Retirement Lifestyle Show with Roshan Loungani, Erik Olson & Adrian Nicholson Roshan Loungani, Erik Olson & Adrian Nicholson

In this episode of the Retirement Lifestyle Show, Roshan Loungani, Erik Olson, and Adrian Nicholson welcome Wesley Lyons to the podcast. Wes is a Co-Founder and General Partner of two faith-based private equity funds: WayMaker Real Estate, a Christ-centered multi-family real estate investment fund, and Eagle Venture Fund, investing in early-stage companies solving tough problems like modern-day slavery and healthcare for the poor through software and financial technology. Wes has a background in wealth management and founded FaithBasedInvesting.co, a platform to help investors connect with advisors who specialize in faith-based investing.   

[00:00] Introduction

[02:33] Eagle Venture Fund and What They Focus on

[04:10] The Holy Grail of an Investment Portfolio

[08:23] Wesley's Background and Journey to Venture Capital

[12:15] Examples of Great Impact Investing Efforts

[14:28] How the US Indirectly Funds Human Trafficking

[17:10] Why Wesley Chose to Focus on Impact Investing

[19:59] Understanding the True Purpose of Business

[21:29] How to Uncover the Best Companies to Invest in

[23:50] Balancing Great Profit with Great Impact

[29:20] Impact Investing and the Redemptive Outcomes They Produce

[34:50] Investing in Values-Drives Founders

[39:02] Common Challenges with Impact Investing

[42:10] Eagle Venture University and What They Are All About

[44:00] How to Attract and Retain Top Talent

[46:04] The First Step to Investing in Venture Capital

[52:40] It's Tough to Be a Founder: The Founder Care Process 

[56:25] Choosing to Invest in Transformational Companies

[59:55] Parting Thoughts 




Roshan can be reached at roshan.loungani@aretewealth.com or at 202-536-4468.  Erik can be reached at erik.olson@aretewealth.com or 815-940-4652. Adrian can be reached at adrian.nicholson@aretewealth.com or at 703-915-8905.

Follow Us At:

Website: https://retirementlifestyleshow.com/

https://www.retirewithroshan.com

https://youtu.be/hKVzI87v0tA

https://twitter.com/RoshanLoungani

https://www.linkedin.com/in/roshanloungani/

https://www.facebook.com/retirewithroshan/

https://www.linkedin.com/in/financialerik/

https://www.linkedin.com/in/adrian-nicholson-74b82b13b/

#retirementlifestylepodcast #fire #podcast #FI #Retire #retirewithroshan #retirement #investing

All opinions expressed by podcast hosts and guests are solely their own. While based on information they believe is reliable, neither Arete Wealth nor its affiliates warrant its completeness or accuracy, nor do their opinions reflect the opinion of Arete Wealth. This podcast is for general informational purposes only and should not be regarded as specific advice or recommendations for any individual. Before making any decisions, consult a professional.

In this episode of the Retirement Lifestyle Show, Roshan Loungani, Erik Olson, and Adrian Nicholson discuss the recent Silicon Valley Bank collapse. They break down why the bank failed, the factors that led to its collapse, and whether your money is safe at Silicon Valley Bank. 

[00:00] Introduction

[02:56] Is Your Money Okay in Silicon Valley Bank?

[04:38] Bank Run: What is it and Why it Happens

[06:45] Bank Deposit Programs and Insurance Coverage

[10:03] Why Silicon Valley Bank Collapsed 

[11:53] How Silicon Valley Bank was Uniquely Positioned to Crash

[14:40] The Massive Increase in Deposits at Silicon Valley Bank

[17:18] The Inverse Relationship Between Bond Prices and Interest Rates

[20:50] Comparing the SVB Collapse to the 2008 Crash

[26:88] Government Involvement in the Private Sector

[28:10] The Unintended Consequences of Government Stimulus

[30:43] Problem with Banks Having Deep Concentrations in One Area

[36:14] Investing in a High-Interest Rate Environment 

[41:17] Opportunities and Risks After the SVB Collapse 

[44:30] Where to Look For Opportunities During Uncertain Times

[49:02] Why Patience is Key to Investing Success

[51:50] Parting Thoughts 

Roshan can be reached at roshan.loungani@aretewealth.com or at 202-536-4468.  Erik can be reached at erik.olson@aretewealth.com or 815-940-4652. Adrian can be reached at adrian.nicholson@aretewealth.com or at 703-915-8905.

Follow Us At:

Website: https://retirementlifestyleshow.com/

https://www.retirewithroshan.com

https://youtu.be/hKVzI87v0tA

https://twitter.com/RoshanLoungani

https://www.linkedin.com/in/roshanloungani/

https://www.facebook.com/retirewithroshan/

https://www.linkedin.com/in/financialerik/

https://www.linkedin.com/in/adrian-nicholson-74b82b13b/

#retirementlifestylepodcast #fire #podcast #FI #Retire #retirewithroshan #retirement #investing

All opinions expressed by podcast hosts and guests are solely their own. While based on information they believe is reliable, neither Arete Wealth nor its affiliates warrant its completeness or accuracy, nor do their opinions reflect the opinion of Arete Wealth. This podcast is for general informational purposes only and should not be regarded as specific advice or recommendations for any individual. Before making any decisions, consult a professional.

