Retirement Solutions - The Podcast

Tyson Thacker and Ryan Thacker
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Welcome to Retirement Solutions – The Podcast, with Tyson Thacker and Ryan Thacker, where precision meets purpose. This B.O.S.S. podcast is committed to “Building the Optimal System of Security.” Learn how you could craft the ideal retirement blueprint that surpasses mere wealth accumulation. Explore the nuances of retirement planning with expert insights, as Tyson and Ryan navigate the ever-evolving landscape of investments, insurance solutions, and financial planning for retirees and pre-retirees. Co-founders, Tyson and Ryan Thacker bring years of experience and knowledge to the table. They are passionate about helping clients achieve their financial goals during retirement. Follow along as they explore strategies and tools that could help you secure your financial future in retirement.

  1. Aug 27

    How Are Your IRA, 401(k), and Social Security Taxed in Retirement? (Ep. 38)

    How much tax will you pay on your IRA and 401(k) withdrawals in retirement? Will your Social Security benefits be taxed, and could retirement income increase your Medicare premiums? The answers may affect how much of your savings you’ll have available to spend. In this episode, Ryan Thacker and Tyson Thacker explain three retirement tax traps that can catch retirees off guard. They break down how traditional IRA and 401(k) withdrawals are taxed, why additional income can cause up to 85% of Social Security benefits to become taxable, and how required minimum distributions beginning at age 73 may increase future tax bills. Ryan and Tyson also cover the widow’s tax penalty, the connection between retirement income and Medicare premiums, and why some families consider Roth conversions before Social Security benefits begin and RMDs start. Ryan and Tyson discuss: How much tax you could owe on traditional IRA and 401(k) withdrawals in retirement Why IRA withdrawals can cause more of your Social Security benefits to become taxable How required minimum distributions may affect your retirement taxes after age 73 Why higher retirement income may increase your Medicare premiums How the widow’s tax penalty can affect a surviving spouse’s income and tax brackets When Roth conversions may provide more control over future taxable income And more! What’s your biggest retirement concern? Email us or leave a voicemail with your question, and we might feature it in an upcoming episode. Resources: The B.O.S.S. Retirement Blueprint Get your FREE B.O.S.S. Retirement Blueprint: 3 Ways to Respond: Text BLUEPRINT to (435) 500-0665 Call: (800) 769-7550 or Click Here Connect with Tyson Thacker:  LinkedIn: Tyson Thacker BOSSRetirement.com  Connect with Ryan Thacker:  LinkedIn: Ryan Thacker BOSSRetirement.com

  2. Apr 23

    The Retirement Tax Trap: 3 Strategies to Keep More of Your IRA and 401(k) (Ep. 37)

    What if a big portion of your retirement savings was never really yours to begin with? In this episode, Ryan Thacker and Tyson Thacker break down a reality that many retirees overlook: your IRA or 401(k) balance may look strong on paper, but without a strategy, taxes and market risk could take a meaningful bite out of it. They walk through how to think differently about your retirement income so you can make more informed decisions about what you keep. Ryan and Tyson discuss: How taxes can quietly reduce your IRA and 401(k) savings over time Why a tax-efficient withdrawal strategy matters more than most people realize The risk of relying on outdated rules like the 4 percent rule  How market downturns near retirement can impact long-term income What sequence of returns risk mean for your financial future Why Roth conversions are often considered a powerful planning strategy How to create more control and flexibility with your retirement income And more! Don’t miss out on future retirement strategies-subscribe to Retirement Solutions on your favorite podcast app today! Resources: The B.O.S.S. Retirement Blueprint Get your FREE B.O.S.S. Retirement Blueprint: 3 Ways to Respond: Text BLUEPRINT to (435) 500-0665 Call: (800) 769-7550 or Click Here Connect with Tyson Thacker:  LinkedIn: Tyson Thacker BOSSRetirement.com  Connect with Ryan Thacker:  LinkedIn: Ryan Thacker BOSSRetirement.com

  3. Apr 8

    What Most Retirees Miss About Taxes (Ep. 36)

