Scottish Property Podcast Nick Ponty and Steven Clark

In this episode Nick & Steven chat with Steven McKaveney about his life in IT, living and working in Dubai for years, his SA strategy across the country and his new AI deal sourcing website and patented software.
We talk about the following:


Starting in IT being a “cable monkey”Contracting and altercations Living in Dubai for 5-6 years Being paid £24,000 a month Working on apps for Banks in DubaiThe efficiency of the Arab cultureAttending a property course Doing SA in Manchester and BrightonEarning £1500-2000 a month per property Purchasing in BlackpoolFinding the market and then filling the need His AI deal sourcing website and patented software The difference between forced and unforced AI
🔗 Subscribe and watch episodes on our youtube channel


Follow Steven:
Website: ai-sourcing.co.uk
Instagram:
@propertyonegroup

Linkedin:
Steven McKaveney Property 
email:
steven@propertyonegroup.co.uk

**DISCLAIMER**
Please do your own due diligence on any of our guests you may decide to do business with. We interview in good faith. However, we cannot be held responsible for any credibility issues that may arise.


🤝  Visit one of our monthly networking meet-ups.  We run them on the 1st Wednesday of each month and have some fantastic guest speakers.

🎟  Book your place at the networking events here



⭐️⭐️⭐️⭐️⭐️  Hope you find content useful and we would really appreciate it if you could leave a review on Apple podcasts or Spotify.


Connect with us on social media:

🔗 Join our private Facebook group 


🔗 Follow us on Instagram 




📩  Email us:


Steven@steven-clark.com


Nick@arcproperty.uk

In this episode Steven & Nick chat with Meryl Stewart from Envoy financial. We have an educational episode this week all about mortgages perfect for those starting out. Learn everything you need to know to start with property investment mortgages.


We talk about the following:


Using mortgages to leverage upWhy buy 1 property when you could buy 4?What is the end goal and why invest?Minimum salary thresholdLimited company vs personal Personal guarantees within limited companyRepayment mortgages vs interest only mortgagesFinding the correct mortgage for your circumstanceSurveyors and valuations processOptimism surrounding buy to let mortgages Best rates possible right now and arrangement feesWhat happens if you find yourself in negative equity Down-valuation possibilities and outcomes
🔗 Subscribe and watch episodes on our youtube channel


Follow Meryn:
Website: envoyfinancial.co.uk
instagram:
@merynstewart



**DISCLAIMER**
Please do your own due diligence on any of our guests you may decide to do business with. We interview in good faith. However, we cannot be held responsible for any credibility issues that may arise.


🤝  Visit one of our monthly networking meet-ups.  We run them on the 1st Wednesday of each month and have some fantastic guest speakers.

🎟  Book your place at the networking events here



⭐️⭐️⭐️⭐️⭐️  Hope you find content useful and we would really appreciate it if you could leave a review on Apple podcasts or Spotify.


Connect with us on social media:

🔗 Join our private Facebook group 


🔗 Follow us on Instagram 




📩  Email us:


Steven@steven-clark.com


Nick@arcproperty.uk

In this episode Nick & Steven chat with Pedro Tang about moving from Venezuela to Scotland with nothing and how he built a 70 property portfolio in Fife.


We talk about the following:


Born in Venezuela, bred in ScotlandStudying business management Leaving a job to move to ScotlandMoving to Fife for the cheaper property pricesNot having a plan BMeeting his wife going diving Being a gas engineer to tradeDoing property with your partnerHis wife being diagnosed with cancerCarrying on with her business regardlessHis passion for watches
🔗 Subscribe and watch episodes on our youtube channel


Follow Pedro:
Instagram:
@tangpito


**DISCLAIMER**
Please do your own due diligence on any of our guests you may decide to do business with. We interview in good faith. However, we cannot be held responsible for any credibility issues that may arise.


🤝  Visit one of our monthly networking meet-ups.  We run them on the 1st Wednesday of each month and have some fantastic guest speakers.

🎟  Book your place at the networking events here



⭐️⭐️⭐️⭐️⭐️  Hope you find content useful and we would really appreciate it if you could leave a review on Apple podcasts or Spotify.