In this episode of the Retirement Lifestyle Show, Erik Olson and Adrian Nicholson break down reverse mortgages and their use in retirement planning. They discuss the different types of reverse mortgages, ways to extend the life of your portfolio, and the mechanics of an efficient reverse mortgage.

[00:00] Introduction

[01:47] Challenges Retirees Face When Planning for Retirement

[04:37] What is a Reverse Mortgage?

[07:55] The Different Types of Reverse Mortgages

[09:20] Biggest Drawback of Taking on a Reverse Mortgage

[12:15] Erik Shares an Actual Use Case of Reverse Mortgages

[17:33] Practical Ways You Could Use a Reverse Mortgage

[24:08] When to Start and How Reverse Mortgages Work

[26:29] How to Extend the Life of Your Portfolio

[28:33] Reasons for People Holding Bonds in Their Portfolios

[30:45] Pros and Cons of a Reverse Mortgage

[38:47] Mechanics of an Efficient Reverse Mortgage

[40:05] Resources on How to Apply for Home Equity Loan

[43:50] Parting Thoughts

Roshan can be reached at roshan.loungani@aretewealth.com or at 202-536-4468.  Erik can be reached at erik.olson@aretewealth.com or 815-940-4652. Adrian can be reached at adrian.nicholson@aretewealth.com or at 703-915-8905.

Follow Us At:

Website: https://retirementlifestyleshow.com/

https://www.retirewithroshan.com

https://youtu.be/hKVzI87v0tA

https://twitter.com/RoshanLoungani

https://www.linkedin.com/in/roshanloungani/

https://www.facebook.com/retirewithroshan/

https://www.linkedin.com/in/financialerik/

https://www.linkedin.com/in/adrian-nicholson-74b82b13b/

#retirementlifestylepodcast #fire #podcast #FI #Retire #retirewithroshan #retirement #investing

All opinions expressed by podcast hosts and guests are solely their own. While based on information they believe is reliable, neither Arete Wealth nor its affiliates warrant its completeness or accuracy, nor do their opinions reflect the opinion of Arete Wealth. This podcast is for general informational purposes only and should not be regarded as specific advice or recommendations for any individual. Before making any decisions, consult a professional.

It's "Bring Your Own Topic Day" on the Retirement Lifestyle Show. In this episode, Roshan Loungani, Eric Olson, and Adrian Nicholson discuss topics they feel would benefit the audience's investment decisions. They talk about AI use in financial planning, how to make charitable contributions tax-free, and some intriguing insights from William N. Thorndike's Book "The Outsiders."

[00:00] Introduction

[02:05] William Thorndike's Book "The Outsiders"

[05:02] The Main Focus of The Book "The Outsiders"

[09:17] Returning Value to Shareholders and Reasons not to Pay Dividends

[11:41] The Dividend Growth Strategy

[15:28] How to Run a Business in a Tax-Efficient Way

[17:06] When Companies Invest in Secondary Markets

[20:29] How to Determine the Long-term Value of a Company

[25:07] CEOs with a Larger-Than-Life Persona

[27:52] Why Unconventional CEOs Focus on Cash Flow

[32:51] Using ChatGPT and AI to Make Informed Financial Decisions

[35:28] Asking ChatGPT to Inform Your Retirement

[42:40] Will ChatGPT Take Over the Search World?

[45:07] Ways to Use AI in Podcasting

[51:30] Planning For Qualified Charitable Distributions

[55:07] The Problem with Most Financial Planning Software

[58:39] Why Financial Planning is an Art, Not a Science

[59:39] Parting Thoughts

Roshan can be reached at roshan.loungani@aretewealth.com or at 202-536-4468.  Erik can be reached at erik.olson@aretewealth.com or 815-940-4652. Adrian can be reached at adrian.nicholson@aretewealth.com or at 703-915-8905.

Follow Us At:

Website: https://retirementlifestyleshow.com/

https://www.retirewithroshan.com

https://youtu.be/hKVzI87v0tA

https://twitter.com/RoshanLoungani

https://www.linkedin.com/in/roshanloungani/

https://www.facebook.com/retirewithroshan/

https://www.linkedin.com/in/financialerik/

https://www.linkedin.com/in/adrian-nicholson-74b82b13b/

#retirementlifestylepodcast #fire #podcast #FI #Retire #retirewithroshan #retirement #investing

All opinions expressed by podcast hosts and guests are solely their own. While based on information they believe is reliable, neither Arete Wealth nor its affiliates warrant its completeness or accuracy, nor do their opinions reflect the opinion of Arete Wealth. This podcast is for general informational purposes only and should not be regarded as specific advice or recommendations for any individual. Before making any decisions, consult a professional.

