[Simplify & Enjoy] How to Build a Family Budget That Actually Works Couple Money Podcast

For many families, 2020 threw us for a loop. Today we’ll look at how you can revamp and build your budget so you can hit your financial goals faster!
Revamping Your Budget I think it’s fair to say that last year did not go as any of us planned. I’m not going to recap the year – we were all there- but honestly, we had a lot curve balls thrown at us. 
Because we had to make so many changes with how we worked, did school, and more, our day to day routines changed and our budgets did as well.
While I’m happy that there are vaccines being produced now, there’s still much ahead of us. It’s going to be a while before things get back to a more normal routine. 
Which means more than ever, we  create a plan for our finances.
One of the best ways you can pivot your finances is by creating a roadmap for your money. For most families, that means creating a better budget.
Some challenges that couples face can include: 
sinking up on what goals you want to tackle this year Building a budget that is flexible enough to deal with adjustments Finding ways to both save for your goals and for some fun So we’re going to dig into this today one by one. 
Rob Bertman is on the podcast.  He’s a certified financial planner and the creator of Family Budget Expert.
He’s worked with families on reconfiguring their budgets so that it reflects them and their specific goals.
We have a lot to cover, so let’s get started! 
Resources to Build a Better Budget Together Looking to create a budget? Here are some helpful resources: 
Best Budget and Money Apps: Personal Capital, Tiller, Mint Grow Your Stash Faster: High Yield Savings with CiT Bank Jumpstart Your Marriage and Your Money Family Budget Transformation System  Is the 50/20/30 Budget Right for You? The 50/50 Rule to Avoid Lifestyle Inflation! How to Successfully Budget as a Couple If you’d like to chat more about your money system, please join us in our private and free Facebook group – Thriving Families. 
We’re families looking to support and help one another out.
Hope to see you there!
Thank You to Our Sponsor Coastal Credit Union! Support for this podcast comes from Coastal Credit Union. If you’re living in the Raleigh Durham area and looking to bank better, come check out Coastal today!
We’ve been members for years and love their service and competitive rates on checking and savings accounts!
Key Takeaways on Creating a Budget That Fits Your Family and Goals Now that we’re two weeks into our monthly money challenge. Which is simply tracking your money. You’re probably getting a clearer picture of your family’s cashflow.
Get Your Free Money Toolkit
Learn how you can quickly & easily set your money up to dump your debt faster!





 Join our community to get the free toolkit and newsletter!

Get Instant Access
We never share your information with third parties and will protect it in accordance with our Privacy Policy


BirdSend Email Marketing Tool







With those numbers in front of you, the two of you can start building a budget together that makes sense for you and your goals for the year.
Here are a few things to look out for and discuss.
Which areas of your budgets, are you spending more or less than you had anticipated?
Since many families stayed home more in 2020. It’s natural that your budget’s shifted. In certain areas may have seen an increase while others. Had a decrease. Now that the new year has started, things may have shifted again. If, so which areas of your budget are staying on target? In which ones are unexpectedly higher or lower?
Of course, if you’re going over budget, you immediately need to make changes. But this may be a case of where you need to adjust your budget, to be more realistic for your current and future circumstances. Perhaps you’ve discovered that yes, you’re spending more with food, but you’re eating at home more eating health