Safer Retirement Radio is where you can get the transparency you deserve. Whether you are currently retired or plan to retire soon, this show is full of retirement tips that can help you get thousands of extra dollars in and out of your retirement.
Certified Financial Planner Board of Standards, Inc. (CFP Board) owns the CFP®️ certification mark, the CERTIFIED FINANCIAL PLANNER™️ certification mark, and the CFP®️ certification mark (with plaque design) logo in the United States, which it authorizes use of by individuals who successfully complete CFP Board’s initial and ongoing certification requirements.
Essential Retirement & Estate Planning Tips | Episode 100
🎈 Episode 100 is here on Safer Retirement Radio with Brian Decker! 🎈
In this special episode:
We talk about why it's crucial to have an estate plan.
Learn the dos and don'ts of retirement accounts and trusts.
Discover the importance of choosing the right Power of Attorney.
Get tips on creating a healthcare directive that protects your family's peace of mind.
Brian Decker is joined by our Salt Lake area planner, Arrin Wray, to share their expertise to help you plan a secure retirement and a smooth estate transition.
✨ Listen now for key strategies and advice on setting up your estate plan without stress.
Need a personalized retirement plan? Contact Decker Retirement Planning at 833-707-3030 for a free consultation. If you are looking for legal advice, please consult with a qualified attorney.
#RetirementTips #EstatePlanningSimplified #SaferRetirementRadio #FinancialAdvice
Unlocking Retirement: Navigating Planning, Investments, and Tax Strategies | Episode 99
Jump into the world of retirement planning with Brian Decker and Arrin Wray on Safer Retirement Radio. In this enlightening episode, our experts unravel the complexities of the Secure Act 2.0, adjusting investment strategies for retirement, and the critical role of tax planning in securing a financially stable future.
🔍 Episode Highlights:
Retirement Planning Principles: Learn the importance of drawing income from principle-guaranteed accounts and how to manage your finances more effectively in retirement.
Investment Strategies: Discover how to adjust your investment strategies to protect your principal from market volatility and ensure consistent spending.
Tax Implications: Brian and Arrin discuss the tax implications of inheriting an IRA and introduce strategic IRA to Roth conversion strategies as a tax planning solution.
Guaranteed Income Strategies: Understand why accumulation strategies may harm retirees and explore laddered principal guaranteed accounts for retirement income.
Secure Act 2.0 and Inflation Impact: Unpack the changes brought by the Secure Act 2.0, including automatic enrollment, catch-up contributions, and how inflation affects healthcare costs and estate planning.
For personalized retirement planning advice, don't hesitate to reach out. Call us at 855.425.4566 or visit https://deckerretirementplanning.com/ for more insights. Tune into Safer Retirement Radio on your favorite podcast platforms for expert guidance on navigating retirement planning, investment strategies, and tax implications.
Retirement Deep Dive: SECURE Act Updates and Inflation Strategies | Episode 98
Tune in to the latest episode of Safer Retirement Radio where Brian and Arrin Wray, our Utah-based planner, delve into the pivotal changes brought by the SECURE Act 2.0. They discuss how updates to Required Minimum Distributions (RMDs), annuities, and 401k plans can shape your retirement planning. Dive into the nuances of IRA tax implications, the strategic benefits of Roth conversions, and the importance of professional guidance in tax savings and legacy planning.
In this deep diving show, they cover everything from inflation's impact on retirees to the value of Health Savings Accounts and long-term care insurance options. The duo provides a clear path to navigate the complexities of retirement income planning, aiming to mitigate risk and maximize your financial well-being.
Listen now and empower yourself with the knowledge to make informed decisions for a secure retirement. For a personal touch and tailored advice, reach out at 833-707-3030 for a free consultation with Decker Retirement Planning.
Navigating Retirement: Strategies for Financial Security & Investment Wisdom | Episode 97
Welcome to Episode 97 of Safer Retirement Radio, where Brian Decker and Brad Geddes, CFP(R) dive deep into retirement planning essentials. They tackle critical topics like the need for safety in retirement investments, biases in Wall Street risk strategies, and the importance of distribution planning. Unpack the complexities of bond funds, interest rates, and their implications for retirees. Discover investment strategies for navigating both up and down markets, emphasizing the significance of risk management and principal protection. This episode offers a guide on tax-efficient retirement strategies, including Roth conversions and managing appreciated assets. Join Brian and Brad as they share their expertise on creating a resilient retirement plan that aligns with long-term goals and can provide peace of mind in a volatile market.
Join us for insights on a holistic approach to retirement planning and investment management. Listen now and start building a more secure financial future.
Safer Retirement in Uncertain Markets: Strategies from Brian Decker | Episode 96
Dive deep into the world of safer retirement planning with Brian Decker in episode 96. He analyzes the impact of political cycles on market trends and the Fed's indicators that could signal a looming recession. Learn about the power of momentum investing and sector rotation as Brian explains how these strategies can protect your capital and thrive in any market condition. With decades of experience, Brian and the Decker Retirement Planning team offer expert advice on income planning, tax minimization, and investment strategies tailored for volatile economies. He also discusses the unique challenges retirees face today, like the potential for significant portfolio losses and how to mitigate them with a personalized plan. Whether you're worried about inflation or planning your legacy, this episode is packed with valuable insights to help you secure your financial future. Don't miss out on his approach for dialing down risk and achieving your retirement goals.
Navigating Volatility & Protecting Your Future | Episode 95
In this enlightening episode of Safer Retirement Radio, Arrin Wray steps in for Brian Decker to delve into the intricacies of retirement planning. Arrin and the team dissect the current geopolitical effects on retirees, the lopsided gains of the S&P 500 and potential bubble risks, and the pivotal role of the Federal Reserve in market volatility. Discussions on inflation's bearing on retirement and the significance of math-based planning take center stage. Emphasis on the balance between protection and growth for optimal returns is evident, with Arrin underlining the value of principal-guaranteed accounts for stability. As the conversation progresses, listeners are introduced to the art of tailoring investments to market cycles and the advantages of a long-term outlook in retirement planning. Don't miss the invaluable insights and the opportunity for a complimentary consultation with the Decker team to refine your retirement journey.