educators who break down investing principles in ways that make it easy to start building wealth, even if you are starting at zero. 

    Striking the Right Chord in Real Estate Investing with Alexandra Dotcheva

    Striking the Right Chord in Real Estate Investing with Alexandra Dotcheva

    Summary:
    Alexandra Dotcheva, a former concert violinist turned nurse and real estate investor, shares her journey and insights on investing in rental properties. Alexandra shares her experiences and insights, discussing her transition into real estate investing and her holistic approach to coaching. She emphasizes the importance of building a strong team and managing properties directly. Alexandra also talks about her book, ""A Really Simple Holistic Approach to Self Confidence: A Practical Guide," which covers various aspects of self-confidence, including investing, health, spirituality, and relationships. 
    From a concert violinist in Bulgaria to a real estate investor in the US, Alexandra’s journey has been a unique symphony of experiences. A career pivot led her from the stage to nursing, and finally to investing in the real estate sector. Each note of her journey is important for who she is today, financially secure, an author and coach. 
    Her first property was a fourplex, purchased in Phoniex, Ariziona. With some renovation and diligence, she worked  to provide affordable housing and step into the world of real estate. The industry offered her  a path to financial freedom, with the cash flow from properties covering all living expenses and she and her partner were able to pay off the mortgage on their home in five years, 
    Contrary to the popular approach, her strategy in real estate is less about flipping properties and more about maintaining assets for consistent cash flow. That’s how she achieved financial independence. "
    She wrote her book "It's Really Simple: A Holistic Approach to Self-Confidence - A Practical Guide" to help those who, battled lack of confidence for years. Her journey led her to realize it's possible to take full control of your life, and she wanted to share this transformative message. 
    "As a coach, I firmly believe that anyone can succeed in investing. It's all about understanding your individual needs, setting goals, and working diligently to become holistically successful. You can be an investor, irrespective of your background.”- Alexandra Dotcheva.
    links to Alexandra's website, book, and coaching business for interested listeners: 
    https://www.holisticselfconfidence.com/about
    https://www.holisticselfconfidence.com/shop/p/it-really-is-simple-a-holistic-approach-to-self-confidence-ebook
    Facebook: https://www.facebook.com/HolisticSelfConfidenceMethod
    Twitter: https://twitter.com/HolisticSelfCo1
    Website: https://www.holisticselfconfidence.com 
    Facebook: https://www.facebook.com/HolisticSelfConfidenceMethod 
    YouTube: https://www.youtube.com/@alexandradotcheva 
    LinkedIn: https://www.linkedin.com/in/alexandra-dotcheva/
    About The Guest(s): 
    Alexandra Dotcheva is a former concert violinist and doctor of arts in violin performance. After realizing the challenges of pursuing a career in music, she decided to transition into nursing and real estate investing. Alexandra now manages multiple rental properties and has achieved financial freedom. 
    Key Takeaways:
    Alexandra emphasizes the importance of building a strong team when investing in real estate.She believes in providing affordable houLearn how to make investing simple for anyone and get on a path toward wealth.

    • 22 min
    Winning Strategies for Real Estate Investing And Why You Need Asset Protection

    Winning Strategies for Real Estate Investing And Why You Need Asset Protection

    In this podcast we talk with Scott Smith, a real estate investor and asset protection attorney. Scott shares his journey into the legal field and how he got involved in real estate investing.  He explains how he started investing in real estate while working as an attorney and eventually transitioned to full-time investing. 
    Scott Smith, with his background in law, realized the importance of asset protection while practicing as an attorney. He started investing in real estate to pay off his law school debts and found success in commercial properties. His goal wasn't just to become wealthy, but to achieve financial freedom that would allow him to pursue his passions, like mountain climbing and traveling.
    Scott’s investment strategy, includes investing in commercial properties and syndications. Scott advises investors to focus on mastering one investment strategy before diversifying and to be cautious during market cycles. 

