163 episodes

We have a different take on money than most financial experts. Kind of like if Chip and Joanna talked about money. You know, down-to-earth, approachable, easy to understand, and even fun.

We aren’t going to judge you for your past mistakes and we haven’t forgotten the pain of being broke so we can relate. We believe simple always beats complicated. And we believe money isn’t the goal, but is simply a tool that can be used to fulfill what God has called us to do.

Success with money. Success in Marriage. Success as a Christian. That’s what we’re after. If you want that too, then you’ll love the show.

Oh and you don’t have to live like a pauper, become an accountant, or work 100 hour weeks. We help you spend less time thinking about money while getting better results.

The SeedTime Money podcast is where we (Bob & Linda Lotich) share the mindsets, beliefs and strategies we used to go from being debt-ridden and broke to:

- paying off $400k of debt
- eliminating all guilt and shame with money
- building multiple streams of passive income
- honoring God with our finances
- learning how to save & invest wisely
- having financial unity in our marriage
- giving $1 million by age 40

Occasionally we interview guests like Mark Batterson, Annie F. Downs, Joshua Becker, Crystal Paine, Ruth Soukup, and other Biblically-minded Christian thought leaders as we seek to connect our faith with our personal finances.

After subscribing, visit your favorite bookstore or library and grab our book ‘*Simple Money, Rich Life*’ where we share the 4-part Biblically-inspired formula we followed to completely turn our financial life around.

And for daily encouragement and tips, stop by [SeedTime.com](http://seedtime.com/) to get our newsletter, where we share all our best stuff.

Seed Time Money Bob & Linda Lotich

    • Religion & Spirituality
    • 4.9 • 131 Ratings

We have a different take on money than most financial experts. Kind of like if Chip and Joanna talked about money. You know, down-to-earth, approachable, easy to understand, and even fun.

We aren’t going to judge you for your past mistakes and we haven’t forgotten the pain of being broke so we can relate. We believe simple always beats complicated. And we believe money isn’t the goal, but is simply a tool that can be used to fulfill what God has called us to do.

Success with money. Success in Marriage. Success as a Christian. That’s what we’re after. If you want that too, then you’ll love the show.

Oh and you don’t have to live like a pauper, become an accountant, or work 100 hour weeks. We help you spend less time thinking about money while getting better results.

The SeedTime Money podcast is where we (Bob & Linda Lotich) share the mindsets, beliefs and strategies we used to go from being debt-ridden and broke to:

- paying off $400k of debt
- eliminating all guilt and shame with money
- building multiple streams of passive income
- honoring God with our finances
- learning how to save & invest wisely
- having financial unity in our marriage
- giving $1 million by age 40

Occasionally we interview guests like Mark Batterson, Annie F. Downs, Joshua Becker, Crystal Paine, Ruth Soukup, and other Biblically-minded Christian thought leaders as we seek to connect our faith with our personal finances.

After subscribing, visit your favorite bookstore or library and grab our book ‘*Simple Money, Rich Life*’ where we share the 4-part Biblically-inspired formula we followed to completely turn our financial life around.

And for daily encouragement and tips, stop by [SeedTime.com](http://seedtime.com/) to get our newsletter, where we share all our best stuff.

    Sex & money: the 2 hardest topics in marriage (with Dave and Ashley Willis)

    Sex & money: the 2 hardest topics in marriage (with Dave and Ashley Willis)

    Today we are chatting with marriage experts Dave and Ashley Willis (hosts of the Naked Marriage podcast). And todaywe are discussing the 2 hardest topics in marriage to talk about: Sex and Money.
    Links Mentioned:
    The Naked Marriage Podcast - https://xomarriage.com/podcasts/the-naked-marriage/
    The Ministry, XO Marriage - https://xomarriage.com/
    Their Instagram - @davidashleywillis
    The Naked Marriage Book - https://amzn.to/3Ba0YC3
     
    These are a few of the topics we cover:
    Is it easier to talk about sex or about money in marriage?
    Why the church should be a go to source in learning about sex and money
    How to overcome money tensions in marriag




     

    • 30 min
    She got a $30k raise and paid off $200k in 8 months!! 🤯

    She got a $30k raise and paid off $200k in 8 months!! 🤯

    This is a brag on God and one of our students' moments where God just did something so cool in this woman’s life that we just had to share. If you have a bunch of debt or know anyone who does, you have to listen to this one or share it. Let this be an encouragement and inspiration to you on your journey!
    Links Mentioned:
    True Financial Freedom class - seedtime.com/tff/
    Simple Money Rich Life - seedtime.com/smrl/
     

    • 18 min
    Fundrise Update: This just made me want to invest MORE with them

    Fundrise Update: This just made me want to invest MORE with them

    I just logged into my Fundrise account to see how much I was down now that we are unarguably in a recession, and I was blown away to see that even in the recession the Fundrise returns are WAY better than the S&P 500 this year. And then when you look at the Fundrise vs Reit returns you see the same thing - Fundrise is just crushing it right now. 
    Links Mentioned 
    Get started with Fundrise with as little as $10: seedtime.com/2/fundrise.php
    Get entered into our $1,000 giveaway: seedtime.com/1k
    🚨 Get exclusive tips we only share with email subscribers: seedtime.com/subscribe

