Smart Money Happy Hour with Rachel Cruze and George Kamel Ramsey Network

We put so much emphasis on going to college, but the cost is rising and now students are wondering . . . is it worth the price? In this episode, George and Rachel share the most regretted college majors, what people are choosing to do instead, and the salaries for great-paying jobs that don’t require a degree.

In this episode:
- George’s and Rachel’s college majors (and what they paid for them)
- Common degrees people admit regretting
- How to avoid student loans and what to do if you already have them

Helpful Resources:
·     Start making memories! Go NOW and get Tapple at Walmart or wherever you buy board games!
·      Booking a flight with Going is the best and simplest way to pay less and travel more. Sign up for free today at going.com/smartmoney.
·     Get your finances organized, make a plan, build your confidence, and kick money stress out of your life for good with the EveryDollar budgeting app. Go to www.everydollar.com/smartmoney to get a free two-week trial and $15 off your premium membership to EveryDollar.
·     Do you have a Guilty as Charged question for Rachel and George? Send a DM to @rachelcruze or @georgekamel on Instagram! Be sure to type “GUILTY?” at the top of your message so we don’t miss it.
·     Learn more about your ad choices: https://www.megaphone.fm/adchoices
·     Ramsey Solutions Privacy Policy: https://www.ramseysolutions.com/compa...

This Week’s Happy Hour Special: Cinderella Mocktail
Ingredients:
·    2 tablespoons freshly squeezed orange juice
·    2 tablespoons freshly squeezed lemon juice
·    2 tablespoons pineapple juice
·    1/2 teaspoon grenadine
·    2­–3 dashes Angostura bitters
·    1/2 cup of ginger beer
·    Orange slice (to garnish)

Instructions:
Fill a shaker with ice, then add the orange juice, lemon juice, pineapple juice and grenadine. Shake. Pour the mixture into a tall glass with ice, then add the ginger beer and bitters. Garnish with an orange slice, sip, and enjoy!

Cocktails, quizzes, condiments and more! Find out how well you’re doing financially (and what to do about it) by taking George and Rachel’s Buzzfeed-inspired quiz. And don’t worry, this isn’t one of those money quizzes that will put you in a dark place—we promise.

In this episode:
- George and Rachel sip this week’s cocktail with bravery and, once again, discuss George’s first CD.
- Which condiment are you? (And other bizarre Buzzfeed quiz topics)
- George and Rachel lead you through the Ramsey money quiz and tell you what to do next based on your score.

Helpful Resources:   
·    Follow along with Rachel and George as they take Buzzfeed's Starbucks quiz: https://www.buzzfeed.com/angelicaamartinez/starbucks-budget-quiz-20
·      Start making memories. Go NOW and get Tapple at Walmart or wherever you buy board games!
·      Booking a flight with Going is the best and simplest way to pay less to travel more. Sign up for free today at Going.com/smartmoney.
·      Get your finances organized, make a plan, build your confidence, and kick money stress out of your life for good with the EveryDollar budgeting app. Go to www.everydollar.com/smartmoney to get a free two-week trial and $15 off your premium membership to EveryDollar.
·      Do you have a Guilty as Charged question for Rachel and George? Send a DM to @rachelcruze or @georgekamel on Instagram! Be sure to type “GUILTY?” at the top of your message so we don’t miss it.
·      Learn more about your ad choices: https://www.megaphone.fm/adchoices
·      Ramsey Solutions Privacy Policy: https://www.ramseysolutions.com/compa...
 
This Week’s Happy Hour Special: Crown Stag Cocktail
Ingredients:
5/6 ounces Chambord raspberry liqueur
1 1/4 ounces Jägermeister
1 1/4 ounces vodka

Instructions:
Combine all ingredients in ice-filled glass, garnish with lemon, and enjoy!

News flash: Advertisers have mastered the art of making consumers think they’re in control. But who’s really calling the shots? In this episode, Rachel and George investigate what’s happening behind the brands and how it affects your bank account.
 
In this episode:
- George and Rachel’s reaction to Chuck E. Cheese’s saucy secret
- Why modern-day advertising is low-key mind control
- The alleged BlackRock conspiracy they don’t want you to know about
 
Helpful Resources:
·     Start making memories! Go NOW and get Tapple at Wal-Mart or wherever you buy board games! https://theop.games/
·     Booking a flight with Going is the best and simplest way to pay less and travel more. Sign
up for free today at going.com/smartmoney.
·     Get your finances organized, make a plan, build your confidence, and kick money stress out of your life for good with the EveryDollar budgeting app. Go to www.everydollar.com/smartmoney to get a free two-week trial and $15 off your premium membership to EveryDollar.
·     Do you have a Guilty as Charged question for Rachel and George? Send a DM to @rachelcruze or @georgekamel on Instagram! Be sure to type “GUILTY?” at the top of your message so we don’t miss it.
·     Learn more about your ad choices: https://www.megaphone.fm/adchoices
·     Ramsey Solutions Privacy Policy: https://www.ramseysolutions.com/compa...
  
This Week’s Happy Hour Special: Mexican Surfer
 
Ingredients:
2 ounces reposado tequila
1 1/2 ounces pineapple juice
1/2 ounce lime cordial (aka sweetened lime juice)
 
Instructions:
Combine all your ingredients in a cocktail shaker with ice and shake. Strain the liquid into a chilled coupe glass. Add a lime slice for garnish and hang loose!