    Scott explains his initial focus on commercial properties and 1-to-4 rental unit buildings, and how his strategy evolved over time to primarily investing in syndication properties. He emphasizes the need to find experts in specific asset classes and diversify one's portfolio. 
    As Scott progressed, he shifted towards investing in syndication properties. He emphasizes the need to stay focused and master one lane of investing before branching out. Instead of syndicating his own deals, he works with syndication attorneys in his firm to help others structure their deals. By investing as a limited partner in specific asset like self-storage or gas stations, Scott diversifies his portfolio without the need for hands-on management.
    One key takeaway from the episode is the importance of finding experts to invest in and the criteria for selecting them. Scott compares it to making a good hire as a business owner, highlighting the need for experience and a proven track record. Avoiding incorrect choices in investments not only prevents financial losses but also reduces high attrition rates.
    When it comes to investing in syndication deals, Scott sheds light on the minimum cash amounts required. While he has seen syndications with minimum buy-ins around $50,000, he cautions against operators who are willing to accept less. Accepting lower amounts may indicate desperation on the operator's part, potentially leading to complications and challenges down the road.
    Why Asset Protection Is Important
    Asset protection, is a crucial aspect of maintaining and safeguarding wealth. Scott shares a personal story about a friend who lost $3 million in a lawsuit despite having insurance. This experience opened his eyes to the need for asset protection. He emphasizes that asset protection isn't limited to real estate deals but extends to partnerships, brokerage accounts, cash, and other assets.
    Scott provides insights into retirement plans like IRAs and 401(k)s, explaining that while they offer some protection, they can still be vulnerable to lawsuits related to specific assets held within them. Scott also highlights the importance of estate planning and passing on wealth to future generations.
    LinkedIn: https://www.linkedin.com/in/scott-royal-smith/
    Twitter: https://twitter.com/royal_legal_law
    Facebook: https://www.facebook.com/ScottRoyalSmithRLS
    Instagram: https://www.instagram.com/royal.legal.solutions/
    Website: https://royallegalsolutions.com/
    YouTube: https://www.youtube.com/c/RoyalLegalSolutions
    Learn how to make investing simple for anyone and get on a path toward wealth.

    • 28 min
    The Uncertainty Solution: Challenging Traditional Ideas About Investing

    The Uncertainty Solution: Challenging Traditional Ideas About Investing

    Follow John Jennings on Twitter at: @bigdogtwo and on Linkedin at: https://www.linkedin.com/in/johnmjennings/
    and at his website: https://shorturl.at/fHMZ8
    In this episode of The Really Simple Investing Podcast, host Floyd Saunders interviews John Jennings, the president of a $15 billion wealth management firm in St. Louis and an adjunct professor at Washington University's Owen Business School. John holds both a finance and a law degree from the University of Missouri. 
    Overview
    John discusses his book, The Uncertainty Solution, which turns the ideas of investing upside down and challenges the traditional notion of needing certainty in investing. He explains why humans have a quest for certainty and how it relates to investing. The conversation also covers the average retail investor's behavior during a rising market and a market correction, and the alternative approach to investing.
    Are you tired of trying to predict the future of the stock market?  John Jennings, author of "The Uncertainty Solution," discusses the human need for certainty in investing and the mental models that can help investors focus on what they can control. 

    Jennings challenges the traditional idea that the stock market is the economy and emphasizes the importance of good investment behavior, such as disciplined rebalancing and index investing. 

    Jennings uses mental models to create a latticework of wisdom that will help you evaluate investment advice and learn better behavior in the face of uncertainty. To name a few: ignore expert predictions, be wary of stories, and try to invest like a dead person.
    Jennings also discussed the importance of having a disciplined approach to rebalancing investments, especially during times of market volatility. He emphasized the benefits of index investing and passive investing, citing Warren Buffett's famous quote that the average retail investor should invest in the S&P 500 index fund.
    If you're a starting investor, Jennings recommends focusing on good investment behavior, such as choosing inactivity as the default and rebalancing the portfolio once a year. Investing may be uncertain, but with the right mental models and strategies, you can build a solid financial foundation for your future.
    Tune in to learn how to take a more disciplined approach to investing and avoid the pitfalls of trying to predict the future.

    You can reach John at  John at jjennings@stlouistrust.com.

    Chapter Summary
    ·       Introduction of John Jennings (0:00:05)
    ·       Overview of The Uncertainty Solution (0:01:29)
    ·       Humans' quest for certainty (0:02:50)
    ·       Short-term thinking and market gyrations (0:04:02)
    ·       The need for cognitive closure (0:05:14)
    ·       Seizing and freezing behavior (0:06:01)
    ·       Example of cognitive closure during COVID-19 (0:07:21)
    ·       Investing during market uncertainty (0:08:09)
    ·       Stock market is not the economy (0:10:23)
    ·       Investment experts' inability to predict the future (0:11:29)
     ·      The stock market foreshadows what's going to happen in the economy (0:11:59)
    ·       The solution is to accept uncertainty and focus on what can be controlled (0:13:20)
    ·       Beware of experts and predictions (0:13:58)
    ·       Mental models for better investing decisions (0:15:18)
    ·       Choose inactivity over activity (0:18:06)
    ·       The negative impact of overconfidence on investment
    Learn how to make investing simple for anyone and get on a path toward wealth.