    DISCLAIMER: Bob Lotich is a financial educator, not a financial/investment advisor. He is sharing his personal experience and opinions; therefore, all strategies, tips, suggestions, and recommendations shared are solely for entertainment purposes. There are financial risks associated with investing, and Bob Lotich’s results are not typical; therefore, do not act or refrain from acting based on any information conveyed in this video, webpage, and/or external hyperlinks. For investment advice please seek the counsel of a financial/investment advisor and conduct your own due diligence.
    Additionally, this video and description may contain affiliate links, which means we may earn a commission and that you can support the channel by clicking those links (at no additional cost to you). This allows us to continue to eat and live indoors, so thank you for your support!

    • 8 min
    4 near-death experiences: lessons learned about overcoming challenges (with Jay Fantom)

    4 near-death experiences: lessons learned about overcoming challenges (with Jay Fantom)

    In this episode, Author Jay Fantom shares insights and lessons from 4 near-death experiences
    as well as his CAP method, which is a simple process to help overcome significant challenges
    that anyone can follow. Be sure to check out Jay’s new book: “the path of an eagle” for more
    from him.
    Links Mentioned:

    ● Jay’s book: “The Path of an Eagle” - https://amzn.to/3hPgUmz

    (Please note: links mentioned may be affiliate links which help us support our podcast and
    website. Thanks for your support!)
    These are a few of the topics we cover:

    ● Jays CAP method for overcoming challenges and adversity
    ● How Near-death experiences cause you to see the world differently
    ● How to learn to rely upon and trust God
    ● The fragility of life and cherishing every moment
    ● How to be encouraged when you are struggling
    ● How to begin replacing the negative with the positive
    ● Why pain is inevitable but suffering is optional
    ● Common traits of those who are better at overcoming difficulty
    ● Why you should see challenges as blessings


    Find out more at seedtime.com/

    • 25 min
    A 4-part framework to casting your financial cares on the Lord

    A 4-part framework to casting your financial cares on the Lord

    Today we are looking at a Biblical 4-part framework you can use today to begin casting your
    financial cares (or really any cares) on the Lord. We need to remember that the Lord is our
    strength and he cares for us. So if you need encouragement, especially in your financial
    situation, you’ve come to the right place!
    Links Mentioned:
    ● Simple Money Rich Life - https://seedtime.com/smrl/
    ● Secrets to Powerful Prayer by Lynne Hammond and Patsy Camenteti -
    https://www.amazon.com/Secrets-Powerful-Prayer-HAMMOND-LYNNE/dp/157399300X/
    (Please note: links mentioned may be affiliate links which help us support our podcast and
    website. Thanks for your support!)
    These are a few of the topics we cover:
    ● The one thing I would never see Linda do
    ● My hack for a great co-working space
    ● Secrets to Powerful Prayer
    ● Prayer is not about getting what you want when you want it
    ● Casting your cares upon the Lord
    ● Asking God for what you want and being specific in prayer
    ● Thanking God for listening and caring for us
    ● Meditating on Scripture
    ● God is our provider and He cares for us
    ● Setting aside a time and place for God
    ● Handling your aggressions
    ● The one thing Linda would never see me do
    Find out more at seedtime.com/

    • 21 min
    🎉 We are giving away $1,000 - want it?

    🎉 We are giving away $1,000 - want it?

    Wouldn’t it be nice if someone just covered the cost of Christmas for you this year?⁣ Well, that’s what we are going to do for someone in the SeedTime community.⁣

    Yep, we are sending someone in the SeedTime community a $1k Amazon gift card!⁣ 🎉 Picture us shooting off a confetti cannon right now🎉

    𝐇𝐎𝗪 𝐓𝐎 𝐄𝐍𝐓𝐄𝐑 𝐓𝐇𝐄 $𝟏𝐊 𝐂𝐇𝐑𝐈𝐒𝐓𝐌𝐀𝐒 𝐆𝐈𝐕𝐄𝐀𝗪𝐀𝐘⁣

    If you want a chance to win, there are 2 simple ways to enter.⁣

    𝐈𝐌𝐏𝐎𝐑𝐓𝐀𝐍𝐓: 𝐘𝐨𝐮 𝐜𝐚𝐧 𝐝𝐨 𝐄𝐈𝐓𝐇𝐄𝐑 𝐨𝐟 𝐭𝐡𝐞 𝐨𝐩𝐭𝐢𝐨𝐧𝐬 𝐛𝐞𝐥𝐨𝐰 𝐭𝐨 𝐛𝐞 𝐞𝐧𝐭𝐞𝐫𝐞𝐝 𝐭𝐨 𝐰𝐢𝐧 𝐎𝐑 𝐲𝐨𝐮 𝐜𝐚𝐧 𝐝𝐨 𝐁𝐎𝐓𝐇 𝐟𝐨𝐫 𝐦𝐨𝐫𝐞 𝐞𝐧𝐭𝐫𝐢𝐞𝐬!⁣

