Safer Retirement Radio Brian Decker - Owner and Founder - Decker Retirement Planning

Welcome to Episode 111 of Safer Retirement Radio! Join Brian Decker and guest planner Brad Geddes from Decker Retirement Planning as they delve into effective strategies for a successful retirement transition. In this episode, we cover:

Retirement Transition and Investment Strategies: Why strategies that worked during the accumulation phase may not be effective in the distribution phase.

Income Planning: The importance of income planning over relying on bond funds, and how principal-protected investments can secure your retirement.

Rethinking Retirement Rules: A critical look at the 4% rule and the rule of 100, with insights on more flexible and individualized approaches.

De-Risking Retirement Portfolios: How to use laddered principal guaranteed maturities and risk buckets to reduce risk and enhance income stability.

Comprehensive Retirement Planning: The benefits of a holistic plan that includes tax planning, risk management, and income optimization to ensure a comfortable lifestyle.

Maximizing Income: Tips on avoiding underspending and making the most of your income streams, including social security, pensions, rental income, and more.

Roth Conversions and Tax Efficiency: How Roth conversions can provide tax-free growth and lower future tax rates.

Take action:

Schedule a free consultation with Decker Retirement Planning at 833-707-3030.

Visit https://deckerretirementplanning.com/ for more information on upcoming events, downloads, and our team.
Listen now to learn how you can secure a financially stress-free and engaging retirement with expert advice and personalized planning from Decker Retirement Planning.

Welcome to Episode 110 of Safer Retirement Radio! Join Brian Decker and guest planner Arrin Wray from Decker Retirement Planning as they share three essential strategies to help you maximize your retirement.

In this episode, we cover:

Use an Income Plan, Not a Pie Chart: Understand why a pie chart investment strategy may not work for retirement and the importance of having a structured income plan.

Draw Income from Principal Protected Sources: Learn the benefits of a laddered principal guaranteed account strategy for steady and reliable income during market downturns.

Diversify According to the Purpose of the Investment: Find the right balance between liquidity, growth, and protection by properly allocating funds based on your retirement goals.

Take action:

Schedule a free consultation with Decker Retirement Planning at 833-707-3030.
Visit https://deckerretirementplanning.com for more information on upcoming events, downloads, and our team.

Tune in to learn how you can work towards a safer and more enjoyable retirement with expert advice and personalized planning from Decker Retirement Planning.

In this episode of Safer Retirement Radio, Brian Decker, owner and founder of Decker Retirement Planning, discusses the importance of working with a fiduciary and dives deep into essential tax strategies for retirees. Learn strategies to help ensure your retirement savings last, and discover various tools and strategies that can help protect your financial future.

Listen now and gain insights on:

The role of a fiduciary in retirement planning
Key tax strategies for high net worth and average investors
The importance of a comprehensive retirement plan
Visit Decker Retirement Planning for more resources and to download valuable guides.

Join Brian Decker and Arrin Wray on this episode of Safer Retirement Radio as they discuss retirement planning strategies. Learn from retirement planning experts about the transition from accumulation (growing assets) to distribution (turning the assets into an income stream), effective investment strategies, risk management, and how to secure a comfortable retirement.

Highlights:

-Differences between financial accumulation and distribution phases
-Creating detailed income projections
-Risk management and investment strategies for market volatility
-Importance of income planning, tax planning, and legacy planning

Listen now and arm yourself with expert knowledge to help build the retirement you want.

In Episode 107 of Safer Retirement Radio, we dive into key aspects of retirement planning, including real estate investments, debt management, and long-term care strategies. Join Brian Decker and Bradley Geddes, CFP(R) as they discuss:

The benefits and drawbacks of real estate investments for retirees.
Effective strategies for managing mortgages and cash flow in retirement.
The impact of market volatility and the importance of legacy planning.
Long-term care insurance options and self-insuring strategies.
How to navigate tax uncertainties and preserve your finances.
Don't miss out on this guide to securing a stable and prosperous retirement. Download our free resources on safer retirement planning and get personalized advice from Decker Retirement Planning. For more information and disclosures, please visit our website at https://deckerretirementplanning.com

📻 Welcome to Episode 106 of Safer Retirement Radio with Brian Decker, your trusted guide through the complexities of retirement planning and investment strategies. In this episode, Brian gets into the psychology of money, emphasizing the critical need for active management and adaptability in today's financial climate.

🔍 Key Highlights of This Episode:

Risk Management and Retirement Planning: Brian opens with an insightful discussion on safeguarding your retirement against market volatility.
The Psychology of Money: Explore how emotional factors influence investment decisions and the importance of a strategic approach to the stock market and fixed income investments.
Active vs. Passive Investing: Brian critically evaluates the pitfalls of passive investing, especially in high-interest environments, advocating for active management to navigate through market cycles.
Sector Rotation and Momentum Investing: Discover the benefits of these strategies for achieving retirement success and how they can protect and grow your investments during market downturns.
Financial Traps and How to Avoid Them: Learn about common financial traps in retirement planning, such as FOMO, and how Brian’s team uses sophisticated algorithms to steer clear of them.
Personalized Investment Strategies: The episode wraps up with a discussion on creating tailored investment strategies that align with individual risk tolerance and retirement goals.
🌟 Stay informed and prepared for your retirement with Brian Decker’s expert advice. For more insights and personalized consultations, reach out to Decker Retirement Planning. Don’t forget to like, share, and subscribe for more episodes on making your retirement safer and more prosperous!