    • 30 min
    Ten Keys to Making It In Life, From a Successful Stock Trader

    Ten Keys to Making It In Life, From a Successful Stock Trader

    In this episode of the Really Simple Investing Podcast, Anmol Singh talks about his background in trading, the products he likes to trade, his approach to trading, and his book, "Prepping for Success: Ten Keys for Making It in Life". He also discusses the three different styles of trading he uses - day trading, swing trading, and long-term investing.
    Anmol Singh is the author of "Prepping for Success: Ten Keys for Making It in Life" and has been in the trading industry for 13 years. He started trading at 18 years old and has been trading US stocks and options on them, primarily based on technical chart patterns.
    Anmol Singh, is the founder of Live Traders, and divides his trading into day trading, swing trading, and his investment account. 
    In the interview, Singh emphasizes the importance of learning, research, and finding the right mentors to become a successful trader. He distilled everything he's learned over his career into ten fundamental keys for making it in life, which he shares in his book, Prepping for Success. The book has a call to action in each chapter, and Singh believes that if readers apply those calls to action, they will see results. The most critical key to success, according to Singh, is integrity, meaning doing what you say you're going to do when you said you're going to do it. Singh also emphasizes the importance of taking action and not getting stuck in a learning loop, being a lifelong learner, and surrounding oneself with people who already have the desired results and paying them to get close to them. 
    Singh's Live Traders company offers a live trading chat room where he trades live every single day. He also offers courses, seminars, mentorship programs, and coaching groups for people who want to go further and get started in the stock market. Singh recommends that traders should not follow what he does but rather learn from his actions. He suggests starting with his free two or three-hour video course and hundreds of hours of free trading lectures on his YouTube channel. 
    Singh uses fundamental analysis to determine which companies he believes in for his investment portfolio. He uses two questions to make investment decisions: is the company going to be more relevant or less relevant in the next five years, and are more people going to be using it or fewer people going to be using it in the next five years? He believes that Tesla will be more relevant in the next five years due to their full-service driving capabilities, solar panels, and new products like the optimists and cyber truck. 
    Singh also places covered call options on some of his long-term stocks, like Tesla, Costco, and BlackRock, to increase income. Singh recommends swing trading as an easier style for people who have no desire to be a day trader. Singh's model has beaten the market for the last five years in a row by a good margin, even during last year's market downturn. Singh believes that mindset is half the battle in making money, and his book and resources aim to help traders develop the right mindset.
    Timestamped Chapter Summary
    Anmol's background and how he got started in trading (0:01:02)The products Anmol likes to trade and his approach to trading (0:02:07)Anmol's three different styles of trading - day trading, swing trading, and long-term investing (0:03:05)The stocks Anmol holds in his long-term investment account (0:03:48)Reinvesting dividends to get shares to grow (0:04:33)Anmol's approach to technical trading and indicators (0:04:39)How Anmol uses technicals to determine market bias (0:05:08)The role of human emotions in technical tLearn how to make investing simple for anyone and get on a path toward wealth.

    • 29 min
    The Most Important Things You Need to Know About Building Wealth and Financial Stability

    The Most Important Things You Need to Know About Building Wealth and Financial Stability

    In this podcast episode, I talk with Matt Paradise, author of "Financially Capable: A Friendly Guide to Building Whole Health Wealth" about the most important things you need to know about building a mindset for wealth. 
    Paradise shares his background and work in financial literacy education, emphasizing the importance of budgeting and financial accessibility. He has earned multiple licenses and certifications in the financial education field, including the Association for Financial Counseling & Planning Education (AFCPE©) Accredited Credit Counselor, Certified Educator in Personal Finance (CEPF©), and Certified Identity Theft Risk Management Specialist (CITRMS©). 
    Matt helped establish credit counseling and financial education departments with American Consumer Credit Counseling, which grew to support approximately 140 employees with an annual revenue in excess of $14 million. He is now an active board member leading the organization to greater growth.
    A man of great faith, Matt has volunteered with multiple nonprofit boards. 
    Are you tired of living paycheck to paycheck and feeling financially stressed? Then listening in on this interview with Matt Paradise, author of "Financially Capable: A Friendly Guide to Building Whole Health Wealth" and an expert in financial literacy education may help.   According to Matt, “73% of the people in the country feel an incredible amount of stress, right. Primarily because of their finances.”
    As Matt says, "Personal finance is a personal matter." Let's take control of our finances and live a rich life in all aspects.”
    Matt shares his personal story of how he got into the field of financial education and his passion for helping people get out of credit card debt and build a solid financial future. He also discusses the importance of budgeting and financial accessibility, especially in underserved communities.
    Matt shared his non-linear journey into the field, helping people get out of credit card debt and bring financial literacy to underserved communities. He was instrumental in establishing the Massachusetts Financial Education Collaborative, which created standards for financial literacy education in K-12 schools.

