37 episodes

Financial and retirement planning guidance from the team at Mercurio Wealth Advisors in Louisville, Kentucky. Join Chief Financial Advisor Alan Mercurio and Senior Wealth Advisor Troy Bolton each show for helpful conversations about money, life, and retirement. Step into the Retirement Coach's Corner to learn about 401(k)s, IRAs, income planning, investing, and so much more. If you have any questions, call 502-253-9366, email info@mercurioadvisors.com or visit www.mercurioadvisors.com online for more information.

Retirement Coach's Corner Alan Mercurio & Troy Bolton

    • Business
    • 5.0 • 1 Rating

Financial and retirement planning guidance from the team at Mercurio Wealth Advisors in Louisville, Kentucky. Join Chief Financial Advisor Alan Mercurio and Senior Wealth Advisor Troy Bolton each show for helpful conversations about money, life, and retirement. Step into the Retirement Coach's Corner to learn about 401(k)s, IRAs, income planning, investing, and so much more. If you have any questions, call 502-253-9366, email info@mercurioadvisors.com or visit www.mercurioadvisors.com online for more information.

    Ep 37: Do I Need a New Financial Advisor?

    Ep 37: Do I Need a New Financial Advisor?

    As the saying goes, “the grass is always greener on the other side.” If that’s the case, how can you tell if it’s time to find a new financial advisor or if you’re just imagining things might be better elsewhere?
    Alan and Troy talk through when and why you might want to find another financial advisor and when it might make more sense to stay with the advisor you have.  
    Here are some of the reasons people tend to wonder if they should switch advisors:
    My financial advisor made a mistake, should I leave? (1:28) My financial advisor’s business seems too big, and I don’t get to talk to him. (5:52) I went to a dinner seminar, do I need to make a change? (8:49) I like my advisor, but I moved out of state. (12:06) I lost a ton of money in my portfolio in a market crash. (14:10)  
    Looking for more financial information, visit us online here: https://mercurioadvisors.com/podcasts/ 
    Want to get in touch? Contact us here: https://mercurioadvisors.com/contact/ 

    • 19 min
    Ep 36: The Retirement Marathon

    Ep 36: The Retirement Marathon

    What does it look like to finish the race strong when it comes to retirement? In running, marathons are considered one of the ultimate races to run.
    Today we talk about the similarities between retirement planning and running a marathon. From preparing ahead of time to crossing the finish line successfully, Troy and Alan are here to coach you through it.
    Here are some of the similarities between marathons and retirement:
    A lot of planning and preparation is required. (2:39) A proper diet is key. (7:20) Don’t start too fast. (11:10) Get additional financial resources here: https://mercurioadvisors.com/podcasts/


     

    • 17 min
    Ep 35: Getting to Know Troy and Alan

    Ep 35: Getting to Know Troy and Alan

    When you are on a team, it’s important to build a sense of trust and understanding of one another. Troy and Alan are financial advisors and retirement coaches, but there’s a lot more to know about them. On today’s show, we hear more about what their lives look like and what their outlook is for the future.
    Here are the questions we answer from the mailbag:  
    What would we do if we could foresee the future? (1:27) What takes up a lot of our time? (4:28) Where do they spend time at home? (8:24) What songs will they listen to on the open road? (10:03) Get additional financial resources here: https://mercurioadvisors.com/podcasts/

    • 15 min
    Ep 34: Mailbag: Can I Retire Now?

    Ep 34: Mailbag: Can I Retire Now?

    Wondering what to do about the market right now? Troy and Alan coach three different people through their investment decisions. From when to become more conservative in your investments to using a Roth 401(k) option to retiring early, you’ll want to hear what they have to say on today’s show. How would Troy and Alan build a plan around these people and their unique situations?
    Here are the questions we answer from the mailbag:  
    At what age do I need to become a conservative investor? (1:13) Should I use the Roth 401(k) option at work? (5:40) Can I retire now? (9:52) Get additional financial resources here: https://mercurioadvisors.com/podcasts/

    • 17 min
    Ep 33: Procrastinating Making a Plan

    Ep 33: Procrastinating Making a Plan

    Instead of kicking the can down the road, we talk about why people procrastinate putting together a financial plan. Ready to get started?
    Do you ever put something off too long? A lot of people procrastinate when it comes to retirement planning, too. Why is that? Today we talk through the reasons people put off retirement planning and how to overcome these hurdles.
    You might say, “It worked out for my parents.” Comparing yourself to your parents or grandparents is dangerous. If something happens and you make a mistake, you might end up losing benefits or paying more in taxes. You can’t just go through retirement without a plan.  
    When you get too much information or contradicting information, it might make you feel overwhelmed. Working with a fiduciary who works in your best interests will help. Make sure you find something you connect with and someone you trust with your money.
    Does talking about money stress you out? Going through a planning process can help walk you through the things you aren’t thinking about. What are your goals in retirement? What will you do with your time? All of these questions will help go beyond dollar amounts and give a vision for the bigger picture. 
    Listen to the entire episode or skip ahead using the timestamps below to hear more.
    0:44 - Let’s talk about procrastination.
    1:13 - Retirement worked out for my parents.
    3:49 - I don’t know who to listen to.
    8:19 - Talking about money stresses me out.
    Get additional financial resources here: https://mercurioadvisors.com/podcasts/

    • 12 min
    Ep 32: Should You Follow These Popular Retirement Rules of Thumb?

    Ep 32: Should You Follow These Popular Retirement Rules of Thumb?

    We’ve all heard a few different rules of thumb when it comes to retirement planning. Are they worth following? Alan and Troy weigh in on what advice to take to heart and which of these rules of thumb don’t pan out.
    Let’s start with the rule of 100. This takes your age and your risk tolerance into account. Subtract your age from 100 and theoretically, that’s how much risk you should have in the market. Seek out a fiduciary to see if this is something you should follow. You need to find somebody who can help you navigate the many things in retirement beyond simply your investment allocation.
    The 75 percent rule is assuming that in retirement you’ll need about 75 percent of the income you have when you’re working. The reality is, most people end up spending more the first few years of retirement because you have the freedom to travel and do what you’ve been putting off.
    Finally, can we rely on the rule of five? This says on average, we’ll experience a bear market every five years. While it has happened in the past, it’s not always something that occurs every five years. Going into retirement you have to be a little more aware of where the market is, but if you use the proper planning it really shouldn’t matter.
    Listen to the entire episode or skip ahead using the timestamps below to hear more.
    0:45 - What rules of thumb have you heard about retirement?
    1:16 - What’s the rule of 100?
    5:50 - Is the 75 percent rule accurate?
    8:02 - What does the rule of five say?
    Get additional financial resources here: https://mercurioadvisors.com/podcasts/

    • 13 min

Customer Reviews

5.0 out of 5
1 Rating

1 Rating

dustinthewind1985 ,

Great info

A look behind the curtain on how to plan for the future!

Top Podcasts In Business

iHeartPodcasts
NPR
Ramsey Network
Morning Brew
Jocko DEFCOR Network
Guy Raz | Wondery