Michelle Schroeder-Gardner is the founder of Making Sense of Cents, a personal finance website that helps readers learn how to save more, earn money, and live more. She currently earns over $100,000 a month from her blogging business and shows no signs of slowing down. She currently travels full-time with her husband and two dogs in a sailboat. She used to have $40,000 in student loan debt and was struggling, living paycheck to paycheck. She paid off her student loan debt by the age of 24.