94 episodes

Teaching you all about IRAs & Roth IRAs, employer retirement plans, taxes, Social Security, Medicare, portfolio withdrawal strategies, annuities, estate planning and much more!

Retirement Planning Education, with Andy Panko Andy Panko

    • Education
    • 4.8 • 460 Ratings

Teaching you all about IRAs & Roth IRAs, employer retirement plans, taxes, Social Security, Medicare, portfolio withdrawal strategies, annuities, estate planning and much more!

    #092 - Q&A edition...determining state tax residency, tax underpayment penalties and MORE!

    #092 - Q&A edition...determining state tax residency, tax underpayment penalties and MORE!

    Listener Q&A where Andy talks about: 
    How to establish tax residence in a new state, and how to leave tax residence in your old stateCarrying over capital loss deductionsMinimizing or eliminating underpayment interest penalties by "annualizing" income using Form 2210When in the tax return season should you file your returnIs an advisory fee of 1.25% to 1.50% worth itLinks in this episode:
    My YouTube video - Estimated Taxes, Tax Withholdings and Underpayment PenaltiesMy company newsletter - Retirement Planning InsightsFacebook group - Retirement Planning Education (formerly Taxes in Retirement)YouTube channel - Retirement Planning Education (formerly Retirement Planning Demystified)Retirement Planning Education website - www.RetirementPlanningEducation.com

    • 35 min
    #091 – Retirement planning chat with a "real" person, Tom Santi

    #091 – Retirement planning chat with a "real" person, Tom Santi

    Andy chats with a real person (not an advisor) doing their own retirement planning. In this episode, Andy talks with Tom Santi, who lives in Florida and is currently in a part-time/transitional work phase leading toward retirement.  They talk about a wide array of retirement planning topics such as when Tom started getting serious about retirement planning, what he wishes he would have known earlier, how he planned for the non-financial aspects of retirement, and a variety of financial topics such as Social Security, investing, portfolio distributions and how he received the CFP in the 1990s but never actually formally practiced as a financial planner!

    Links in this episode:
    Tom's favorite retirement planning resources:Chris Farrell's book, Your Money Ratio$Thomas Stanley and William Danko's book, The Millionaire Next DoorBurton Malkiel's book, A Random Walk Down Wall StreetJohn Paulos's book, InnumeracyDarrell Huff's book, How to Lie with StatisticsAnnie Duke's book, Thinking in BetsTenon Financial monthly e-newsletter - Retirement Planning InsightsFacebook group - Retirement Planning Education (formerly Taxes in Retirement)YouTube channel - Retirement Planning Education (formerly Retirement Planning Demystified)Retirement Planning Education website - www.RetirementPlanningEducation.com

    • 1 hr 17 min
    #090 – Retirement planner chat, with Devin Carroll from Carroll Advisory Group

    #090 – Retirement planner chat, with Devin Carroll from Carroll Advisory Group

    Andy chats with fellow retirement planner Devin Carroll, from Carroll Advisory Group. In this episode they talk about a wide array of retirement planning topics such as tax planning, distribution strategies, investing, annuities, long-term care insurance, how to know when someone has "enough" to retire, what consumers often overlook in retirement planning and much more!

    Links in this episode:
    Devin's company's website - Carroll Advisory GroupDevin's YouTube channel - Devin CarrollDevin's podcast - Big Picture RetirementDevin's Facebook group - Social Security Intelligence Member's GroupThe Social Security Program Operations Manual System - POMS

    Tenon Financial monthly e-newsletter - Retirement Planning InsightsFacebook group - Retirement Planning Education (formerly Taxes in Retirement)YouTube channel - Retirement Planning Education (formerly Retirement Planning Demystified)Retirement Planning Education website - www.RetirementPlanningEducation.com

    • 1 hr 25 min
    #089 – Understanding the S&P 500 index and why it's NOT the right benchmark for your portfolio

    #089 – Understanding the S&P 500 index and why it's NOT the right benchmark for your portfolio

    Explanation of what the S&P 500 index is, what it measures, how it works and why it's NOT the right benchmark to use for your portfolio and it's returns

    Links in this episode:
    Portfolio Visualizer website - hereTenon Financial monthly e-newsletter - Retirement Planning InsightsFacebook group - Retirement Planning Education (formerly Taxes in Retirement)YouTube channel - Retirement Planning Education (formerly Retirement Planning Demystified)Retirement Planning Education website - www.RetirementPlanningEducation.com

    • 37 min
    #088 – Retirement planning considerations for women, with Laura Adams

    #088 – Retirement planning considerations for women, with Laura Adams

    Andy talks with Laura Adams, author and host of the The Money Girl podcast, about retirement planning considerations and issues unique to women

    Links in this episode:
    Laura's website - https://lauradadams.com/Laura's podcast - The Money GirlLaura's newsletter - The Money Stack

    Tenon Financial monthly e-newsletter - Retirement Planning InsightsFacebook group - Retirement Planning Education (formerly Taxes in Retirement)YouTube channel - Retirement Planning Education (formerly Retirement Planning Demystified)Retirement Planning Education website - www.RetirementPlanningEducation.com

    • 1 hr 8 min
    #087 - Q&A edition...tax return filing statuses, advisor succession plans and MORE!

    #087 - Q&A edition...tax return filing statuses, advisor succession plans and MORE!

    Listener Q&A where Andy talks about: 
    The summary of the five different tax return filing statusesWhether a particular listener could file as Head of Household for his 22 year-old son in collegeHow to get the 1099-INT form if you sold any I Bonds last yearWhether you can still do a 2023 Roth conversion now, in February 2024What to look for and ask regarding an advisor's succession planLinks in this episode:
    My YouTube video - Overview of Federal Income TaxationIRS's Instructions to Form 1040IRS's website for What is My Filing Status?IRS's website for Whom May I Claim as a Dependent?My company newsletter - Retirement Planning InsightsFacebook group - Retirement Planning Education (formerly Taxes in Retirement)YouTube channel - Retirement Planning Education (formerly Retirement Planning Demystified)Retirement Planning Education website - www.RetirementPlanningEducation.com

    • 46 min

Customer Reviews

4.8 out of 5
460 Ratings

460 Ratings

SensibleInvestor ,

Real People- Real Retirement Stories

Andy intersperses his variety of shows with a monthly interview with ‘Joe Public’ —which gives interesting insights into the unique nature of retirees and their needs. Maybe soon we’ll meet a ‘Jane Public’ who likely will offer some different perspectives. And if you like to start your day with a corny joke or two, Andy has you covered!

Jmomhall ,

Interviews

I really enjoyed the interviews with real people. Great job

Ben harpenau ,

Always learning something…

Great to have the podcast back, and I especially enjoy the interviews with financial planner professionals and those individuals already retired. I love it too when I hear a topic discussed, a light bulb goes off, and I think, that sounds like a great idea that could pertain to me, I’m going to check into that.

Top Podcasts In Education

The Mel Robbins Podcast
Mel Robbins
The Jordan B. Peterson Podcast
Dr. Jordan B. Peterson
TED Talks Daily
TED
UNBIASED
Jordan Is My Lawyer
Do The Work
Do The Work
The Rich Roll Podcast
Rich Roll

You Might Also Like

The Retirement and IRA Show
Jim Saulnier, CFP® & Chris Stein, CFP®
Retirement Starts Today
Benjamin Brandt CFP®, RICP®
Retirement Answer Man
Roger Whitney, CFP®, CIMA®, RMA, CPWA®
Ready For Retirement
James Conole, CFP®
Big Picture Retirement
Devin Carroll and John Ross
Sound Retirement Radio
Jason Parker