292 episodes

Do you want to spend more money in retirement, while paying less taxes? Great news, you're in the right place!
I'll also teach you the benefits of retiring TO something, while most retirees only solve half the equation by retiring FROM something. Tune in every Monday morning - hosted by Benjamin Brandt CFP, RICP.
Join my "Every Day is Saturday" weekly newsletter for show notes, free book giveaways and other great retirement content: www.retirementstartstodayradio.com/newsletter

Retirement Starts Today Benjamin Brandt CFP®, RICP®

    • News
    • 4.5 • 399 Ratings

Do you want to spend more money in retirement, while paying less taxes? Great news, you're in the right place!
I'll also teach you the benefits of retiring TO something, while most retirees only solve half the equation by retiring FROM something. Tune in every Monday morning - hosted by Benjamin Brandt CFP, RICP.
Join my "Every Day is Saturday" weekly newsletter for show notes, free book giveaways and other great retirement content: www.retirementstartstodayradio.com/newsletter

    More Muscles = Better Retirement

    More Muscles = Better Retirement

    A lot of us are looking to get in shape in retirement. This is a good thing since part of living an even better retirement is looking after your health and muscle mass. Staying healthier and more active longer will ensure that you are making the most out of your retirement. In addition, maintaining a healthy muscle mass is a huge part of keeping your health as you age.
    In this episode, we’ll explore a Scientific American article on keeping your muscles strong as you age. Make sure to listen in to discover some tools that I use to track my health and wellness as I enter the second half of my life.
    Outline of This Episode [1:12] Keeping up your muscles [5:23] What I’m doing to stay healthy [10:01] How can two opposite approaches achieve the same goal? Resources & People Mentioned The Retirement Podcast Network Scientific American article Dexa Scan InBody Scan My Fitness Pal Whoop Band Connect with Benjamin Brandt Get the Retire-Ready Toolkit:http://retirementstartstodayradio.com/ Follow Ben on Twitter:https://twitter.com/retiremeasap Join the newsletter: https://retirementstartstodayradio.com/newsletter Dive deeper into retirement planning with Ben at www.RetirementIncome.University Subscribe to Retirement Starts Today on
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    • 16 min
    Index Funds Have Officially Won

    Index Funds Have Officially Won

    Do you have index funds in your portfolio? Chances are you do! 
    Our retirement headline today describes the rise of index funds over active funds and why that’s important. Discover how index funds connect with my investment philosophy by pressing play now. 
    Outline of This Episode [1:22] Index funds have grown exponentially over the years [2:23] What are index funds [5:58] How index funds fit into my investment philosophy [10:04] Will my estimated Social Security benefit decrease if I retire before full retirement age? Resources & People Mentioned The Retirement Podcast Network Morning Star article Connect with Benjamin Brandt Get the Retire-Ready Toolkit:http://retirementstartstodayradio.com/ Follow Ben on Twitter:https://twitter.com/retiremeasap Join the newsletter: https://retirementstartstodayradio.com/newsletter Dive deeper into retirement planning with Ben at www.RetirementIncome.University Subscribe to Retirement Starts Today on
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    • 16 min
    The 529 to Roth IRA Rollover

    The 529 to Roth IRA Rollover

    Recent legislation has made everyone’s favorite college savings plan a little more flexible. Funds in a 529 plan aren’t as locked up as they used to be now that your children’s unused college funds can be rolled into a retirement account.
    In this episode, we’ll discuss an article from the White Coat Investor which explores how the 529 can be rolled into a retirement account. We’ll discover the benefits and drawbacks of using a 529 to save for retirement. Listen in to hear whether the 529 rollover could help you in your retirement. 
    Outline of This Episode [2:12] Using unused 529 funds [9:30] Utilizing spend-down strategies Resources & People Mentioned The Retirement Podcast Network The 529 to Roth IRA Rollover Connect with Benjamin Brandt Get the Retire-Ready Toolkit:http://retirementstartstodayradio.com/ Follow Ben on Twitter:https://twitter.com/retiremeasap Join the newsletter: https://retirementstartstodayradio.com/newsletter Dive deeper into retirement planning with Ben at www.RetirementIncome.University Subscribe to Retirement Starts Today on
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    • 17 min
    The 4 Phases of Retirement