    What if the biggest threat to your retirement isn’t market volatility, but the taxes you didn’t plan for? In this episode, Ryan Thacker and Tyson Thacker break down the hidden tax traps that can quietly drain your retirement savings and how one wrong move could trigger what they call the “tax time bomb.” Ryan and Tyson discuss: Why retirement income can push you into higher tax brackets than expected How IRA and 401(k) withdrawals can create larger tax bills over time The surprising ways Social Security benefits can become taxable How required minimum distributions can dramatically increase your tax burden And more! Resources: The B.O.S.S. Retirement Blueprint Get your FREE B.O.S.S. Retirement Blueprint: 3 Ways to Respond: Text BLUEPRINT to (435) 500-0665 Call: (800) 769-7550 or Click Here Connect with Tyson Thacker:  LinkedIn: Tyson Thacker BOSSRetirement.com  Connect with Ryan Thacker:  LinkedIn: Ryan Thacker BOSSRetirement.com

  4. Feb 25

    Why Saving for Retirement Isn’t Enough Anymore (Ep. 35)

    You spent decades saving for retirement, but what if the biggest risk is not how much you saved, but how you use it? In this episode, Ryan Thacker and Tyson Thacker break down what they see most people get wrong about retirement planning, especially in the critical years right before and after retirement. They explain why saving money and planning for retirement are two very different things, and how small, uncoordinated decisions around taxes, Social Security, investments, and healthcare can quietly erode your wealth over time. Ryan and Tyson discuss: Why the retirement red zone is where small mistakes become costly How taxes act as a ripple effect across Social Security, Medicare, and income Why over 90 percent of Americans file for Social Security the wrong way The danger of taking too many risks late in your career How healthcare costs can derail even well-funded retirements Why coordinated planning matters more than chasing investment returns And more Share Your Story or Question:
What’s your biggest retirement concern? Email us at info@bossretirement.com or leave a voicemail, and we might feature your question in an upcoming episode. Resources: The B.O.S.S. Retirement Blueprint Get your FREE B.O.S.S. Retirement Blueprint: 3 Ways to Respond: Text BLUEPRINT to (435) 500-0665 Call: (800) 769-7550 or Click Here Connect with Tyson Thacker:  LinkedIn: Tyson Thacker BOSSRetirement.com  Connect with Ryan Thacker:  LinkedIn: Ryan Thacker BOSSRetirement.com

  5. Feb 11

    Which Retirement Account Should You Withdraw From First (Ep. 34)

    One of the biggest retirement mistakes has nothing to do with how much you saved, it’s about where your income comes from once you stop working. The order you withdraw your money can quietly trigger higher taxes, bigger Medicare premiums, and unnecessary stress later in life. In this episode, Ryan Thacker and Tyson Thacker break down why withdrawal strategy is one of the most overlooked yet impactful decisions in retirement planning, and how a single misstep can set off a chain reaction that affects your taxes, Social Security, and long-term income. Ryan and Tyson discuss: Why the order you pull money from IRAs, 401(k)s, Roth accounts, and brokerage accounts matters more than most people realize How withdrawals can unintentionally increase taxes on Social Security and trigger IRMAA Medicare surcharges Common mistakes retirees make by relying on outdated rules of thumb like the 4% rule How delaying or mismanaging withdrawals can lead to larger required minimum distributions later What a coordinated withdrawal strategy looks like and how it helps protect income, taxes, and peace of mind And more! Book your complimentary retirement planning consultation and get answers to your most pressing questions. Resources: The B.O.S.S. Retirement Blueprint Get your FREE B.O.S.S. Retirement Blueprint: 3 Ways to Respond: Text BLUEPRINT to (435) 500-0665 Call: (800) 769-7550 or Click Here Connect with Tyson Thacker:  LinkedIn: Tyson Thacker BOSSRetirement.com  Connect with Ryan Thacker:  LinkedIn: Ryan Thacker BOSSRetirement.com

  6. Jan 28

    The Retirement Tax Mistake Most People Never See Coming (Ep. 33)