Scoring a great deal can save you big—but how do you negotiate the price down when it feels downright awkward? In this episode, George and Rachel talk about strategies to getting the best deal, then Rachel tries them out in their own mock-negotiation.

In this episode:
- George uncovers the depths of Rachel’s shame
- George and Rachel share their negotiating dos and don’ts
- Another great way to save money (that doesn’t require an awkward situation)

Helpful Resources:
·     Start making memories! Go NOW and get Tapple at Wal-Mart or wherever you buy board games!
· Booking a flight with Going is the best and simplest way to pay less and travel more. Sign up for free today at going.com/smartmoney.
·     Get your finances organized, make a plan, build your confidence, and kick money stress out of your life for good with the EveryDollar budgeting app. Go to www.everydollar.com/smartmoney to get a free two-week trial and $15 off your premium membership to EveryDollar.
·     Do you have a Guilty as Charged question for Rachel and George? Send a DM to @rachelcruze or @georgekamel on Instagram! Be sure to type “GUILTY?” at the top of your message so we don’t miss it.
·     Learn more about your ad choices: https://www.megaphone.fm/adchoices
·     Ramsey Solutions Privacy Policy: https://www.ramseysolutions.com/compa...
 
This Week’s Happy Hour Special: Tangerine Mojito Cocktail
Recipe from La Croix

Ingredients:
5 tablespoons Agave nectar
2-3 mint leaves
2 cups tangerine juice
1/4 cup lime juice
2-3 Tangerine slices
2 cans of Tangerine LaCroix

Instructions:
In a tall glass, muddle the mint and agave. Add the tangerine juice, lime juice, Lacroix, and tangerine slices. Stir and garnish with mint leaves. 🍊

Money isn’t everything, but it’s something to consider when choosing your career path. In this episode, George and Rachel talk about the salaries (and cost of education) for some of the top jobs in America. They share what industries they would work in if they could do any job in the world, then talk about celebrity salaries and the amazing thing Taylor Swift did for her truck drivers. 

In this episode:

The salaries people make in America’s most popular jobs

What George would do if he worked for big brands

Which career Rachel thinks should make more money


Helpful Resources:
·     Booking a flight with Going is the best and simplest way to pay less and travel more. Sign up for free today at going.com/smartmoney.
·     Get your finances organized, make a plan, build your confidence, and kick money stress out of your life for good with the EveryDollar budgeting app. Go to www.everydollar.com/smartmoney to get a free two-week trial and $15 off your premium membership to EveryDollar.
·     Do you have a Guilty as Charged question for Rachel and George? Send a DM to @rachelcruze or @georgekamel on Instagram! Be sure to type “GUILTY?” at the top of your message so we don’t miss it.
·     Learn more about your ad choices: https://www.megaphone.fm/adchoices
·     Ramsey Solutions Privacy Policy: https://www.ramseysolutions.com/compa...
 
This Week’s Happy Hour Special: Strawberry Basil Mocktail

Ingredients:

1 1/2 cups fresh strawberries

4–5 fresh basil leaves

12 ounces seltzer

1 lime (half juiced, half sliced)


Instructions:
Roughly chop the strawberries and cut the lime in half. Muddle the strawberries, basil and the juice from half the lime. Fill two tall glasses with crushed ice and divide the berry mixture between them. Top with seltzer and garnish with a slice of lime and fresh basil.

Are we headed toward a cashless society where debit cards are for old people? We don’t know what the future holds, but George and Rachel take a guess and tell you why you don’t need to worry about the future of money. Plus, we’ll dive into which past future predictions were totally ludicrous and which ones were spot on.

In this episode:
- George and Rachel talking about the future cost of weddings, homes and your favorite lattes (and how we’ll pay for them)
- The reason George could never get away with committing a crime
- What futuristic ’90s movies predicted the world would look like today

Helpful Resources:
·      Start making memories! Go get Tapple at Walmart or wherever you buy board games.
·      Booking a flight with Going is the best and simplest way to pay less and travel more. Sign up for free today at going.com/smartmoney.
·     Get your finances organized, make a plan, build your confidence, and kick money stress out of your life for good with the EveryDollar budgeting app. Go to www.everydollar.com/smartmoney to get a free two-week trial and $15 off your premium membership to EveryDollar.
Do you have a Guilty as Charged question for Rachel and George? Send a DM to @rachelcruze or @georgekamel on Instagram! Be sure to type “GUILTY?” at the top of your message so we don’t miss it.
·     Learn more about your ad choices: https://www.megaphone.fm/adchoices
·     Ramsey Solutions Privacy Policy: https://www.ramseysolutions.com/compa...
 
This Week’s Happy Hour Special: Vieux Carré

Ingredients:
·     3/4 ounce rye whiskey
·     3/4 ounce cognac
·     3/4 ounce sweet vermouth
·     1 to 2 dashes Angostura bitters
·     1 to 2 dashes Peychaud’s bitters
·     1/2 ounce Bénédictine liqueur
·     Cherry (for garnish)

Instructions:
Add the rye whiskey, cognac, sweet vermouth, bitters and Bénédictine liqueur to a mixing glass with ice. Stir, then strain into an old fashioned glass over fresh ice. Garnish with a cherry and enjoy!