86 episodes

Pull up a chair to the happy hour you wish your friends were having. Mix two money experts with some hot takes and a splash of nostalgia, and you get Rachel Cruze and George Kamel talking unfiltered about what’s going on in the world, pop culture, and how to afford a life you love.

Smart Money Happy Hour with Rachel Cruze and George Kamel Ramsey Network

    • Business
    • 4.9 • 2.6K Ratings

Pull up a chair to the happy hour you wish your friends were having. Mix two money experts with some hot takes and a splash of nostalgia, and you get Rachel Cruze and George Kamel talking unfiltered about what’s going on in the world, pop culture, and how to afford a life you love.

    Frugal Fails that Might Actually Ruin You

    Frugal Fails that Might Actually Ruin You

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    We love a heroic attempt to save money! Until it backfires. (Let’s be real: We’ve all botched at least one DIY project.) Join Rachel and George for a relatable recap of the internet’s best frugal fails and find out where penny pinching might cost you more in the long run!

    Next Steps
    ·      🔎 Get help from a financial advisor to avoid those sneaky loopholes that will leave you broke.

    ➡️ Don’t miss out on the tax deductions you qualify for—get help from a pro.

    ·      💵 Start budgeting today! Use code SMARTMONEY to get a free two-week trial and $15 off your premium membership to EveryDollar.
     
    ·      📱Submit a Guilty as Charged question for Rachel and George! Send a DM to @rachelcruze or @georgekamel on Instagram! Be sure to type “GUILTY?” at the top of your message so we don’t miss it.

    Today’s Happy Hour Special: 🍸 Dirty Shirley
    Recipe: New York Times Cooking

    Ingredients:
    ·      2 ounces vodka
    ·      1 ounce grenadine
    ·      8 ounces Sprite
    ·      1 maraschino cherry
    ·      Ice

    Instructions: Fill a glass with ice. Add vodka and grenadine. Top with Sprite and garnish with a maraschino cherry.

    Listen to More From Ramsey Network
    🎙️ The Ramsey Show  
    🧠 The Dr. John Delony Show
    💡 The Rachel Cruze Show
    💸 The Ramsey Show Highlights
    💰 George Kamel
    💼 The Ken Coleman Show
    📈 EntreLeadership

    Ramsey Solutions Privacy Policy

    • 38 min
    Are You Guilty of These Financial Turn Offs?

    Are You Guilty of These Financial Turn Offs?

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    Venmo requests for $2? Obsessively checking the Dow’s daily swings? No thanks! Rachel and George are calling out America’s cringiest financial “icks” so you don’t have to. Plus, they’ve got some thoughts for the haters who think our tried-and-true financial principles are a total turnoff.   

    Next Steps
    ·      🔎 Get help from a financial advisor to avoid those sneaky loopholes that will leave you broke.
    ·      ➡️ Don't miss out on the tax deductions you qualify for—get help from a pro. 
    ·      📱Submit a Guilty as Charged question for Rachel and George! Send a DM to @rachelcruze or @georgekamel on Instagram! Be sure to type “GUILTY?” at the top of your message so we don’t miss it.

    Today’s Happy Hour Special 🍸 Corpse Reviver No. 2
     
    Recipe: Difford’s Guide
    Ingredients:
    ·      3/4 ounce gin
    ·      3/4 ounce triple sec
    ·      3/4 ounce Lillet Blanc
    ·      3/4 ounce fresh lemon juice
    ·      2 dashes absinthe
    ·      Ice

    Instructions: Shake all ingredients with ice and fine strain into a chilled glass.

    Listen to More From Ramsey Network

    🎙️ The Ramsey Show  
    🧠 The Dr. John Delony Show
    💡 The Rachel Cruze Show
    💸 The Ramsey Show Highlights
    💰 George Kamel
    💼 The Ken Coleman Show
    📈 EntreLeadership

    Ramsey Solutions Privacy Policy

    • 33 min
    When Is Dipping into Your Savings Justified?

    When Is Dipping into Your Savings Justified?

    💵 Sign up for EveryDollar today - Create a free Budget!
    Stash, stash, spend! In this episode, Rachel and George are breaking down America’s current attitude about saving money. Plus, they’ll decide which popular explanations for dipping into savings are justified—and their answers might surprise you.

    Next Steps
    ·      🔎 Get help from a financial advisor to avoid those sneaky loopholes that will leave you broke.
    ·       ➡️ Don't miss out on the tax deductions you qualify for—get help from a pro.
    ·      📱Submit a Guilty as Charged question for Rachel and George! Send a DM to @rachelcruze or @georgekamel on Instagram! Be sure to type “GUILTY?” at the top of your message so we don’t miss it.

    Today’s Happy Hour Special 🍸 Blackberry Paloma Mocktail 
    Recipe: Moody Mixologist

    Ingredients:
    ·      4 fresh blackberries
    ·      5 dashes smoked chili bitters
    ·      1/2 ounce lime juice
    ·      6 ounces grapefruit soda
    ·      1 ounce butterfly pea tea (room temperature)
    ·      Ice

    Instructions: Prepare butterfly pea tea according to package instructions and let cool. Muddle three blackberries in the bottom of a glass. Add bitters and lime juice. Muddle again. Top with ice and grapefruit soda. Add butterfly pea tea and garnish with the remaining blackberry.