Connect with us on social media:

🔗 Join our private Facebook group 


🔗 Follow us on Instagram 




📩  Email us:


Steven@steven-clark.com


Nick@arcproperty.uk

In this episode Nick & Steven chat with Andrew McGee about his gym business and building it up from nothing with a quality service. How he built his portfolio in Wishaw and how he plans to scale his business in the next few years with systems and skill. 


We talk about the following:


Starting his first business at 16Being a boxer and competitive bodybuilder at 18Opening his first gym in 2013 in WishawCreating a network through the gym communityGiving the customer quality The power of systems in businessesInvesting in property against families negativityFirst property in 2014 was £80k now worth £165kBuying consistently in WishawChoosing quality stock as main criteriaBuilding a quality business as an asset Transferring business skills into property
🔗 Subscribe and watch episodes on our youtube channel


Follow Andy:
Instagram:
@andrewmcgeeinvestor


**DISCLAIMER**
Please do your own due diligence on any of our guests you may decide to do business with. We interview in good faith. However, we cannot be held responsible for any credibility issues that may arise.


🤝  Visit one of our monthly networking meet-ups.  We run them on the 1st Wednesday of each month and have some fantastic guest speakers.

🎟  Book your place at the networking events here



⭐️⭐️⭐️⭐️⭐️  Hope you find content useful and we would really appreciate it if you could leave a review on Apple podcasts or Spotify.


Connect with us on social media:

🔗 Join our private Facebook group 


🔗 Follow us on Instagram 




📩  Email us:


Steven@steven-clark.com


Nick@arcproperty.uk

In this episode Nick & Steven chat about the latest in the property market for March including the looming rent cap being lifted.

We talk about the following:
The end of the rent cap Potential need to sell if after raising rents the tenants contests Landlords raising rents to actual market value The difficult decisions facing landlords after interest rate risesHas Landlords goodwill after Covid come back to bite them?The Scottish government legislation in protection for tenantsThe fear around long term rent controls and restrictionsMore protection for tenants during an eviction process The end of joint PRT tenanciesWhole of UK house prices dropScotlands prices outperforming the rest of the UKInflation has dropped from 4% to 3.4%The continuing hypocrisy of Patrick Harvie
🔗 Subscribe and watch episodes on our youtube channel


**DISCLAIMER**
Please do your own due diligence on any of our guests you may decide to do business with. We interview in good faith. However, we cannot be held responsible for any credibility issues that may arise.
🤝  Visit one of our monthly networking meet-ups.  We run them on the 1st Wednesday of each month and have some fantastic guest speakers.

🎟  Book your place at the networking events here


⭐️⭐️⭐️⭐️⭐️  Hope you find content useful and we would really appreciate it if you could leave a review on Apple podcasts or Spotify.
Connect with us on social media:

🔗 Join our private Facebook group 
🔗 Follow us on Instagram 


📩  Email us:
Steven@steven-clark.com
Nick@arcproperty.uk

In this episode Nick & Steven chat to about his eclectic heritage and growing up in Russia. Moving to Germany for a scholarship and ending up in Glasgow in 2010 as a property investor.


We talk about the following:


Growing up in RussiaHis diverse family backgroundHis son being in the new Tetris movieAttending a course in 2016Buying a flat in Renfrew to get startedThe difference between lease option and assisted saleBuilding refurb debt on credit cardsShould foreign investors be allowed to buy Scottish propertyThe crisis of wondering what is nextAchieving life goals in a foreign country
🔗 Subscribe and watch episodes on our youtube channel


Follow Timur:

Website:
homesforsapiens.co.uk


Instagram:
@timur_uk_property


**DISCLAIMER**
Please do your own due diligence on any of our guests you may decide to do business with. We interview in good faith. However, we cannot be held responsible for any credibility issues that may arise.


🤝  Visit one of our monthly networking meet-ups.  We run them on the 1st Wednesday of each month and have some fantastic guest speakers.

🎟  Book your place at the networking events here



⭐️⭐️⭐️⭐️⭐️  Hope you find content useful and we would really appreciate it if you could leave a review on Apple podcasts or Spotify.


Connect with us on social media:

🔗 Join our private Facebook group 


🔗 Follow us on Instagram 




📩  Email us:


Steven@steven-clark.com


Nick@arcproperty.uk