    Most people watch their account balances closely, but very few know the number that matters most in retirement: how much they will actually owe in taxes. That number can change everything about what you can spend, how long your money lasts, and the choices you get to make in the years ahead. In this episode, Ryan Thacker and Tyson Thacker walk through the real tax challenges facing retirees and why so many families are caught off guard. They explain why taxes often rise in retirement, how different income streams are taxed, and why understanding your tax buckets can help you avoid unnecessary surprises. Ryan and Tyson discuss: The three tax buckets and how each one affects your retirement income Why most retirees underestimate their future tax bill How RMDs, Social Security, pensions, and investment income interact The power of tax bracket management and Roth strategies The long-term impact of delaying tax planning How forward-looking tax analysis can help families keep more of what they saved And more Resources: The B.O.S.S. Retirement Blueprint Download our free Social Security Decisions Report Get your FREE B.O.S.S. Retirement Blueprint: 3 Ways to Respond: Text BLUEPRINT to (435) 500-0665 Call: (800) 769-7550 or Click Here Connect with Tyson Thacker:  LinkedIn: Tyson Thacker BOSSRetirement.com  Connect with Ryan Thacker:  LinkedIn: Ryan Thacker BOSSRetirement.com

  7. Jan 14

    Year-End Strategies That Can Help Your Retirement Go Further (Ep. 32)

    As the year ends, many retirees review their financial decisions in light of changing tax rules, market movement, and ongoing cost pressures. In this episode, Ryan Thacker and Tyson Thacker outline five Smart Money Moves that can help retirees prepare for 2026. Their discussion focuses on practical steps that influence taxes, income, Social Security, investment allocation, and healthcare planning. Ryan and Tyson cover: How tax planning can affect long-term retirement outcomes Ways to create income that is steady and structured Why Social Security decisions should integrate with the rest of a retirement plan How portfolio drift occurs after long market runs, and when rebalancing may be useful Considerations for managing rising healthcare costs And more! Book your complimentary retirement planning consultation and get answers to your most pressing questions. Resources: The B.O.S.S. Retirement Blueprint Get your FREE B.O.S.S. Retirement Blueprint: 3 Ways to Respond: Text BLUEPRINT to (435) 500-0665 Call: (800) 769-7550 or Click Here Connect with Tyson Thacker:  LinkedIn: Tyson Thacker BOSSRetirement.com  Connect with Ryan Thacker:  LinkedIn: Ryan Thacker BOSSRetirement.com

  8. 12/24/2025

    Reliable Assets: Ensuring Financial Security (Ep. 31)

    Most retirees focus on how much they have saved, but the biggest threat to their future is often the cost they never planned for. Taxes, inflation, healthcare, and longevity can quietly increase year after year until they place real pressure on your retirement income. In this episode, Ryan Thacker and Tyson Thacker explain how hidden retirement expenses can erode even the strongest nest eggs and what you can do right now to protect yourself. Ryan and Tyson discuss: Why do many retirees end up in a higher tax bracket than expected How “stealth taxes” like capital gains and lost deductions impact your income Why inflation makes everyday expenses harder to manage over a 20 or 30-year retirement The rising cost of healthcare and long-term care How longer lifespans amplify every other financial risk The difference between tax preparation and true tax planning Practical steps to help keep more of your savings working for you And more! Resources: The B.O.S.S. Retirement Blueprint Find your risk number with our RiskAnalyzer to help you gauge your financial freedom. Get your FREE B.O.S.S. Retirement Blueprint: 3 Ways to Respond: Text BLUEPRINT to (435) 500-0665 Call: (800) 769-7550 or Click Here Connect with Tyson Thacker:  LinkedIn: Tyson Thacker BOSSRetirement.com  Connect with Ryan Thacker:  LinkedIn: Ryan Thacker BOSSRetirement.com

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About

Welcome to Retirement Solutions – The Podcast, with Tyson Thacker and Ryan Thacker, where precision meets purpose. This B.O.S.S. podcast is committed to “Building the Optimal System of Security.” Learn how you could craft the ideal retirement blueprint that surpasses mere wealth accumulation. Explore the nuances of retirement planning with expert insights, as Tyson and Ryan navigate the ever-evolving landscape of investments, insurance solutions, and financial planning for retirees and pre-retirees. Co-founders, Tyson and Ryan Thacker bring years of experience and knowledge to the table. They are passionate about helping clients achieve their financial goals during retirement. Follow along as they explore strategies and tools that could help you secure your financial future in retirement.

Information

  • Creator
    Tyson Thacker and Ryan Thacker
  • Years Active
    2024 - 2026
  • Episodes
    39
  • Rating
    Clean
  • Copyright
    Copyright © 2024 Retirement Solutions - The Podcast
  • Show Website
    Retirement Solutions - The Podcast