48 episodes

I am Bob Lotich and I like to experiment with my money so you don't have to. This is practical stuff like money-saving strategies, and apps, tools and budgeting methods that I experiment with, and then much larger experiments as well, like giving away 1/3 of my income or taking a 1-year sabbatical just to see what happens.

Like Dave Ramsey, Rachel Cruze, and everyone else on the Ramsey team, I want to help you get out of debt. Like Crown Financial, I believe that God's way of handling money yields the most fruit - hence the name SeedTime Money.

On some episodes I interview top experts, others I chat with my better half Linda, and sometimes it's just you and me, but it will always help you win with your money. And be sure to stop by our SeedTime.com to get your FREE eCourse ($19 value) to help you master your money.

SeedTime Money Bob Lotich

    • Investing

I am Bob Lotich and I like to experiment with my money so you don't have to. This is practical stuff like money-saving strategies, and apps, tools and budgeting methods that I experiment with, and then much larger experiments as well, like giving away 1/3 of my income or taking a 1-year sabbatical just to see what happens.

Like Dave Ramsey, Rachel Cruze, and everyone else on the Ramsey team, I want to help you get out of debt. Like Crown Financial, I believe that God's way of handling money yields the most fruit - hence the name SeedTime Money.

On some episodes I interview top experts, others I chat with my better half Linda, and sometimes it's just you and me, but it will always help you win with your money. And be sure to stop by our SeedTime.com to get your FREE eCourse ($19 value) to help you master your money.

    Why you should never co-sign a loan

    Why you should never co-sign a loan

    Have you needed a co-signer? You may have wondered, "What does the Bible say about cosigning?"
    My wife Linda and I discuss just that and what you should consider when it comes to cosigning loans... Join us!
    Links Mentioned:
    Study by Creditcards.com - https://www.creditcards.com/credit-card-news/co-signing-survey.php The Atlantic article on Cosigning - https://www.theatlantic.com/business/archive/2011/06/why-you-should-never-ever-cosign-a-loan-for-anyone/239775 (Please note: links mentioned may be affiliate links which help us support our podcast and website. Thanks for your support!)
    These are a few of the topics we cover:
    What the Bible says about cosigning Is cosigning a good idea? What you should consider when cosigning Find out more at https://SeedTime.com/podcast#048

    • 5 min
    The lie I wish I would have never believed about money

    The lie I wish I would have never believed about money

    Everything starts with a tiny seed. Nothing “big” is born big. It takes time to see success in anything we set out to accomplish. It doesn’t matter how much you have or how big your goal is, just start where you are and make your way to success step by step.
    These are a few of the topics we cover:
    Achieving success It is more blessed to give than to receive God starts with seeds Starting with where you are now Find out more at https://SeedTime.com/podcast#047

    • 10 min
    The unlikely money change that helped our marriage

    The unlikely money change that helped our marriage

    All couples experience money issues and we want to help you eliminate any strife that may occur in a relationship because of finances.
    Linda and I want to let you in on the Unlikely Money Change Marriage. And, it can change your marriage, too!
    Links Mentioned:
    Interview with Chuck Bentley - https://youtu.be/w3znNfOMyZA Our Real Money Budgeting Course - https://seedtime.com/RMB
    (Please note: links mentioned may be affiliate links which help us support our podcast and website. Thanks for your support!)
    These are a few of the topics we cover:
    Marital Finances Budgeting Your Money How Budgets Create Less Strife In Marriage Find out more at https://SeedTime.com/podcast#046 

    • 12 min
    If it weren't for this, we'd be devastated financially

    If it weren't for this, we'd be devastated financially

    Are you on top of your finances? Are you spending MORE than you’re earning? Find out what has helped our household finances as we discuss “If It Weren't For THIS, We'd Be Devastated Financially…”
    Links Mentioned:
    Our Real Money Budgeting Method Course - http://seedtime.com/RMB
    (Please note: links mentioned may be affiliate links which help us support our podcast and website. Thanks for your support!)
    These are a few of the topics we cover:
    Spending More Than You Earn Having A Budget SeedTime’s Real Money Budgeting System Method Find out more at https://SeedTime.com/podcast#045

    • 8 min
    The Top 10 Worst Money Myths You Need to Forget

    The Top 10 Worst Money Myths You Need to Forget

    I've found an article listing the" Top 10 Money Myths You Need to Forget." And yes, there are some money myths that need debunked. Join me as we chat about some misinformation surrounding personal finance.
    Links Mentioned:
    Source article: https://www.listenmoneymatters.com/top-10-money-myths/ How to calculate your REAL hourly wage: https://seedtime.com/how-much-are-you-really-getting-paid/ (Please note: links mentioned may be affiliate links which help us support our podcast and website. Thanks for your support!)
    These are a few of the topics we cover:
    Owning a Home vs Renting a Home Investing Money Credit Scores Find out more at https://SeedTime.com/podcast#044 

    • 12 min
    Smart People Buy Cars Like This

    Smart People Buy Cars Like This

    What is your strategy when it comes to shopping for another vehicle? I’m trying to convince my wife Linda how smart people buy cars. We don't agree on everything with the cars we buy, so let's see who wins this one...
    Links Mentioned:
    Lessons from My Millionaire Mentor - https://youtu.be/K_p0ghLBvF4
    (Please note: links mentioned may be affiliate links which help us support our podcast and website. Thanks for your support!)
    These are a few of the topics we cover:
    Buying New vs Buying Used Car Payments vs No Car Payments Saving Money to Purchase a Vehicle
    Find out more at http://SeedTime.com/podcast#043

    • 11 min

Customer Reviews

BelleCougarita ,

With every podcast, I get more encouragement!

As a Christian, I wanted to encompass my beliefs with my finances and I was looking for a starting point for information. I am motivated by this podcast and thankful! Don't Stop!

itsguysmith ,

Bob humbly shares as he learns

I’ve been reading Bob’s blog for many years and always respect his authenticity. Seems laid back and sharing to help as he learns and grows himself. Thanks, Bob for all you do.

Jamie sling ,

Great Podcast

Just discovered this podcast. Love Bob's teaching style and his love for the Lord and his family

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