    In the interview he discusses the psychology of money, the importance of knowledge and education when building wealth, and the role of credit and debt management. Paradise's book provides strategies for building wealth and living a whole health wealth life, and he offers free resources on his website to promote accessible financial literacy.
    Matt emphasized the importance of budgeting and financial accessibility, acknowledging that personal finance is not accessible to everyone, especially when considering race breakdowns in the United States.
    Matt defines a rich life as one that includes physical, spiritual, and mental well-being, in addition to financial stability. 
    Matt also provided strategies for building wealth emphasizing the importance of knowledge and education.
    📚His book, "Financially Capable", is available on Amazon in e-book, paperback, and hardcover formats, and he offers free resources on his website. Let's celebrate financial literacy and building a better financial future for ourselves!
    We dive into the psychology of money and why some individuals may struggle with managing their finances while others do not. Matt emphasizes the importance of knowledge and education when it comes to building wealth and living a whole health wealth life.
    We also touch on the topic of credit and debt management, with Matt providing valuable insights on how to build a good credit score and avoid debt.
    When it comes to investing, Matt has some key points from behavioral finance to make:  
    “And investing being part of that is
    Learn how to make investing simple for anyone and get on a path toward wealth.

    • 29 min
    Building Wealth and Managing Money: Lessons from Millionaire Coach Kim Graham

    Building Wealth and Managing Money: Lessons from Millionaire Coach Kim Graham

    Building Wealth and Managing Money: Lessons from The Millionaire Coach
    Links you want to use:
    Facebook:  https://www.facebook.com/kimgrahamfinancialcoach/
    Instagram: Instagram@kgmillionairecoach 
    https://redcircle.com/shows/the-affluent-marriage-podcast

    Are you tired of living paycheck to paycheck and struggling to make ends meet? Do you want to build wealth and achieve financial freedom? If so, you need to listen to millionaire coach Kim Graham's story on the Really Simple Investing podcast.
    In this episode of the Really Simple Investing podcast, we talk with Kim Graham, a millionaire coach who helps people manage their money and become millionaires. Kim shares her journey to becoming a millionaire coach, including how she and her husband paid off $76,000 of student loan debt in just 28 months. 
    Kim and her husband were both educators and had a significant amount of student loan debt when they got married. However, they were determined to achieve financial freedom and started following the Dave Ramsey program, taking extra jobs, and making sacrifices to pay off their debt in just 28 months.  They then turned to investing, bought a house, and paid it off in only six years.
    Kim's success inspired her to teach others how to manage their money and build wealth.
    Kim discusses how she got into direct sales and recognized the broken understanding of money management in both personal and business finances. She discovered her superpower in helping people with their money mindset and day-to-day finances, which led her to start her coaching business. Kim markets her business through Instagram and Facebook, and clients come to her to learn how to manage their money, get out of debt, understand investing, and start building wealth.
    Kim works with clients one-on-one, tailoring her coaching to their unique learning styles and business needs. She emphasizes the importance of discipline in building wealth and understanding the power of compounding returns through investing.

    Kim also partners with Marissa Greco Real, a financial planner, to create a program to help women concerned about getting better at managing money a way to connect and share their experiences. Together, they help clients with both the day-to-day finances and investing. Marissa was also an early guest on the Really Simple Investing podcast. You can find out more about her and her book by listening to that podcast. 
    Kim discusses the issue of lifestyle creep, where people start spending more money as they earn more. She emphasizes the importance of analyzing one's lifestyle and prioritizing what is truly important in order to avoid creating a prison of habits. Kim believes that coaching is necessary for accountability and discipline, as simply reading books and knowing what to do is often not enough.
    Kim also talks about the importance of having a financial advisor who is willing to educate and teach their clients about managing their money. She explains that many financial advisors simply want to manage their clients' money without providing any education or guidance. However, Kim believes that her clients, especially female entrepreneurs, want to understand where their money is going and how to make the best returns.
    Kim's success inspired her to help others manage their money and build wealth. She started her coaching business and works with clients one-on-one to create personalized routines and teach them about investing. She also partners with advisors who have a heart for education and believe in teaching their clients about managing their money.
    Kim now teaches others how to manage their money and build wealth through her coaching business.
    Learn how to make investing simple for anyone and get on a path toward wealth.

    • 28 min

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Fantastic interviews with authors and experts

Floyd has fantastic interviews with authors and experts in investing, trading, financial literacy and money coaches. You will find experts on trading as well as investments like stocks, ETFs, land, real estate and setting trusts to protect your assets. There is something here for experts to beginners.

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Informative and Relatable

Floyd has genuine conversations with extroidenary guests about real life lessons. It’s a must listen.

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