Smart Planning 101 Podcast ... shedding light on intelligent estate planning, strategic financial decision-making, health care options, and more. Host Nicole Wipp's mission is to educate and inspire people to make better estate, financial, health, and business planning choices through knowledge, tools, and specific tactics that ensure a more secure future. Death planning, life planning, long-term care planning, business planning, financial.
Learn about helping loved ones or aging parents legally and financially when a healthcare crisis, including the need for nursing homes, occurs. Pre-plan your future to mitigate or eliminate the stress involved in times of health care crisis or just simply due to aging.
Visit smartplanning101.com for more information.
Episode 35 - The Great Grandparent Scam
The FBI estimates that seniors lose more than $3 billion each year to fraud. So what happens when a beloved grandchild calls, begging for money because a bad thing happened to them. Well, you know the answer. That's why this has to be a family conversation, right now. Today’s episode is about “The Grandparent Scam”. Also, how to start important conversations with your elderly loved ones, about various scams, and possible elder abuse.
Episode 034 The Truth About Your Health And Your Privacy
Right now, we are thinking about our healthcare and our privacy more than ever. In this episode, Nicole covers what “healthcare privacy” really means, what the limits of privacy are for us as individuals, and what the law says about our healthcare and privacy.
In this episode:
What “healthcare privacy” really means what are the limits for us as individuals
What does the law say about our healthcare and our privacy
The government’s role in maintaining or protecting our privacy
Employment and healthcare privacy under HIPAA and the ADA
HIPAA, the health insurance portability and accountability act of 1996:
Do you have the right to access your own medical information and history?
Who, or what entities, are required to follow HIPAA guidelines?
What information is and isn’t protected under HIPAA?
What organizations are NOT required to protect your healthcare information, under HIPAA
Healthcare Privacy & the Constitution
Why the right to privacy is not “absolute”
Whalen v. Roe (1977) - The link to more information about this case is in the show links below.
For the transcript of this episode, please visit smartplanning101.com/34
DISCLAIMER: This podcast is intended to be general information only and not legal advice. If you have a specific question about your situation, please get advice from an attorney that specializes in healthcare, privacy and or whatever your specific question is.
033 Have Young Children? 4 Important Estate Planning Considerations
What is the second-worst thing that could happen to your children, if something happened to you?
It's simply this: that you didn't make a plan for them.
In this episode, I’m going to talk about four major planning considerations that every parent with minor children should be thinking about when they’re doing their estate planning, whether or not you've started your planning yet.
Visit smartplanning101.com/33 for show notes and more information about The Smart Planning 101 podcast.
032 Gift Tax: Why Giving Away $15,000 Is a Trap For the Unwary
Have you ever heard that you can give away up to $15,000 per person per year to avoid gift tax?
Spoiler alert: the government gives with one hand and takes away with the other.
Now, as a general statement. This shouldn't surprise anyone, but when it comes to giving away money and other things to your kid, your family, or anyone you want. There really are some unpleasant surprises out there waiting for you.
What are they? That's what today's episode is all about.
Disclaimer: Although I am a lawyer, I am not giving you legal advice. This podcast is for general informational purposes only.
Do you have a have any questions, or have an idea for a future episode? Visit smartplanning101.com/connect and let me know!
030 14 Estate Planning Considerations
Do you need estate planning? I'm going to talk about 14 of the major considerations you should be thinking about when you're considering whether you should plan no matter what your age. Now just be aware, this is of course not legal advice. This is just general information and you really should get with a qualified estate planning or elder law attorney if any of these issues apply to you.
Visit https://www.smartplanning101.com/about-smart-planning-101 to learn more about the podcast.
If you're interested in good estate planning, please visit https://www.miestatelawyer.com or call (248) 278-1511 today!
031 Forced Frailty and Eviction By Design - What Cities And Municipalities Can Do About it
Do you, or do your parents or even grandparents, want to remain at home for the rest of your life? For over 75% of people age 50 and above, the answer is yes. But sadly, less than 1% of people actually live in an environment that makes this possible. Right now we are at a unique point in history where there is legislation that can actually help counties, cities, and municipalities create a new reality for their residents. Join me with my special guest, Esther Greenhouse, to learn more about the longevity economy, how our homes are forcing us into frailty, and how our state and local governments can rise to this challenge RIGHT NOW.
Esther Greenhouse is a unique professional. She is a built environment strategist, consulting with organizations to create innovative initiatives at the intersection of society’s challenges and the built environment. Learn more about her by clicking here.
Only successful people are interested in learning how to be successful. This is a great podcast for smart people looking to become smarter! Thanks for the podcast!
Introductory - yet Thorough
Wonderful for the non-attorney professional (planner or CPA or advisor) to understand and implement.
Bad financial advice given on this podcast!
I have listened to three episodes and in all cases the advice was bad. For example, don't invest through a 401k because the fees are high. Yes, 401k have fees but they can be high or low depending on the employer's plan. Even if high, though, a match often makes a 401k the best choice up to the match.
This podcast is like bad weight loss advice...toting they are the ones with the secret and thus you should ignore all other financial experts out there. If you do follow the advise you will come out farther behind your financial goals so beware!