    The 4 Phases of Retirement

    It may be easy to define success in your working career, but defining success in retirement can be more difficult. What does success look like in retirement? What will you do daily or weekly to get the most out of your retirement?
    In this episode of Retirement Starts Today, we’ll explore a TEDx talk about the 4 phases of retirement that many (but not all) experience. Click play to hear how you can squeeze the most juice out of your retirement.
    Outline of This Episode [1:52] How to squeeze the most juice out of retirement [11:18] Help with spending more in retirement Resources & People Mentioned The Retirement Podcast Network The 4 Phases of Retirement TEDx Talk The 4 Phases of Retirement by Fritz Gilbert Connect with Benjamin Brandt Get the Retire-Ready Toolkit:http://retirementstartstodayradio.com/ Follow Ben on Twitter:https://twitter.com/retiremeasap Join the newsletter: https://retirementstartstodayradio.com/newsletter Dive deeper into retirement planning with Ben at www.RetirementIncome.University Subscribe to Retirement Starts Today on
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    • 19 min
    A Short History of the 60/40 Portfolio

    A Short History of the 60/40 Portfolio

    Due to last year's poor market returns, you’ve probably seen the headlines that the 60/40 portfolio is dead. But is that really the case? 
    This week’s retirement headline explores the history of this classic retirement investment strategy. After we tackle the headlines, Bret and I team up to consider the best places to move in retirement. Listen in to hear where not to move. 
    Outline of This Episode [1:52] A history of the 60/40 portfolio [8:09] Why I like 60/40 [15:10] Where should retirees consider moving to for a great retirement? Resources & People Mentioned The Retirement Podcast Network A Short History of the 60/40 Portfolio Connect with Benjamin Brandt Get the Retire-Ready Toolkit:http://retirementstartstodayradio.com/ Follow Ben on Twitter:https://twitter.com/retiremeasap Join the newsletter: https://retirementstartstodayradio.com/newsletter Dive deeper into retirement planning with Ben at www.RetirementIncome.University Subscribe to Retirement Starts Today on
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    • 23 min
    8 Ways to Become Poor in Retirement

    8 Ways to Become Poor in Retirement

    There are many ways that could threaten your financial security in retirement. Knowing the common issues can ensure that you don’t fall into the traps. 
    Today’s financial headline comes from Yahoo Finance and is called 8 Ways Baby Boomers Become Poor in Retirement. Listen in to learn what they are so that you don’t drive yourself into the poorhouse. 
    Outline of This Episode [1:22] 8 ways to become poor in retirement [10:58] How can we determine the biases in an advisor Resources & People Mentioned The Retirement Podcast Network 8 Ways Baby Boomers Become Poor in Retirement Connect with Benjamin Brandt Get the Retire-Ready Toolkit:http://retirementstartstodayradio.com/ Follow Ben on Twitter:https://twitter.com/retiremeasap Join the newsletter: https://retirementstartstodayradio.com/newsletter Dive deeper into retirement planning with Ben at www.RetirementIncome.University Subscribe to Retirement Starts Today on
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    • 20 min

Customer Reviews

4.5 out of 5
399 Ratings

399 Ratings

Rbdiaz ,

Great show, informative and practical host

I have been listening to Benjamin’s podcast for several years and have recommended it to several other family and friends. There are several things I enjoy about his program, including his philosophy, content, communications style, and personality.

PHILOSOPHY- I think Benjamin provides a nice balance of building/maintaining wealth and spending/enjoying retirement. He comes across as very common sense and not too academic.

CONTENT - he chooses content which is meaningful and practical for his audience. He doesn’t overload on guests, but the ones he has are well worth it.

STYLE and PERSONALITY - As mentioned in Philosophy point above, Ben seems to be practical and not overly academic. He covers academic topics in a very relatable fashion. Ben has a “midwestern” personality… friendly, down to earth, but very informative.

Overall, I highly recommend this and his other podcast.

Philip Heard ,

Helpful Retirement Show

Helpful and informative, and the little movie title joke intros are clever.

KH in LB ,

Grateful

Thank you for the informative and easy to understand subject matter
. I appreciate your efforts and am grateful for your podcast

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