23 episodes

Welcome to the Saving The American Dream Podcast with Financial Advisor Michael Schulte of WestPac Wealth Partners. Are taxes, market volatility, inflation and other risks threatening your pursuit of the American Dream? If you need help planning how to tackle these financial headwinds, then this is the show for you!

With pensions disappearing, the American Dream is harder than ever to achieve. We're on our own to successfully plan for our financial futures. That's why it's so important to make wise decisions with your financial plan and as you get older those decisions become more and more critical.

New episodes bi-weekly. Visit our website for show notes, resources, more information and to contact Michael at SavingTheAmericanDreamPodcast.com. Or call 702-767-4897.

Saving The American Dream Podcast Michael Schulte

    • Business
    • 5.0 • 4 Ratings

Welcome to the Saving The American Dream Podcast with Financial Advisor Michael Schulte of WestPac Wealth Partners. Are taxes, market volatility, inflation and other risks threatening your pursuit of the American Dream? If you need help planning how to tackle these financial headwinds, then this is the show for you!

With pensions disappearing, the American Dream is harder than ever to achieve. We're on our own to successfully plan for our financial futures. That's why it's so important to make wise decisions with your financial plan and as you get older those decisions become more and more critical.

New episodes bi-weekly. Visit our website for show notes, resources, more information and to contact Michael at SavingTheAmericanDreamPodcast.com. Or call 702-767-4897.

    Ep 25: How Children Become Part of the Retirement Discussion

    Ep 25: How Children Become Part of the Retirement Discussion

    On this episode of Saving the American Dream, we’re talking about children and why they need to become part of your retirement discussion. We don't want to coddle our children by any means, but our money typically goes where our heart is, so this is an important discussion to have.
     
    Read more and get additional finanical resources here: http://savingtheamericandreampodcast.com 
     
    What we discuss in this episode: 
    2:22 – College expenses
    6:40 – Living with parents
    8:52 – Grandkids
    11:10 – Children with special needs
    13:20 – Generational wealth
    16:06 – Mailbag: Mom’s house
    18:16 – Mailbag: Money in the bank

    • 22 min
    Ep 24: Don't Fumble Your Retirement in the Financial Red Zone

    Ep 24: Don't Fumble Your Retirement in the Financial Red Zone

    Just like football players don’t want to fumble the ball in the red zone, you don’t want to fumble your finances as you get close to retirement. We’ll explain how to protect your finances.
     
    Read more and get additional financial resources here: https://savingtheamericandreampodcast.com/retirement-strategy/ep-24-dont-fumble-your-retirement-in-the-financial-red-zone/423/
     
    What we discuss in this episode: 
    1:55 – What is the financial red zone?
    3:25 – Why these years are crucial
    7:59 – Common mistakes
    9:51 – It’s not too late
    10:36 – Be proactive
    11:44 – Diagnose problems earlier
    12:46 – Mailbag: Company stock
    16:47 – Mailbag: Save more

    • 20 min
    Ep 23: Sorting Out the Importance of Legacy Planning

    Ep 23: Sorting Out the Importance of Legacy Planning

    Welcome to our final episode of 2021. On today’s show we’re talking about the importance of legacy planning and what you need to know to make your plan a success.
     
    Read more and get additional financial resources here: https://savingtheamericandreampodcast.com/estate-planning/ep-23-sorting-out-the-importance-of-legacy-planning/403/ 
     
    What we discuss in this episode: 
    1:21 – Inflation
    4:29 – Financial advisors
    6:49 – Generational wealth
    8:56 – Legacy
    11:31 – Mistakes
    13:52 – Interesting plans
    15:22 – Mailbag: Generational wealth
    18:07 – Mailbag: Investing
    19:40 – Mailbag: Saving income

    • 23 min
    Ep 22: 22 Money Resolutions For 2022

    Ep 22: 22 Money Resolutions For 2022

    You might not be able to follow through on all 22 of these resolutions, but implement even just a few of these and you’ll be well on your way to a more prosperous financial life in the coming year.
     
    Read more and get additional financial resources here: https://savingtheamericandreampodcast.com/retirement-strategy/ep-22-22-money-resolutions-for-2022/242/
     
    What we discuss in this episode: 
    2:54 – Reduce debt
    4:31 – Boost savings
    5:44 – Prepare for unexpected
    7:25 – Don’t overreact
    8:51 – Budget
    10:29 – Meet with a financial advisor
    11:49 – Tough conversations
    13:39 – Audit insurance
    14:25 – Refinance
    15:36 – Organize
    16:38 – Check credit
    17:30 – Check fees
    18:30 – Share knowledge
    19:52 – Give back
    21:10 – Review tax brackets
    22:11 – Roth conversion
    23:13 – Update paycheck withholdings
    24:39 – Rebalance portfolio
    26:10 – Transition to retirement
    27:21 – Consolidate accounts
    28:06 – Listen to our podcast

    • 31 min
    Ep 21: Opportunities for Retirement's Late Bloomers

    Ep 21: Opportunities for Retirement's Late Bloomers

    Are you a later bloomer when it comes to saving for retirement? Don’t worry, we’ll share some opportunities that can help you make up some lost ground.
     
    Read more and get additional financial resources here: https://savingtheamericandreampodcast.com/retirement-strategy/ep-21-opportunities-for-retirements-late-bloomers/232/
     
    What we discuss in this episode: 
    4:02 – Catch up contributions
    7:20 – Expenses
    10:41 – Debt
    13:07 – Downsizing
    15:06 – Twilight career
    18:35 – Mailbag: Two brokers
    20:17 – Mailbag: Budget

    • 24 min
    Ep 20: Quit Cutting Corners in Your Financial Plan

    Ep 20: Quit Cutting Corners in Your Financial Plan

    We all cut corners occasionally, but how can this hurt our financial plans? While we may think we can get away with cutting some corners, we will end up hurting our financial future if we do so.
     
    Read more and get additional financial resources here: https://savingtheamericandreampodcast.com/retirement-strategy/ep-20-quit-cutting-corners-in-your-financial-plan/228/
     
    What we discuss in this episode: 
    6:02 – Risk
    10:05 – Legal documents
    12:34 – Getting organized
    14:58 – Investing

    • 20 min

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