    𝟏. 𝐁𝐔𝐘 𝐀 𝐂𝐎𝐏𝐘 𝐎𝐅 𝐎𝐔𝐑 𝐁𝐎𝐎𝐊 #simplemoneyrichlife 𝐀𝐒 𝐀 𝐆𝐈𝐅𝐓 𝐅𝐎𝐑 𝐒𝐎𝐌𝐄𝐎𝐍𝐄.⁣

    Or you can buy a copy for yourself. Doesn’t matter.⁣ But rather than buying them socks or a fruitcake, you should get them the gift that can change their life!⁣

    You will get 1 entry for every book that you buy between now and December 23rd, 2022⁣ (winner will be announced on Dec 24th on Instagram @seedtime)

    Additionally, we are now selling the book (& shipping to U.S. only) from our site here in discounted packages of 1, 4, and 24 copies.⁣

    𝘕𝘰𝘵𝘦: 𝘪𝘧 𝘺𝘰𝘶 𝘣𝘶𝘺 𝘵𝘩𝘦 𝘣𝘰𝘰𝘬𝘴 𝘧𝘳𝘰𝘮 𝘰𝘶𝘳 𝘴𝘪𝘵𝘦 (https://seedtime.com/smrl), 𝘺𝘰𝘶 𝘸𝘪𝘭𝘭 𝘢𝘶𝘵𝘰𝘮𝘢𝘵𝘪𝘤𝘢𝘭𝘭𝘺 𝘣𝘦 𝘦𝘯𝘵𝘦𝘳𝘦𝘥 𝘵𝘰 𝘸𝘪𝘯. 𝘉𝘶𝘵 𝘪𝘧 𝘺𝘰𝘶 𝘣𝘶𝘺 𝘵𝘩𝘦 𝘣𝘰𝘰𝘬 𝘧𝘳𝘰𝘮 𝘈𝘮𝘢𝘻𝘰𝘯 𝘰𝘳 𝘰𝘵𝘩𝘦𝘳 𝘳𝘦𝘵𝘢𝘪𝘭𝘦𝘳𝘴 𝘺𝘰𝘶 𝘯𝘦𝘦𝘥 𝘵𝘰 𝘧𝘰𝘳𝘸𝘢𝘳𝘥 𝘵𝘩𝘦 𝘳𝘦𝘤𝘦𝘪𝘱𝘵 𝘰𝘳 𝘴𝘤𝘳𝘦𝘦𝘯𝘴𝘩𝘰𝘵 𝘰𝘧 𝘵𝘩𝘦 𝘰𝘳𝘥𝘦𝘳 𝘱𝘢𝘨𝘦 𝘵𝘰 𝘭𝘢𝘶𝘳𝘦𝘯@𝘴𝘦𝘦𝘥𝘵𝘪𝘮𝘦.𝘤𝘰𝘮.⁣

    𝟐. 𝐒𝐇𝐀𝐑𝐄 𝗪𝐇𝐀𝐓 𝐘𝐎𝐔 𝐋𝐈𝐊𝐄 𝐀𝐁𝐎𝐔𝐓 𝐒𝐈𝐌𝐏𝐋𝐄 𝐌𝐎𝐍𝐄𝐘, 𝐑𝐈𝐂𝐇 𝐋𝐈𝐅𝐄 𝐎𝐍 𝐒𝐎𝐂𝐈𝐀𝐋 𝐌𝐄𝐃𝐈𝐀⁣

    If you already own the book, just head over to Instagram, Facebook, Youtube, Twitter, or Linkedin and share about what you like about the book.⁣ Feel free to tag us @seedtime and use #simplemoneyrichlife as well.⁣

    But to make sure we get you entered, do us a favor and take a screenshot of what you shared and email it to lauren@seedtime.com.⁣ We want to make sure EVERY entry gets counted!⁣


    About the book
    If you are fairly new around here, let me get you up to speed. Earlier this year we released our book Simple Money, Rich Life which became an Amazon best-seller and is nearing 2

    • 7 min

Customer Reviews

4.9 out of 5
131 Ratings

131 Ratings

madamecarolyn ,

Just what I need to hear

I needed to switch my mindset on my relationship with money and having faith as a foundation is something new to me. I’m so glad I found this podcast. Your May 23, 2022 episode had me choked up because it’s so parallel to the storm we’re about to go through in our careers. You increased my faith so much. ✝️🤍

Corlawes ,

Feeling Stuck

Thank you both for the work you are doing. Your testimony has BLESSED and encouraged me to keep going in the assignment Father God has given me. I care for my grandchildren which I enjoy, however I have made some foolish choices in finances. He has proven to me over and over again He is my Source. Listening to you guys, I am learning a better way to use finances. God BLESS you and your family.

Simplelifepastorswife ,

I’m so glad I found this podcast

Practical, tangible tips from Bob and Linda. I love their dynamic with each other and relatability. I’ve left with wisdom after every episode I’ve listened to so far. I found this podcast from their book: Simple Money, Rich Life (also well worth the read!!) Thanks for such helpful content surrounding the management of our financial gifts.

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