Today on the Retirement Lifestyle Show, Roshan Loungani and Adrian Nicholson break down a recent Washington Post article that categorised common questions people have according to age. They cover retirement and financial planning topics including credit scores, when to get a credit card, when to pay off your mortgage, and ways savers can learn to spend during retirement.

[00:00] Introduction

[02:39] 20s - How Much to Put Into a Retirement Account

[05:26] 20s - When to Get a Credit Card

[07:51] Building a Cash Reserve and Thinking About Your First Home Purchase

[12:30] 40s - Talking to Aging Parents About Their Retirement Plans

[16:00] 40s - What's the Best Way to Save for College

[18:32] 50s - Is it Time to Get a Will?

[19:55] Can You Really Afford to Retire?

[24:58] 60s - When to Start Taking Social Security

[28:26] 60s - Should I Pay off my Mortgage?

[31:33] 70s - How Savers Can Learn How to Spend

[36:40] 70s - What You Need to Know About RMDs

[40:14] Health and Planning for Long-Term Care

[40:51] 80s - How to Protect Your Financial Legacy

[43:25] Understanding the Different Stages of Retirement

[45:15] Parting Thoughts

Roshan can be reached at roshan.loungani@aretewealth.com or at 202-536-4468.  Erik can be reached at erik.olson@aretewealth.com or 815-940-4652. Adrian can be reached at adrian.nicholson@aretewealth.com or at 703-915-8905.

Follow Us At:

Website: https://retirementlifestyleshow.com/

https://www.retirewithroshan.com

https://youtu.be/hKVzI87v0tA

https://twitter.com/RoshanLoungani

https://www.linkedin.com/in/roshanloungani/

https://www.facebook.com/retirewithroshan/

https://www.linkedin.com/in/financialerik/

https://www.linkedin.com/in/adrian-nicholson-74b82b13b/

#retirementlifestylepodcast #fire #podcast #FI #Retire #retirewithroshan #retirement #investing

All opinions expressed by podcast hosts and guests are solely their own. While based on information they believe is reliable, neither Arete Wealth nor its affiliates warrant its completeness or accuracy, nor do their opinions reflect the opinion of Arete Wealth. This podcast is for general informational purposes only and should not be regarded as specific advice or recommendations for any individual. Before making any decisions, consult a professional.

Today on the Retirement Lifestyle Show, Roshan Loungani, Erik Olson, and Adrian Nicholson continue their discussion on the art of long-term investing - part 2. They break down the key features you must consider in a business before investing in it.

[00:00] Introduction

[03:01] Recap of the Art of Long-Term Investing Part 1

[04:57] The Benefits of Reviewing a Company's Business Model

[07:08] Market Share and Room to Grow

[12:07] Why You'd Want to Invest in a Company with a Sustainable Competitive Advantage

[19:39] How to Conduct a Business Model Examination

[23:33] You Must Understand Where the Company is Investing It's Cashflow

[27:00] Assess Management Quality Before Buying Stocks

[33:00] Median Market Capitalization

[34:10] The Big Question: What Could Go Wrong?

[40:03] Have Some Knowledge of the Company You're Investing In

[42:38] Price Evaluation Metrics

[46:20] Valuation Assessments and the Margin of Safety

[52:30] Holding a Stock For At Least 2 Years

[55:55] Question: Why am I Right and Why is the Market Wrong?

[58:23] What Percent to Buy in a Company

[01:02:10] What to Sell to Buy a More Lucrative Stock

[01:09:42] Why Roshan Settled on This Particular Process

[01:11:03] Parting Thoughts

Roshan can be reached at roshan.loungani@aretewealth.com or at 202-536-4468.  Erik can be reached at erik.olson@aretewealth.com or 815-940-4652. Adrian can be reached at adrian.nicholson@aretewealth.com or at 703-915-8905.

Follow Us At:

Website: https://retirementlifestyleshow.com/

https://www.retirewithroshan.com

https://youtu.be/hKVzI87v0tA

https://twitter.com/RoshanLoungani

https://www.linkedin.com/in/roshanloungani/

https://www.facebook.com/retirewithroshan/

https://www.linkedin.com/in/financialerik/

https://www.linkedin.com/in/adrian-nicholson-74b82b13b/

#retirementlifestylepodcast #fire #podcast #FI #Retire #retirewithroshan #retirement #investing

All opinions expressed by podcast hosts and guests are solely their own. While based on information they believe is reliable, neither Arete Wealth nor its affiliates warrant its completeness or accuracy, nor do their opinions reflect the opinion of Arete Wealth. This podcast is for general informational purposes only and should not be regarded as specific advice or recommendations for any individual. Before making any decisions, consult a professional.