Certified Dave Ramsey Master Financial Coaches providing a fully, well rounded coaching and teaching experience to help you SAVE, INVEST, and PROTECT your hard earned money by self-made, everyday millionaires who have walked the walk. Providing consumer help, how to invest your 401K, and protect your assets and personal information. All free with no sales pitches. Helping everyday consumers save, invest and protect their hard earned money to become financially independent. Saving by becoming a better consumer. Investing wisely in their 401K, 403, 457, IRA and HSA without falling prey to fees commissions and bad sales advice. Protecting all of those hard earned monies by alerting you to scams, ripoffs, and just plain old bad decisions. Created by self-made, everyday millionaires who have walked the walk and can talk the talk. This show is yours and we want to hear from you.
18 ways you are going broke attempting to get rich
We discuss an article we spotted titled “18 Ways to Go Broke Trying to Get Rich” and thought it would be a great review as it covers many of the items we coach here on the podcast. If you have a question or comment for us please email to email@example.com **This post may contain affiliate […]
SHORT - Why emergency funds can make or break your future; Renting vs Buying considerations
Listener writes in about Baby Step 3 (building up the fully funded emergency fund of 3-6 months expenses) which led to a great discussion about home ownership budgeting vs simply renting. Hope you enjoy. **This post may contain affiliate links, and we may be compensated if you make a purchase after clicking on the affiliate […]
Joining the Air Force to get a VA loan; How to negotiate new furniture; Taking $100k out of your 401k; Thoughts on the new Nest smart thermostats
We have a great lineup of your social media questions and our thoughts! We have received so many positive comments about these episodes. If you have a question for us please email to firstname.lastname@example.org SOCIAL MEDIA QUESTION #1Brandy – My husband and I need a new couch because the one we have is literally falling […]
SAVVY SAVINGS 21: The Pink Tax and how to avoid it
Women are consistently paid less than men for the same work. Currently, women make 80.5 cents for every dollar a man earns, a gender wage gap of 20 percent. For women of color, the gap is even wider. To make matters worse, the disparity widens further because women often pay more for everyday items than […]
SHORT - Couple wants ot know if they should stop their 401k and company match to build an emergency fund
Flight attendant couple wants to know if they should stop contributing to their 401K and dismiss the 9.3% company match in order to properly build up their fully funded emergency fund. **This post may contain affiliate links, and we may be compensated if you make a purchase after clicking on the affiliate and/or partner links. […]
How to pick your 401k funds correctly; Start a side hustle; Converting existing 401k money to a Roth; How to safely park your new home down payment
We have a great lineup of your social media questions and our thoughts! We have received so many positive comments about these episodes. If you have a question for us please email to email@example.com SOCIAL MEDIA QUESTION #1Sandra – So my company’s 401k option just moved from Wells Fargo to fidelity. Investing is still not […]
Customer ReviewsSee All
My husband and are so hyped about reaching our financial goals! We can’t thank you enough for this great podcast!! We listened on our road trip to drop off our second vehicle... which we sold because we can use one car and put that luxury expense towards being debt free. So thank you for sharing your wealthy knowledge and inspiring us and open our eyes to how much better we will be able to live after we are debt free. We are Half Way done with Baby Step 2.
You both are awesome! My husband and I had to go on a long road trip and were able to listen to a lot of your episodes. We learned a TON and you made our drive seem shorter. You’ve given us a lot to think about and we have made a list of things to go over once we get home. Thank you so much for all of the great money information. You rock!
I haven’t watch the podcast but I will today. People get into debt because they believe they have to have the credit cards so they can pay the bank all that interest money. My husband and I the only date we have is were paying off our truck. We’re going to sell our home and buy a pool trailer to pull behind our truck to travel for a time while were still able. We don’t believe in having credit cards are taking out unnecessary loans. My truck is worth over $33,000. I don’t know why the value of it keeps going up. We only owe like $30,000 on it. So I’m kind of shocked that the value is more than my loan I am going to try and refinance it to bring the interest rate down being it’s almost zilch. Any suggestions for me with this truck?