68 episodes

I am Bob Lotich and I like to experiment with my money so you don't have to. This is practical stuff like money-saving strategies, and apps, tools and budgeting methods that I experiment with, and then much larger experiments as well, like giving away 1/3 of my income or taking a 1-year sabbatical just to see what happens.

Like Dave Ramsey, Rachel Cruze, and everyone else on the Ramsey team, I want to help you get out of debt. Like Crown Financial, I believe that God's way of handling money yields the most fruit - hence the name SeedTime Money.

On some episodes I interview top experts, others I chat with my better half Linda, and sometimes it's just you and me, but it will always help you win with your money. And be sure to stop by our SeedTime.com to get your FREE eCourse ($19 value) to help you master your money.

SeedTime Money Bob Lotich

    • Investing
    • 4.9, 79 Ratings

I am Bob Lotich and I like to experiment with my money so you don't have to. This is practical stuff like money-saving strategies, and apps, tools and budgeting methods that I experiment with, and then much larger experiments as well, like giving away 1/3 of my income or taking a 1-year sabbatical just to see what happens.

Like Dave Ramsey, Rachel Cruze, and everyone else on the Ramsey team, I want to help you get out of debt. Like Crown Financial, I believe that God's way of handling money yields the most fruit - hence the name SeedTime Money.

On some episodes I interview top experts, others I chat with my better half Linda, and sometimes it's just you and me, but it will always help you win with your money. And be sure to stop by our SeedTime.com to get your FREE eCourse ($19 value) to help you master your money.

    5 Used Car Buying Tips (my exact strategy I use to save thousands)

    5 Used Car Buying Tips (my exact strategy I use to save thousands)

    If you're in the market for a used car you need these 5 used car buying tips. I'll show you how to buy a car with my car buying tips, my exact strategy, that has saved me over $10k.
    So, if you're looking how to save money buying a car, you've come to the right place!
    Links Mentioned:
    One Month of Consumer Reports Online Service - https://www.consumerreports.org/cars Edmunds Total Cost To Own (TCTO) - https://www.edmunds.com CarFax Report - https://www.carfax.com AutoCheck Report - https://www.autocheck.com/vehiclehistory CarMax - https://www.carmax.com Carvana - https://www.carvana.com (Please note: links mentioned may be affiliate links which help us support our podcast and website. Thanks for your support!)
    These are a few of the topics we cover:
    How To Save Money Car Shopping Tips For Buying A Used Car Resources For Researching Vehicles Find out more at https://SeedTime.com/podcast#068

    • 13 min
    7 struggles only people married to SPENDERS will understand

    7 struggles only people married to SPENDERS will understand

    Spenders vs savers. Nerds vs free spirits. In this video, Linda and I look at 7 of the struggles that we SAVERS (who live with SPENDERS) have to put up with!
    Are you married to a spender? If you are, I'm sure you'll agree with some of these struggles!
    Links Mentioned:
    7 Struggles Only People Married To SAVERS Will Understand - https://youtu.be/ucTqProH6Z0
    Our Money Mastery Quiz - https://seedtime.com/ppp-credit-score
    (Please note: links mentioned may be affiliate links which help us support our podcast and website. Thanks for your support!)
    These are a few of the topics we cover:
    Spenders Will Always Find A Reason To Spend They Have No Idea How Much Stuff Costs They Buy Stuff Without Researching Find out more at SeedTime.com/podcast#067

    • 4 min
    7 struggles only people married to SAVERS will understand

    7 struggles only people married to SAVERS will understand

    Spenders vs savers. Nerds vs free spirits. In this video, Linda and I look at 7 of the struggles that we SPENDERS (who live with SAVERS) have to put up with! Are you married to a saver? If you are, I'm sure you'll agree with some of these struggles!
    Links Mentioned:
    7 Struggles Only People Married To SPENDERS Will Understand - https://youtu.be/bccNtiHsrgI  Our Money Mastery Quiz - https://seedtime.com/ppp-credit-score (Please note: links mentioned may be affiliate links which help us support our podcast and website. Thanks for your support!)
    These are a few of the topics we cover:
    Feeling The Need To Ask Permission To Spend Money There Isn’t Enough Money In The World To Have Enough In Savings Savers Want To Squash The Fun
    Find out more at SeedTime.com/podcast#066