    Listen to More From Ramsey Network
    🎙️ The Ramsey Show  
    🧠 The Dr. John Delony Show
    💡 The Rachel Cruze Show
    💸 The Ramsey Show Highlights
    💰 George Kamel
    💼 The Ken Coleman Show
    📈 EntreLeadership

    Ramsey Solutions Privacy Policy

    • 33 min
    “Harmless” Purchases That Drain Your Bank Account

    “Harmless” Purchases That Drain Your Bank Account

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    Life is hard, but it’s nothing a “little treat” can’t fix . . . right? Get Rachel and George’s take on the true cost of those seemingly innocent serotonin splurges. Plus, we’re keeping our hosts honest about the treats they secretly love to indulge in!

    Next Steps
    ·      🔎 Get help from a financial advisor to avoid those sneaky loopholes that will leave you broke.
    ·      ➡️ Don't miss out on the tax deductions you qualify for—get help from a pro.
    ·      📱Submit a Guilty as Charged question for Rachel and George! Send a DM to @rachelcruze or @georgekamel on Instagram! Be sure to type “GUILTY?” at the top of your message so we don’t miss it.

    Today’s Happy Hour Special 🍸 Mudslide
    Ingredients:
    ·      2 ounces vodka
    ·      1 ounce Bailey’s Irish Cream
    ·      1 ounce Kahlúa
    ·      1 1/2 ounces heavy cream
    ·      Chocolate syrup

    Instructions: In a cocktail shaker filled with ice, combine the vodka, Bailey’s, Kahlúa and heavy cream. Shake until well chilled. Decorate the inside of your favorite cocktail glass with a drizzle of chocolate syrup. Strain the shaker into the decorated glass and enjoy!

    Listen to More From Ramsey Network
    🎙️ The Ramsey Show  
    🧠 The Dr. John Delony Show
    💡 The Rachel Cruze Show
    💸 The Ramsey Show Highlights
    💰 George Kamel
    💼 The Ken Coleman Show
    📈 EntreLeadership

    Ramsey Solutions Privacy Policy

    • 39 min
    Rating the Most Predatory Financial Products

    Rating the Most Predatory Financial Products

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    Are we the world’s biggest basketball fans? Not exactly. But we’re always game for a friendly bracket competition! Join Rachel and George for a special round of March MONEY Madness as they debate some of the worst financial products in the world.

    Next Steps
    ·      🔎 Get help from a financial advisor to avoid those sneaky loopholes that will leave you broke.
     
    ·      ➡️ Don't miss out on the tax deductions you qualify for—get help from a pro.
     
    ·      📱Submit a Guilty as Charged question for Rachel and George! Send a DM to @rachelcruze or @georgekamel on Instagram! Be sure to type “GUILTY?” at the top of your message so we don’t miss it.

    Today’s Happy Hour Special 🍸 Grapefruit Jalapeño Mocktail
    Recipe: Allianna's Kitchen Grapefruit Mocktail
    Ingredients:
    ·      1 cup grapefruit juice
    ·      1 cup club soda
    ·      1/2 small jalapeño
    ·      1 teaspoon lime juice
    ·      Ice
    Instructions: Mix grapefruit juice, lime juice and club soda in a glass. Add ice. Garnish with 2–5 jalapeño slices, stir and serve.

    Listen to More From Ramsey Network
    🎙️ The Ramsey Show  
    🧠 The Dr. John Delony Show
    💡 The Rachel Cruze Show
    💸 The Ramsey Show Highlights
    💰 George Kamel
    💼 The Ken Coleman Show
    📈 EntreLeadership

    Ramsey Solutions Privacy Policy

    • 42 min
    Settling Money Debates in Our Comments Section

    Settling Money Debates in Our Comments Section

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    What do Smart Money Happy Hour viewers really think about cutting up credit cards, the Baby Steps, and combining finances with their spouse? Tune in to find out! This week, George and Rachel react to your comments and raise their glasses to all the keyboard critics, trolls and BFFs who keep things lively in the comments section.
     
    Next Steps
    ·      🎥 Check out the popular video where we explain our most hated financial advice.
     
    ·      ➡️ Need a plan for your money? Check out Financial Peace University.
     
    ·      📱Submit a Guilty as Charged question for Rachel and George! Send a DM to @rachelcruze or @georgekamel on Instagram! Be sure to type “GUILTY?” at the top of your message so we don’t miss it.

    Today’s Happy Hour Special: 🍸Gold Rush
    Recipe by: Difford’s Guide

    Ingredients:
    ·      2 ounces bourbon whiskey
    ·      3/4 ounce lemon juice
    ·      3/4 ounce honey syrup (3 honey to 1 water)
    ·      3 drops saline solution 4:1 (20g sea salt to 80g water)
     
    Directions:
    Serve in an old-fashioned glass. Garnish with lemon wedge. Shake all ingredients with ice and fine strain into ice-filled glass.

    Listen to More From Ramsey Network
    🎙️ The Ramsey Show  
    🧠 The Dr. John Delony Show
    💡 The Rachel Cruze Show
    💸 The Ramsey Show Highlights
    💰 George Kamel
    💼 The Ken Coleman Show
    📈 EntreLeadership

    Ramsey Solutions Privacy Policy

    • 42 min

Customer Reviews

4.9 out of 5
2.6K Ratings

2.6K Ratings

pineaple lade ,

Excellent and fun!

Love this show. Makes me laugh while enjoying the helpful tips. Maybe you could make it better by not interrupting each other so much. I’d love to hear a finished thought. Keep up the fun!

DrJohnROCKS ,

Great show

George and Rachel are great!

Mbs96 ,

Absolutely love it

This is a little pick-me-up every Thursday. I laugh so much and have learned so much! Thanks for keeping it light and giving us some wisdom along the way.

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