    • 6 min
    Wealth Secret #5 (of 5)

    Wealth Secret #5 (of 5)

    Join us as we finish up our book study of Craig Hill’s: “The 5 Wealth Secrets 96% Of Us Don’t Know.” In this podcast Linda and I discuss Wealth Secret #5 (of 5), that you need to know about!
    (If you’re following along in the book study, we’re discussing chapter 6: Leave An Inheritance For Two Generations).
    Links Mentioned:
    "The 5 Wealth Secrets 96% Of Us Don't Know" Book by Craig Hill - https://amzn.to/2BSuJf5
    How We Paid Off Our House In 3 Years - https://youtu.be/Iwc1mFfAUno
    Are Jews Wealthier Than Christians? - https://youtu.be/-8HAqej2klc
    SeedTime Podcast - https://seedtime.com/podcast
    SeedTime YouTube Live - https://seedtime.com/live
    (Please note: links mentioned may be affiliate links which help us support our podcast and website. Thanks for your support!)
    These are a few of the topics we cover:
    Thinking Long Term Paying Off Your Debt With God Teaching Our Children About Money And Finance Sometimes It’s Good For Us To Struggle
    Find out more at https://SeedTime.com/podcast#065

    • 27 min
    Wealth Secret #4 (of 5)

    Wealth Secret #4 (of 5)

    Join us in our book study of Craig Hill’s : “The 5 Wealth Secrets 96% Of Us Don’t Know.”
    In this episode, Linda and I discuss Wealth Secret #4 (of 5) that you need to know about!
    (If you’re following along in the book study, we’re discussing chapter 4: Anticipate Economic Cycles).
    Links Mentioned:
    "The 5 Wealth Secrets 96% Of Us Don't Know" Book by Craig Hill - https://amzn.to/2BSuJf5
    (Please note: links mentioned may be affiliate links which help us support our podcast and website. Thanks for your support!)
    These are a few of the topics we cover:
    Economic Cycles Biblical Jubilee Preparing For A Recession Emergency Fund
    Find out more at SeedTime.com/podcast#064

    • 29 min
    Wealth Secret #3 (of 5)

    Wealth Secret #3 (of 5)

    Join us in our book study of Craig Hill’s : “The 5 Wealth Secrets 96% Of Us Don’t Know.”
    In this episode Linda and I discuss Wealth Secret #3 (of 5), that you need to know about! (If you’re following along in the book study, we’re discussing chapter 3.)
    Links Mentioned:
    "The 5 Wealth Secrets 96% Of Us Don't Know" Book by Craig Hill - https://amzn.to/2BSuJf5
    “Rich Dad Poor Dad” Book by Robert Kiyosaki - https://www.amazon.com/Rich-Dad-Poor-Teach-Middle/dp/1612680194
    (Please note: links mentioned may be affiliate links which help us support our podcast and website. Thanks for your support!)
    These are a few of the topics we cover:
    Invest In Things That Multiply The Borrower Is Servant To The Master Focusing On What You Do Have Meekness
    Find out more at https://SeedTime.com/podcast#063

    • 34 min

Customer Reviews

4.9 out of 5
79 Ratings

79 Ratings

CondoMedicineMan ,

Seedtime

Really appreciate the timeless and practical wisdom given by Bob & Linda Lotich on virtually every Episode. They address many common financial issues & problems and are vulnerable enough to share their own mistakes and what they learned from them. Consistently Biblical advice AND they walk the talk.

BelleCougarita ,

With every podcast, I get more encouragement!

As a Christian, I wanted to encompass my beliefs with my finances and I was looking for a starting point for information. I am motivated by this podcast and thankful! Don't Stop!

itsguysmith ,

Bob humbly shares as he learns

I’ve been reading Bob’s blog for many years and always respect his authenticity. Seems laid back and sharing to help as he learns and grows himself. Thanks, Bob for all you do.

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